Prosecution Insights
Prosecution Insights
Technology areas: Networking & Security • Transportation, E-Commerce & Mechanical Systems
105 pending office actions • 43 art units • 91 examiners • 0 of 105 (0%) have an AI response strategy ready • 210 patents granted in the last 365 days
Visa International Service Association is managing 96 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. These actions are distributed among 80 distinct examiners and 34 distinct art units. This distribution reflects the technical scope within transportation and e-commerce, as the portfolio interacts with 80 distinct examiners. GAW, MARK H is the busiest examiner, with 3 pending office actions currently under review.
The busiest examiner pending count of 3 is lower than the total 96 actions, indicating the level of workload distribution. With 80 distinct examiners involved, the company must navigate a variety of examiner preferences. The presence of 34 distinct art units further underscores the technical footprint of the company. This approach suggests that the company's innovations are being evaluated across 34 distinct art units. Such a number of 96 pending actions across many art units requires a coordinated prosecution strategy. GAW, MARK H handles 3 of the actions, which is the count for the busiest examiner in this portfolio. This structure indicates that the workload is spread across 80 distinct examiners.
Based on the USPTO statutory response window for each pending office action. 27 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 27 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 23 (22%) |
| §101 + other | 38 (36%) |
| §103 only | 27 (26%) |
| §102 only | 2 (2%) |
| Double-patenting + other | 1 (1%) |
| Multi-statute (no §101) | 13 (12%) |
| No statute on record | 1 (1%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| BRIDGES, CHRISTOPHER | 3 | 46.4% | +9.2% |
| GAW, MARK H | 3 | 49.8% | +59.7% |
| SUBRAMANIAN, NARAYANSWAMY | 2 | 28.3% | +30.1% |
| STEVENSON, CHRISTINA C | 2 | 5.7% | +6.0% |
| HASBROUCK, MERRITT J | 2 | 9.7% | +6.9% |
| SIDDIQI, MOHAMMAD A | 2 | 85.3% | +15.5% |
| SHARON, AYAL I | 2 | 43.2% | +29.0% |
| KAPOOR, DEVAN | 2 | 6.7% | +10.0% |
| MOORE, URIAH VENDELL | 2 | — | — |
| HILMANTEL, ADAM J | 2 | 40.4% | +28.8% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 19147852 | CHAINING OF TOKENS | SIDDIQI, MOHAMMAD A | — |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18414594 | PAYMENT NETWORK INTENT MONEY MANAGER | WORJLOH, JALATEE | 30d overdue |
| 18905709 | Method, System, and Computer Program Product for Improving Matching Algorithms | PATEL, DIPEN M | 24d overdue |
| 17957925 | DIGITAL FIAT CURRENCY | SMITH, SLADE E | 18d overdue |
| 19065787 | GLOBAL RELYING PARTY SYSTEM FOR VALIDATING DIGITAL IDENTITY CREDENTIALS | DUCK, BRANDON M | 15d overdue |
| 19034888 | REAL-TIME RISK BASED PAYMENT DECISION SERVICE FOR TRANSIT SYSTEM | SHARON, AYAL I | 4d overdue |
| 18682080 | METHOD AND SYSTEM FOR GENERATING A SECRET KEY USING NON-COMMUNICATING ENTITIES | DAVIS, ZACHARY A | 2d overdue |
| 18185444 | ACCELERATED ADVERSARIAL TRAINING FOR LARGE-SCALE SOURCE CODE DATASETS VIA FEATURE-SPACE TRANSFORMATION | DEVORE, CHRISTOPHER DILLON | 5d |
