Technology area: Transportation, E-Commerce & Mechanical Systems
203 pending office actions • 74 art units • 160 examiners • 0 of 203 (0%) have an AI response strategy ready • 341 patents granted in the last 365 days
Wells Fargo Bank, N.A. has 215 pending office actions in Transportation, E-Commerce & Mechanical Systems. The portfolio spans 169 distinct examiners and 75 distinct art units, requiring broad coordination across both examiner assignments and technical groups.
BUI, TOAN D. is the busiest examiner, with 6 pending matters. That assignment is a defined portion of the overall workload, not its governing channel. Counsel should use centralized tracking for the portfolio while applying targeted review to recurring examiner and art-unit patterns.
Based on the USPTO statutory response window for each pending office action. 73 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 73 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 52 (26%) |
| §101 + other | 81 (40%) |
| §103 only | 53 (26%) |
| §112 only | 2 (1%) |
| Double-patenting only | 3 (1%) |
| Double-patenting + other | 1 (0%) |
| Multi-statute (no §101) | 9 (4%) |
| No statute on record | 2 (1%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| BUI, TOAN D. | 6 | 55.6% | +42.4% |
| ROSEN, ELIZABETH H | 4 | 46.0% | +49.9% |
| PATEL, DIVESH | 4 | 53.2% | +41.2% |
| KUCAB, JAMIE R | 3 | 67.2% | +36.5% |
| JAMES, GREGORY MARK | 3 | 19.6% | +14.7% |
| RANKINS, WILLIAM E | 3 | 57.6% | +8.3% |
| KIM, STEVEN S | 2 | 38.7% | +39.7% |
| TRAN, HAI | 2 | 62.0% | +31.4% |
| OUSSIR, EL MEHDI | 2 | 49.4% | +47.3% |
| LOZA, JANICE JOMARIE | 2 | 11.8% | +33.3% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18184174 | SYSTEMS AND METHODS FOR GENERATING PREDICTIVE OUTCOMES FOR SCENARIOS USING GENERATIVE ARTIFICIAL INTELLIGENCE | SACKALOSKY, COREY MATTHEW | 92d overdue |
| 18667713 | APPARATUSES, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR EVENT-BASED PAYMENT ORCHESTRATION | RANKINS, WILLIAM E | 91d overdue |
| 18762446 | SYSTEMS AND METHODS FOR REMOTE ATM ACCESS | BUI, TOAN D. | 46d overdue |
| 18609936 | UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS | BUI, TOAN D. | 46d overdue |
| 18395920 | SYSTEMS AND METHODS FOR CUSTOMIZING PERSONALIZATION SETTINGS FOR A USER | SYROWIK, MATHEW RICHARD | 45d overdue |
| 18961967 | SYSTEMS AND METHODS FOR IMPROVED OPERATIONS WITH GENERATIVE ARTIFICIAL INTELLIGENCE | HOANG, HAU HAI | 44d overdue |
| 18655126 | SYSTEMS AND METHODS FOR FRAUD CONTROLS FOR AUTOMATED TRANSACTION MACHINES | HILMANTEL, ADAM J | 35d overdue |
| 18643854 | SYSTEMS AND METHODS FOR MITIGATING DONATION FRAUD | PATEL, DIVESH | 31d overdue |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18669119 | SYSTEMS AND METHODS FOR COMPLETING TRANSACTIONS VIA LOCKBOXES | BUI, TOAN D. | 91d overdue |
| 18240114 | SYSTEMS AND METHODS FOR ACCOUNT-LINKED PIGGY BANK | PATEL, DIVESH | 85d overdue |
| 18762446 | SYSTEMS AND METHODS FOR REMOTE ATM ACCESS | BUI, TOAN D. | 46d overdue |
