Technology area: Transportation, E-Commerce & Mechanical Systems
51 pending office actions • 17 art units • 32 examiners • 12 of 51 (24%) have an AI response strategy ready • 58 patents granted in the last 365 days
The Pnc Financial Services Group Inc. has 55 pending office actions in Transportation, E-Commerce & Mechanical Systems. The portfolio spans 34 distinct examiners and 19 distinct art units, indicating more examiner concentration than a fully dispersed portfolio of this size.
OJIAKU, CHIKAODINAKA is the busiest identified examiner, with 5 pending matters. Counsel should combine portfolio-wide claim and disclosure standards with closer monitoring of repeated examiner assignments, while organizing technical review around the identified art-unit groupings.
Based on the USPTO statutory response window for each pending office action. 12 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 12 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 10 (20%) |
| §101 + other | 31 (61%) |
| §103 only | 8 (16%) |
| §102 only | 1 (2%) |
| Multi-statute (no §101) | 1 (2%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| OJIAKU, CHIKAODINAKA | 5 | 46.0% | +8.8% |
| PINSKY, DOUGLAS W | 4 | 24.2% | +15.4% |
| HALM, KWEKU WILLIAM | 4 | 79.2% | +12.4% |
| CHISM, STEVEN R | 3 | 30.8% | +42.3% |
| RANKINS, WILLIAM E | 3 | 57.6% | +8.3% |
| LOZA, JANICE JOMARIE | 2 | 11.8% | +33.3% |
| DADA, BEEMNET W | 2 | 84.6% | +18.4% |
| PHAM, KHANH B | 2 | 72.4% | +15.5% |
| BUNKER, WILLIAM B | 2 | 79.8% | +94.4% |
| CAMPEN, KELLY SCAGGS | 2 | 50.9% | +31.1% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 2 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 19096729 | SYSTEMS AND METHODS FOR PERFORMING DIGITAL AUTHENTICATION | DADA, BEEMNET W | — |
| 19067696 | SYSTEMS AND METHODS FOR PERFORMING DIGITAL AUTHENTICATION | DADA, BEEMNET W | — |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18939976 | Technologies for Prediction of Recurring Transactions | OJIAKU, CHIKAODINAKA | 71d overdue |
| 18968495 | SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA | RANKINS, WILLIAM E | 31d overdue |
| 18949511 | SYSTEMS AND METHODS FOR MANAGING SECURE CARD ACCOUNT ACTIVITY | FELTEN, DANIEL S | 22d |
| 18544521 | TECHNOLOGIES FOR EFFICIENTLY DETERMINING CREDIT LOSS SENSITIVITY TO MACROECONOMIC IMPACTS | HUDSON, MARLA LAVETTE | 29d |
| 18677204 | DEVICES, SYSTEMS, AND METHODS FOR ENHANCING TRANSACTION SECURITY AND REDUCING FRAUD | ALLADIN, AMBREEN A | 34d |
| 18973859 | Methods and Systems for Shareholder Election | LOZA, JANICE JOMARIE | 50d |
| 18527083 | SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA | RANKINS, WILLIAM E | 68d |
| 19234752 | SYSTEMS AND METHODS FOR AUTOMATIC PAYMENT POSTING | REICHERT, RACHELLE LEIGH | 75d |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18609691 | SYSTEMS AND METHODS FOR CONTINUOUS EVENT MONITORING, IDENTIFICATION OF RISK SIGNALS, AND ACCELERATION OF FRAUD RISK ANALYSIS | BUNKER, WILLIAM B | 30d |
| 19003763 | SYSTEM AND METHOD FOR PROVIDING A CONSOLIDATED DATA HUB | PHAM, KHANH B | 40d |