| 18044736 | DYNAMIC GRAPH NODE EMBEDDING VIA LIGHT CONVOLUTION | TRAN, DAVID HOANG | 12d |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 19034888 | REAL-TIME RISK BASED PAYMENT DECISION SERVICE FOR TRANSIT SYSTEM | SHARON, AYAL I | 4d overdue |
| 19098347 | INTEGRATED CLAIMS PROCESSING HUB | SHARON, AYAL I | 34d |
| 18702496 | Method, System, and Computer Program Product for Auto-Profiling Anomalies | HILMANTEL, ADAM J | 43d |
| 17898347 | AUTOMATED DATA CAPTURE PROCESSING | GAW, MARK H | 56d |
| 19360208 | System, Method, and Computer Program Product for Generating Synthetic Graphs That Simulate Real-Time Transactions | SUBRAMANIAN, NARAYANSWAMY | — |
| 19282649 | RAPID AUTO-RETRIEVAL OF ALIASES FOR INTERACTION | GAW, MARK H | — |
| 19147852 | CHAINING OF TOKENS | SIDDIQI, MOHAMMAD A | — |
| 19184623 | GLOBAL REMITTANCE SYSTEM AND METHOD | GAW, MARK H | — |
| Art Unit | Apps |
|---|---|
| 3693 | 10 |
| 3698 | 8 |
| 3695 | 7 |
| 3699 | 7 |
| 3692 | 5 |
| 3694 | 5 |
| 3691 | 4 |
| 3696 | 4 |
| 2147 | 4 |
| 2493 | 3 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19483284 | System, Method, and Computer Program Product for Transferring Assets with a Virtual Account | BAIRD, EDWARD J | 3692 | §101§102§112 | Non-Final OA | — | Pending | Nov 11, 2025 |
| 19360208 | System, Method, and Computer Program Product for Generating Synthetic Graphs That Simulate Real-Time Transactions | SUBRAMANIAN, NARAYANSWAMY | 3691 | §101 | Non-Final OA | — | Pending | Oct 16, 2025 |
| 19474151 | SHIELD-UP SYSTEM AND METHOD FOR PAYMENT TRANSACTIONS | BRIDGES, CHRISTOPHER | 3693 | §101§102§103 | Non-Final OA | — | Pending | Oct 09, 2025 |
| 19471931 | VERIFICATION USING BLOCKCHAIN SMART CONTRACT | STEVENSON, CHRISTINA C | 3698 | §101§103 | Non-Final OA | — | Pending | Oct 02, 2025 |
| 19161011 | MULTIPLE NFC ANTENNA ARRAY AND USER DEVICE DETECTION | MIKELS, MATTHEW | 2876 | §102 | Non-Final OA | — | Pending | Aug 29, 2025 |
| 19311038 | Payment Device and Method for Verification Using a Magnetometer | BRIDGES, CHRISTOPHER | 3693 | §102§103 | Non-Final OA | — | Pending | Aug 27, 2025 |
| 19293475 | AUTHENTICATION SYSTEMS AND METHODS USING LOCATION MATCHING | WONG, ERIC TAK WAI | 3693 | §101§103 | Non-Final OA | — | Pending | Aug 07, 2025 |
| 19154099 | LOW COMMUNICATION DISTRIBUTED SYSTEMS | HASBROUCK, MERRITT J | 3695 | §101§103 | Final Rejection | — | Pending | Aug 06, 2025 |
| 19282649 | RAPID AUTO-RETRIEVAL OF ALIASES FOR INTERACTION | GAW, MARK H | 3693 | §101§102§103 | Non-Final OA | — | Pending | Jul 28, 2025 |
| 19281933 | System, Method, and Computer Program Product for Dynamic Passcode Communication | TRAN, HAI | 3695 | §101§103Other | Non-Final OA | — | Pending | Jul 28, 2025 |
| 19149948 | System, Method, and Computer Program Product for Multi Account Access Based on a Single Credential | SHAH, BHAVIN D | 3694 | §101§112 | Non-Final OA | — | Pending | Jul 22, 2025 |
| 19147852 | CHAINING OF TOKENS | SIDDIQI, MOHAMMAD A | 2493 | §103 | Non-Final OA | — | Pending | Jul 14, 2025 |
| 19145634 | Method, System, and Computer Program Product for Encapsulated Multi-Functional Framework | WARDEN, MICHAEL J | 3694 | §102§103 | Non-Final OA | — | Pending | Jul 03, 2025 |
