Prosecution Insights
Prosecution Insights
Technology areas: Networking & Security • Transportation, E-Commerce & Mechanical Systems
9 pending office actions • 8 art units • 9 examiners • 0 of 9 (0%) have an AI response strategy ready • 13 patents granted in the last 365 days
Banks and Acquirers International Holding currently has 9 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. These 9 pending office actions are assigned to 9 distinct examiners, resulting in a one-to-one ratio of examiners to cases. This distribution suggests that no single examiner has a dominant influence over the portfolio's current prosecution.
The cases are spread across 7 distinct art units, indicating that the 9 pending office actions cover a variety of sub-technologies. Guzman, Javier O is the busiest examiner with 1 pending office action. Because each of the 9 distinct examiners holds only one case, the prosecution team must adapt to 9 different sets of examiner preferences and 7 different art unit environments. This requires a highly individualized approach for each pending action.
Based on the USPTO statutory response window for each pending office action. 5 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 5 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 1 (11%) |
| §101 + other | 3 (33%) |
| §103 only | 1 (11%) |
| §102 only | 1 (11%) |
| Multi-statute (no §101) | 3 (33%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| LY, TOAN C | 1 | 79.1% | +19.7% |
| SURVILLO, OLEG | 1 | 72.5% | +29.2% |
| GUZMAN, JAVIER O | 1 | 82.1% | +19.9% |
| REZA, MOHAMMAD W | 1 | 87.5% | +11.2% |
| ALLADIN, AMBREEN A | 1 | 24.6% | +24.4% |
| SULLIVAN, JESSICA E | 1 | 16.1% | +22.3% |
| CHOI, YUE YIN | 1 | 59.5% | +8.5% |
| SHARON, AYAL I | 1 | 43.4% | +29.4% |
| IMMANUEL, ILSE I | 1 | 27.2% | +27.5% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18917218 | Method and Device for Protecting Data Entered by Means of a Non-Secure User Interface | REZA, MOHAMMAD W | 2d overdue |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 7 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 17784745 | METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA | CHOI, YUE YIN | 44d overdue |
| 17431920 | Method for processing a payment transaction, and corresponding device, system and programs | SHARON, AYAL I | 27d |
| 18712992 | METHOD FOR REMOTELY TAKING CONTROL OF A PAYMENT TERMINAL OR SIMILAR, AND ASSOCIATED PAYMENT TERMINAL | ALLADIN, AMBREEN A | 28d |
| 17621356 | SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS | SULLIVAN, JESSICA E | 63d |
| 19136576 | Method for protecting a terminal against a side-channel attack | SURVILLO, OLEG | — |
| 19141804 | Method for attesting a mobile terminal for implementing a payment application on the mobile terminal | GUZMAN, JAVIER O | — |
| 17263722 | Secure method for transmitting data between a payment terminal and a wireless printer. | IMMANUEL, ILSE I | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18917218 | Method and Device for Protecting Data Entered by Means of a Non-Secure User Interface | REZA, MOHAMMAD W | 2d overdue |
| 17431920 | Method for processing a payment transaction, and corresponding device, system and programs | SHARON, AYAL I | 27d |
| 18712992 | METHOD FOR REMOTELY TAKING CONTROL OF A PAYMENT TERMINAL OR SIMILAR, AND ASSOCIATED PAYMENT TERMINAL | ALLADIN, AMBREEN A | 28d |
| 17621356 | SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS | SULLIVAN, JESSICA E | 63d |
| 19141397 | METHOD FOR DETERMINING THE STATE OF AN ANTENNA | LY, TOAN C | — |
| 19136576 | Method for protecting a terminal against a side-channel attack | SURVILLO, OLEG | — |
| 19141804 | Method for attesting a mobile terminal for implementing a payment application on the mobile terminal | GUZMAN, JAVIER O | — |
| 17263722 | Secure method for transmitting data between a payment terminal and a wireless printer. | IMMANUEL, ILSE I | — |
| Art Unit | Apps |
|---|---|
| 3699 | 2 |
| 2876 | 1 |
| 2457 | 1 |
| 2496 | 1 |
| 2407 | 1 |
| 3691 | 1 |
| 3627 | 1 |
| 3695 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19141397 | METHOD FOR DETERMINING THE STATE OF AN ANTENNA | LY, TOAN C | 2876 | §102 | Non-Final OA | — | Pending | Jun 20, 2025 |
| 19136576 | Method for protecting a terminal against a side-channel attack | SURVILLO, OLEG | 2457 | §103§112 | Non-Final OA | — | Pending | Jun 20, 2025 |
| 19141804 | Method for attesting a mobile terminal for implementing a payment application on the mobile terminal | GUZMAN, JAVIER O | 2496 | §101§102 | Non-Final OA | — | Pending | Jun 20, 2025 |
| 18917218 | Method and Device for Protecting Data Entered by Means of a Non-Secure User Interface | REZA, MOHAMMAD W | 2407 | §103 | Final Rejection | 2d overdue | Pending | Oct 16, 2024 |
| 18712992 | METHOD FOR REMOTELY TAKING CONTROL OF A PAYMENT TERMINAL OR SIMILAR, AND ASSOCIATED PAYMENT TERMINAL | ALLADIN, AMBREEN A | 3691 | §101§112 | Non-Final OA | 28d | Pending | May 23, 2024 |
| 17621356 | SYSTEM AND METHOD FOR EXCHANGING PAYMENT DATA BETWEEN A CASH REGISTER AND A DEVICE FOR ACQUIRING ELECTRONIC PAYMENTS | SULLIVAN, JESSICA E | 3627 | §101§103 | Final Rejection | 63d | Pending | Aug 15, 2022 |
| 17784745 | METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA | CHOI, YUE YIN | 3699 | §101 | Final Rejection | 44d overdue | Pending | Jun 13, 2022 |
| 17431920 | Method for processing a payment transaction, and corresponding device, system and programs | SHARON, AYAL I | 3695 | §103§112 | Non-Final OA | 27d | Pending | Aug 18, 2021 |
| 17263722 | Secure method for transmitting data between a payment terminal and a wireless printer. | IMMANUEL, ILSE I | 3699 | §103§112 | Non-Final OA | — | Pending | Jan 27, 2021 |
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