Last updated: July 07, 2026

Application No. 19/320,878

Untitled Application

Unknown

Filed

Priority

Jun 12, 2015 — provisional 62/175,181 +1 more

Examiner

IMMANUEL, ILSE I

Art Unit

Tech Center

American Express Travel Related Services Company, Inc.

Assignee

American Express Travel Related Services Company, Inc.

OA Round

1 (Non-Final)

This examiner grants 25% of cases after interview

— +25.8% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 305 resolved cases, 2023–2026

Examiner Intelligence

IMMANUEL, ILSE I View full profile →

Grants only 25% of cases

Career Allowance Rate

77 granted / 305 resolved

-34.8% vs TC avg

Strong +26% interview lift

Without

With

+25.8%

Interview Lift

resolved cases with interview

Typical timeline

4y 3m

Avg Prosecution

34 currently pending

Career history

347

Total Applications

across all art units

Statute-Specific Performance

§101

0.3%

-39.7% vs TC avg

§103

93.2%

+53.2% vs TC avg

§102

2.8%

-37.2% vs TC avg

§112

3.4%

-36.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 305 resolved cases

Prosecution Timeline

Jun 29, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

15/951,022

Patent 12670237

DYNAMIC REALLOCATION OF COMPUTING RESOURCES BASED ON MONITORED USAGE ACTIVITIES OF CLIENT SYSTEMS

8y 2m to grant Granted Jun 30, 2026

17/679,549

Patent 12670493

PRIVACY PRESERVING ASSET TRANSFER BETWEEN NETWORKS

4y 4m to grant Granted Jun 30, 2026

18/680,700

Patent 12651254

MULTI-TOKEN PROVISIONING, ONLINE PURCHASE TRANSACTION PROCESSING, AND CARD LIFE CYCLE MANAGEMENT SYSTEMS AND METHODS

2y 0m to grant Granted Jun 09, 2026

18/541,281

Patent 12646057

Communications Device, Point Of Sale Device, Payment Device and Methods

2y 5m to grant Granted Jun 02, 2026

18/966,285

Patent 12639713

UTILIZING A CONTINGENT ASSET SECURE TOKEN

1y 5m to grant Granted May 26, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

25%

Grant Probability

51%

With Interview (+25.8%)

4y 3m

Median Time to Grant

Low

PTA Risk

Based on 305 resolved cases by this examiner. Grant probability derived from career allowance rate.