Prosecution Insights
Last updated: May 29, 2026

The PNC Financial Services Group, Inc.

28 pending office actions • 13 art units • 21 examiners • 15 of 28 (54%) have an AI response strategy ready • 40 patents granted in the last 365 days

Portfolio Summary

28
Total Pending OAs
17
Non-Final OAs
10
Final Rejections
1
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 27 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

9
Overdue
0
Due this week
5
Due this month
5
Due in next 60 days
8
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 27 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (9)Due ≤ 30 days (5)Due ≤ 60 days (5)Due later (8)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

4
Hard (14%)
19
Medium (68%)
2
Easy (7%)
3
Unknown (11%)

Rejection Statute Mix

BucketCases
§101 only4 (14%)
§103 only18 (64%)
§102 only1 (4%)
§112 only2 (7%)
No statute on record3 (11%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
5
Information Tech
18% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
23
Mechanical / Eng
82% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

280 h
Manual time on pending OAs
56 h
Time saved (low, 20%)
98 h
Time saved (mid, 35%)
2.5 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
RANKINS, WILLIAM E 6 57.7% +8.4%
ALI, HATEM M 3 44.2% +26.1%
REICHERT, RACHELLE LEIGH 1 30.3% +34.0%
BIBBEE, JARED M 1 80.3% +13.6%
POE, KEVIN T 1 39.6% +16.1%
PHAM, KHANH B 1 72.3% +15.4%
LOZA, JANICE JOMARIE 1 10.0% +33.3%
NGUYEN, CAROLINE HOANG-ANH 1
FELTEN, DANIEL S 1 46.0% +12.8%
OJIAKU, CHIKAODINAKA 1 45.6% +8.7%

Hard Cases (4)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 4 ordered by deadline are shown.

App #TitleExaminerDue in
19092710 AUTOMATIC ENTERPRISE DATABASE AND QUERY OPTIMIZATION BIBBEE, JARED M 14d
18677204 DEVICES, SYSTEMS, AND METHODS FOR ENHANCING TRANSACTION SECURITY AND REDUCING FRAUD ALLADIN, AMBREEN A 34d
18973859 Methods and Systems for Shareholder Election LOZA, JANICE JOMARIE 50d
18527083 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA RANKINS, WILLIAM E 68d

Interview Candidates (9)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18503379 SYSTEMS AND METHODS FOR AUTOMATED LOAN AUTHORIZATION ALI, HATEM M 85d overdue
18966504 SYSTEMS AND METHODS FOR AUTOMATED LOAN AUTHORIZATION ALI, HATEM M 46d overdue
19092710 AUTOMATIC ENTERPRISE DATABASE AND QUERY OPTIMIZATION BIBBEE, JARED M 14d
18949511 SYSTEMS AND METHODS FOR MANAGING SECURE CARD ACCOUNT ACTIVITY FELTEN, DANIEL S 22d
18609691 SYSTEMS AND METHODS FOR CONTINUOUS EVENT MONITORING, IDENTIFICATION OF RISK SIGNALS, AND ACCELERATION OF FRAUD RISK ANALYSIS ALI, HATEM M 30d
19003763 SYSTEM AND METHOD FOR PROVIDING A CONSOLIDATED DATA HUB PHAM, KHANH B 40d
18973859 Methods and Systems for Shareholder Election LOZA, JANICE JOMARIE 50d
19234752 SYSTEMS AND METHODS FOR AUTOMATIC PAYMENT POSTING REICHERT, RACHELLE LEIGH 75d

