Prosecution Insights
Last updated: May 29, 2026

Synchrony Bank

17 pending office actions • 11 art units • 15 examiners • 0 of 17 (0%) have an AI response strategy ready • 23 patents granted in the last 365 days

Portfolio Summary

17
Total Pending OAs
9
Non-Final OAs
8
Final Rejections
0
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 17 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

8
Overdue
0
Due this week
4
Due this month
5
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 17 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (8)Due ≤ 30 days (4)Due ≤ 60 days (5)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

10
Hard (59%)
6
Medium (35%)
0
Easy (0%)
1
Unknown (6%)

Rejection Statute Mix

BucketCases
§101 only10 (59%)
§103 only6 (35%)
No statute on record1 (6%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
1
Information Tech
6% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
16
Mechanical / Eng
94% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

170 h
Manual time on pending OAs
34 h
Time saved (low, 20%)
59 h
Time saved (mid, 35%)
1.5 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
PRESTON, JOHN O 2 28.4% +7.8%
MUSTAFA, MOHAMMED H 2 35.6% +31.3%
LONG, MEREDITH A 1 43.1% +22.0%
KANERVO, VIRPI H 1 47.6% +47.8%
CAO, VINCENT M 1 55.3% +31.3%
GODBOLD, DAVID GARRISON 1 21.4% +32.6%
SNIDER, SCOTT 1 29.1% +18.3%
LEVINE, ADAM L 1 35.7% +40.5%
SHAIKH, MOHAMMAD Z 1 52.5% +31.1%
KAZIMI, HANI M 1 48.2% +18.9%

Hard Cases (12)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18045867 SYSTEMS AND METHODS FOR CLASSIFYING IMBALANCED DATA GAW, MARK H 191d overdue
17708340 SINGLE ENTRY COMBINED FUNCTIONALITY LEMIEUX, JESSICA 132d overdue
18425377 DYNAMIC PATTERN RECOGNITION ANALYSIS IN REAL-TIME DURING CONTINUING DATA EXTRACTION KAZIMI, HANI M 31d overdue
18792253 SYSTEMS AND METHODS FOR GRADUATION OF DUAL-FEATURE PAYMENT INSTRUMENTS MUSTAFA, MOHAMMED H 17d overdue
18756331 SYSTEMS AND METHODS FOR AUTOMATED ENROLLMENT ORCHESTRATION PRESTON, JOHN O 8d overdue
18955436 DETERMINING CONDITIONS AND INCENTIVES ASSOCIATED WITH INSTALLMENT OPTIONS SNIDER, SCOTT 5d overdue
17815395 MULTI-PRODUCT PLATFORM OUSSIR, EL MEHDI 1d overdue
18623105 SYSTEMS AND METHODS FOR AUTOMATIC CONDITION DETERMINATION FOR CLAIM ADJUDICATION SHAIKH, MOHAMMAD Z 26d

Interview Candidates (10)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18758703 SYSTEMS AND METHODS FOR AUTOMATED QUALIFICATION ANALYSIS LEVINE, ADAM L 153d overdue
18425377 DYNAMIC PATTERN RECOGNITION ANALYSIS IN REAL-TIME DURING CONTINUING DATA EXTRACTION KAZIMI, HANI M 31d overdue
18792253 SYSTEMS AND METHODS FOR GRADUATION OF DUAL-FEATURE PAYMENT INSTRUMENTS MUSTAFA, MOHAMMED H 17d overdue
18955436 DETERMINING CONDITIONS AND INCENTIVES ASSOCIATED WITH INSTALLMENT OPTIONS SNIDER, SCOTT 5d overdue
19004600 SYSTEMS AND METHODS FOR DECENTRALIZED REWARDS DISTRIBUTION CAO, VINCENT M 13d
18623105 SYSTEMS AND METHODS FOR AUTOMATIC CONDITION DETERMINATION FOR CLAIM ADJUDICATION SHAIKH, MOHAMMAD Z 26d
19026865 SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION KANERVO, VIRPI H 29d
18346493 DYNAMICALLY DETERMINING REAL-TIME OFFERS MUSTAFA, MOHAMMED H 40d

