Prosecution Insights
Prosecution Insights
Technology area: Transportation, E-Commerce & Mechanical Systems
26 pending office actions • 11 art units • 24 examiners • 0 of 26 (0%) have an AI response strategy ready • 29 patents granted in the last 365 days
Synchrony Bank currently faces 28 pending office actions within the Transportation, E-Commerce & Mechanical Systems technology area. These actions are distributed across 12 distinct art units, showing that the bank's intellectual property interests span several specialized divisions within the USPTO. The prosecution effort involves 26 distinct examiners, which indicates a high degree of fragmentation in how the portfolio is being reviewed.
The busiest examiner, PRESTON, JOHN O, is only handling 2 pending office actions out of the total 28. This low concentration suggests that the bank cannot rely on a singular strategy for a specific examiner to move a large portion of its portfolio forward. Instead, the legal team must prepare for 26 different examination styles, as the vast majority of examiners are likely handling only one pending action each.
Navigating 12 distinct art units requires an understanding of various procedural trends within the Transportation, E-Commerce & Mechanical Systems field. Because 26 distinct examiners are involved, the bank experiences a nearly one-to-one ratio of examiners to pending matters. This lack of examiner overlap, emphasized by the busiest examiner having only 2 actions, suggests a need for highly individualized case management to resolve the pending inventory.
Based on the USPTO statutory response window for each pending office action. 9 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 9 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 9 (35%) |
| §101 + other | 12 (46%) |
| §103 only | 3 (12%) |
| §112 only | 1 (4%) |
| Double-patenting only | 1 (4%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| PRESTON, JOHN O | 2 | 28.4% | +7.7% |
| MUSTAFA, MOHAMMED H | 2 | 35.2% | +30.2% |
| KANERVO, VIRPI H | 1 | 47.5% | +47.6% |
| SHAHABI, ARI ARASTOO | 1 | 56.7% | +41.2% |
| LONG, MEREDITH A | 1 | 43.2% | +21.1% |
| BEKERMAN, MICHAEL | 1 | 32.5% | +31.1% |
| VIG, NARESH | 1 | 36.4% | +42.9% |
| MARIAM, DANIEL G | 1 | 90.6% | +10.4% |
| BAGGOT, BREFFNI | 1 | 35.3% | +25.8% |
| SHAAWAT, MAYASA A. | 1 | 87.6% | +21.4% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 2 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 19019786 | SYSTEMS AND METHODS FOR READING FLAT CARDS | MARIAM, DANIEL G | — |
| 19004258 | SYSTEMS AND METHODS FOR DYNAMIC AUTHENTICATION ACROSS DISPARATE SYSTEMS | SHAAWAT, MAYASA A. | — |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18045867 | SYSTEMS AND METHODS FOR CLASSIFYING IMBALANCED DATA | GAW, MARK H | 191d overdue |
| 18425377 | DYNAMIC PATTERN RECOGNITION ANALYSIS IN REAL-TIME DURING CONTINUING DATA EXTRACTION | KAZIMI, HANI M | 31d overdue |
