Prosecution Insights
Last updated: October 04, 2026

Insurance Services Office Inc.

Technology areas: Computing & Software • Communications • Transportation, E-Commerce & Mechanical Systems

14 pending office actions • 9 art units • 14 examiners • 0 of 14 (0%) have an AI response strategy ready • 10 patents granted in the last 365 days

Analysis

Insurance Services Office Inc. is managing 12 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. These actions are distributed across 12 distinct examiners and 8 distinct art units. SUBRAMANIAN, NARAYANSWAMY is the busiest examiner, with 1 pending office action currently assigned. The fact that 12 distinct examiners are handling the 12 pending actions means each case is assigned to a different individual.

The use of 8 distinct art units suggests a technical range within the transportation and e-commerce field. Because the busiest examiner pending count is 1, the workload is distributed among all 12 involved examiners. This approach across 8 art units and 12 examiners suggests that the company's technology is being evaluated across the technical expertise of the patent office. Managing 12 pending actions with 12 different examiners requires a strategy that accounts for many individual examination styles. The presence of 8 distinct art units indicates that the company's filings are reviewed by multiple technical sections. SUBRAMANIAN, NARAYANSWAMY is one of the 12 distinct examiners handling the pending office actions.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

14
Total Pending OAs
11
Non-Final OAs
3
Final Rejections
0
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 4 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

3
Overdue
0
Due this week
0
Due this month
1
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 4 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (3)Due ≤ 60 days (1)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

7
Hard (50%)
6
Medium (43%)
1
Easy (7%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only1 (7%)
§101 + other4 (29%)
§103 only6 (43%)
Double-patenting only1 (7%)
Multi-statute (no §101)2 (14%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
2
Information Tech
14% of docket
4
Communications
29% of docket
0
Semiconductors
0% of docket
3
Mechanical / Eng
21% of docket
5
Business / Other
36% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

140 h
Manual time on pending OAs
28 h
Time saved (low, 20%)
49 h
Time saved (mid, 35%)
1.2 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
SUBRAMANIAN, NARAYANSWAMY 1 28.4% +30.3%
AKINYEMI, AJIBOLA A 1 80.4% +18.3%
WILSON, NICHOLAS R 1 87.4% +11.3%
COUSO, JOSE L 1 90.1% +8.4%
EZEWOKO, MICHAEL I 1 61.5% +51.2%
MERCADO VARGAS, ARIEL 1 71.8% +28.4%
VANCHY JR, MICHAEL J 1 66.8% +20.1%
POINVIL, FRANTZY 1 79.0% +15.3%
MEROUAN, ABDERRAHIM 1 73.7% +16.7%
COBB, MICHAEL J 1 76.7% +36.2%

Quick Wins (1)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
18973911 Computer Vision Systems and Methods for Generating Building Models Using Three-Dimensional Sensing and Augmented Reality Techniques WILSON, NICHOLAS R —

Hard Cases (7)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 7 ordered by deadline are shown.

App #TitleExaminerDue in
18127414 Computer Vision Systems and Methods for Property Scene Understanding from Digital Images and Videos O'SHEA, BRENDAN S 87d overdue
17580279 Systems and Methods for Roof Area and Slope Estimation Using a Point Set DRAPEAU, SIMEON PAUL 60d overdue
18785324 Systems and Methods for Computerized Loss Scenario Modeling and Data Analytics POINVIL, FRANTZY 40d
19361469 Generative Artificial Intelligence Systems and Methods for Processing Insurance Underwriting Data SUBRAMANIAN, NARAYANSWAMY —
19055929 Computer Vision Systems and Methods for Automatically Detecting, Classifying, and Pricing Objects Captured in Images or Videos AKINYEMI, AJIBOLA A —
18953486 Computer Vision Systems and Methods for Detecting Structures Using Aerial Imagery and Heightmap Data COUSO, JOSE L —
18811440 Systems and Methods for Machine Learning From Medical Records EZEWOKO, MICHAEL I —

