Last updated: July 12, 2026

Application No. 18/985,435

Untitled Application

Unknown

Filed

Priority

Oct 30, 2024 — provisional 63/713,752

Examiner

POE, KEVIN T

Art Unit

Tech Center

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Assignee

State Farm Mutual Automobile Insurance Company

OA Round

1 (Non-Final)

Interview Optional

— +16.1% interview lift. Interview already conducted in this application's prosecution history. This examiner has a 40% grant rate with +16.1% interview lift. Since an interview has already been tried, recommend written response with narrowed claims based on precedent claim evolution patterns.

Based on 524 resolved cases, 2023–2026

Examiner Intelligence

POE, KEVIN T View full profile →

Grants only 40% of cases

Career Allowance Rate

207 granted / 524 resolved

-20.5% vs TC avg

Strong +16% interview lift

Without

With

+16.1%

Interview Lift

resolved cases with interview

Typical timeline

4y 2m

Avg Prosecution

26 currently pending

Career history

577

Total Applications

across all art units

Statute-Specific Performance

§101

16.3%

-23.7% vs TC avg

§103

61.9%

+21.9% vs TC avg

§102

9.5%

-30.5% vs TC avg

§112

8.3%

-31.7% vs TC avg

Black line = Tech Center average estimate • Based on career data from 524 resolved cases

Prosecution Timeline

Dec 20, 2025

Non-Final Rejection (signed)

Mar 18, 2026

Non-Final Rejection mailed

Jun 03, 2026

Interview Requested

Jun 11, 2026

Examiner Interview Summary

Jun 11, 2026

Applicant Interview (Telephonic)

Precedent Cases

Applications granted by this same examiner with similar technology

18/300,340

Patent 12561686

SYSTEMS AND METHODS FOR OUTLIER DETECTION USING UNSUPERVISED MACHINE LEARNING MODELS TRAINED ON BALANCED DATA

2y 10m to grant Granted Feb 24, 2026

17/815,024

Patent 12450652

PARAMETER-BASED COMPUTER EVALUATION OF USER ACCOUNTS BASED ON USER ACCOUNT DATA STORED IN ONE OR MORE DATABASES

3y 2m to grant Granted Oct 21, 2025

17/175,032

Patent 12412168

METHOD AND SYSTEM FOR GENERATING CUSTOMIZED ELECTRONIC CHECKOUT USER INTERFACES

4y 7m to grant Granted Sep 09, 2025

17/186,900

Patent 12406267

SUPPLIER DATA VALIDATION USING VALIDATION SUBSYSTEM

4y 6m to grant Granted Sep 02, 2025

16/361,547

Patent 12067541

INTEGRATED ELECTRONIC DISBURSEMENT AND CASH FLOW MANAGEMENT SYSTEM AND METHOD

5y 5m to grant Granted Aug 20, 2024

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

40%

Grant Probability

56%

With Interview (+16.1%)

4y 2m

Median Time to Grant

Low

PTA Risk

Based on 524 resolved cases by this examiner. Grant probability derived from career allowance rate.