Prosecution Insights
Last updated: April 19, 2026

Examiner: KWONG, CHO YIU

Tech Center 3600 • Art Units: 3693 3698

This examiner grants 32% of resolved cases

Performance Statistics

32.1%
Allow Rate
-19.9% vs TC avg
372
Total Applications
+5.9%
Interview Lift
1261
Avg Prosecution Days
Based on 324 resolved cases, 2023–2026

Rejection Statute Breakdown

37.0%
§101 Eligibility
7.2%
§102 Novelty
26.9%
§103 Obviousness
25.9%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18805138 PERFORMING RISK ASSESSMENTS BASED ON INFLATION MODELING Final Rejection Wells Fargo Bank, N.A.
18410871 METHODS AND ARRANGEMENTS TO DISTRIBUTE A FRAUD DETECTION MODEL Final Rejection Capital One Services, LLC
18583029 SYSTEMS AND METHODS FOR EFFICIENT MONTE CARLO OPTION PRICING AND DERIVATIVE PRICING MODEL CALIBRATION USING DEEP LEARNING AND GRAPHICS PROCESSING UNITS Non-Final OA JPMORGAN CHASE BANK, N.A.
18934891 Insurance Management Method and System for Value-Fluctuated Mobility Device Non-Final OA Kia Corporation
19011238 SYSTEMS AND METHODS EMPLOYING A ROUTER FOR ELECTRONIC TRANSACTIONS Non-Final OA PayPal, Inc.
18962211 ELECTRONIC DEVICE DATA CAPTURE FOR PROPERTY INSURANCE QUOTES Final Rejection STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
18637863 SYSTEMS AND METHODS FOR GENERATING USER OFFERINGS RESPONSIVE TO TELEMATICS DATA Final Rejection State Farm Mutual Automobile Insurance Company
18585902 INITIATED AUTOMATIC CLAIM HANDLING THROUGH CONVERSATIONAL ARTIFICIAL INTELLIGENCE (AI) Final Rejection State Farm Mutual Automobile Insurance Company
19009540 CARD RENEWAL MACHINE Non-Final OA Giesecke+Devrient ePayments GmbH
18717931 METHOD FOR OPERATING CREDIT EVALUATION MODEL USING TWO-STEP LOGISTIC REGRESSION ANALYSIS AND SERVER FOR PERFORMING SAME Non-Final OA KAKAOBANK CORP.
18765047 DYNAMIC GENERATION AND DISTRIBUTION OF SOFTWARE APPLICATIONS TO CONTENT RECEIVERS Final Rejection DISH Network L.L.C.
18743893 REMOTE CLAIMS ADJUSTER Final Rejection Esurance Insurance Services, Inc.
18631355 SYSTEMS AND METHODS FOR SECURE AUTHENTICATION OF A DEVICE DURING A SERVICE Non-Final OA Worldpay, LLC
19027162 INTERPROCESS COMMUNICATION FACILITATING SELLSIDE MARKETMAKING Non-Final OA BGC PARTNERS, INC.
17902392 Systems and Computer-Implemented Methods for Capital Management Non-Final OA Xero Limited
18886343 Generating and Validating Crowdsourced Condition Reports Non-Final OA Trellist, Inc.
17475752 MODEL-BASED ANALYSIS OF INTELLECTUAL PROPERTY COLLATERAL Non-Final OA Moat Metrics, Inc. dba Moat
18815656 METHODS FOR DETERMINING IMAGE CONTENT WHEN GENERATING A PROPERTY LOSS CLAIM THROUGH PREDICTIVE ANALYTICS Final Rejection Mitchell International, Inc.
15210807 Smart Rules and Social Aggregating, Fractionally Efficient Transfer Guidance, Conditional Triggered Transaction, Datastructures, Apparatuses, Methods and Systems Final Rejection FMR LLC
15209709 Point-to-Point Transaction Guidance Apparatuses, Methods and Systems Final Rejection FMR LLC
18769495 SYSTEMS AND METHODS FOR NON-FUNGIBLE TOKEN ASSET PROTECTION Final Rejection Allstate India Private Limited
18380521 SYSTEM AND METHOD FOR THE CREATION OF FEE AGREEMENTS FOR TIMEKEEPING AND BILLING FOR PROFESSIONALS AND CONSULTANTS Final Rejection Fulcrum Global Technologies Inc.
17880459 DIRECT TO CONSUMER COLLECTIBLE SYSTEM AND METHOD Final Rejection The Upper Deck Company
18439432 DIGITAL LIFE AND/OR HEALTH CLAIMS PROCESSING SYSTEM INTEGRATING MULTIPLE CLAIM CHANNELS, AND METHOD THEREOF Non-Final OA Swiss Reinsurance Company Ltd.
17853465 SYSTEMS AND METHODS FOR BUILDING AND EXECUTING INSURANCE CONTRACTS Non-Final OA CoverGo Limited
11866815 System and Method For Providing A Deferred Premium Annuity Final Rejection GENWORTH HOLDINGS, INC.
13013611 COMPLEX TRADING MECHANISM Final Rejection GEODESIXS INC.

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