Prosecution Insights
Prosecution Insights
Tech Center 3600 • Art Units: 3691 3693 3695 3697
This examiner grants 10% of resolved cases
Merritt J. Hasbrouck is a patent examiner assigned to Tech Center 3600 and Art Unit 3691. The examiner has a total of 153 resolved cases, which provides a basis for evaluating prosecution trends. The data reveals an allowance rate of 9.8 percent, indicating that the vast majority of applications processed by this examiner result in abandonment rather than a grant.
The interview lift for this examiner is 7.0 percent. This metric suggests that while conducting an interview may slightly improve the chances of reaching an allowance, the overall probability remains low. Practitioners should be prepared for a rigorous examination process where traditional negotiation through interviews has a limited impact on the 9.8 percent allowance rate in Art Unit 3691.
The median days to allowance for successful applications is 1348. This duration shows that even when an allowance is achieved, the process is likely to be lengthy. With 153 resolved cases to consider, the combination of a low allowance rate and a median pendency of 1348 days suggests that applicants in Tech Center 3600 face significant hurdles and should plan their prosecution budgets accordingly.
| App # | Title | Status | Assignee |
|---|---|---|---|
| 18481149 | PREDICTING PERFORMANCE OF A PORTFOLIO WITH ASSET OF INTEREST | Non-Final OA | The Toronto-Dominion Bank |
| 18356806 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND NON-TRANSITORY COMPUTER READABLE MEDIUM | Final Rejection | FUJIFILM BUSINESS INNOVATION CORP. |
| 18967092 | CONVERTING CARD-NOT-PRESENT TO CARD-PRESENT TRANSACTIONS FOR ONLINE TRANSACTIONS | Final Rejection | MASTERCARD INTERNATIONAL INCORPORATED |
| 18657645 | MULTI-SOURCE TRANSACTION PROCESSING | Non-Final OA | Block Inc. |
| 18759533 | SYSTEMS AND METHODS TO PROVIDE CONTACTLESS CARDS FOR TRANSACTIONS | Final Rejection | Capital One Services, LLC |
| 18275272 | SIMPLIFY VIRTUAL CARD NUMBERS | Non-Final OA | Capital One Services, LLC |
| 18228971 | SYSTEM AND METHOD FOR COMPUTING CLUSTERING RELEVANCE IN VOLATILE DATA ENVIRONMENT AND ADJUSTING CLUSTERING COMPOSITION FOR IMPROVED ACCURACY | Final Rejection | JPMorgan Chase Bank, N.A. |
| 17410411 | ENVIRONMENT AND METHODS FOR ENABLING ELECTRONIC TRANSACTIONS | Final Rejection | PAYPAL, INC. |
| 19154099 | LOW COMMUNICATION DISTRIBUTED SYSTEMS | Final Rejection | Visa International Service Association |
| 19109117 | CONTACTLESS TRANSACTION RECTIFICATION SYSTEM AND METHOD | Non-Final OA | Visa International Service Association |
| 19263338 | ARTIFICIAL INTELLIGENCE BASED SYSTEMS AND METHODS FOR DOCUMENT CLASSIFICATION AND ANALYSIS | Non-Final OA | State Farm Mutual Automobile Insurance Company |
| 17975925 | PROVIDING INSURANCE DISCOUNTS BASED UPON USAGE OF TELEMATICS DATA-BASED RISK MITIGATION AND PREVENTION FUNCTIONALITY | Non-Final OA | STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY |
| 18217330 | ACCOUNT STRUCTURE WITH INTERACTIONS TRIGGERED BY DETECTED CHANGES IN THE ACCOUNTS | Non-Final OA | Goldman Sachs & Co. LLC |
| 19025184 | Systems and Methods for Tracking, Predicting, and Mitigating Advanced Persistent Threats in Networks | Non-Final OA | Ciena Corporation |
| 18753243 | SYSTEMS AND METHODS FOR AUTOMATIC GRADUATION OF SECURED INSTRUMENTS | Final Rejection | Synchrony Bank |
| 18075445 | COMPUTERIZED-METHOD AND COMPUTERIZED-SYSTEM FOR GENERATING A CLASSIFICATION MACHINE LEARNING MODEL FOR IMPLEMENTATION WITH NO TRAINING REQUIREMENT | Non-Final OA | Actimize Ltd. |
| 18111668 | SYSTEM, METHOD AND APPARATUS FOR PREVENTING INSUFFICIENT FUNDS RETURNS IN FINANCIAL TRANSACTION PROCESSING | Final Rejection | Affirm, Inc. |
| 17728386 | METHOD AND APPARATUS FOR PROVISION OF A VIRTUAL CARD HAVING A PERSISTENT PRIMARY ACCOUNT NUMBER | Non-Final OA | Affirm, Inc. |
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