Last updated: July 12, 2026

Application No. 19/433,441

Untitled Application

Unknown

Filed

Priority

Aug 30, 2018 — provisional 62/725,235 +4 more

Examiner

LEE, CLAY C

Art Unit

Tech Center

Wells Fargo Bank, N.A.

Assignee

Wells Fargo Bank, N.A.

OA Round

1 (Non-Final)

Interview Optional

— +56.9% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 55% grant rate with +56.9% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 226 resolved cases, 2023–2026

Examiner Intelligence

LEE, CLAY C View full profile →

Grants 55% of resolved cases

Career Allowance Rate

124 granted / 226 resolved

-5.1% vs TC avg

Strong +57% interview lift

Without

With

+56.9%

Interview Lift

resolved cases with interview

Typical timeline

3y 5m

Avg Prosecution

35 currently pending

Career history

278

Total Applications

across all art units

Statute-Specific Performance

§101

1.2%

-38.8% vs TC avg

§103

92.2%

+52.2% vs TC avg

§102

4.2%

-35.8% vs TC avg

§112

0.5%

-39.5% vs TC avg

Black line = Tech Center average estimate • Based on career data from 226 resolved cases

Prosecution Timeline

Apr 08, 2026

Non-Final Rejection mailed

Jul 02, 2026

Applicant Interview (Telephonic)

Jul 02, 2026

Examiner Interview Summary

Precedent Cases

Applications granted by this same examiner with similar technology

18/756,856

Patent 12651255

TRANSACTION MESSAGING

1y 11m to grant Granted Jun 09, 2026

18/385,199

Patent 12647352

VERIFICATION OF DATA PROCESSES IN A NETWORK OF COMPUTING RESOURCES

2y 7m to grant Granted Jun 02, 2026

16/765,873

Patent 12639734

System, Device, and Method of Protected Electronic Commerce and Electronic Financial Transactions

6y 0m to grant Granted May 26, 2026

18/615,853

Patent 12632853

PAYMENT AUTHENTICATION SYSTEM FOR ELECTRONIC COMMERCE TRANSACTIONS

2y 1m to grant Granted May 19, 2026

18/975,430

Patent 12626245

SYSTEMS AND METHODS FOR DISTRIBUTED LEDGER-BASED IDENTITY MANAGEMENT

1y 5m to grant Granted May 12, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

55%

Grant Probability

99%

With Interview (+56.9%)

3y 5m

Median Time to Grant

Low

PTA Risk

Based on 226 resolved cases by this examiner. Grant probability derived from career allowance rate.