Prosecution Insights
Last updated: April 19, 2026

Examiner: JUNG, HENRY H

Tech Center 3600 • Art Units: 3695 3697

This examiner grants 24% of resolved cases

Performance Statistics

24.0%
Allow Rate
-28.0% vs TC avg
134
Total Applications
+31.1%
Interview Lift
1291
Avg Prosecution Days
Based on 104 resolved cases, 2023–2026

Rejection Statute Breakdown

37.2%
§101 Eligibility
5.7%
§102 Novelty
37.4%
§103 Obviousness
10.9%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18779867 MANAGING CHANGES WITHIN DATABASE FILE ENVIRONMENTS Final Rejection Truist Bank
18739845 DATA CLASSIFICATION FOR FRAUD DETECTION Final Rejection Wells Fargo Bank, N.A.
18142552 SYSTEMS AND METHODS FOR CONTACTLESS CARD ACTIVATION Final Rejection Wells Fargo Bank, N.A.
16448884 SYSTEMS AND METHODS FOR AUTHENTICATING ONLINE USERS IN REGULATED ENVIRONMENTS Non-Final OA MASTERCARD INTERNATIONAL INCORPORATED
18377864 Method, System, and Computer Program Product for Flexible Settlement Decisions Final Rejection Visa International Service Association
18688581 SYSTEMS AND METHODS FOR OPEN BANKING BASED-SUBSCRIPTION VIA A UNIVERSAL GATEWAY Final Rejection VeriFone, Inc.
18749381 METHOD AND SYSTEM FOR COOPERATIVE LIFE INSURANCE WITH VARIABLE PAYOUT Non-Final OA Takadao Holdings Pte Ltd
18734243 SYSTEM AND METHOD FOR PREDICTIVE MARKET PLACE Non-Final OA Pavo Insurance Solutions Inc.
16591384 USING A CUSTOMER ID IN A MOBILE WALLET TO MAKE A TRANSACTION Final Rejection Comenity LLC

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