Last updated: July 12, 2026

Application No. 19/392,687

Untitled Application

Unknown

Filed

3600

Priority

Mar 27, 2015 — provisional 62/139,411 +3 more

Examiner

KIM, STEVEN S

Art Unit

3698

Tech Center

Wells Fargo Bank, N.A.

Assignee

Wells Fargo Bank, N.A.

OA Round

1 (Non-Final)

This examiner grants 38% of cases after interview

— +40.0% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 460 resolved cases, 2023–2026

Examiner Intelligence

KIM, STEVEN S View full profile →

Grants only 38% of cases

Career Allowance Rate

175 granted / 460 resolved

-22.0% vs TC avg

Strong +40% interview lift

Without

With

+40.0%

Interview Lift

resolved cases with interview

Typical timeline

5y 4m

Avg Prosecution

25 currently pending

Career history

494

Total Applications

across all art units

Statute-Specific Performance

§101

5.6%

-34.4% vs TC avg

§103

68.8%

+28.8% vs TC avg

§102

4.2%

-35.8% vs TC avg

§112

11.8%

-28.2% vs TC avg

Black line = Tech Center average estimate • Based on career data from 460 resolved cases

Prosecution Timeline

3600

Application Filed

Apr 28, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/623,506

Patent 12664528

SYSTEM AND METHOD FOR IMPLEMENTING AN INTERBANK INFORMATION NETWORK

2y 2m to grant Granted Jun 23, 2026

18/910,221

Patent 12656945

AUTO-SEGMENTATION OF NON-FUNGIBLE TOKENS USING MACHINE LEARNING

1y 8m to grant Granted Jun 16, 2026

18/973,784

Patent 12639711

TRANSACTION PROCESSING DEVICE, TRANSACTION PROCESSING METHOD, AND PROGRAM RECORDING MEDIUM

1y 5m to grant Granted May 26, 2026

18/102,590

Patent 12626234

SELF-EXECUTING PROGRAM FOR OUTBOUND MESSAGES

3y 3m to grant Granted May 12, 2026

18/243,616

Patent 12586067

DUPLICATING SMART CONTRACTS WITH TERMINATION CONDITION

2y 6m to grant Granted Mar 24, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

38%

Grant Probability

78%

With Interview (+40.0%)

5y 4m

Median Time to Grant

Low

PTA Risk

Based on 460 resolved cases by this examiner. Grant probability derived from career allowance rate.