Prosecution Insights
Last updated: October 04, 2026

Live Oak Banking Company

1 pending office actions • 0 art units • 1 examiners • 0 of 1 (0%) have an AI response strategy ready • 2 patents granted in the last 365 days

Analysis

Live Oak Banking Company is managing 1 pending office action in its current portfolio. The prosecution is handled by 1 distinct examiner, while the data indicates 0 distinct art units for the active matters. This indicates a narrow scope of current patent office interaction for the banking entity.

The busiest examiner, SWIFT, CHARLES M, is assigned 1 busiest examiner pending office action. Because this 1 action is the only one pending for the company, the examiner's specific interpretation of patentability will be the deciding factor for this application. The lack of multiple examiners or art units simplifies the monitoring requirements for the company's legal team.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

1
Total Pending OAs
0
Non-Final OAs
1
Final Rejections
0
Advisory / Quayle

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

0
Hard (0%)
1
Medium (100%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§103 only1 (100%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
0
Information Tech
0% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
0
Mechanical / Eng
0% of docket
1
Business / Other
100% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

10 h
Manual time on pending OAs
2 h
Time saved (low, 20%)
4 h
Time saved (mid, 35%)
0.1 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
SWIFT, CHARLES M 1 80.7% +22.6%

Quick Wins (1)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
18680432 Systems and Methods for Dynamic Task Generation SWIFT, CHARLES M —

Interview Candidates (1)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
18680432 Systems and Methods for Dynamic Task Generation SWIFT, CHARLES M —

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
18680432 Systems and Methods for Dynamic Task Generation SWIFT, CHARLES M — §103 Final Rejection — Pending May 31, 2024

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