Top Art Units

Art UnitApps
3693 5
3622 2
3691 2
3628 1
3621 1
3689 1
3694 1
3692 1
3699 1
2447 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19055141 DYNAMIC OFFERS APPLICATION PROGRAMMING INTERFACES LONG, MEREDITH A 3622 §103 Non-Final OA 56d Pending Feb 17, 2025
19026865 SYSTEM AND METHOD FOR INTEGRATING DATA FROM A REMOTE SERVER WITH A CLIENT APPLICATION KANERVO, VIRPI H 3691 Other Non-Final OA 29d Pending Jan 17, 2025
19004600 SYSTEMS AND METHODS FOR DECENTRALIZED REWARDS DISTRIBUTION CAO, VINCENT M 3622 §103 Non-Final OA 13d Pending Dec 30, 2024
18975256 APPLICATION USER INTERFACE FRAMEWORK FOR ACTIVATING REVOLVING ACCOUNTS PRESTON, JOHN O 3693 §103 Non-Final OA 40d Pending Dec 10, 2024
18975327 TRACKING FULFILLMENT OF OBJECTS IN A TRANSACTION GODBOLD, DAVID GARRISON 3628 §101 Final Rejection 48d Pending Dec 10, 2024
18955436 DETERMINING CONDITIONS AND INCENTIVES ASSOCIATED WITH INSTALLMENT OPTIONS SNIDER, SCOTT 3621 §103 Non-Final OA 5d overdue Pending Nov 21, 2024
18792253 SYSTEMS AND METHODS FOR GRADUATION OF DUAL-FEATURE PAYMENT INSTRUMENTS MUSTAFA, MOHAMMED H 3693 §101 Non-Final OA 17d overdue Pending Aug 01, 2024
18758703 SYSTEMS AND METHODS FOR AUTOMATED QUALIFICATION ANALYSIS LEVINE, ADAM L 3689 §103 Non-Final OA 153d overdue Pending Jun 28, 2024
18756331 SYSTEMS AND METHODS FOR AUTOMATED ENROLLMENT ORCHESTRATION PRESTON, JOHN O 3693 §101 Non-Final OA 8d overdue Pending Jun 27, 2024
18623105 SYSTEMS AND METHODS FOR AUTOMATIC CONDITION DETERMINATION FOR CLAIM ADJUDICATION SHAIKH, MOHAMMAD Z 3694 §101 Final Rejection 26d Pending Apr 01, 2024
18425377 DYNAMIC PATTERN RECOGNITION ANALYSIS IN REAL-TIME DURING CONTINUING DATA EXTRACTION KAZIMI, HANI M 3691 §101 Final Rejection 31d overdue Pending Jan 29, 2024
18346493 DYNAMICALLY DETERMINING REAL-TIME OFFERS MUSTAFA, MOHAMMED H 3693 §101 Final Rejection 40d Pending Jul 03, 2023
18315017 SYSTEMS AND METHODS FOR PAYMENT INSTRUMENT PRE-QUALIFICATION DETERMINATIONS CHAKRAVARTI, ARUNAVA 3692 §101 Final Rejection 30d Pending May 10, 2023
18045867 SYSTEMS AND METHODS FOR CLASSIFYING IMBALANCED DATA GAW, MARK H 3693 §101 Non-Final OA 191d overdue Pending Oct 12, 2022
17815395 MULTI-PRODUCT PLATFORM OUSSIR, EL MEHDI 3699 §101 Final Rejection 1d overdue Pending Jul 27, 2022
17815416 METHODS AND SYSTEMS FOR IMPLEMENTING WATERFALL GATEWAYS LIN, SHERMAN L 2447 §103 Final Rejection 42d Pending Jul 27, 2022
17708340 SINGLE ENTRY COMBINED FUNCTIONALITY LEMIEUX, JESSICA 3626 §101 Final Rejection 132d overdue Pending Mar 30, 2022

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