Prosecution Insights
Last updated: August 18, 2026

Banks and Acquirers International Holding

9 pending office actions • 5 art units • 8 examiners • 0 of 9 (0%) have an AI response strategy ready • 13 patents granted in the last 365 days

Portfolio Summary

9
Total Pending OAs
6
Non-Final OAs
2
Final Rejections
1
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 4 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

2
Overdue
0
Due this week
1
Due this month
0
Due in next 60 days
1
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 4 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (2)Due ≤ 30 days (1)Due later (1)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

6
Hard (67%)
2
Medium (22%)
1
Easy (11%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 + other4 (44%)
§103 only1 (11%)
§102 only1 (11%)
Double-patenting only1 (11%)
Multi-statute (no §101)2 (22%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
0
Information Tech
0% of docket
1
Communications
11% of docket
1
Semiconductors
11% of docket
6
Mechanical / Eng
67% of docket
1
Business / Other
11% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

90 h
Manual time on pending OAs
18 h
Time saved (low, 20%)
31 h
Time saved (mid, 35%)
0.8 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
SHARON, AYAL I 2 43.1% +28.4%
LY, TOAN C 1 79.1% +19.7%
LITTLEJOHN JR, MANCIL H 1 72.7% +23.4%
HUANG, CHENG-FENG 1 87.6% +16.8%
SULLIVAN, JESSICA E 1 15.7% +24.1%
CHOI, YUE YIN 1 59.7% +9.9%
KING, DAVIDA LEE 1 34.1% +39.4%
IMMANUEL, ILSE I 1 26.6% +26.6%

Quick Wins (1)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.

App #TitleExaminerDue in
19076258 Code shield for an electronic payment terminal and corresponding electronic payment terminal HUANG, CHENG-FENG

Hard Cases (6)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 6 ordered by deadline are shown.

App #TitleExaminerDue in
17784745 METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA CHOI, YUE YIN 44d overdue
17618712 Method for assisting the use of an electronic transaction device. KING, DAVIDA LEE 17d overdue
17431920 Method for processing a payment transaction, and corresponding device, system and programs SHARON, AYAL I 27d
17621356 SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS SULLIVAN, JESSICA E 63d
19141797 Method for securing the entry of personal identification code digits, and corresponding device SHARON, AYAL I
17263722 Secure method for transmitting data between a payment terminal and a wireless printer. IMMANUEL, ILSE I

Interview Candidates (8)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
17618712 Method for assisting the use of an electronic transaction device. KING, DAVIDA LEE 17d overdue
17431920 Method for processing a payment transaction, and corresponding device, system and programs SHARON, AYAL I 27d
17621356 SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS SULLIVAN, JESSICA E 63d
19141397 METHOD FOR DETERMINING THE STATE OF AN ANTENNA LY, TOAN C
19141797 Method for securing the entry of personal identification code digits, and corresponding device SHARON, AYAL I
19141102 ANTENNA SYSTEM AND ELECTRONIC PAYMENT TERMINAL COMPRISING SUCH AN ANTENNA SYSTEM LITTLEJOHN JR, MANCIL H
19076258 Code shield for an electronic payment terminal and corresponding electronic payment terminal HUANG, CHENG-FENG
17263722 Secure method for transmitting data between a payment terminal and a wireless printer. IMMANUEL, ILSE I

Top Art Units

Art UnitApps
3699 3
3695 2
2876 1
2685 1
3627 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19141397 METHOD FOR DETERMINING THE STATE OF AN ANTENNA LY, TOAN C 2876 §102 Non-Final OA Pending Jun 20, 2025
19141797 Method for securing the entry of personal identification code digits, and corresponding device SHARON, AYAL I 3695 §101§103 Non-Final OA Pending Jun 20, 2025
19141102 ANTENNA SYSTEM AND ELECTRONIC PAYMENT TERMINAL COMPRISING SUCH AN ANTENNA SYSTEM LITTLEJOHN JR, MANCIL H 2685 §103 Non-Final OA Pending Jun 19, 2025
19076258 Code shield for an electronic payment terminal and corresponding electronic payment terminal HUANG, CHENG-FENG DP Non-Final OA Pending Mar 11, 2025
17621356 SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS SULLIVAN, JESSICA E 3627 §101§103 Final Rejection 63d Pending Aug 15, 2022
17784745 METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA CHOI, YUE YIN 3699 §101§102§103 Final Rejection 44d overdue Pending Jun 13, 2022
17618712 Method for assisting the use of an electronic transaction device. KING, DAVIDA LEE 3699 §101§103 Non-Final OA 17d overdue Pending Dec 13, 2021
17431920 Method for processing a payment transaction, and corresponding device, system and programs SHARON, AYAL I 3695 §103§112 Non-Final OA 27d Pending Aug 18, 2021
17263722 Secure method for transmitting data between a payment terminal and a wireless printer. IMMANUEL, ILSE I 3699 §103§112 Non-Final OA Pending Jan 27, 2021

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