Prosecution Insights
Last updated: October 04, 2026

Merchant & Gould - US Bank

Technology areas: Communications • Transportation, E-Commerce & Mechanical Systems

9 pending office actions • 1 client • 8 examiners • 8 art units • 0 of 9 (0%) have an AI response strategy ready • 31 patents granted in the last 365 days

Analysis

Merchant & Gould maintains a 100.0 resolved allowance rate pct across 109 career applications for US Bank. This performance occurs within the Transportation, E-Commerce & Mechanical Systems technology area. The firm achieves these results with an avg office actions per allowance of 2.51, suggesting an efficient path from filing to grant.

Currently, there are 8 pending office actions in the pipeline for this client. The 100.0 resolved allowance rate pct indicates that every application reaching a final resolution has been allowed. The 2.51 avg office actions per allowance provides a baseline for expected prosecution duration for US Bank. With 109 career applications, the firm has established a consistent track record in this sector. Practitioners can view the 8 pending office actions as the next phase in maintaining this standard of performance.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Quality Metrics (n=109 apps, methodology: how we score firms)

100.0%
Allowance Rate
n=109
+0.86σ
Allowance Rate (norm)
n=109
2.6
OAs to Allowance
n=71
-0.72σ
OAs to Allow (norm)
n=71
722 days
Time to Allowance
n=71
+0.0pp
Interview Lift
n=109
29.6%
RCE Rate
n=109
2.8%
Appeal Rate
n=109

Rejection Performance (% of received rejections ultimately overcome)

63.0%
§101 Overcome
n=27
—
§102 Overcome
n=8 (min 20)
62.1%
§103 Overcome
n=29
—
§112 Overcome
n=17 (min 20)

Specialization & Scale

G06Q, G06V, G06F
Top CPC Subclasses
67%
Top-3 CPC Share
n=109
0
Practitioners
n=109
—
Apps / Practitioner
n=109 (min 20)

Portfolio Summary

9
Total Pending OAs
5
Non-Final OAs
4
Final Rejections
0
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 2 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

0
Overdue
0
Due this week
1
Due this month
0
Due in next 60 days
1
Due later

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

6
Hard (67%)
3
Medium (33%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only2 (22%)
§101 + other4 (44%)
§103 only3 (33%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
1
Information Tech
11% of docket
2
Communications
22% of docket
0
Semiconductors
0% of docket
5
Mechanical / Eng
56% of docket
1
Business / Other
11% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

90 h
Manual time on pending OAs
18 h
Time saved (low, 20%)
31 h
Time saved (mid, 35%)
0.8 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
BROPHY, MATTHEW J 2 68.5% +34.3%
HAUSMANN, MICHELLE M 1 76.7% +21.1%
EDMONDS, DONALD J 1 39.7% +35.9%
NGUYEN, TIEN C 1 68.1% +18.5%
FU, HAO 1 50.1% +24.8%
SCHEUNEMANN, RICHARD N 1 6.3% +8.3%
SCHMIEDER, NICOLE A K 1 68.2% +34.0%
VIG, NARESH 1 36.4% +42.9%

Hard Cases (6)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 6 ordered by deadline are shown.

App #TitleExaminerDue in
18428783 AMBIENT TRANSACTION SYSTEM VIG, NARESH 16d
19361282 IMPROVING CONTENT EDITING SOFTWARE VIA AUTOMATIC AND AUDITABLE AUTHORSHIP ATTRIBUTION EDMONDS, DONALD J —
19267178 MOBILE CHECK DEPOSIT NGUYEN, TIEN C —
18930543 DETECTING AND REMEDIATING ANOMALIES IN INSTITUTIONAL FINANCIAL INSTRUMENTS USING IMAGE PROCESSING FU, HAO —
18921661 NETWORK-BASED REAL-TIME ENTERPRISE TRAVEL MANAGEMENT APPARATUS, METHODS, AND SYSTEMS SCHEUNEMANN, RICHARD N —
18909206 AUTOMATED PIPELINE FOR TRAINING LANGUAGE MODELS SCHMIEDER, NICOLE A K —

