Last updated: July 13, 2026

Application No. 19/194,764

Untitled Application

Unknown

Filed

Priority

Dec 12, 2024 — continuation of 18/979,240

Examiner

KWONG, CHO YIU

Art Unit

Tech Center

Assured Insurance Technologies, Inc.

Assignee

Assured Insurance Technologies, Inc.

OA Round

3 (Non-Final)

Interview Optional

— +5.0% interview lift. Interview lift (+5.0%) is below the 15.0% threshold. A written response is recommended.

Based on 328 resolved cases, 2023–2026

Examiner Intelligence

KWONG, CHO YIU View full profile →

Grants only 32% of cases

Career Allowance Rate

106 granted / 328 resolved

-27.7% vs TC avg

Minimal +5% lift

Without

With

+5.0%

Interview Lift

resolved cases with interview

Typical timeline

4y 1m

Avg Prosecution

29 currently pending

Career history

374

Total Applications

across all art units

Statute-Specific Performance

§101

28.4%

-11.6% vs TC avg

§103

52.2%

+12.2% vs TC avg

§102

6.2%

-33.8% vs TC avg

§112

11.8%

-28.2% vs TC avg

Black line = Tech Center average estimate • Based on career data from 328 resolved cases

Prosecution Timeline

Jun 04, 2025

Non-Final Rejection mailed

Sep 04, 2025

Response Filed

Oct 16, 2025

Final Rejection mailed

Apr 16, 2026

Request for Continued Examination

Apr 27, 2026

Response after Non-Final Action

May 20, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

19/016,218

Patent 12657560

DYNAMIC QUICK LINK GENERATION SYSTEM

1y 5m to grant Granted Jun 16, 2026

18/822,399

Patent 12561747

PROCESSING INSURED ITEMS HOLISTICALLY WITH MOBILE DAMAGE ASSESSMENT AND CLAIMS PROCESSING

1y 5m to grant Granted Feb 24, 2026

18/636,782

Patent 12530718

SYSTEMS AND METHODS FOR LOAN REWARDS PROVISIONING

1y 9m to grant Granted Jan 20, 2026

18/906,938

Patent 12530720

TRANSACTION PROCESSING SYSTEM PERFORMANCE EVALUATION

1y 3m to grant Granted Jan 20, 2026

17/719,353

Patent 12488340

Address Verification, Seed Splitting and Firmware Extension for Secure Cryptocurrency Key Backup, Restore, and Transaction Signing Platform Apparatuses, Methods and Systems

3y 7m to grant Granted Dec 02, 2025

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

3-4

Expected OA Rounds

32%

Grant Probability

37%

With Interview (+5.0%)

4y 1m

Median Time to Grant

High

PTA Risk

Based on 328 resolved cases by this examiner. Grant probability derived from career allowance rate.