Prosecution Insights
Last updated: May 29, 2026

Examiner: JUNG, HENRY H

Tech Center 3600 • Art Units: 3695 3697

This examiner grants 24% of resolved cases

Performance Statistics

24.0%
Allow Rate
-28.0% vs TC avg
135
Total Applications
+31.1%
Interview Lift
1276
Avg Prosecution Days
Based on 104 resolved cases, 2023–2026

Rejection Statute Breakdown

35.7%
§101 Eligibility
3.1%
§102 Novelty
49.6%
§103 Obviousness
2.0%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18779867 MANAGING CHANGES WITHIN DATABASE FILE ENVIRONMENTS Non-Final OA Truist Bank
18158941 DIGITAL FINANCIAL MANAGEMENT OVER A COMMUNICATION NETWORK Final Rejection Truist Bank
18314652 SYSTEMS AND METHODS FOR FACILITATING FINANCIAL TRANSACTIONS VIA A REMOVABLE CHIPSET Final Rejection Wells Fargo Bank, N.A.
18142552 SYSTEMS AND METHODS FOR CONTACTLESS CARD ACTIVATION Non-Final OA Wells Fargo Bank, N.A.
17889221 TARGETED, CRITERIA-SPECIFIC PROVISIONING OF DIGITAL CONTENT BASED ON STRUCTURED MESSAGING DATA Non-Final OA The Toronto-Dominion Bank
18158804 SYSTEMS AND METHODS FOR SECURE TRANSMISSION OF PAYMENT DATA Non-Final OA JPMORGAN CHASE BANK, N.A.
18979697 INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING SYSTEM, AND INFORMATION PROCESSING METHOD Final Rejection TOSHIBA TEC KABUSHIKI KAISHA
18688581 SYSTEMS AND METHODS FOR OPEN BANKING BASED-SUBSCRIPTION VIA A UNIVERSAL GATEWAY Final Rejection VeriFone, Inc.
18789347 SAFE DRIVING MONITORING AND INCENTIVE SYSTEM Non-Final OA KARCHING INC.
18749381 METHOD AND SYSTEM FOR COOPERATIVE LIFE INSURANCE WITH VARIABLE PAYOUT Non-Final OA Takadao Holdings Pte Ltd
16591384 USING A CUSTOMER ID IN A MOBILE WALLET TO MAKE A TRANSACTION Final Rejection Comenity LLC

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