Prosecution Insights
Prosecution Insights
Tech Center 3600 • Art Units: 3691 3692 3693 3695 3696 3697
This examiner grants 50% of resolved cases
Hao Fu is an examiner in Tech Center 3600 and Art Unit 3691. He has 553 resolved cases. The allowance rate pct is 50.1, which indicates a balanced environment where approximately half of the applications reach allowance. The median days to allowance is 1387, reflecting a standard timeline for prosecution in this field.
The interview lift pct is 24.8. This is a significant metric, suggesting that conducting an interview can increase the likelihood of success by nearly half compared to the base 50.1 allowance rate pct. Practitioners should view the 24.8 interview lift pct as a key strategic option for overcoming rejections in Art Unit 3691.
With 553 resolved cases, the examiner has an established record of consistent behavior. The 1387 median days to allowance is a helpful figure for planning. Given the 50.1 allowance rate pct, applicants should be prepared for a thorough examination and use the 24.8 interview lift pct to resolve technical issues directly with the examiner.
| App # | Title | Status | Assignee |
|---|---|---|---|
| 18930543 | DETECTING AND REMEDIATING ANOMALIES IN INSTITUTIONAL FINANCIAL INSTRUMENTS USING IMAGE PROCESSING | Non-Final OA | U.S. Bank National Association |
| 19022481 | SYSTEMS AND METHODS FOR AUTOMATIC TAX WITHHOLDING IN A DIGITAL PAYMENT NETWORK | Final Rejection | Wells Fargo Bank, N.A. |
| 18188283 | SYSTEMS AND METHODS FOR FACILITATING BANKING ACTIVITIES VIA AN ANONYMOUS DIGITAL PROFILE | Final Rejection | Wells Fargo Bank, N.A. |
| 19093088 | FACILITATING PAYMENTS IN AN EXTENDED REALITY SYSTEM BASED ON BEHAVIORAL BIOMETRICS | Final Rejection | MASTERCARD INTERNATIONAL INCORPORATED |
| 19063282 | ARTIFICIAL INTELLIGENCE BASED METHODS AND SYSTEMS FOR PREDICTING OVERALL ACCOUNT-LEVEL RISKS OF CARDHOLDERS | Non-Final OA | MASTERCARD INTERNATIONAL INCORPORATED |
| 17739040 | METHODS AND SYSTEMS FOR PREDICTING CHARGEBACK BEHAVIORAL DATA OF ACCOUNT HOLDERS | Non-Final OA | Mastercard International Incorporated |
| 18454571 | DATA MAPPING METHOD AND SYSTEM | Non-Final OA | Royal Bank of Canada |
| 18608289 | SYSTEMS AND METHODS FOR PORTFOLIO PACING | Non-Final OA | JPMorgan Chase Bank, N.A. |
| 18946301 | PLATFORM TO SUPPORT MULTIPLE CLIENT ACCESS TO A REAL-TIME PAYMENT RAIL | Non-Final OA | FIDELITY INFORMATION SERVICES, LLC |
| 19256963 | SYSTEMS AND METHODS FOR USING TOKENIZED ICONS TO PROVIDE INSURANCE POLICY QUOTES | Non-Final OA | State Farm Mutual Automobile Insurance Company |
| 19202358 | APPARATUS AND METHOD FOR FORMULATING BIDDING STRATEGY BASED ON PHOTOVOLTATIC POWER GENERATION | Non-Final OA | HANWHA SOLUTIONS CORPORATION |
| 18709421 | INDEX FORMULATION WITH ANOMALY DETECTION AND CORRECTION IN PROCUREMENT SYSTEMS | Non-Final OA | 3M INNOVATIVE PROPERTIES COMPANY |
| 14632889 | Insulated Account Datastructure Apparatuses, Methods and Systems | Final Rejection | FMR LLC |
| 17229562 | SYSTEM AND METHOD FOR INTELLIGENT REVIEW, PROCESSING AND REPORTING OF FINANCIAL DATA | Non-Final OA | KPMG LLP |
| 17953605 | SYSTEM, METHOD AND APPARATUS FOR PROVIDING MIXED CART FINANCING OPTIONS | Non-Final OA | Affirm, Inc. |
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