Prosecution Insights
Last updated: April 19, 2026

Harness Dickey (Mastercard)

21 pending office actions • 6 clients

Portfolio Summary

21
Total Pending OAs
9
Final Rejections
12
Non-Final OAs

Client Portfolio (6 clients)

Client (Assignee)Pending OAs
Mastercard International Incorporated 15
Vocalink Limited 2
Ipco 2012 Limited 1
Mastercard Asia/Pacific Pte. Ltd. 1
Mastercard International Incorporated 1
Vocalink International Limited 1

Pending Office Actions

App #TitleClientExaminerArt UnitStatusFiled
19111757 TRANSACTION MANAGER Ipco 2012 Limited DUCK, BRANDON M 3693 Non-Final OA Mar 13, 2025
18977352 USER IDENTITY GENERATION AND ACCOUNT PROCESSING SYSTEMS AND METHODS Mastercard Asia/Pacific Pte. Ltd. GAW, MARK H 3693 Non-Final OA Dec 11, 2024
18966056 SYSTEMS AND METHODS FOR USE IN NEUTRAL DATA ANALYSIS ACROSS DATA STRUCTURES Mastercard International Incorporated BUI, JONATHAN A 2443 Non-Final OA Dec 02, 2024
18809149 COMPUTER-IMPLEMENTED METHODS, SYSTEMS COMPRISING COMPUTER-READABLE MEDIA, AND ELECTRONIC DEVICES FOR PROVIDING FINANCIAL NETWORK LARGE LANGUAGE MODEL DYNAMIC OPEN BANKING SERVICES Mastercard International Incorporated MILLER, JAMES H 3694 Non-Final OA Aug 19, 2024
18775844 SYSTEMS AND METHODS FOR USE IN INTELLIGENT BINDING BASED ON NETWORK TRANSACTIONS Mastercard International Incorporated WONG, ERIC TAK WAI 3693 Final Rejection Jul 17, 2024
18771736 SYSTEMS AND METHODS RELATING TO TOKENIZATION Mastercard International Incorporated DANG, CHRISTINE 3698 Final Rejection Jul 12, 2024
18762503 SYSTEMS AND METHODS FOR LINKING VERIFICATION OF ATTRIBUTES IN CONNECTION WITH NETWORK TRAFFIC Mastercard International Incorporated HO, VIVIAN DANG 2497 Final Rejection Jul 02, 2024
18666707 SYSTEMS AND METHODS FOR DISTRIBUTING NETWORK SERVICES Mastercard International Incorporated YONO, RAVEN E 3694 Non-Final OA May 16, 2024
18636106 SYSTEMS AND METHODS FOR USE IN STAND-IN NETWORK SERVICES Mastercard International Incorporated XIAO, ZESHENG 3698 Non-Final OA Apr 15, 2024
18617544 SYSTEMS AND METHODS FOR USE IN REDUCING FRICTION IN NETWORK-BASED COMMUNICATIONS Mastercard International Incorporated RAMPHAL, LATASHA DEVI 3688 Non-Final OA Mar 26, 2024
18615327 SYSTEMS AND METHODS FOR USE IN ACCOUNT CREDENTIAL CONVERSION Mastercard International Incorporated GAW, MARK H 3693 Non-Final OA Mar 25, 2024
18586964 Systems and Methods for Use in Assessments in Connection with Cyber Attacks Mastercard International Incorporated ZHAO, DON GORDON 2493 Final Rejection Feb 26, 2024
18405892 SYSTEMS AND METHODS FOR IDENTIFYING SYNTHETIC PARTY IDENTITIES ASSOCIATED WITH NETWORK COMMUNICATIONS Mastercard International Incorporated BUNKER, WILLIAM B 3691 Final Rejection Jan 05, 2024
18377344 SYSTEMS AND METHODS FOR NETWORK MESSAGING INTEROPERABILITY BETWEEN DIFFERENT ZONES Vocalink International Limited CHAKRAVARTI, ARUNAVA 3692 Non-Final OA Oct 06, 2023
18239092 SYSTEMS AND METHODS FOR USE IN AUTHENTICATION, BASED ON NETWORK DETAILS Mastercard International Incorporated YONO, RAVEN E 3694 Non-Final OA Aug 28, 2023
18276439 AN APPARATUS, METHOD AND COMPUTER PROGRAM PRODUCT FOR IDENTIFYING A VALIDATION CHECK FOR A SET OF NUMBERS Vocalink Limited FU, HAO 3695 Final Rejection Aug 08, 2023
18265953 ALLOCATION OPTIMIZATION Mastercard International Incorporated HO, THOMAS Y 3624 Non-Final OA Jun 07, 2023
18125597 SYSTEMS AND METHODS FOR USE IN BALANCING NETWORK RESOURCES Vocalink Limited NGUYEN, THUONG 2416 Non-Final OA Mar 23, 2023
17970466 SYSTEMS AND METHODS FOR USE IN BIOMETRIC-ENABLED NETWORK INTERACTIONS Mastercard International Incorporated HILMANTEL, ADAM J 3691 Final Rejection Oct 20, 2022
17951520 SYSTEMS AND METHODS FOR USE IN BIOMETRIC INTERACTIONS Mastercard International Incorporated WARDEN, MICHAEL J 3694 Final Rejection Sep 23, 2022
17863108 SYSTEMS AND METHODS FOR USE IN ALTERING ATTRIBUTES OF USER IDENTITIES ON NETWORKS Mastercard International Incorporated SKWIERAWSKI, PAUL J 2439 Final Rejection Jul 12, 2022

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