Prosecution Insights
Last updated: October 02, 2026

Examiner: POE, KEVIN T

Tech Center 3600 • Art Units: 3692 3693

This examiner grants 39% of resolved cases

Analysis

Kevin T. Poe is an examiner in Tech Center 3600 and Art Unit 3692, where he has overseen 528 resolved cases. The allowance rate of 39.4% suggests a rigorous standard for patentability that requires careful navigation. Applicants should prepare for a median days to allowance of 1541, indicating a lengthy examination period. The resolved cases provide a data set for understanding his examination patterns.

The interview lift of 16.4% offers a meaningful improvement over the 39.4% baseline allowance rate. This suggests that while the path to allowance is long, as shown by the 1541 median days, interviews provide a statistical advantage in resolving rejections. For the 528 resolved cases, the data indicates that practitioners should consider interviews as a standard part of their strategy to navigate the complexities of Art Unit 3692. Engaging the examiner directly may help clarify the issues that contribute to the extended prosecution timeline.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Performance Statistics

39.4%
Allow Rate
-12.6% vs TC avg
592
Total Applications
+16.4%
Interview Lift
1541
Avg Prosecution Days
Based on 528 resolved cases, 2023–2026

Rejection Statute Breakdown

36.8%
§101 Eligibility
11.0%
§102 Novelty
33.8%
§103 Obviousness
14.8%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18581017 SYSTEMS AND METHODS FOR TRANSFERRING FIAT CURRENCY VIA MAPPED MATH-BASED CURRENCY ACCOUNTS Non-Final OA Wells Fargo Bank, N.A.
19212309 BIOMETRIC AUTHENTICATED FINANCIAL TRANSFERS Non-Final OA Mastercard International Incorporated
19010548 SYSTEM AND METHODS FOR ACCEPTING DUAL FUNCTION PAYMENT CREDENTIAL Non-Final OA Mastercard International Incorporated
18959184 COMPUTER-IMPLEMENTED METHODS, SYSTEMS COMPRISING COMPUTER-READABLE MEDIA, AND ELECTRONIC DEVICES FOR OPEN BANKING RISK MODEL TESTING FRAMEWORK Non-Final OA Mastercard International Incorporated
17403505 Payment Accessory Integration System for Mobile Computing Devices Final Rejection ZEBRA TECHNOLOGIES CORPORATION
18043346 Generating a Comprehensive Non- Fungible Token Search Index Final Rejection Google LLC
19010393 INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND STORAGE MEDIUM Non-Final OA CANON KABUSHIKI KAISHA
19183213 ARTIFICIAL INTELLIGENCE DRIVEN VIRTUAL CARD PAYMENTS Non-Final OA Capital One Services, LLC
17977766 SYSTEM AND METHOD FOR FACILITATING SERVICE MACHINE ACTIVATION Non-Final OA Capital One Services, LLC
17863756 SYSTEMS AND METHODS FOR STREAMLINING USER INTERACTION IN A USER EVALUATION PROCESS Non-Final OA Capital One Services, LLC
19222381 METHOD AND SYSTEM FOR REAL-TIME SCAM DETECTION USING MACHINE LEARNING TECHNIQUES Non-Final OA JPMorgan Chase Bank, N.A.
18313159 SYSTEMS AND METHODS FOR CONTINUOUSLY UPDATING AND RUNTIME PROCESSING OF DECISIONING Non-Final OA JPMORGAN CHASE BANK, N.A.
18680384 SYSTEM AND METHOD FOR GENERATING ENTERPRISE FORECASTS BASED ON INPUT VARIABLES Final Rejection ORACLE INTERNATIONAL CORPORATION
18045251 REAL-TIME SYSTEMS AND METHODS FOR IDENTIFYING A CERTIFIED REPAIR FACILITY Final Rejection State Farm Mutual Automobile Insurance Company
18966887 TEMPLATE AUTOMATION AND MANAGEMENT Final Rejection Bank of America Corporation
19235131 FUNDING OF PREPAID ACCESS ACCOUNT ASSOCIATED WITH GAMING ESTABLISHMENT ACCOUNT MANAGEMENT SYSTEM Non-Final OA IGT
18946432 PRODUCT AND PROCESSES FOR MANAGING LIFE INSTRUMENTS Final Rejection CFPH, LLC
19046054 ELECTRONICALLY BLOCKING CREATION OF NEW INSURANCE POLICIES AT AN ELECTRONIC INSURANCE MANAGEMENT SYSTEM Non-Final OA Allstate Insurance Company
17489293 System, Method and Apparatus for Enabling Enhanced Consumer Engagement for Providing Access to Credit for Online Purchases Non-Final OA Affirm, Inc.

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