Prosecution Insights
Last updated: April 19, 2026
Application No. 18/958,901

DYNAMIC DRIVING COMPARISON GROUPS FOR ASSESSING DRIVING SAFETY

Non-Final OA §101§DP
Filed
Nov 25, 2024
Examiner
KLEINMAN, LAIL A
Art Unit
3668
Tech Center
3600 — Transportation & Electronic Commerce
Assignee
State Farm Mutual Automobile Insurance Company
OA Round
1 (Non-Final)
69%
Grant Probability
Favorable
1-2
OA Rounds
2y 12m
To Grant
87%
With Interview

Examiner Intelligence

Grants 69% — above average
69%
Career Allow Rate
294 granted / 424 resolved
+17.3% vs TC avg
Strong +18% interview lift
Without
With
+17.6%
Interview Lift
resolved cases with interview
Typical timeline
2y 12m
Avg Prosecution
39 currently pending
Career history
463
Total Applications
across all art units

Statute-Specific Performance

§101
10.0%
-30.0% vs TC avg
§103
44.1%
+4.1% vs TC avg
§102
21.6%
-18.4% vs TC avg
§112
18.5%
-21.5% vs TC avg
Black line = Tech Center average estimate • Based on career data from 424 resolved cases

Office Action

§101 §DP
DETAILED ACTION Notice of Pre-AIA or AIA Status The present application, filed on or after March 16, 2013, is being examined under the first inventor to file provisions of the AIA . Status of the Claims This action is in response to the applicant’s filing on November 25, 2024. Claims 1-20 are pending and are examined below. Double Patenting The nonstatutory double patenting rejection is based on a judicially created doctrine grounded in public policy (a policy reflected in the statute) so as to prevent the unjustified or improper timewise extension of the “right to exclude” granted by a patent and to prevent possible harassment by multiple assignees. A nonstatutory double patenting rejection is appropriate where the conflicting claims are not identical, but at least one examined application claim is not patentably distinct from the reference claim(s) because the examined application claim is either anticipated by, or would have been obvious over, the reference claim(s). See, e.g., In re Berg, 140 F.3d 1428, 46 USPQ2d 1226 (Fed. Cir. 1998); In re Goodman, 11 F.3d 1046, 29 USPQ2d 2010 (Fed. Cir. 1993); In re Longi, 759 F.2d 887, 225 USPQ 645 (Fed. Cir. 1985); In re Van Ornum, 686 F.2d 937, 214 USPQ 761 (CCPA 1982); In re Vogel, 422 F.2d 438, 164 USPQ 619 (CCPA 1970); In re Thorington, 418 F.2d 528, 163 USPQ 644 (CCPA 1969). A timely filed terminal disclaimer in compliance with 37 CFR 1.321(c) or 1.321(d) may be used to overcome an actual or provisional rejection based on nonstatutory double patenting provided the reference application or patent either is shown to be commonly owned with the examined application, or claims an invention made as a result of activities undertaken within the scope of a joint research agreement. See MPEP § 717.02 for applications subject to examination under the first inventor to file provisions of the AIA as explained in MPEP § 2159. See MPEP § 2146 et seq. for applications not subject to examination under the first inventor to file provisions of the AIA . A terminal disclaimer must be signed in compliance with 37 CFR 1.321(b). The USPTO Internet website contains terminal disclaimer forms which may be used. Please visit www.uspto.gov/patent/patents-forms. The filing date of the application in which the form is filed determines what form (e.g., PTO/SB/25, PTO/SB/26, PTO/AIA /25, or PTO/AIA /26) should be used. A web-based eTerminal Disclaimer may be filled out completely online using web-screens. An eTerminal Disclaimer that meets all requirements is auto-processed and approved immediately upon submission. For more information about eTerminal Disclaimers, refer to www.uspto.gov/patents/process/file/efs/guidance/eTD-info-I.jsp. Claims 21-40 are rejected on the ground of nonstatutory double patenting as being unpatentable over claims 1-20 of U.S. Patent No. US 12154394 B2, and claims 1-20 of U.S. Patent No. US 10916075 B1. Although the claims at issue are not identical, they are not patentably distinct from each other because both claim sets are directed to nearly identical subject matter, namely, identifying a subset of participating drivers, selectively accessing a set of telematics data associated with each of a plurality of other vehicles operated by each of the subset of participating drivers, ranking a driver and each of the subset of participating drivers and displaying the ranking, with only minor and obvious differences. Claim Rejections - 35 USC § 101 35 U.S.C. 101 reads as follows: Whoever invents or discovers any new and useful process, machine, manufacture, or composition of matter, or any new and useful improvement thereof, may obtain a patent therefor, subject to the conditions and requirements of this title. Claims 1-20 are rejected under 35 U.S.C. 101 because the claimed invention is directed to non-statutory subject matter. Claims 1-20 are rejected under 35 U.S.C. 101 because the claimed invention is directed to a judicial exception (i.e., a law of nature, a natural phenomenon, or an abstract idea) without significantly more. Claims 1-20 are directed to the abstract idea of collecting data related to drivers, ranking the drivers on the basis of the collected data, displaying the ranking, obtaining additional data related to vehicle movement, re-ranking, and transmitting the results for display which is an abstract idea under its broadest reasonable interpretation because the claimed invention is directed to an evaluation, observation and/or judgment. The claims do not include additional elements that are sufficient to amount to significantly more than the judicial exception because the additional elements are either directed to insignificant extra-solution activity, i.e. data gathering, displaying results, etc., or generic hardware recited at a high level of generality, i.e., a processor, an electronic device and graphical user interface, a server, memory, etc., that provide conventional computer functions that do not add meaningful limits to practicing the abstract idea. Claim 1 recites a computer-implemented method comprising identifying, by one or more processors, a subset of drivers