Technology area: Transportation, E-Commerce & Mechanical Systems
21 pending office actions • 13 art units • 19 examiners • 0 of 21 (0%) have an AI response strategy ready • 27 patents granted in the last 365 days
Synchrony Bank has 23 pending office actions in Transportation, E-Commerce & Mechanical Systems. Those matters span 21 distinct examiners and 14 distinct art units, indicating a widely distributed prosecution workload with more examiner variation than art-unit variation.
PRESTON, JOHN O is the busiest examiner, with 2 pending matters. No single examiner accounts for a substantial portion of the recorded workload, so counsel should organize responses by application while using art-unit patterns to identify recurring examination issues.
Based on the USPTO statutory response window for each pending office action. 7 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 7 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 6 (29%) |
| §101 + other | 9 (43%) |
| §103 only | 4 (19%) |
| §112 only | 1 (5%) |
| Double-patenting only | 1 (5%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| PRESTON, JOHN O | 2 | 28.4% | +7.7% |
| MUSTAFA, MOHAMMED H | 2 | 35.2% | +30.2% |
| KANERVO, VIRPI H | 1 | 47.5% | +47.6% |
| HAIDER, FAWAAD | 1 | 50.5% | +25.2% |
| LONG, MEREDITH A | 1 | 43.1% | +20.8% |
| BEKERMAN, MICHAEL | 1 | 32.9% | +30.2% |
| VIG, NARESH | 1 | 36.6% | +43.2% |
| MARIAM, DANIEL G | 1 | 90.6% | +10.3% |
| BAGGOT, BREFFNI | 1 | 35.7% | +25.8% |
| SHAAWAT, MAYASA A. | 1 | 87.7% | +21.4% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 2 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 19019786 | SYSTEMS AND METHODS FOR READING FLAT CARDS | MARIAM, DANIEL G | — |
| 19004258 | SYSTEMS AND METHODS FOR DYNAMIC AUTHENTICATION ACROSS DISPARATE SYSTEMS | SHAAWAT, MAYASA A. | — |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18425377 | DYNAMIC PATTERN RECOGNITION ANALYSIS IN REAL-TIME DURING CONTINUING DATA EXTRACTION | KAZIMI, HANI M | 31d overdue |
| 18792253 | SYSTEMS AND METHODS FOR GRADUATION OF DUAL-FEATURE PAYMENT INSTRUMENTS | MUSTAFA, MOHAMMED H | 17d overdue |
| 18756331 | SYSTEMS AND METHODS FOR AUTOMATED ENROLLMENT ORCHESTRATION | PRESTON, JOHN O | 8d overdue |
| 18975256 | APPLICATION USER INTERFACE FRAMEWORK FOR ACTIVATING REVOLVING ACCOUNTS | PRESTON, JOHN O | 40d |
| 18346493 | DYNAMICALLY DETERMINING REAL-TIME OFFERS | MUSTAFA, MOHAMMED H | 40d |
| 19055141 | DYNAMIC OFFERS APPLICATION PROGRAMMING INTERFACES | LONG, MEREDITH A | 56d |
| 19222105 | SYSTEMS AND METHODS FOR DYNAMIC GENERATION OF SECURITY CODES FOR INSTRUMENT UTILIZATIONS | KANERVO, VIRPI H | — |
| 19055168 | SYSTEMS AND METHODS FOR OPTIMIZING ALLOCATION OF POINTS | BEKERMAN, MICHAEL | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18792253 | SYSTEMS AND METHODS FOR GRADUATION OF DUAL-FEATURE PAYMENT INSTRUMENTS | MUSTAFA, MOHAMMED H | 17d overdue |
| 18346493 | DYNAMICALLY DETERMINING REAL-TIME OFFERS | MUSTAFA, MOHAMMED H | 40d |
| 19055141 | DYNAMIC OFFERS APPLICATION PROGRAMMING INTERFACES | LONG, MEREDITH A | 56d |
| 19222105 | SYSTEMS AND METHODS FOR DYNAMIC GENERATION OF SECURITY CODES FOR INSTRUMENT UTILIZATIONS | KANERVO, VIRPI H | — |
| 19201460 | REVERSE TERMINAL PAYMENT SYSTEMS AND METHODS | HAIDER, FAWAAD | — |
| 19055168 | SYSTEMS AND METHODS FOR OPTIMIZING ALLOCATION OF POINTS | BEKERMAN, MICHAEL | — |
| 19047995 | APPLICATION PROGRAMMING INTERFACES FOR CLUSTER-GENERATED OFFERS USING MACHINE LEARNING | VIG, NARESH | — |
| 19019786 | SYSTEMS AND METHODS FOR READING FLAT CARDS | MARIAM, DANIEL G | — |
| Art Unit | Apps |
|---|---|
| 3693 | 4 |
| 3691 | 3 |
| 3622 | 2 |
| 3621 | 2 |
| 3694 | 2 |
| 3627 | 1 |
| 2675 | 1 |
| 2433 | 1 |
| 2141 | 1 |
| 3695 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19222105 | SYSTEMS AND METHODS FOR DYNAMIC GENERATION OF SECURITY CODES FOR INSTRUMENT UTILIZATIONS | KANERVO, VIRPI H | 3691 | §101§102 | Non-Final OA | — | Pending | May 29, 2025 |
| 19201460 | REVERSE TERMINAL PAYMENT SYSTEMS AND METHODS | HAIDER, FAWAAD | 3627 | §103 | Non-Final OA | — | Pending | May 07, 2025 |
| 19055141 | DYNAMIC OFFERS APPLICATION PROGRAMMING INTERFACES | LONG, MEREDITH A | 3622 | §101 | Final Rejection | 56d | Pending | Feb 17, 2025 |
| 19055168 | SYSTEMS AND METHODS FOR OPTIMIZING ALLOCATION OF POINTS | BEKERMAN, MICHAEL | 3621 | §101§102§103 | Non-Final OA | — | Pending | Feb 17, 2025 |
| 19047995 | APPLICATION PROGRAMMING INTERFACES FOR CLUSTER-GENERATED OFFERS USING MACHINE LEARNING | VIG, NARESH | 3622 | §101§103 | Final Rejection | — | Pending | Feb 07, 2025 |
| 19019786 | SYSTEMS AND METHODS FOR READING FLAT CARDS | MARIAM, DANIEL G | 2675 | DP | Non-Final OA | — | Pending | Jan 14, 2025 |
| 19016068 | SYSTEM AND METHOD FOR PROCESSING OF PROMOTIONS IN CONNECTION WITH DIGITAL PURCHASING | BAGGOT, BREFFNI | 3621 | §112 | Final Rejection | — | Pending | Jan 10, 2025 |
| 19004258 | SYSTEMS AND METHODS FOR DYNAMIC AUTHENTICATION ACROSS DISPARATE SYSTEMS | SHAAWAT, MAYASA A. | 2433 | §103 | Final Rejection | — | Pending | Dec 28, 2024 |
| 18975256 | APPLICATION USER INTERFACE FRAMEWORK FOR ACTIVATING REVOLVING ACCOUNTS | PRESTON, JOHN O | 3693 | §101 | Final Rejection | 40d | Pending | Dec 10, 2024 |
| 18951838 | SECURE MODAL BASED DIGITAL INSTALLMENTS | HUDSON, MARLA LAVETTE | 3694 | §101 | Final Rejection | — | Pending | Nov 19, 2024 |
| 18915441 | SYSTEMS AND METHODS FOR AUTOMATIC CLAIMS SETTLEMENT | MALHOTRA, SANJEEV | 3691 | §101§103 | Final Rejection | — | Pending | Oct 15, 2024 |
| 18792253 | SYSTEMS AND METHODS FOR GRADUATION OF DUAL-FEATURE PAYMENT INSTRUMENTS | MUSTAFA, MOHAMMED H | 3693 | §101§112 | Final Rejection | 17d overdue | Pending | Aug 01, 2024 |
| 18762756 | SYSTEM AND METHOD FOR MANAGING DATA SHARE REQUESTS | HASTY, NICHOLAS | 2141 | §101§103 | Non-Final OA | — | Pending | Jul 03, 2024 |
| 18756331 | SYSTEMS AND METHODS FOR AUTOMATED ENROLLMENT ORCHESTRATION | PRESTON, JOHN O | 3693 | §101 | Final Rejection | 8d overdue | Pending | Jun 27, 2024 |
| 18753243 | SYSTEMS AND METHODS FOR AUTOMATIC GRADUATION OF SECURED INSTRUMENTS | HASBROUCK, MERRITT J | 3695 | §101§103 | Final Rejection | — | Pending | Jun 25, 2024 |
| 18753226 | SYSTEMS AND METHODS FOR REAL-TIME DYNAMIC SECURED PAYMENT INSTRUMENT PROCESSING | YONO, RAVEN E | 3694 | §101 | Final Rejection | — | Pending | Jun 25, 2024 |
| 18739461 | SYSTEMS AND METHODS FOR RESOURCE ALLOCATION FOR INTENT SIGNAL OBJECT GENERATION | BLACKBURN, CONNOR IMIOLA | 2194 | §101§102§103 | Non-Final OA | — | Pending | Jun 11, 2024 |
| 18651726 | SYSTEMS AND METHODS FOR IMPLEMENTING TRANSACTIONAL PROMOTIONS | MEYER, JACQUELINE CHRISTINE | 2144 | §103 | Non-Final OA | — | Pending | May 01, 2024 |
| 18425377 | DYNAMIC PATTERN RECOGNITION ANALYSIS IN REAL-TIME DURING CONTINUING DATA EXTRACTION | KAZIMI, HANI M | 3691 | §101§103 | Final Rejection | 31d overdue | Pending | Jan 29, 2024 |
| 18346493 | DYNAMICALLY DETERMINING REAL-TIME OFFERS | MUSTAFA, MOHAMMED H | 3693 | §101 | Non-Final OA | 40d | Pending | Jul 03, 2023 |
| 17815416 | METHODS AND SYSTEMS FOR IMPLEMENTING WATERFALL GATEWAYS | LIN, SHERMAN L | 2447 | §103 | Non-Final OA | 42d | Pending | Jul 27, 2022 |
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Start Free TrialSynchrony Bank has 21 pending office actions as of October 2026, spread across 13 art units and 19 examiners.
John O Preston has the most, with 2 of Synchrony Bank's pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.