Top Art Units

Art UnitApps
3694 7
3692 4
3691 4
2166 2
3698 2
3695 2
3683 1
2161 1
2495 1
3696 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19234752 SYSTEMS AND METHODS FOR AUTOMATIC PAYMENT POSTING REICHERT, RACHELLE LEIGH 3683 §103 Non-Final OA 75d AI Ready Jun 11, 2025
19092710 AUTOMATIC ENTERPRISE DATABASE AND QUERY OPTIMIZATION BIBBEE, JARED M 2161 §101 Non-Final OA 14d Pending Mar 27, 2025
19034725 Technologies for Real-Time Payments Monitoring POE, KEVIN T 3692 §102 Non-Final OA 75d Pending Jan 23, 2025
19003763 SYSTEM AND METHOD FOR PROVIDING A CONSOLIDATED DATA HUB PHAM, KHANH B 2166 Other Final Rejection 40d AI Ready Dec 27, 2024
18985990 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA RANKINS, WILLIAM E 3694 Other Non-Final OA 2d overdue AI Ready Dec 18, 2024
18982273 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA RANKINS, WILLIAM E 3694 Other Non-Final OA 2d overdue AI Ready Dec 16, 2024
18977023 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA RANKINS, WILLIAM E 3694 §112 Final Rejection 84d AI Ready Dec 11, 2024
18974380 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA RANKINS, WILLIAM E 3694 §103 Non-Final OA 85d AI Ready Dec 09, 2024
18973859 Methods and Systems for Shareholder Election LOZA, JANICE JOMARIE 3698 §101 Final Rejection 50d AI Ready Dec 09, 2024
18968495 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA RANKINS, WILLIAM E 3694 §103 Final Rejection 31d overdue AI Ready Dec 04, 2024
18966504 SYSTEMS AND METHODS FOR AUTOMATED LOAN AUTHORIZATION ALI, HATEM M 3691 §103 Non-Final OA 46d overdue AI Ready Dec 03, 2024
18958146 Systems and Methods for Preventing Unauthorized Access to Computing Systems NGUYEN, CAROLINE HOANG-ANH 2495 §103 Non-Final OA 76d Pending Nov 25, 2024
18949511 SYSTEMS AND METHODS FOR MANAGING SECURE CARD ACCOUNT ACTIVITY FELTEN, DANIEL S 3692 §112 Non-Final OA 22d AI Ready Nov 15, 2024
18939976 Technologies for Prediction of Recurring Transactions OJIAKU, CHIKAODINAKA 3696 §103 Non-Final OA 71d overdue Pending Nov 07, 2024
18939821 Technologies for Predictive Management of Customer Account Balance Attrition VIG, NARESH 3622 §103 Final Rejection 53d Pending Nov 07, 2024
18805688 TECHNOLOGIES FOR MANAGING SMART CONTRACTS IDIAKE, VINCENT I 3698 §103 Non-Final OA 23d overdue Pending Aug 15, 2024
18802937 AUTOMATED USER GROUP MANAGEMENT FOR EMAIL AND CALENDAR SERVER SOLUTIONS BAINS, SARJIT S 3623 §103 Non-Final OA 26d Pending Aug 13, 2024
18677204 DEVICES, SYSTEMS, AND METHODS FOR ENHANCING TRANSACTION SECURITY AND REDUCING FRAUD ALLADIN, AMBREEN A 3691 §101 Final Rejection 34d Pending May 29, 2024
18658592 COMPUTER SYSTEMS AND METHODS FOR MONITORING CUSTOMER FINANCIAL TRANSACTIONS FOR POTENTIAL FINANCIAL CRIMES BAIRD, EDWARD J 3692 §103 Non-Final OA 42d overdue Pending May 08, 2024
18609691 SYSTEMS AND METHODS FOR CONTINUOUS EVENT MONITORING, IDENTIFICATION OF RISK SIGNALS, AND ACCELERATION OF FRAUD RISK ANALYSIS ALI, HATEM M 3691 §103 Non-Final OA 30d AI Ready Mar 19, 2024
18603447 TECHNOLOGIES FOR EFFICIENTLY PROVIDING INSIGHTS FROM DATA SETS SCHWARZENBERG, PAUL 3695 §103 Final Rejection 68d Pending Mar 13, 2024
18594838 OPTIMIZING BATCH BILL PAYMENT SHARON, AYAL I 3695 §103 Non-Final OA 55d Pending Mar 04, 2024
18442780 DEPLOYING MULTIPLE VERSIONS OF SOFTWARE SIMULTANEOUSLY, WITH SCALING OF TRAFFIC BETWEEN VERSIONS NGUYEN, DUY KHUONG THANH 2199 §103 Final Rejection 85d overdue Pending Feb 15, 2024
18544521 TECHNOLOGIES FOR EFFICIENTLY DETERMINING CREDIT LOSS SENSITIVITY TO MACROECONOMIC IMPACTS HUDSON, MARLA LAVETTE 3694 §103 Final Rejection 29d Pending Dec 19, 2023
18527083 SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA RANKINS, WILLIAM E 3694 §101 Final Rejection 68d AI Ready Dec 01, 2023
18503379 SYSTEMS AND METHODS FOR AUTOMATED LOAN AUTHORIZATION ALI, HATEM M 3691 §103 Non-Final OA 85d overdue AI Ready Nov 07, 2023
18502237 SYSTEMS AND METHODS FOR ISSUING AN ARRANGEMENT FOR USE WITH AN ENTITY AT A UNIQUE GEOGRAPHIC LOCATION CHISM, STEVEN R 3692 §103 Non-Final OA AI Ready Nov 06, 2023
18365430 SYSTEMS AND METHODS FOR INTEGRATING AND OPTIMIZING SECURITY SYSTEMS HALM, KWEKU WILLIAM 2166 §103 Non-Final OA 68d AI Ready Aug 04, 2023

Managing The PNC Financial Services Group, Inc.'s Patent Portfolio?

IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.

Start Free Trial

Sign in with your work email

Enter your email to receive a magic link. No password needed.

Personal email addresses (Gmail, Yahoo, etc.) are not accepted.

Free tier: 3 strategy analyses per month