Interview Candidates (9)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18517225 Computer Vision Systems and Methods for Information Extraction from Floorplan Images COBB, MICHAEL J 43d overdue
18785324 Systems and Methods for Computerized Loss Scenario Modeling and Data Analytics POINVIL, FRANTZY 40d
19361469 Generative Artificial Intelligence Systems and Methods for Processing Insurance Underwriting Data SUBRAMANIAN, NARAYANSWAMY —
19055929 Computer Vision Systems and Methods for Automatically Detecting, Classifying, and Pricing Objects Captured in Images or Videos AKINYEMI, AJIBOLA A —
18973911 Computer Vision Systems and Methods for Generating Building Models Using Three-Dimensional Sensing and Augmented Reality Techniques WILSON, NICHOLAS R —
18811440 Systems and Methods for Machine Learning From Medical Records EZEWOKO, MICHAEL I —
18809768 System and Method for Creating Customized Insurance-Related Forms Using Computing Devices MERCADO VARGAS, ARIEL —
18791929 Machine Learning Systems and Methods for Image Splicing Detection and Localization VANCHY JR, MICHAEL J —

Top Art Units

Art UnitApps
3691 1
2666 1
3693 1
2683 1
2615 1
3626 1
2159 1
2188 1
2614 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19361469 Generative Artificial Intelligence Systems and Methods for Processing Insurance Underwriting Data SUBRAMANIAN, NARAYANSWAMY 3691 §101§103 Non-Final OA — Pending Oct 17, 2025
19055929 Computer Vision Systems and Methods for Automatically Detecting, Classifying, and Pricing Objects Captured in Images or Videos AKINYEMI, AJIBOLA A — §102§103 Non-Final OA — Pending Feb 18, 2025
18973911 Computer Vision Systems and Methods for Generating Building Models Using Three-Dimensional Sensing and Augmented Reality Techniques WILSON, NICHOLAS R — DP Non-Final OA — Pending Dec 09, 2024
18953486 Computer Vision Systems and Methods for Detecting Structures Using Aerial Imagery and Heightmap Data COUSO, JOSE L — §102§103 Non-Final OA — Pending Nov 20, 2024
18811440 Systems and Methods for Machine Learning From Medical Records EZEWOKO, MICHAEL I — §101§102§103 Non-Final OA — Pending Aug 21, 2024
18809768 System and Method for Creating Customized Insurance-Related Forms Using Computing Devices MERCADO VARGAS, ARIEL — §103Other Non-Final OA — Pending Aug 20, 2024
18791929 Machine Learning Systems and Methods for Image Splicing Detection and Localization VANCHY JR, MICHAEL J 2666 §103 Non-Final OA — Pending Aug 01, 2024
18785324 Systems and Methods for Computerized Loss Scenario Modeling and Data Analytics POINVIL, FRANTZY 3693 §101 Final Rejection 40d Pending Jul 26, 2024
18588932 Systems and Methods for Modeling Structures Using Point Clouds Derived from Stereoscopic Image Pairs MEROUAN, ABDERRAHIM 2683 §103Other Final Rejection — Pending Feb 27, 2024
18517225 Computer Vision Systems and Methods for Information Extraction from Floorplan Images COBB, MICHAEL J 2615 §103 Final Rejection 43d overdue Pending Nov 22, 2023
18127414 Computer Vision Systems and Methods for Property Scene Understanding from Digital Images and Videos O'SHEA, BRENDAN S 3626 §101§103 Non-Final OA 87d overdue Pending Mar 28, 2023
17899331 Systems and Methods for Computer Modeling Using Incomplete Data CORRIELUS, JEAN M 2159 §103 Non-Final OA — Pending Aug 30, 2022
17580279 Systems and Methods for Roof Area and Slope Estimation Using a Point Set DRAPEAU, SIMEON PAUL 2188 §101§103§112 Non-Final OA 60d overdue Pending Jan 20, 2022
17355995 Systems and Methods for Generating Property Data Packages from Lidar Point Clouds YANG, ANDREW GUS 2614 §103 Non-Final OA — Pending Jun 23, 2021

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