Last updated: July 12, 2026

Application No. 19/138,214

Untitled Application

Unknown

Filed

Priority

Dec 13, 2022 — IN 202241072014 +1 more

Examiner

STEVENSON, CHRISTINA C

Art Unit

Tech Center

Visa International Service Association

Assignee

Visa International Service Association

OA Round

1 (Non-Final)

Interview Optional

— -3.9% interview lift. Interview lift (-3.9%) is below the 15.0% threshold. A written response is recommended.

Based on 31 resolved cases, 2023–2026

Examiner Intelligence

STEVENSON, CHRISTINA C View full profile →

Grants only 3% of cases

Career Allowance Rate

1 granted / 31 resolved

-56.8% vs TC avg

Minimal -4% lift

Without

With

+-3.9%

Interview Lift

resolved cases with interview

Typical timeline

3y 0m

Avg Prosecution

19 currently pending

Career history

Total Applications

across all art units

Statute-Specific Performance

§103

94.4%

+54.4% vs TC avg

§102

5.6%

-34.4% vs TC avg

Black line = Tech Center average estimate • Based on career data from 31 resolved cases

Prosecution Timeline

May 12, 2026

Non-Final Rejection mailed

Jul 10, 2026

Interview Requested

Precedent Cases

Applications granted by this same examiner with similar technology

17/551,797

Patent 12646060

METHOD AND SYSTEM OF PROVIDING INTEROPERABILITY BETWEEN DIFFERENT PAYMENT RAILS

4y 5m to grant Granted Jun 02, 2026

Study what changed to get past this examiner. Based on 1 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

Grant Probability

-1%

With Interview (-3.9%)

3y 0m

Median Time to Grant

Low

PTA Risk

Based on 31 resolved cases by this examiner. Grant probability derived from career allowance rate.