| 18792253 | SYSTEMS AND METHODS FOR GRADUATION OF DUAL-FEATURE PAYMENT INSTRUMENTS | MUSTAFA, MOHAMMED H | 17d overdue |
| 18756331 | SYSTEMS AND METHODS FOR AUTOMATED ENROLLMENT ORCHESTRATION | PRESTON, JOHN O | 8d overdue |
| 18955436 | DETERMINING CONDITIONS AND INCENTIVES ASSOCIATED WITH INSTALLMENT OPTIONS | SNIDER, SCOTT | 5d overdue |
| 18975256 | APPLICATION USER INTERFACE FRAMEWORK FOR ACTIVATING REVOLVING ACCOUNTS | PRESTON, JOHN O | 40d |
| 18346493 | DYNAMICALLY DETERMINING REAL-TIME OFFERS | MUSTAFA, MOHAMMED H | 40d |
| 18975327 | TRACKING FULFILLMENT OF OBJECTS IN A TRANSACTION | GODBOLD, DAVID GARRISON | 48d |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18792253 | SYSTEMS AND METHODS FOR GRADUATION OF DUAL-FEATURE PAYMENT INSTRUMENTS | MUSTAFA, MOHAMMED H | 17d overdue |
| 18346493 | DYNAMICALLY DETERMINING REAL-TIME OFFERS | MUSTAFA, MOHAMMED H | 40d |
| 19055141 | DYNAMIC OFFERS APPLICATION PROGRAMMING INTERFACES | LONG, MEREDITH A | 56d |
| 19222105 | SYSTEMS AND METHODS FOR DYNAMIC GENERATION OF SECURITY CODES FOR INSTRUMENT UTILIZATIONS | KANERVO, VIRPI H | — |
| 19170166 | Integrated Hosted Solutions | SHAHABI, ARI ARASTOO | — |
| 19055168 | SYSTEMS AND METHODS FOR OPTIMIZING ALLOCATION OF POINTS | BEKERMAN, MICHAEL | — |
| 19047995 | APPLICATION PROGRAMMING INTERFACES FOR CLUSTER-GENERATED OFFERS USING MACHINE LEARNING | VIG, NARESH | — |
| 19019786 | SYSTEMS AND METHODS FOR READING FLAT CARDS | MARIAM, DANIEL G | — |
| Art Unit | Apps |
|---|---|
| 3693 | 5 |
| 3691 | 3 |
| 3622 | 2 |
| 3621 | 2 |
| 3694 | 2 |
| 3697 | 1 |
| 2433 | 1 |
| 3628 | 1 |
| 3695 | 1 |
| 3688 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19222105 | SYSTEMS AND METHODS FOR DYNAMIC GENERATION OF SECURITY CODES FOR INSTRUMENT UTILIZATIONS | KANERVO, VIRPI H | 3691 | §101§102 | Non-Final OA | — | Pending | May 29, 2025 |
| 19170166 | Integrated Hosted Solutions | SHAHABI, ARI ARASTOO | 3697 | §101§102§103§112 | Non-Final OA | — | Pending | Apr 04, 2025 |
| 19055141 | DYNAMIC OFFERS APPLICATION PROGRAMMING INTERFACES | LONG, MEREDITH A | 3622 | §101 | Final Rejection | 56d | Pending | Feb 17, 2025 |
| 19055168 | SYSTEMS AND METHODS FOR OPTIMIZING ALLOCATION OF POINTS | BEKERMAN, MICHAEL | — | §101§102§103 | Non-Final OA | — | Pending | Feb 17, 2025 |
| 19047995 | APPLICATION PROGRAMMING INTERFACES FOR CLUSTER-GENERATED OFFERS USING MACHINE LEARNING | VIG, NARESH | 3622 | §101§103 | Final Rejection | — | Pending | Feb 07, 2025 |
| 19019786 | SYSTEMS AND METHODS FOR READING FLAT CARDS | MARIAM, DANIEL G | — | DP | Non-Final OA | — | Pending | Jan 14, 2025 |
| 19016068 | SYSTEM AND METHOD FOR PROCESSING OF PROMOTIONS IN CONNECTION WITH DIGITAL PURCHASING | BAGGOT, BREFFNI | 3621 | §112 | Final Rejection | — | Pending | Jan 10, 2025 |
| 19004258 | SYSTEMS AND METHODS FOR DYNAMIC AUTHENTICATION ACROSS DISPARATE SYSTEMS | SHAAWAT, MAYASA A. | 2433 | §103 | Final Rejection | — | Pending | Dec 28, 2024 |