| 18973859 | Methods and Systems for Shareholder Election | LOZA, JANICE JOMARIE | 50d |
| 18365430 | SYSTEMS AND METHODS FOR INTEGRATING AND OPTIMIZING SECURITY SYSTEMS | HALM, KWEKU WILLIAM | 68d |
| 19376060 | Methods and Systems for Shareholder Election | LOZA, JANICE JOMARIE | — |
| 19355101 | SYSTEMS AND METHODS FOR TRAINING AND APPLYING MACHINE LEARNING SYSTEMS IN FRAUD DETECTION | PINSKY, DOUGLAS W | — |
| 19342326 | SYSTEMS AND METHODS FOR COMPUTER MODELING AND VISUALIZING ENTITY ATTRIBUTES | HALM, KWEKU WILLIAM | — |
| 19290713 | SYSTEMS AND METHODS FOR ISSUING AN ARRANGEMENT FOR USE WITH AN ENTITY AT A UNIQUE GEOGRAPHIC LOCATION | CHISM, STEVEN R | — |
| Art Unit | Apps |
|---|---|
| 3691 | 8 |
| 3692 | 6 |
| 2166 | 6 |
| 3694 | 6 |
| 3696 | 5 |
| 3626 | 4 |
| 3695 | 3 |
| 3698 | 2 |
| 3629 | 2 |
| 3628 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19384696 | SYSTEMS AND METHODS FOR CREDIT LINE MANAGEMENT | OJIAKU, CHIKAODINAKA | 3696 | §101§103 | Non-Final OA | — | Pending | Nov 10, 2025 |
| 19384276 | SYSTEMS AND METHODS FOR CREDIT LINE MANAGEMENT | OJIAKU, CHIKAODINAKA | 3696 | §101§103 | Non-Final OA | — | Pending | Nov 10, 2025 |
| 19377437 | SYSTEMS AND METHODS FOR CALCULATING NET FLOWS | CHAKRAVARTI, ARUNAVA | 3692 | §101§103 | Non-Final OA | — | Pending | Nov 03, 2025 |
| 19376060 | Methods and Systems for Shareholder Election | LOZA, JANICE JOMARIE | 3698 | §101§103 | Final Rejection | — | Pending | Oct 31, 2025 |
| 19355101 | SYSTEMS AND METHODS FOR TRAINING AND APPLYING MACHINE LEARNING SYSTEMS IN FRAUD DETECTION | PINSKY, DOUGLAS W | 3626 | §101§103 | Non-Final OA | — | Pending | Oct 10, 2025 |
| 19342326 | SYSTEMS AND METHODS FOR COMPUTER MODELING AND VISUALIZING ENTITY ATTRIBUTES | HALM, KWEKU WILLIAM | 2166 | §103 | Non-Final OA | — | Pending | Sep 26, 2025 |
| 19311028 | Technologies for Resolving Disputed Transactions and Customer Service With Artificial Intelligence Agent-Based Systems | MADAMBA, CLIFFORD B | 3692 | §101§103 | Non-Final OA | — | Pending | Aug 27, 2025 |
| 19311283 | Technologies for Resolving Disputed Transactions and Customer Service With Artificial Intelligence Agent-Based Systems | KYU, TAYAR M | 3628 | §101§103 | Non-Final OA | — | Pending | Aug 27, 2025 |
| 19290713 | SYSTEMS AND METHODS FOR ISSUING AN ARRANGEMENT FOR USE WITH AN ENTITY AT A UNIQUE GEOGRAPHIC LOCATION | CHISM, STEVEN R | 3692 | §101§103 | Non-Final OA | — | Pending | Aug 05, 2025 |
| 19277849 | SYSTEMS AND METHODS FOR ISSUING AN ARRANGEMENT FOR USE WITH AN ENTITY AT A UNIQUE GEOGRAPHIC LOCATION | CHISM, STEVEN R | 3692 | §101§102§103§112 | Non-Final OA | — | Pending | Jul 23, 2025 |
| 19234752 | SYSTEMS AND METHODS FOR AUTOMATIC PAYMENT POSTING | REICHERT, RACHELLE LEIGH | 3686 | §101§102§103 | Final Rejection | 75d | AI Ready | Jun 11, 2025 |
| 19226591 | SYSTEMS AND METHODS FOR COMPUTER MODELING AND VISUALIZING ENTITY ATTRIBUTES | HALM, KWEKU WILLIAM | 2166 | §103 | Final Rejection | — | Pending | Jun 03, 2025 |
| 19225833 | SYSTEMS AND METHODS FOR SECURE ONLINE ACTIVITIES TO ENHANCE DATA SECURITY AND EFFICIENCY | TIV, BACKHEAN | 2459 | §101§103 | Final Rejection | — | