Last updated: July 11, 2026

Application No. 19/178,596

Untitled Application

Unknown

Filed

Priority

Jan 05, 2023 — continuation of 12/307,427

Examiner

CHANG, EDWARD

Art Unit

Tech Center

American Express Travel Related Services Company, Inc.

Assignee

American Express Travel Related Services Company, Inc.

OA Round

1 (Non-Final)

This examiner grants 63% of cases after interview

— +32.0% interview lift. A telephonic interview to clarify the technical implementation could significantly improve the outcome.

Based on 540 resolved cases, 2023–2026

Examiner Intelligence

CHANG, EDWARD View full profile →

Grants 63% of resolved cases

Career Allowance Rate

341 granted / 540 resolved

+3.1% vs TC avg

Strong +32% interview lift

Without

With

+32.0%

Interview Lift

resolved cases with interview

Typical timeline

3y 4m

Avg Prosecution

11 currently pending

Career history

558

Total Applications

across all art units

Statute-Specific Performance

§101

42.5%

+2.5% vs TC avg

§103

41.3%

+1.3% vs TC avg

§102

8.4%

-31.6% vs TC avg

§112

1.5%

-38.5% vs TC avg

Black line = Tech Center average estimate • Based on career data from 540 resolved cases

Prosecution Timeline

Jun 03, 2026

Non-Final Rejection mailed (current)

Precedent Cases

Applications granted by this same examiner with similar technology

18/415,346

Patent 12670530

DIGITAL SYSTEM COMPRISING FINITE STATE MACHINE ENGINES FOR AUTOMATED PROCESSING OF FLEXIBLE CONFIGURABLE INDIVIDUAL POLICIES SEGMENTED BY LIFE-CYCLE STATES, INTER ALIA, USING A SLICED ADMISSION CONTROL TRIGGERED BY UNSCHEDULED SUM COVER INCREASE, AND METHOD THEREOF

2y 5m to grant Granted Jun 30, 2026

18/953,996

Patent 12646118

Contextual Searching

1y 6m to grant Granted Jun 02, 2026

18/095,018

Patent 12632866

COMPUTERIZED-METHOD FOR IDENTIFYING SYNTHETIC IDENTITY FRAUD OPERATING A FINANCIAL-ACTIVITY IN A DIGITAL FINANCIAL ACCOUNT, IN A FINANCIAL INSTITUTION

3y 4m to grant Granted May 19, 2026

18/313,171

Patent 12632900

SYSTEMS AND METHODS FOR CONTINUOUSLY UPDATING AND RUNTIME PROCESSING OF DECISIONING

3y 0m to grant Granted May 19, 2026

19/096,158

Patent 12608750

SYSTEM AND METHOD FOR COVERING COST OF DELIVERING REPAIR AND MAINTENANCE SERVICES TO PREMISES OF SUBSCRIBERS INCLUDING PRICING TO RISK

1y 0m to grant Granted Apr 21, 2026

Study what changed to get past this examiner. Based on 5 most recent grants.

Strategy Recommendation AI-generated — please review before filing

Get a prosecution strategy drawn from examiner precedents, rejection analysis, and claim mapping.

Typically takes 5-10 seconds — AI-generated, attorney review required before filing

Prosecution Projections

1-2

Expected OA Rounds

63%

Grant Probability

95%

With Interview (+32.0%)

3y 4m

Median Time to Grant

Low

PTA Risk

Based on 540 resolved cases by this examiner. Grant probability derived from career allowance rate.