Prosecution Insights
Last updated: October 27, 2026

Janice Jomarie Loza, USPTO Patent Examiner

Listed by the USPTO as LOZA, JANICE JOMARIE

Tech Center 3600 • Art Units: 3698

This examiner grants 12% of resolved cases

Analysis

LOZA, JANICE JOMARIE is assigned to tech center 3600 and art unit 3698. The record contains 17 resolved cases and an allowance rate of 11.8%. The median time to allowance is 973 days, but the limited resolved-case volume makes the timing and outcome measures preliminary indicators.

The interview lift is 33.3%, indicating a meaningful interview-associated change in the reported outcomes. The listed companies are Wells Fargo Bank, N.A., Giesecke+Devrient Advance52 GmbH, and The Pnc Financial Services Group Inc. The firms are Workman Nydegger, Antonio Ha & U.S. Patent, LLC, and Bayramoglu Law Offices LLC. Practitioners should review each application closely and consider a focused interview, while treating the aggregate metrics as directional rather than conclusive.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Performance Statistics

11.8%
Allow Rate
-40.2% vs TC avg
53
Total Applications
+33.3%
Interview Lift
973
Avg Prosecution Days
Based on 17 resolved cases, 2023–2026

Rejection Statute Breakdown

38.0%
§101 Eligibility
6.6%
§102 Novelty
38.7%
§103 Obviousness
14.1%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18326624 AUTHENTICATION FOR AN ACCESS-CONTROLLED RESOURCE Final Rejection Capital One Services, LLC
18868134 METHODS AND SYSTEMS FOR DISTRIBUTING AND VALIDATING ALERTS IN A DISTRIBUTED COMPUTING SYSTEM Final Rejection nChain Licensing AG
19274252 LOCALIZATION CONTROL FOR NON-FUNGIBLE TOKENS (NFTS) VIA TRANSFER BY CONTAINERIZED DATA STRUCTURES Non-Final OA Wells Fargo Bank, N.A.
19025124 MOBILE PAYMENT TRUST SCORE USING VERY SMART WALLET Non-Final OA Wells Fargo Bank, N.A.
19034109 TECHNIQUES FOR MANAGING TRANSACTION TOKENS TO FACILITATE RECONCILIATION PROCEDURES Non-Final OA Apple Inc.
18168905 IN-APP TRANSACTION VALIDATION Final Rejection Snap Inc.
19159414 Method, System, and Computer Program Product for Updating Encryption Keys Non-Final OA Visa International Service Association
19376060 Methods and Systems for Shareholder Election Final Rejection The PNC Financial Services Group, Inc.
18973859 Methods and Systems for Shareholder Election Non-Final OA The PNC Financial Services Group, Inc.
18232994 METHODS FOR USER PAYMENTS OR ACCESS VALIDATION MANAGEMENT THROUGH USER STATE DETERMINATION Final Rejection Adeia Guides Inc.
18086015 ELECTRONIC WALLET APPLICATION EMERGENCY MODE Final Rejection T-MOBILE INNOVATIONS LLC
19295951 MULTI-PARTY COMPUTATION IN A COMPUTER SHARDING ENVIRONMENT Final Rejection PayPal, Inc.
18700857 METHOD FOR CONTROLLING BLOCKCHAIN-BASED SHARED ASSET TRANSACTION SYSTEM, AND RECORDING MEDIUM AND SYSTEM FOR PERFORMING SAME Final Rejection Korea University Research and Business Foundation
18521908 ON-CHAIN ATTESTATIONS USING USER DATA Non-Final OA Coinbase, Inc.

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Frequently Asked Questions

What is examiner Janice Jomarie Loza's allowance rate?

11.8% of resolved applications examined by Janice Jomarie Loza were allowed (17 resolved cases), compared with 63.4% across Art Unit 3698 over the last five years.

Does an interview help with examiner Janice Jomarie Loza?

This examiner's interview lift is +33.3 percentage points: the difference in allowance rate between resolved applications that had an examiner interview and those that did not.

How long does examiner Janice Jomarie Loza take to allow a patent?

Applications allowed by Janice Jomarie Loza took 973 days on average from filing to allowance.

Which art unit does examiner Janice Jomarie Loza work in?

Janice Jomarie Loza examines applications in Art Unit 3698 in Tech Center 3600 (Transportation, E-Commerce & Mechanical Systems).

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