| 18609936 | UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS | BUI, TOAN D. | 46d overdue |
| 18643854 | SYSTEMS AND METHODS FOR MITIGATING DONATION FRAUD | PATEL, DIVESH | 31d overdue |
| 19274252 | LOCALIZATION CONTROL FOR NON-FUNGIBLE TOKENS (NFTS) VIA TRANSFER BY CONTAINERIZED DATA STRUCTURES | LOZA, JANICE JOMARIE | 17d overdue |
| 18648230 | SYSTEMS AND METHODS FOR STAGING AND CASTING A TRANSACTION BETWEEN DEVICES | JAMES, GREGORY MARK | 15d overdue |
| 18608331 | UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS | BUI, TOAN D. | 4d overdue |
| Art Unit | Apps |
|---|---|
| 3693 | 20 |
| 3692 | 14 |
| 3695 | 13 |
| 3694 | 11 |
| 3696 | 10 |
| 3691 | 8 |
| 3699 | 7 |
| 3697 | 7 |
| 3627 | 6 |
| 3698 | 5 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19635193 | ENCAPSULATION OF PAYMENT INFORMATION | KUCAB, JAMIE R | 3699 | §101§103§112DP | Non-Final OA | — | Pending | Mar 31, 2026 |
| 19558035 | ENCAPSULATION OF PAYMENT INFORMATION | KUCAB, JAMIE R | 3699 | §103 | Non-Final OA | — | Pending | Mar 05, 2026 |
| 19433594 | SYSTEMS AND METHODS FOR SMART CARD ONLINE PURCHASE AUTHENTICATION | PHAN, NICHOLAS K | 3699 | §101§103Other | Non-Final OA | — | Pending | Dec 26, 2025 |
| 19418809 | PRE-AUTHORIZED TRANSFER | CHANG, EDWARD | 3691 | §101 | Non-Final OA | — | Pending | Dec 12, 2025 |
| 19416647 | SYSTEMS AND METHODS FOR ACCOUNT VERIFICATION | ZELASKIEWICZ, CHRYSTINA E | 3699 | §101§103DP | Non-Final OA | — | Pending | Dec 11, 2025 |
| 19410216 | INFRASTRUCTURE FOR MAINTAINING MATH-BASED CURRENCY ACCOUNTS | ZHOU, YINGYING | 3697 | §101§103Other | Final Rejection | — | Pending | Dec 05, 2025 |
| 19407163 | SYSTEMS AND METHODS FOR ONLINE MATH BASED CURRENCY (MBC) CARD-BASED EXCHANGES | KUO, CHENYUH | 3697 | §101§103§112Other | Non-Final OA | — | Pending | Dec 03, 2025 |
| 19392687 | SYSTEMS AND METHODS FOR CONTACTLESS SMART CARD AUTHENTICATION | KIM, STEVEN S | 3698 | §101§103Other | Final Rejection | — | Pending | Nov 18, 2025 |
| 19373012 | SYSTEMS AND METHODS FOR PROVIDING A DELEGATE NOTIFICATION SCHEME | TRAN, HAI | 3695 | §101Other | Non-Final OA | — | Pending | Oct 29, 2025 |
| 19353498 | INSTANT NETWORK CASH TRANSFER AT POINT OF SALE | APPLE, KIRSTEN SACHWITZ | 3693 | §101Other | Non-Final OA | — | Pending | Oct 08, 2025 |
| 19344702 | DOCUMENT SET INTERROGATION TOOL | UDDIN, MD I | 2169 | §101§102§103 | Non-Final OA | — | Pending | Sep 30, 2025 |
| 19337480 | MULTIMODAL INTERACTIVE PERSONAL ADVISOR SYSTEM | WHITE, DYLAN C | 3623 | §101§112 | Non-Final OA | — | Pending | Sep 23, 2025 |
| 19317056 | SYSTEM AND METHOD FOR CARD CONTROL | OUSSIR, EL MEHDI | 3699 | §101§103DP | Final Rejection | 29d | Pending | Sep 02, 2025 |
| 19310773 | SYSTEMS AND METHODS FOR INFORMATION VERIFICATION USING A CONTACTLESS CARD | JOHNSON, SONJI N | 2876 | §103 | Final Rejection | — | Pending | Aug 26, 2025 |
| 19303052 | ASSESSING SECURITY OF SERVICE PROVIDER COMPUTING SYSTEMS | MAI, KEVIN S | 2499 | §103 | Non-Final OA | — | Pending | Aug 18, 2025 |
