Prosecution Insights
Last updated: May 29, 2026

BANKS AND ACQUIRERS INTERNATIONAL HOLDING

8 pending office actions • 6 art units • 8 examiners • 0 of 8 (0%) have an AI response strategy ready • 13 patents granted in the last 365 days

Portfolio Summary

8
Total Pending OAs
2
Non-Final OAs
4
Final Rejections
2
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 8 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

5
Overdue
0
Due this week
2
Due this month
0
Due in next 60 days
1
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 8 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (5)Due ≤ 30 days (2)Due later (1)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

2
Hard (25%)
6
Medium (75%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only2 (25%)
§103 only6 (75%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
1
Information Tech
12% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
7
Mechanical / Eng
88% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

80 h
Manual time on pending OAs
16 h
Time saved (low, 20%)
28 h
Time saved (mid, 35%)
0.7 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
REZA, MOHAMMAD W 1 87.5% +11.0%
ALLADIN, AMBREEN A 1 23.7% +25.8%
HASBROUCK, MERRITT J 1 10.5% +8.0%
PINSKY, DOUGLAS W 1 25.6% +17.9%
SULLIVAN, JESSICA E 1 15.3% +23.5%
CHOI, YUE YIN 1 59.9% +10.0%
KING, DAVIDA LEE 1 33.3% +41.7%
SHARON, AYAL I 1 43.1% +28.7%

Quick Wins (1)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
18917218 Method and Device for Protecting Data Entered by Means of a Non-Secure User Interface REZA, MOHAMMAD W 2d overdue

Hard Cases (4)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 4 ordered by deadline are shown.

App #TitleExaminerDue in
18254914 METHOD FOR CONFIGURING A PAYMENT TERMINAL AND RELATED PAYMENT TERMINAL PINSKY, DOUGLAS W 38d overdue
18566755 METHOD FOR PROCESSING A TRANSACTION, DEVICE AND CORRESPONDING PROGRAM HASBROUCK, MERRITT J 5d overdue
18712992 METHOD FOR REMOTELY TAKING CONTROL OF A PAYMENT TERMINAL OR SIMILAR, AND ASSOCIATED PAYMENT TERMINAL ALLADIN, AMBREEN A 28d
17621356 SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS SULLIVAN, JESSICA E 63d

Interview Candidates (7)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 7 ordered by deadline are shown.

App #TitleExaminerDue in
17784745 METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA CHOI, YUE YIN 44d overdue
18254914 METHOD FOR CONFIGURING A PAYMENT TERMINAL AND RELATED PAYMENT TERMINAL PINSKY, DOUGLAS W 38d overdue
17618712 Method for assisting the use of an electronic transaction device. KING, DAVIDA LEE 17d overdue
18917218 Method and Device for Protecting Data Entered by Means of a Non-Secure User Interface REZA, MOHAMMAD W 2d overdue
17431920 Method for processing a payment transaction, and corresponding device, system and programs SHARON, AYAL I 27d
18712992 METHOD FOR REMOTELY TAKING CONTROL OF A PAYMENT TERMINAL OR SIMILAR, AND ASSOCIATED PAYMENT TERMINAL ALLADIN, AMBREEN A 28d
17621356 SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS SULLIVAN, JESSICA E 63d

Top Art Units

Art UnitApps
3695 2
3699 2
2407 1
3691 1
3626 1
3627 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
18917218 Method and Device for Protecting Data Entered by Means of a Non-Secure User Interface REZA, MOHAMMAD W 2407 §103 Non-Final OA 2d overdue Pending Oct 16, 2024
18712992 METHOD FOR REMOTELY TAKING CONTROL OF A PAYMENT TERMINAL OR SIMILAR, AND ASSOCIATED PAYMENT TERMINAL ALLADIN, AMBREEN A 3691 §101 Final Rejection 28d Pending May 23, 2024
18566755 METHOD FOR PROCESSING A TRANSACTION, DEVICE AND CORRESPONDING PROGRAM HASBROUCK, MERRITT J 3695 §101 Final Rejection 5d overdue Pending Dec 04, 2023
18254914 METHOD FOR CONFIGURING A PAYMENT TERMINAL AND RELATED PAYMENT TERMINAL PINSKY, DOUGLAS W 3626 §103 Non-Final OA 38d overdue Pending May 30, 2023
17621356 SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS SULLIVAN, JESSICA E 3627 §103 Final Rejection 63d Pending Aug 15, 2022
17784745 METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA CHOI, YUE YIN 3699 §103 Non-Final OA 44d overdue Pending Jun 13, 2022
17618712 Method for assisting the use of an electronic transaction device. KING, DAVIDA LEE 3699 §103 Non-Final OA 17d overdue Pending Dec 13, 2021
17431920 Method for processing a payment transaction, and corresponding device, system and programs SHARON, AYAL I 3695 §103 Final Rejection 27d Pending Aug 18, 2021

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