Technology areas: Computing & Software • Networking & Security • Transportation, E-Commerce & Mechanical Systems
20 pending office actions • 1 client • 19 examiners • 18 art units • 0 of 20 (0%) have an AI response strategy ready • 39 patents granted in the last 365 days
MERCHANT & GOULD - WELLS FARGO handles Transportation, E-Commerce & Mechanical Systems matters across 559 career applications. The profile records 20 pending office actions and an 85.94% resolved allowance rate.
Allowances have required an average of 4.67 office actions. Practitioners should plan for repeated examination responses, while the resolved allowance rate provides a separate measure of outcome for matters that have concluded.
Based on the USPTO statutory response window for each pending office action. 9 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 9 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 5 (25%) |
| §101 + other | 8 (40%) |
| §103 only | 5 (25%) |
| §112 only | 1 (5%) |
| Multi-statute (no §101) | 1 (5%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| HUDSON, MARLA LAVETTE | 2 | 54.9% | +23.9% |
| UDDIN, MD I | 1 | 77.0% | +73.5% |
| MASKULINSKI, MICHAEL C | 1 | 89.2% | +9.1% |
| OYEBISI, OJO O | 1 | 50.0% | +10.8% |
| KWONG, CHO YIU | 1 | 32.1% | +3.9% |
| SCHMIDT, KARI L | 1 | 74.3% | +42.1% |
| SUH, ANDREW | 1 | 80.1% | +38.2% |
| SMITH, ISAAC G | 1 | 72.6% | +21.2% |
| OSMAN BILAL AHMED, AFAF | 1 | 16.1% | +13.9% |
| VU, VIET D | 1 | 84.2% | +14.4% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 2 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18678974 | DATA INGESTION MANAGEMENT | VU, VIET D | 34d |
| 18793179 | DATA SUBJECT REQUEST TIERING | SUH, ANDREW | — |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18410684 | ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING | HUDSON, MARLA LAVETTE | 28d overdue |
| 18181848 | IDENTIFICATION OF SIMILAR PROCESSES IN ENTERPRISE | MISIASZEK, AMBER ALTSCHUL | 4d overdue |
| 18734451 | CREATING TRIP ROUTES FOR AUTONOMOUS VEHICLES | SMITH, ISAAC G | 14d |
| 18602830 | MANAGEMENT OF SOFTWARE DEPENDENCIES | MORSHED, HOSSAIN M | 23d |
| 18733626 | ENHANCING BUSINESS INTERACTIONS USING A SMART WALLET | OSMAN BILAL AHMED, AFAF | 33d |
| 18402988 | Document Review and Execution on Mobile Devices | MONAGHAN, MICHAEL J | 33d |
| 18637249 | EVENT NOTIFIER | HUANG, JAY | 56d |
| 19344702 | DOCUMENT SET INTERROGATION TOOL | UDDIN, MD I | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18410684 | ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING | HUDSON, MARLA LAVETTE | 28d overdue |
| 18734451 | CREATING TRIP ROUTES FOR AUTONOMOUS VEHICLES | SMITH, ISAAC G | 14d |
| 18733626 | ENHANCING BUSINESS INTERACTIONS USING A SMART WALLET | OSMAN BILAL AHMED, AFAF | 33d |
| 18678974 | DATA INGESTION MANAGEMENT | VU, VIET D | 34d |
| 19344702 | DOCUMENT SET INTERROGATION TOOL | UDDIN, MD I | — |
| 19098418 | LOAN REFINANCING AND/OR CONSOLIDATION TOOL | HUDSON, MARLA LAVETTE | — |
| 19007978 | THREAT DETECTION AND MANAGEMENT | OYEBISI, OJO O | — |
| 18903472 | UMBRELLA USER CONTEXT DATABASE | SCHMIDT, KARI L | — |
| Client (Assignee) | Pending OAs |
|---|---|
| WELLS FARGO BANK, N.A. | 20 |
| Art Unit | Apps |
|---|---|
| 3694 | 2 |
| 3629 | 2 |
| 2169 | 1 |
| 2113 | 1 |
| 3695 | 1 |
| 3693 | 1 |
| 2439 | 1 |
| 2493 | 1 |
| 3662 | 1 |
| 3622 | 1 |
| App # | Title | Client | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|---|