| 19300042 | BANK-DRIVEN MODEL FOR PREVENTING DOUBLE SPENDING OF DIGITAL CURRENCY TRANSFERRED BETWEEN MULTIPLE DLT NETWORKS USING A TRUSTED INTERMEDIARY | ROSEN, ELIZABETH H | 3693 | §101§103DP | Non-Final OA | — | Pending | Aug 14, 2025 |
| 19296782 | SYSTEMS AND METHODS FOR HOME LENDING DATA CONTROL | NGUYEN, PHONG H | 2156 | §101§102§103 | Non-Final OA | — | Pending | Aug 11, 2025 |
| 19292730 | SYSTEM FOR MANAGING VENDOR DATA | CASANOVA, JORGE A | 2165 | §103§112Other | Non-Final OA | — | Pending | Aug 06, 2025 |
| 19274001 | SYSTEMS AND METHODS FOR IDENTIFYING ACTIVITIES OF INDIVIDUALS IN VIRTUAL SPACES USING IDENTITY LINKING | PHAM, PHUC H | 2408 | DP | Non-Final OA | — | Pending | Jul 18, 2025 |
| 19274252 | LOCALIZATION CONTROL FOR NON-FUNGIBLE TOKENS (NFTS) VIA TRANSFER BY CONTAINERIZED DATA STRUCTURES | LOZA, JANICE JOMARIE | 3698 | DP | Non-Final OA | 17d overdue | Pending | Jul 18, 2025 |
| 19264665 | USER INTERFACES FOR DATA TRAVERSAL OF KNOWLEDGE GRAPHS | ARJOMANDI, NOOSHA | 2166 | §101§102Other | Final Rejection | — | Pending | Jul 09, 2025 |
| 19264619 | SYSTEM AND METHOD FOR FINANCIAL HEALTH ROBO-ADVISOR | TRAN, HAI | 3695 | §101Other | Non-Final OA | — | Pending | Jul 09, 2025 |
| 19257389 | SECURE DIGITAL AUTHORIZATION BASED ON IDENTITY ELEMENTS OF USERS AND/OR LINKAGE DEFINITIONS IDENTIFYING SHARED DIGITAL ASSETS | WRIGHT, BRYAN F | 2431 | §103 | Non-Final OA | — | Pending | Jul 01, 2025 |
| 19249485 | CHANGE MANAGEMENT AND CLOUD STORAGE FOR UNIFIED DATA CATALOG | VU, BAI DUC | 2163 | §103 | Final Rejection | — | Pending | Jun 25, 2025 |
| 19247915 | SYSTEMS AND METHODS FOR DIGITAL ACCOUNT ACTIVATION | PARK, YONG S | 3694 | §101Other | Non-Final OA | — | Pending | Jun 24, 2025 |
| 19234193 | SYSTEM AND METHOD FOR CARD CONTROL | OUSSIR, EL MEHDI | 3699 | §101§103§112Other | Final Rejection | — | Pending | Jun 10, 2025 |
| 19230722 | PRACTICAL ITEMIZED ENCRYPTION FOR CRYPTOGRAPHIC ERASURE (PIECE) | STEINLE, ANDREW J | — | Other | Non-Final OA | — | Pending | Jun 06, 2025 |
| 19229353 | METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR VALIDATING ELECTRONIC DISTRIBUTION TRANSACTIONS AND REDUCING NON-COMPLIANT ELECTRONIC DISTRIBUTION TRANSACTIONS | KAZIMI, HANI M | 3691 | §101 | Non-Final OA | — | Pending | Jun 05, 2025 |
| 19222588 | SYSTEMS AND METHODS FOR PERSONAL INFORMATION AND PREFERENCE STORAGE, PERMISSIONING, AND SHARING | FELTEN, DANIEL S | 3692 | §103 | Non-Final OA | — | Pending | May 29, 2025 |
| 19210889 | TRANSACTION TRACKING UTILITY | LIU, I JUNG | 3695 | §101§102 | Final Rejection | — | Pending | May 16, 2025 |
| 19207036 | SCRUBBING ACCOUNT DATA ACCESSED VIA LINKS TO APPLICATIONS OR DEVICES | ZOUBAIR, NOURA | 2434 | §103 | Non-Final OA | — | Pending | May 13, 2025 |
| 19200543 | SCRUBBING ACCOUNT DATA ACCESSED VIA LINKS TO APPLICATIONS OR DEVICES | ZOUBAIR, NOURA | 2434 | §103§112Other | Non-Final OA | — | Pending | May 06, 2025 |
| 19200511 | TOKENIZED STRUCTURED DATA SHARING | TRAN, JIMMY H | 2451 | §103Other | Non-Final OA | — | Pending | May 06, 2025 |
