Prosecution Insights
Last updated: April 19, 2026

Examiner: CHOI, YUE YIN

Tech Center 3600 • Art Units: 3685 3697 3699

This examiner grants 60% of resolved cases

Performance Statistics

59.7%
Allow Rate
+7.7% vs TC avg
173
Total Applications
+11.5%
Interview Lift
1399
Avg Prosecution Days
Based on 139 resolved cases, 2023–2026

Rejection Statute Breakdown

26.4%
§101 Eligibility
6.5%
§102 Novelty
45.3%
§103 Obviousness
15.7%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18174838 DIGITAL APPLICATION SPOOFED CREDENTIALS FOR ENHANCED SECURITY Final Rejection Truist Bank
18060906 Digital Format Custodial Services Non-Final OA Bank Of America Corporation
17886684 METHOD AND SYSTEM FOR BLOCKCHAIN TRANSACTION CONFIRMATION FOR SMALL MERCHANTS Final Rejection Mastercard International Incorporated
18756787 SECURE OFF-CHAIN BLOCKCHAIN TRANSACTIONS Non-Final OA nChain Licensing AG
18779320 SYSTEM AND METHOD FOR SIMPLIFYING FRAUD DETECTION IN PAYMENT TRANSACTIONS FROM TRUSTED ACCOUNTS Non-Final OA Early Warning Services, LLC
17701265 Non-Fungible Tokens and Uses Thereof Non-Final OA Glowforge Inc.
18929179 SYSTEMS AND METHODS FOR INTELLIGENT NETWORK EXPANSION Non-Final OA Elementus Inc.
17784745 METHOD AND SYSTEM, DEVICE AND PAYMENT TERMINAL USING PERSONAL DATA Non-Final OA BANKS AND ACQUIRERS INTERNATIONAL HOLDING
18731425 SECURE CHECK PROCESSING SYSTEM AND RELATED METHOD Non-Final OA iWallet, Inc.
18423403 IN-STREAMING APPLICATION FOR FINANCIAL SERVICES FOR LLM-BASED OPERATING SYSTEMS Non-Final OA iWallet, Inc.
18368046 System and method for conducting secure financial transactions Non-Final OA iWallet, Inc.
17985419 System and method for conducting secure financial transactions Final Rejection iWallet, Inc.
17882916 System and method for conducting secure financial transactions Final Rejection iWallet, Inc.
17398590 System and method for conducting secure financial transactions Final Rejection iWallet, Inc.
18594428 DISTRIBUTED LEDGER FOR PHYSICAL MATERIAL Non-Final OA MAT International Holdings, LLC
18184953 SYSTEM FOR FACILITATING SECURE ELECTRONIC COMMUNICATIONS BETWEEN ENTITIES AND PROCESSING RESOURCE TRANSFERS Non-Final OA HashLynx Inc.
16637113 VIRTUAL CURRENCY DATA ISSUING SYSTEM, USER TERMINAL, MANAGEMENT DEVICE, METHOD, AND COMPUTER PROGRAM Non-Final OA NTI, Inc.

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