Last updated: July 12, 2026

Application No. 19/434,194

Untitled Application

Unknown

Filed

Priority

Sep 18, 2019 — provisional 62/902,247 +3 more

Examiner

IDIAKE, VINCENT I

Art Unit

Tech Center

Wells Fargo Bank, N.A.

Assignee

Wells Fargo Bank, N.A.

OA Round

1 (Non-Final)

Interview Optional

— +20.3% interview lift. Examiner has a relatively high allowance rate (71%); +20.3% interview lift. A written response may suffice.

Based on 161 resolved cases, 2023–2026

Examiner Intelligence

IDIAKE, VINCENT I View full profile →

Grants 71% — above average

Career Allowance Rate

115 granted / 161 resolved

+11.4% vs TC avg

Strong +20% interview lift

Without

With

+20.3%

Interview Lift

resolved cases with interview

Typical timeline

2y 10m

Avg Prosecution

17 currently pending

Career history

189

Total Applications

across all art units

Statute-Specific Performance

§101

5.2%

-34.8% vs TC avg

§103

74.8%

+34.8% vs TC avg

§102

5.8%

-34.2% vs TC avg

§112

8.4%

-31.6% vs TC avg

Black line = Tech Center average estimate • Based on career data from 161 resolved cases

Prosecution Timeline

May 14, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/928,524

Patent 12675604

CONTROL TOWER FOR PROSPECTIVE TRANSACTIONS

1y 8m to grant Granted Jul 07, 2026

18/812,013

Patent 12646056

METHOD AND SYSTEM OF INTEGRATING BLOCKCHAIN TECHNOLOGY WITH EXISTING COMPUTER ARCHITECTURE

1y 9m to grant Granted Jun 02, 2026

18/952,112

Patent 12639712

System and Computer Implemented Method for Generating and Transmitting Tokenized Card Information

1y 6m to grant Granted May 26, 2026

18/439,751

Patent 12632858

CRYPTOGRAPHIC DIGITAL ASSET ARCHITECTURE WITH SELECTIVELY-LOCKABLE DYNAMIC EVOLUTION

2y 3m to grant Granted May 19, 2026

18/657,526

Patent 12561669

SYSTEMS AND METHODS FOR A TRANSACTION CARD HAVING A CRYPTOGRAPHIC KEY

1y 9m to grant Granted Feb 24, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

71%

Grant Probability

92%

With Interview (+20.3%)

2y 10m

Median Time to Grant

Low

PTA Risk

Based on 161 resolved cases by this examiner. Grant probability derived from career allowance rate.