Prosecution Insights
Last updated: May 29, 2026

Examiner: POE, KEVIN T

Tech Center 3600 • Art Units: 3692 3693

This examiner grants 40% of resolved cases

Performance Statistics

39.6%
Allow Rate
-12.4% vs TC avg
570
Total Applications
+16.1%
Interview Lift
1547
Avg Prosecution Days
Based on 523 resolved cases, 2023–2026

Rejection Statute Breakdown

16.1%
§101 Eligibility
9.4%
§102 Novelty
62.6%
§103 Obviousness
8.0%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18762822 Method, System, and Computer Program Product for Controlling Issuer Transactions Final Rejection Visa International Service Association
18477505 TOKEN PORTFOLIO MIGRATION SYSTEM AND METHOD Final Rejection Visa International Service Association
18097606 TOOL DIFFERENTIATOR BETWEEN FRAUD AND STRUGGLING CUSTOMERS IN REAL TIME Final Rejection Bank of America Corporation
17977339 SYSTEM FOR AUGMENTED REALITY DISPLAY OF PRIVATE DATA ON A PRIVATE DATA-LESS CARD DEVICE Final Rejection BANK OF AMERICA CORPORATION
19034725 Technologies for Real-Time Payments Monitoring Non-Final OA The PNC Financial Services Group, Inc.
18767414 INTEGRATED ELECTRONIC DISBURSEMENT AND CASH FLOW MANAGEMENT SYSTEM AND METHOD Final Rejection JPMorgan Chase Bank, N.A.
18313159 SYSTEMS AND METHODS FOR CONTINUOUSLY UPDATING AND RUNTIME PROCESSING OF DECISIONING Final Rejection JPMORGAN CHASE BANK, N.A.
18166106 SYSTEMS AND METHODS FOR INVOICE PAYMENT USING EARNED POINTS Final Rejection JPMORGAN CHASE BANK, N.A.
18302256 AUTOMATED ANOMALY DETECTION USING MACHINE LEARNING AND BINARY POINT ANOMALY METHODS Final Rejection WORKDAY, INC.
18045251 REAL-TIME SYSTEMS AND METHODS FOR IDENTIFYING A CERTIFIED REPAIR FACILITY Non-Final OA State Farm Mutual Automobile Insurance Company
17824664 CONTROL SYSTEM FOR COLLECTING SENSOR AND DEVICE PAIRING DATA Non-Final OA State Farm Mutual Automobile Insurance Company
18724493 Method, System, and Non-Transitory Computer-Readable Recording Medium for Supporting Asset Transaction Non-Final OA Korea Securities Lending Co., Ltd.
18865137 VEHICLE-MOUNTED PAYMENT CONTROL METHOD AND SYSTEM, AND DEVICE AND STORAGE MEDIUM Non-Final OA ZTE CORPORATION
15359604 BILL PAYMENT INFRASTRUCTURE FOR BILL SPLITTEES Non-Final OA BillGO, Inc.
18866324 INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD, AND COMPUTER PROGRAM Non-Final OA Kazuko SHOBAYASHI
17383308 Machine Learning Portfolio Simulating and Optimizing Apparatuses, Methods and Systems Final Rejection FMR LLC
18745532 SYSTEM AND METHOD FOR PLAN GENERATION Non-Final OA Runway Financial, Inc.
17134051 COMPUTER SYSTEM AND COMPUTER-IMPLEMENTED METHOD FOR CREATING A SAVINGS PLAN FOR SPECIFIC PURCHASES Non-Final OA 10353744 Canada Ltd.
18468140 INFORMATION PROCESSING APPARATUS, METHOD, AND MEDIUM Non-Final OA Rakuten Asia Pte. Ltd.
17962675 System and Method for Employing a Predictive Model Final Rejection Nationwide Mutual Insurance Company
17230465 System and Process For Displaying Calculated Long Term Growth Of A Financial Account Final Rejection Troutwood, LLC
16702505 DISTRIBUTED AND DECENTRALIZED DERS SYSTEM OPTIMIZATIONS Non-Final OA Heila Technologies, Inc.

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