Prosecution Insights
Last updated: July 10, 2026
Application No. 19/458,425

Untitled Application

Unknown
Filed
Priority
Apr 11, 2024 — CIP of 12/147,513 +4 more
Examiner
COLE, BRANDON S
Art Unit
Tech Center
Citibank, N.A.
Assignee
Citibank, N.A.
OA Round
1 (Non-Final)
79%
Grant Probability
Favorable
1-2
OA Rounds
2y 5m
Filing → Grant
87%
With Interview

Examiner Intelligence

Grants 79% — above average
79%
Career Allowance Rate
962 granted / 1214 resolved
+19.2% vs TC avg
Moderate +7% lift
Without
With
+7.4%
Interview Lift
resolved cases with interview
Typical timeline
2y 5m
Avg Prosecution
32 currently pending
Career history
1254
Total Applications
across all art units

Statute-Specific Performance

§101
7.6%
-32.4% vs TC avg
§103
67.6%
+27.6% vs TC avg
§102
21.9%
-18.1% vs TC avg
§112
0.6%
-39.4% vs TC avg
Black line = Tech Center average estimate • Based on career data from 1214 resolved cases

Prosecution Timeline

Mar 25, 2026
Non-Final Rejection (signed)
May 07, 2026
Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

Patent 12674747
METHOD AND SYSTEM FOR DESIGN OF PHOTONICS SYSTEMS
5y 1m to grant Granted Jul 07, 2026
Patent 12657471
HYBRID MODEL AND ARCHITECTURE SEARCH FOR AUTOMATED MACHINE LEARNING SYSTEMS
5y 2m to grant Granted Jun 16, 2026
Patent 12657489
TEMPORAL EXPLANATIONS OF MACHINE LEARNING MODEL OUTCOMES
4y 1m to grant Granted Jun 16, 2026
Patent 12657466
TRANSFER-LEARNING FOR STRUCTURED DATA WITH REGARD TO JOURNEYS DEFINED BY SETS OF ACTIONS
3y 8m to grant Granted Jun 16, 2026
Patent 12651169
SYSTEM AND METHOD FOR TRAINING AND REFINING MACHINE LEARNING MODELS FOR INTENT CLASSIFICATION
4y 0m to grant Granted Jun 09, 2026
Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
79%
Grant Probability
87%
With Interview (+7.4%)
2y 5m
Median Time to Grant
Low
PTA Risk
Based on 1214 resolved cases by this examiner. Grant probability derived from career allowance rate.

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