| 19144326 | SYSTEM AND METHOD FOR REMEMBERING A RETURNING USER | NAJI, YOUNES | 2445 | §103 | Non-Final OA | — | Pending | Jun 27, 2025 |
| 19244158 | QUERY RECORD ESTIMATOR | ASPINWALL, EVAN S | 2156 | §101§103 | Non-Final OA | — | Pending | Jun 20, 2025 |
| 19141542 | System, Method, and Computer Program Product for Real-Time Change Detection | LANE, GREGORY A | 2438 | §103 | Non-Final OA | — | Pending | Jun 20, 2025 |
| 19134014 | RAPID VALUE TRANSFER BETWEEN DIFFERENT VALUE SYSTEMS | FELTEN, DANIEL S | 3692 | §103 | Non-Final OA | — | Pending | May 29, 2025 |
| 19127679 | METHOD AND SYSTEM FOR PROVIDING ENERGY TO VEHICLES USING SECURE CREDENTIAL TRANSFER | GARCIA MIZE, KARLYANNIE MARIE | 3698 | §101§103§112 | Non-Final OA | — | Pending | May 06, 2025 |
| 19197868 | PRIVACY-PRESERVING DATA DEDUPLICATION | LE, CHAU D | 2408 | Other | Non-Final OA | — | Pending | May 02, 2025 |
| 19126918 | DELIVERING USER DATA USING RESOURCE ADDRESS | DING, CHUNLING | 3699 | §103§112 | Non-Final OA | — | Pending | May 02, 2025 |
| 19196067 | INSTANT TOKEN ISSUANCE | CHOI, YUE YIN | 3699 | §101§103 | Non-Final OA | — | Pending | May 01, 2025 |
| 19192147 | PROCESSING METHOD USING VALIDATION KEY | FARAMARZI, GITA | 2496 | §103 | Non-Final OA | — | Pending | Apr 28, 2025 |
| 19186189 | TOKENIZED CONTACTLESS TRANSACTION ENABLED BY CLOUD BIOMETRIC IDENTIFICATION AND AUTHENTICATION | OJIAKU, CHIKAODINAKA | 3696 | §101§103 | Non-Final OA | — | Pending | Apr 22, 2025 |
| 19184937 | NFT INTERACTION PROCESSING SYSTEM AND METHOD | RAHIM, MONJUR | 2436 | §102DP | Non-Final OA | — | Pending | Apr 21, 2025 |
| 19184623 | GLOBAL REMITTANCE SYSTEM AND METHOD | GAW, MARK H | 3693 | §101 | Non-Final OA | — | Pending | Apr 21, 2025 |
| 19119130 | DEVICES, SYSTEMS, AND METHODS FOR ENABLING PERSONAL AUTHORIZATION OF FINANCIAL TRANSACTIONS | SHAIKH, MOHAMMAD Z | 3694 | §101 | Non-Final OA | — | Pending | Apr 08, 2025 |
| 19117748 | CARD WITH MAGNET ARRAY | MARSHALL, CHRISTLE I | 2876 | §102§103 | Final Rejection | 22d | Pending | Apr 02, 2025 |
| 19098347 | INTEGRATED CLAIMS PROCESSING HUB | SHARON, AYAL I | 3695 | §101§103 | Final Rejection | 34d | Pending | Apr 02, 2025 |
| 19114953 | SEMI-SUPERVISED SYSTEM FOR DOMAIN SPECIFIC SENTIMENT LEARNING | KAPOOR, DEVAN | 2126 | §101§103 | Non-Final OA | — | Pending | Mar 25, 2025 |
| 19085075 | System, Method, and Computer Program Product for Authenticating a Device Based on an Application Profile | RAHMAN, SM AZIZUR | 2434 | §102 | Non-Final OA | — | Pending | Mar 20, 2025 |
| 19082671 | COMPREHENSIVE STORAGE APPLICATION PROVISIONING USING A PROVISIONING SOFTWARE DEVELOPMENT KIT (SDK) | SIDDIQI, MOHAMMAD A | 2493 | §101§103Other | Non-Final OA | — | Pending | Mar 18, 2025 |
| 19070931 | System, Method, and Computer Program Product for Validating Software Agents in Robotic Process Automation Systems | KOBROSLI, SHADI HASSAN | 2492 | §103Other | Non-Final OA | — | Pending | Mar 05, 2025 |
| 19109117 | CONTACTLESS TRANSACTION RECTIFICATION SYSTEM AND METHOD | HASBROUCK, MERRITT J | 3695 | §101§103 | Non-Final OA | — | Pending | Mar 05, 2025 |
