Prosecution Insights
Last updated: April 19, 2026

Examiner: FU, HAO

Tech Center 3600 • Art Units: 3692 3693 3695 3696 3697

This examiner grants 50% of resolved cases

Performance Statistics

50.1%
Allow Rate
-1.9% vs TC avg
576
Total Applications
+25.3%
Interview Lift
1349
Avg Prosecution Days
Based on 535 resolved cases, 2023–2026

Rejection Statute Breakdown

32.9%
§101 Eligibility
6.7%
§102 Novelty
42.0%
§103 Obviousness
8.3%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
19006533 SYSTEM AND METHOD FOR A DIGITAL ADVISOR USING SPECIALIZED LANGUAGE MODELS AND ADAPTIVE AVATARS Non-Final OA Intellectus Partners, LLC
18100666 D(DIGITAL) + B(BITCOIN) WALLET Final Rejection Bank of America Corporation
18188283 SYSTEMS AND METHODS FOR FACILITATING BANKING ACTIVITIES VIA AN ANONYMOUS DIGITAL PROFILE Non-Final OA Wells Fargo Bank, N.A.
18608289 SYSTEMS AND METHODS FOR PORTFOLIO PACING Final Rejection JPMorgan Chase Bank, N.A.
19063282 ARTIFICIAL INTELLIGENCE BASED METHODS AND SYSTEMS FOR PREDICTING OVERALL ACCOUNT-LEVEL RISKS OF CARDHOLDERS Non-Final OA MASTERCARD INTERNATIONAL INCORPORATED
18377034 METHODS AND SYSTEMS FOR IDENTIFYING INVALID CERTIFICATES Final Rejection MASTERCARD INTERNATIONAL INCORPORATED
17739040 METHODS AND SYSTEMS FOR PREDICTING CHARGEBACK BEHAVIORAL DATA OF ACCOUNT HOLDERS Final Rejection Mastercard International Incorporated
18709421 INDEX FORMULATION WITH ANOMALY DETECTION AND CORRECTION IN PROCUREMENT SYSTEMS Non-Final OA 3M INNOVATIVE PROPERTIES COMPANY
17975807 Pre-Authorization of Non-Activated Payment Instruments at Specific Merchants Non-Final OA The Toronto-Dominion Bank
18946301 PLATFORM TO SUPPORT MULTIPLE CLIENT ACCESS TO A REAL-TIME PAYMENT RAIL Non-Final OA FIDELITY INFORMATION SERVICES, LLC
19076635 SYSTEM FOR IDENTIFYING POINTS OF COMPROMISE Non-Final OA U.S. Bancorp, National Association
18800893 PROVIDING TRANSIT ALTERNATIVES BASED ON MONITORED VEHICLE CHARACTERISTICS Final Rejection Esurance Insurance Services, Inc.
18449266 SEARCH SPACE MINIMIZATION FOR COMPUTERIZED TIME-SERIES DATA FORECASTING SYSTEM Final Rejection Charles Schwab & Co., Inc
18881156 Graphical User Interfaces and Systems, Methods, and Computer-Readable Media for Providing Graphical User Interfaces Non-Final OA Xero Limited
18389368 SYSTEM AND METHOD FOR FACILITATING TRANSFERRING FUNDS Non-Final OA Early Warning Services, LLC
18454571 DATA MAPPING METHOD AND SYSTEM Final Rejection Royal Bank of Canada
17229562 SYSTEM AND METHOD FOR INTELLIGENT REVIEW, PROCESSING AND REPORTING OF FINANCIAL DATA Final Rejection KPMG LLP
18276439 AN APPARATUS, METHOD AND COMPUTER PROGRAM PRODUCT FOR IDENTIFYING A VALIDATION CHECK FOR A SET OF NUMBERS Final Rejection VOCALINK LIMITED
14632889 Insulated Account Datastructure Apparatuses, Methods and Systems Non-Final OA FMR LLC
18760723 Systems, Methods, and Platform for Performing a Multi-Level Catastrophic Risk Exposure Analysis for a Portfolio Non-Final OA AON GLOBAL OPERATIONS SE, SINGAPORE BRANCH
18623504 System and Methods for Aggregating and Presenting Securities Trading Data Final Rejection tastytrade, Inc.
18495250 Estimation of the Fair Market Value of Credit Default Swaps Under Uncertainty and Imprecision Non-Final OA ROYALTY & STREAMING ADVISORS HOLDINGS LLC
18486705 INTELLIGENT FILTERING OF TRANSACTIONS OVER A NETWORK USING LEARNED RULES Non-Final OA Surescripts, LLC
18463684 INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD, AND STORAGE MEDIUM Non-Final OA NS Solutions Corporation
17508101 System and Method for Pricing Loan Products Final Rejection PollyEx, Inc.
11556396 S/M FOR PROVIDING AN OPTION TO CONVERT A PORTFOLIO OF ASSETS INTO A GUARANTEED INCOME FLOW AT A FUTURE DATE Final Rejection GENWORTH HOLDINGS, INC.

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