| 18975256 | APPLICATION USER INTERFACE FRAMEWORK FOR ACTIVATING REVOLVING ACCOUNTS | PRESTON, JOHN O | 3693 | §101 | Final Rejection | 40d | Pending | Dec 10, 2024 |
| 18975327 | TRACKING FULFILLMENT OF OBJECTS IN A TRANSACTION | GODBOLD, DAVID GARRISON | 3628 | §101 | Non-Final OA | 48d | Pending | Dec 10, 2024 |
| 18955436 | DETERMINING CONDITIONS AND INCENTIVES ASSOCIATED WITH INSTALLMENT OPTIONS | SNIDER, SCOTT | 3621 | §101§103 | Final Rejection | 5d overdue | Pending | Nov 21, 2024 |
| 18951838 | SECURE MODAL BASED DIGITAL INSTALLMENTS | HUDSON, MARLA LAVETTE | 3694 | §101 | Final Rejection | — | Pending | Nov 19, 2024 |
| 18915441 | SYSTEMS AND METHODS FOR AUTOMATIC CLAIMS SETTLEMENT | MALHOTRA, SANJEEV | 3691 | §101§103 | Final Rejection | — | Pending | Oct 15, 2024 |
| 18830314 | MULTI BOT ARCHITECTURE FOR AUTOMATED DATA PROCESSING | WOOD, WILLIAM C | — | §103 | Non-Final OA | — | Pending | Sep 10, 2024 |
| 18792253 | SYSTEMS AND METHODS FOR GRADUATION OF DUAL-FEATURE PAYMENT INSTRUMENTS | MUSTAFA, MOHAMMED H | 3693 | §101§112 | Final Rejection | 17d overdue | Pending | Aug 01, 2024 |
| 18762756 | SYSTEM AND METHOD FOR MANAGING DATA SHARE REQUESTS | HASTY, NICHOLAS | — | §101§103 | Non-Final OA | — | Pending | Jul 03, 2024 |
| 18756331 | SYSTEMS AND METHODS FOR AUTOMATED ENROLLMENT ORCHESTRATION | PRESTON, JOHN O | 3693 | §101 | Final Rejection | 8d overdue | Pending | Jun 27, 2024 |
| 18753243 | SYSTEMS AND METHODS FOR AUTOMATIC GRADUATION OF SECURED INSTRUMENTS | HASBROUCK, MERRITT J | 3695 | §101§103 | Final Rejection | — | Pending | Jun 25, 2024 |
| 18753226 | SYSTEMS AND METHODS FOR REAL-TIME DYNAMIC SECURED PAYMENT INSTRUMENT PROCESSING | YONO, RAVEN E | 3694 | §101 | Final Rejection | — | Pending | Jun 25, 2024 |
| 18739461 | SYSTEMS AND METHODS FOR RESOURCE ALLOCATION FOR INTENT SIGNAL OBJECT GENERATION | BLACKBURN, CONNOR IMIOLA | — | §101§102§103 | Non-Final OA | — | Pending | Jun 11, 2024 |
| 18651726 | SYSTEMS AND METHODS FOR IMPLEMENTING TRANSACTIONAL PROMOTIONS | MEYER, JACQUELINE CHRISTINE | — | §103 | Non-Final OA | — | Pending | May 01, 2024 |
| 18438843 | SYSTEMS AND METHODS FOR FLEXIBLE OBJECT ACTIVATION | PRESTON, ASHLEY DAWN | 3688 | §101 | Non-Final OA | — | Pending | Feb 12, 2024 |
| 18425377 | DYNAMIC PATTERN RECOGNITION ANALYSIS IN REAL-TIME DURING CONTINUING DATA EXTRACTION | KAZIMI, HANI M | 3691 | §101§103 | Final Rejection | 31d overdue | Pending | Jan 29, 2024 |
| 18346493 | DYNAMICALLY DETERMINING REAL-TIME OFFERS | MUSTAFA, MOHAMMED H | 3693 | §101 | Non-Final OA | 40d | Pending | Jul 03, 2023 |
| 18045867 | SYSTEMS AND METHODS FOR CLASSIFYING IMBALANCED DATA | GAW, MARK H | 3693 | §101 | Non-Final OA | 191d overdue | Pending | Oct 12, 2022 |
| 17350388 | SYSTEMS AND METHODS FOR DATA SECURITY WITH MODULAR WEBSITE INTEGRATION | ABDULLAEV, AMANULLA | 3692 | §101§103 | Non-Final OA | — | Pending | Jun 17, 2021 |
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