Last updated: July 11, 2026

Application No. 18/680,903

Untitled Application

Unknown

Filed

Priority

Feb 15, 2023 — provisional 63/485,150 +1 more

Examiner

CHISM, STEVEN R

Art Unit

Tech Center

The PNC Financial Services Group, Inc.

Assignee

The Pnc Financial Services Group Inc.

OA Round

1 (Non-Final)

Interview Optional

— +43.4% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 31% grant rate with +43.4% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 137 resolved cases, 2023–2026

Examiner Intelligence

CHISM, STEVEN R View full profile →

Grants only 31% of cases

Career Allowance Rate

43 granted / 137 resolved

-28.6% vs TC avg

Strong +43% interview lift

Without

With

+43.4%

Interview Lift

resolved cases with interview

Typical timeline

3y 1m

Avg Prosecution

31 currently pending

Career history

178

Total Applications

across all art units

Statute-Specific Performance

§101

12.5%

-27.5% vs TC avg

§103

63.1%

+23.1% vs TC avg

§102

6.0%

-34.0% vs TC avg

§112

18.0%

-22.0% vs TC avg

Black line = Tech Center average estimate • Based on career data from 137 resolved cases

Prosecution Timeline

Mar 01, 2026

Non-Final Rejection (signed)

Apr 06, 2026

Non-Final Rejection mailed

May 08, 2026

Interview Requested

May 28, 2026

Examiner Interview Summary

Precedent Cases

Applications granted by this same examiner with similar technology

18/326,085

Patent 12650958

System, Method, and Computer Program Products for Modeling Complex Hierarchical Metadata with Multi-Generational Terms

3y 0m to grant Granted Jun 09, 2026

17/979,097

Patent 12597066

FEDERATED DATA ROOM SERVER AND METHOD FOR USE IN BLOCKCHAIN ENVIRONMENTS

3y 5m to grant Granted Apr 07, 2026

17/865,077

Patent 12591882

METHODS AND SYSTEMS FOR SHARING A CONSENT TOKEN ASSOCIATED WITH A USER CONSENT AMONG APPLICATIONS

3y 8m to grant Granted Mar 31, 2026

16/690,049

Patent 12572943

DIGITAL AUTHORIZATION SYSTEM

6y 3m to grant Granted Mar 10, 2026

18/009,276

Patent 12555092

IOT DEVICES

3y 2m to grant Granted Feb 17, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

31%

Grant Probability

75%

With Interview (+43.4%)

3y 1m

Median Time to Grant

Low

PTA Risk

Based on 137 resolved cases by this examiner. Grant probability derived from career allowance rate.