Prosecution Insights
Last updated: October 02, 2026

Blackhawk Network Inc.

Technology area: Transportation, E-Commerce & Mechanical Systems

10 pending office actions • 5 art units • 10 examiners • 0 of 10 (0%) have an AI response strategy ready • 9 patents granted in the last 365 days

Analysis

Blackhawk Network Inc. currently has 10 pending office actions within the Transportation, E-Commerce & Mechanical Systems technology area. These actions are distributed across 5 distinct art units, showing that the company's patent applications are being processed by several different specialized groups. The portfolio involves 10 distinct examiners, which indicates that every active matter is being handled by a different individual, requiring a broad range of examiner-specific strategies.

The busiest examiner, PATEL, NEHA, is responsible for 1 pending office action. This indicates that the pending office actions are spread individually across the examination pool, with no examiner handling more than one case. For those managing the portfolio, this distribution means that each of the pending office actions will likely follow a unique trajectory based on the individual examiner's interpretation, despite the fact that all actions fall within the same broad technology area. The use of 5 distinct art units further suggests that the pending office actions are subject to the specific nuances of multiple examination teams.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

10
Total Pending OAs
6
Non-Final OAs
2
Final Rejections
2
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 3 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

2
Overdue
0
Due this week
0
Due this month
1
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 3 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (2)Due ≤ 60 days (1)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

8
Hard (80%)
1
Medium (10%)
1
Easy (10%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only2 (20%)
§101 + other6 (60%)
§112 only1 (10%)
Double-patenting + other1 (10%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
0
Information Tech
0% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
8
Mechanical / Eng
80% of docket
2
Business / Other
20% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

100 h
Manual time on pending OAs
20 h
Time saved (low, 20%)
35 h
Time saved (mid, 35%)
0.9 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
PATEL, NEHA 1 23.2% +21.0%
RAHMAN, MAHFUZUR 1 90.8% +8.4%
HILMANTEL, ADAM J 1 41.2% +29.4%
MOSSER, ROBERT E 1 46.7% +9.8%
ROSEN, ELIZABETH H 1 45.7% +49.6%
MITCHELL, NATHAN A 1 73.0% +10.0%
LIU, CHIA-YI 1 27.0% +21.2%
PHAN, NICHOLAS K 1 51.8% +18.8%
POLLOCK, GREGORY A 1 11.1% +12.5%
KANERVO, VIRPI H 1 47.5% +47.6%

Quick Wins (1)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
19203102 USING CLIENT CERTIFICATES TO COMMUNICATE TRUSTED INFORMATION RAHMAN, MAHFUZUR —

Hard Cases (8)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18241324 CLIENT CUSTOMIZED VIRTUAL OR PHYSICAL CARD FOR USE WITH SELECTED MERCHANTS ROSEN, ELIZABETH H 4d overdue
15796174 System and method for targeted marketing and consumer resource management LIU, CHIA-YI 4d overdue
14213693 System and Method for Selecting, Distributing, Redeeming, and Reconciling Digital Offers POLLOCK, GREGORY A 40d
19329635 SYSTEMS AND METHODS FOR PROXY CARD AND/OR WALLET REDEMPTION CARD TRANSACTIONS PATEL, NEHA —
19055829 SYSTEMS AND METHODS FOR DYNAMICALLY DETECTING AND PREVENTING CONSUMER FRAUD HILMANTEL, ADAM J —
17521026 REDEMPTION NETWORK WITH TRANSACTION SEQUENCER MITCHELL, NATHAN A —
15796166 SYSTEMS AND METHODS FOR CONSUMER MODIFIABLE PAYMENT CARD TRANSACTIONS PHAN, NICHOLAS K —
13619226 System, Method, and Apparatus for Creating and Distributing a Transaction Credit KANERVO, VIRPI H —

Interview Candidates (8)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18241324 CLIENT CUSTOMIZED VIRTUAL OR PHYSICAL CARD FOR USE WITH SELECTED MERCHANTS ROSEN, ELIZABETH H 4d overdue
15796174 System and method for targeted marketing and consumer resource management LIU, CHIA-YI 4d overdue
14213693 System and Method for Selecting, Distributing, Redeeming, and Reconciling Digital Offers POLLOCK, GREGORY A 40d
19329635 SYSTEMS AND METHODS FOR PROXY CARD AND/OR WALLET REDEMPTION CARD TRANSACTIONS PATEL, NEHA —
19055829 SYSTEMS AND METHODS FOR DYNAMICALLY DETECTING AND PREVENTING CONSUMER FRAUD HILMANTEL, ADAM J —
17521026 REDEMPTION NETWORK WITH TRANSACTION SEQUENCER MITCHELL, NATHAN A —
15796166 SYSTEMS AND METHODS FOR CONSUMER MODIFIABLE PAYMENT CARD TRANSACTIONS PHAN, NICHOLAS K —
13619226 System, Method, and Apparatus for Creating and Distributing a Transaction Credit KANERVO, VIRPI H —

Top Art Units

Art UnitApps
3691 3
3699 2
3693 1
3627 1
3692 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19329635 SYSTEMS AND METHODS FOR PROXY CARD AND/OR WALLET REDEMPTION CARD TRANSACTIONS PATEL, NEHA 3699 §101DP Non-Final OA — Pending Sep 16, 2025
19203102 USING CLIENT CERTIFICATES TO COMMUNICATE TRUSTED INFORMATION RAHMAN, MAHFUZUR — §103DP Non-Final OA — Pending May 08, 2025
19055829 SYSTEMS AND METHODS FOR DYNAMICALLY DETECTING AND PREVENTING CONSUMER FRAUD HILMANTEL, ADAM J 3691 §101Other Final Rejection — Pending Feb 18, 2025
18958375 METHOD OF INTEGRATING A RETAIL POINT OF SALE AND A THIRD-PARTY INSTANT WIN LOTTERY TICKET DISPENSER MOSSER, ROBERT E — §112Other Non-Final OA — Pending Nov 25, 2024
18241324 CLIENT CUSTOMIZED VIRTUAL OR PHYSICAL CARD FOR USE WITH SELECTED MERCHANTS ROSEN, ELIZABETH H 3693 §101DP Non-Final OA 4d overdue Pending Sep 01, 2023
17521026 REDEMPTION NETWORK WITH TRANSACTION SEQUENCER MITCHELL, NATHAN A 3627 §101§103Other Non-Final OA — Pending Nov 08, 2021
15796174 System and method for targeted marketing and consumer resource management LIU, CHIA-YI 3692 §101§112 Non-Final OA 4d overdue Pending Oct 27, 2017
15796166 SYSTEMS AND METHODS FOR CONSUMER MODIFIABLE PAYMENT CARD TRANSACTIONS PHAN, NICHOLAS K 3699 §101§103§112 Final Rejection — Pending Oct 27, 2017
14213693 System and Method for Selecting, Distributing, Redeeming, and Reconciling Digital Offers POLLOCK, GREGORY A 3691 §101§112 Non-Final OA 40d Pending Mar 14, 2014
13619226 System, Method, and Apparatus for Creating and Distributing a Transaction Credit KANERVO, VIRPI H 3691 §101 Non-Final OA — Pending Sep 14, 2012

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