Interview Candidates (8)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18428783 AMBIENT TRANSACTION SYSTEM VIG, NARESH 16d
18493619 CROSS-CHAIN BRIDGE CREATION AND MANAGEMENT BROPHY, MATTHEW J 83d
19443928 IMAGE READING SYSTEMS, METHODS AND STORAGE MEDIUM FOR PERFORMING ENTITY EXTRACTION, GROUPING AND VALIDATION HAUSMANN, MICHELLE M —
19361282 IMPROVING CONTENT EDITING SOFTWARE VIA AUTOMATIC AND AUDITABLE AUTHORSHIP ATTRIBUTION EDMONDS, DONALD J —
19267178 MOBILE CHECK DEPOSIT NGUYEN, TIEN C —
18930543 DETECTING AND REMEDIATING ANOMALIES IN INSTITUTIONAL FINANCIAL INSTRUMENTS USING IMAGE PROCESSING FU, HAO —
18909206 AUTOMATED PIPELINE FOR TRAINING LANGUAGE MODELS SCHMIEDER, NICOLE A K —
18793460 SMART CONTRACT CREATION AND MANAGEMENT USING GENERATIVE ARTIFICIAL INTELLIGENCE WITH MODEL MERGING BROPHY, MATTHEW J —

Client Portfolio (1 client)

Client (Assignee)Pending OAs
U.S. Bank 9

Top Art Units

Art UnitApps
26711
36291
36941
36951
36241
26591
36221
21911

Pending Office Actions

App #TitleClientExaminerArt UnitStatutesStatusDue inAIFiled
19443928 IMAGE READING SYSTEMS, METHODS AND STORAGE MEDIUM FOR PERFORMING ENTITY EXTRACTION, GROUPING AND VALIDATION U.S. Bank National Association HAUSMANN, MICHELLE M 2671 §103 Final Rejection — Pending Jan 08, 2026
19361282 IMPROVING CONTENT EDITING SOFTWARE VIA AUTOMATIC AND AUDITABLE AUTHORSHIP ATTRIBUTION U.S. Bank National Association EDMONDS, DONALD J 3629 §101 Final Rejection — Pending Oct 17, 2025
19267178 MOBILE CHECK DEPOSIT U.S. Bank National Association NGUYEN, TIEN C 3694 §101§112 Non-Final OA — Pending Jul 11, 2025
18930543 DETECTING AND REMEDIATING ANOMALIES IN INSTITUTIONAL FINANCIAL INSTRUMENTS USING IMAGE PROCESSING U.S. Bank National Association FU, HAO 3695 §101 Non-Final OA — Pending Oct 29, 2024
18921661 NETWORK-BASED REAL-TIME ENTERPRISE TRAVEL MANAGEMENT APPARATUS, METHODS, AND SYSTEMS U.S. Bank National Association SCHEUNEMANN, RICHARD N 3624 §101§103 Final Rejection — Pending Oct 21, 2024
18909206 AUTOMATED PIPELINE FOR TRAINING LANGUAGE MODELS U.S. Bank National Association SCHMIEDER, NICOLE A K 2659 §101§103§112 Non-Final OA — Pending Oct 08, 2024
18793460 SMART CONTRACT CREATION AND MANAGEMENT USING GENERATIVE ARTIFICIAL INTELLIGENCE WITH MODEL MERGING U.S. Bank National Association BROPHY, MATTHEW J §103Other Non-Final OA — Pending Aug 02, 2024
18428783 AMBIENT TRANSACTION SYSTEM U.S. Bank National Association VIG, NARESH 3622 §101§103Other Final Rejection 16d Pending Jan 31, 2024
18493619 CROSS-CHAIN BRIDGE CREATION AND MANAGEMENT U.S. Bank National Association BROPHY, MATTHEW J 2191 §103 Non-Final OA 83d Pending Oct 24, 2023

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