| 19344702 | DOCUMENT SET INTERROGATION TOOL | Wells Fargo Bank, N.A. | UDDIN, MD I | 2169 | §101§102§103 | Non-Final OA | — | Pending | Sep 30, 2025 |
| 19195110 | DATA PIPELINE VALIDATION | Wells Fargo Bank, N.A. | MASKULINSKI, MICHAEL C | 2113 | §101 | Non-Final OA | — | Pending | Apr 30, 2025 |
| 19098418 | LOAN REFINANCING AND/OR CONSOLIDATION TOOL | Wells Fargo Bank, N.A. | HUDSON, MARLA LAVETTE | 3694 | §101§103Other | Non-Final OA | — | Pending | Apr 02, 2025 |
| 19007978 | THREAT DETECTION AND MANAGEMENT | Wells Fargo Bank, N.A. | OYEBISI, OJO O | 3695 | §103 | Final Rejection | — | Pending | Jan 02, 2025 |
| 19001129 | CONTROLS FOR VULNERABLE ADULTS | Wells Fargo Bank, N.A. | KWONG, CHO YIU | 3693 | §101§103§112 | Final Rejection | — | Pending | Dec 24, 2024 |
| 18903472 | UMBRELLA USER CONTEXT DATABASE | Wells Fargo Bank, N.A. | SCHMIDT, KARI L | 2439 | §103 | Non-Final OA | — | Pending | Oct 01, 2024 |
| 18793179 | DATA SUBJECT REQUEST TIERING | Wells Fargo Bank, N.A. | SUH, ANDREW | 2493 | §103 | Non-Final OA | — | Pending | Aug 02, 2024 |
| 18734451 | CREATING TRIP ROUTES FOR AUTONOMOUS VEHICLES | Wells Fargo Bank, N.A. | SMITH, ISAAC G | 3662 | §101§103 | Final Rejection | 14d | Pending | Jun 05, 2024 |
| 18733626 | ENHANCING BUSINESS INTERACTIONS USING A SMART WALLET | Wells Fargo Bank, N.A. | OSMAN BILAL AHMED, AFAF | 3622 | §101§103§112 | Final Rejection | 33d | Pending | Jun 04, 2024 |
| 18678974 | DATA INGESTION MANAGEMENT | Wells Fargo Bank, N.A. | VU, VIET D | 2455 | §103 | Non-Final OA | 34d | Pending | May 30, 2024 |
| 18662015 | CONTRACT ADVISOR | Wells Fargo Bank, N.A. | WASAFF, JOHN S. | 3629 | §101§103 | Final Rejection | — | Pending | May 13, 2024 |
| 18637249 | EVENT NOTIFIER | Wells Fargo Bank, N.A. | HUANG, JAY | 3619 | §103§112 | Final Rejection | 56d | Pending | Apr 16, 2024 |
| 18630368 | RATE AND PAYMENT GUIDE | Wells Fargo Bank, N.A. | PATEL, DIVESH | 3696 | §101 | Non-Final OA | — | Pending | Apr 09, 2024 |
| 18604008 | THREAT MODELING AT SCALE | Wells Fargo Bank, N.A. | DAVIS, ZACHARY A | 2492 | §112 | Non-Final OA | 28d | Pending | Mar 13, 2024 |
| 18602830 | MANAGEMENT OF SOFTWARE DEPENDENCIES | Wells Fargo Bank, N.A. | MORSHED, HOSSAIN M | 2191 | §101§103 | Final Rejection | 23d | Pending | Mar 12, 2024 |
| 18410684 | ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING | Wells Fargo Bank, N.A. | HUDSON, MARLA LAVETTE | 3694 | §101 | Final Rejection | 28d overdue | Pending | Jan 11, 2024 |
| 18402988 | Document Review and Execution on Mobile Devices | Wells Fargo Bank, N.A. | MONAGHAN, MICHAEL J | 3629 | §101§103 | Final Rejection | 33d | Pending | Jan 03, 2024 |
| 18456777 | DATA MODEL DEVELOPMENT STANDARDIZATION | Wells Fargo Bank, N.A. | WENG, PEI YONG | 2141 | §103 | Non-Final OA | — | Pending | Aug 28, 2023 |
| 18181848 | IDENTIFICATION OF SIMILAR PROCESSES IN ENTERPRISE | Wells Fargo Bank, N.A. | MISIASZEK, AMBER ALTSCHUL | 3682 | §101 | Final Rejection | 4d overdue | Pending | Mar 10, 2023 |
| 17936897 | SOFTWARE APPLICATIONS FOR FINANCIAL EDUCATION | Wells Fargo Bank, N.A. | GRANT, MICHAEL CHRISTOPHER | 3715 | §101 | Final Rejection | — | Pending | Sep 30, 2022 |
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Start Free Trial85.9% of resolved applications prosecuted by Merchant & Gould - Wells Fargo were allowed, across 559 applications in USPTO records.
4.67 office actions per allowed application on average.
20 pending office actions as of October 2026, for 1 client, before 19 examiners in 18 art units.