| 19065787 | GLOBAL RELYING PARTY SYSTEM FOR VALIDATING DIGITAL IDENTITY CREDENTIALS | DUCK, BRANDON M | 3693 | §101§103 | Non-Final OA | 15d overdue | Pending | Feb 27, 2025 |
| 19105287 | SYSTEM AND METHOD FOR PERFORMING DEVICE ISOLATION IN AN AUTHENTICATION NETWORK | ZARKA, DAVID PETER | 2449 | §102§103§112 | Non-Final OA | — | Pending | Feb 20, 2025 |
| 19059204 | EFFICIENT CLEARING TECHNIQUES | HOLLY, JOHN H | 3696 | §101§103 | Non-Final OA | — | Pending | Feb 20, 2025 |
| 19102914 | TRANSACTION CODE ACCOUNT BASED PAYMENT SYSTEM | MALKOWSKI, MARK A | 3696 | §101§103 | Non-Final OA | — | Pending | Feb 11, 2025 |
| 19034888 | REAL-TIME RISK BASED PAYMENT DECISION SERVICE FOR TRANSIT SYSTEM | SHARON, AYAL I | 3695 | §101§103 | Final Rejection | 4d overdue | Pending | Jan 23, 2025 |
| 19033951 | USER AUTHENTICATION AT ACCESS CONTROL SERVER USING MOBILE DEVICE | ZHANG, SHIRLEY X | 2447 | §102§103Other | Final Rejection | — | Pending | Jan 22, 2025 |
| 19015281 | PORTABLE DEVICE BLOCKING AND UNBLOCKING BASED ON WEARABLE DEVICE PROXIMITY | WRIGHT, BRYAN F | 2497 | §103 | Final Rejection | — | Pending | Jan 09, 2025 |
| 18980729 | INTEROPERABLE VALUE EXCHANGE SYSTEM AND METHOD | PRESTON, JOHN O | 3693 | §101§103 | Final Rejection | 34d | Pending | Dec 13, 2024 |
| 18953504 | System, Method, and Computer Program Product for Determining a Pseudo-Identity Score in a Virtual Environment Based on a Blockchain Network | COBB, MATTHEW | 3661 | §103 | Final Rejection | — | Pending | Nov 20, 2024 |
| 18945825 | Method, System, and Computer Program Product for Dynamically Assigning an Inference Request to a CPU or GPU | WU, QING YUAN | — | §102§103 | Non-Final OA | — | Pending | Nov 13, 2024 |
| 18930825 | TECHNIQUES FOR SECURELY PERFORMING OFFLINE AUTHENTICATION | VAUGHAN, MICHAEL R | 2431 | §103 | Final Rejection | 5d overdue | Pending | Oct 29, 2024 |
| 18905709 | Method, System, and Computer Program Product for Improving Matching Algorithms | PATEL, DIPEN M | 3621 | §101 | Non-Final OA | 24d overdue | Pending | Oct 03, 2024 |
| 18901523 | AUTOMATED TASK DELIVERY USING CHECKPOINTING | ABSHER, LUCAS DONALD | 2194 | §103 | Non-Final OA | — | Pending | Sep 30, 2024 |
| 18899780 | STOP PAYMENT SERVICE BY-PASS AND REMOVAL | BRIDGES, CHRISTOPHER | 3693 | §101 | Non-Final OA | — | Pending | Sep 27, 2024 |
| 18847710 | System, Method, and Computer Program Product for Preventing Miner Extractable Value (MEV) Attacks in a Blockchain Network | SAX, TIMOTHY PAUL | 3698 | §103 | Non-Final OA | 55d | Pending | Sep 17, 2024 |
| 18887925 | SECURING ACCESS DATA USE WITH DEVICE DATA | STEVENSON, CHRISTINA C | 3698 | §101§103 | Final Rejection | — | Pending | Sep 17, 2024 |
| 18846914 | IN-PERSON PEER-TO-PEER TRANSFER USING TAP | ROSEN, ELIZABETH H | 3693 | §101 | Non-Final OA | — | Pending | Sep 13, 2024 |
IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.
Start Free TrialVisa International Service Association has 105 pending office actions as of October 2026, spread across 43 art units and 91 examiners.
Christopher Bridges has the most, with 3 of Visa International Service Association's pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.