Last updated: July 11, 2026

Application No. 19/384,913

Untitled Application

Unknown

Filed

3600

Priority

Sep 13, 2023 — continuation of 12/039,504 +2 more

Examiner

NGUYEN, TIEN C

Art Unit

3694

Tech Center

U.S. Bank National Association

Assignee

U.S. Bancorp

OA Round

1 (Non-Final)

Interview Optional

— +18.3% interview lift. Examiner has a relatively high allowance rate (68%); +18.3% interview lift. A written response may suffice.

Based on 657 resolved cases, 2023–2026

Examiner Intelligence

NGUYEN, TIEN C View full profile →

Grants 68% — above average

Career Allowance Rate

447 granted / 657 resolved

+8.0% vs TC avg

Strong +18% interview lift

Without

With

+18.3%

Interview Lift

resolved cases with interview

Typical timeline

2y 10m

Avg Prosecution

28 currently pending

Career history

685

Total Applications

across all art units

Statute-Specific Performance

§101

38.8%

-1.2% vs TC avg

§103

35.2%

-4.8% vs TC avg

§102

4.7%

-35.3% vs TC avg

§112

3.4%

-36.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 657 resolved cases

Prosecution Timeline

3600

Application Filed

May 22, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/498,685

Patent 12668149

RENEWABLE ENERGY CREDIT MANAGEMENT SYSTEM AND METHOD FOR USE WITH ELECTRIC VEHICLES

2y 8m to grant Granted Jun 30, 2026

18/597,575

Patent 12664634

SYSTEMS AND METHODS FOR ANALYZING STRUCTURAL DAMAGE IMAGES USING MACHINE LEARNING

2y 3m to grant Granted Jun 23, 2026

19/217,640

Patent 12608743

MACHINE-LEARNING MODELS FOR IMAGE PROCESSING

11m to grant Granted Apr 21, 2026

18/629,146

Patent 12548020

THIRD PARTY PRODUCTS AND SERVICES VIA ATM

1y 10m to grant Granted Feb 10, 2026

17/692,580

Patent 12541790

DIGITAL MORTGAGE APPLICATION SYSTEM AND PROCESSES THEREOF

3y 11m to grant Granted Feb 03, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

68%

Grant Probability

86%

With Interview (+18.3%)

2y 10m

Median Time to Grant

Low

PTA Risk

Based on 657 resolved cases by this examiner. Grant probability derived from career allowance rate.