| 19200477 | RETAILER CARD INSTANT APPROVAL AND PROVISIONING | ROSEN, ELIZABETH H | 3693 | §101DP | Non-Final OA | — | Pending | May 06, 2025 |
| 19195110 | DATA PIPELINE VALIDATION | MASKULINSKI, MICHAEL C | 2113 | §101 | Non-Final OA | — | Pending | Apr 30, 2025 |
| 19181745 | MULTIPLE ROUTING SYSTEMS | MATAR, AHMAD | 2693 | §102§103§112 | Non-Final OA | — | Pending | Apr 17, 2025 |
| 19172544 | MULTIMODAL CHATBOT SYSTEM WITH AUTHENTICATION LEVELS FOR VARIOUS INSTITUTIONS AND USERS | LEWIS, LISA C | 2495 | §103 | Non-Final OA | — | Pending | Apr 07, 2025 |
| 19098418 | LOAN REFINANCING AND/OR CONSOLIDATION TOOL | HUDSON, MARLA LAVETTE | 3694 | §101§103Other | Non-Final OA | — | Pending | Apr 02, 2025 |
| 19097156 | TOKENIZED MODEL TRAINING USING TERM FREQUENCY INVERSE DOCUMENT FREQUENCY | LEVENTAL, YUVAL HAIM | 2659 | §101§103 | Non-Final OA | — | Pending | Apr 01, 2025 |
| 19089240 | FORMAT TRANSFORMATION OF NON-FUNGIBLE TOKEN (NFT) VIA TRANSFER BY CONTAINERIZED DATA STRUCTURES | FENSTERMACHER, JASON B | 3698 | §101§112 | Final Rejection | — | Pending | Mar 25, 2025 |
| 19090210 | SYSTEMS AND METHODS FOR STRESS DETECTION AND ACTION RESPONSE | KOLOSOWSKI-GAGER, KATHERINE | 3687 | §101§103 | Final Rejection | — | Pending | Mar 25, 2025 |
| 19070398 | SYSTEMS AND METHODS FOR DEVELOPING AN OPTIMIZED DEBT SERVICE STRATEGY UTILIZING PRODUCTS ACROSS MULTIPLE CATEGORIES | SCHWARZENBERG, PAUL | 3695 | §101 | Non-Final OA | 5d | Pending | Mar 04, 2025 |
| 19056672 | SYSTEMS AND METHODS FOR PAYMENT USING LINKED ASSETS | NILFOROUSH, MOHAMMAD A | 3697 | §101§103 | Final Rejection | — | Pending | Feb 18, 2025 |
| 19049898 | SYSTEMS AND METHODS FOR AN INTERACTIVE COMMUNICATION PLATFORM | PRESTON, JOHN O | 3693 | §101§103 | Final Rejection | 41d | Pending | Feb 10, 2025 |
| 19046121 | ARTIFICIAL INTELLIGENCE DRIVEN DOMAIN-SPECIFIC VALIDATION SYSTEM | FILIPCZYK, MARCIN R | 2153 | §103 | Final Rejection | 35d overdue | Pending | Feb 05, 2025 |
| 19046053 | SYNTHETIC VOICE FRAUD DETECTION | SMITH, SEAN THOMAS | 2659 | §101§102 | Non-Final OA | — | Pending | Feb 05, 2025 |
| 19046165 | INDIRECT MODELING USING A VIRTUAL ENVIRONMENT | WILLIAMS, ROSS A | 3715 | §101§102§103 | Non-Final OA | — | Pending | Feb 05, 2025 |
| 19038330 | SYSTEMS AND METHODS FOR EXCEPTION HANDLING OF ALTERNATIVE RECORDKEEPING ENTITY DATA | LE, MICHAEL | 2163 | §101§103§112 | Final Rejection | — | Pending | Jan 27, 2025 |
| 19036874 | AUTOMATIC GENERATION OF BEHAVIORAL TEST CASES FOR NATURAL LANGUAGE PROCESSING USING CLUSTERING AND PROMPTING | ADESANYA, OLUJIMI A | 2658 | §103 | Non-Final OA | — | Pending | Jan 24, 2025 |
| 19034117 | VIRTUAL CARD IDENTIFIER IN A VERY SMART WALLET | CHAKRAVARTI, ARUNAVA | 3692 | §101§103 | Non-Final OA | — | Pending | Jan 22, 2025 |
IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.
Start Free TrialWells Fargo Bank, N.A. has 203 pending office actions as of October 2026, spread across 74 art units and 160 examiners.
Toan D. Bui has the most, with 6 of Wells Fargo Bank, N.A.'s pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.