from among a group of other drivers; receiving, by the one or more processors, a first set of telematics data associated with a vehicle operated by a driver and a second set of telematics data associated with a group of other vehicles operated by the subset of drivers from among the group of other drivers; ranking, by the one or more processors, the driver and drivers of the subset of drivers by comparing the first set of telematics data and the second set of telematics data; transmitting, by the one or more processors, for display on a graphical user interface of an electronic device of the driver, a ranking of the driver, wherein the graphical user interface comprises one or more interactive control elements configured to display information comprising the ranking of the driver; and upon determining changes in one or more of: (a) a movement of the vehicle or (b) a respective movement of at least one vehicle of the group of other vehicles: re-ranking, by the one or more processors, the driver; and transmitting, by the one or more processors, for display on the graphical user interface of the electronic device of the driver, the ranking of the driver, as re-ranked. Under its broadest reasonable interpretation, the claim recites a mental process because comparing drivers in order to generate a ranking is an example of evaluations, observations and/or judgments, and evaluations, observations and/or judgments made on the basis of collected data are examples of abstract ideas. The additional elements of receiving telematics data, and displaying the rankings are examples of insignificant extra-solution activity and do not impose meaningful limits on the claimed invention. The additional elements of a processor and an electronic device with a graphical user interface are recited at a high level of generality such that they do not impose meaningful limits on practicing the claimed invention. The claim does not include additional elements that are sufficient to amount to significantly more than the judicial exception because the additional elements when considered both individually and as an ordered combination do not amount to significantly more than the abstract idea because looking at the limitations as an ordered combination adds nothing that is not already present when looking at the elements taken individually. Claims 2-10 depend on claim 1 but do not render the claimed invention eligible because they are directed to insignificant additional elements primarily directed to the type of data to be collected or insignificant post-solution features related to transmitted notifications which do not render the claimed invention eligible. Independent claims 11 and 20 are rejected under the same rationale as claim 1 because the claims recite nearly identical subject matter but for insignificant differences related to different statutory categories.. Claims 12-19 depend from claim 11, and are rejected under the same rationale as dependent claims 2-10 because the claims recite nearly identical subject matter as already addressed above. Claims 1-20 are therefore not drawn to eligible subject matter as they are directed to an abstract idea without significantly more. Conclusion The prior art made of record and not relied upon is considered pertinent to applicant's disclosure. Hunt et al., US 20130164714, discloses assessing driver safety by monitoring drivers and identifying driver ranking based on their driving, comparing that driver ranking to other drivers, and rewarding top ranking drivers, wherein one of the purposes of Hunt appears to be expanding the breadth of drivers considered in performing the invention of Hunt as opposed to the claimed invention which appears directed to narrowing the breadth of which drivers are considered in performing the claimed invention. Duddle, US 20110106370 A1, discloses rewarding drivers based on their driving with discounts on insurance premium. Any inquiry concerning this communication or earlier communications from the examiner should be directed to Lail Kleinman whose telephone number is (571)272-6286. The examiner can normally be reached on M-F 8:00-5:00. Examiner interviews are available via telephone, in-person, and video conferencing using a USPTO supplied web-based collaboration tool. To schedule an interview, applicant is encouraged to use the USPTO Automated Interview Request (AIR) at http://www.uspto.gov/interviewpractice. If attempts to reach the examiner by telephone are unsuccessful, the examiner’s supervisor, Fadey Jabr can be reached on (571)272-1516. The fax phone number for the organization where this application or proceeding is assigned is 571-273-8300. Information regarding the status of an application may be obtained from the Patent Application Information Retrieval (PAIR) system. Status information for published applications may be obtained from either Private PAIR or Public PAIR. Status information for unpublished applications is available through Private PAIR only. For more information about the PAIR system, see http://pair-direct.uspto.gov. Should you have questions on access to the Private PAIR system, contact the Electronic Business Center (EBC) at 866-217-9197 (toll-free). If you would like assistance from a USPTO Customer Service Representative or access to the automated information system, call 800-786-9199 (IN USA OR CANADA) or 571-272-1000. /LAIL A KLEINMAN/Primary Examiner, Art Unit 3668
Read full office action

Prosecution Timeline

Nov 25, 2024
Application Filed
Feb 07, 2026
Non-Final Rejection — §101, §DP
Mar 17, 2026
Applicant Interview (Telephonic)
Mar 17, 2026
Examiner Interview Summary

Precedent Cases

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Study what changed to get past this examiner. Based on 5 most recent grants.

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Prosecution Projections

1-2
Expected OA Rounds
69%
Grant Probability
87%
With Interview (+17.6%)
2y 12m
Median Time to Grant
Low
PTA Risk
Based on 424 resolved cases by this examiner. Grant probability derived from career allow rate.

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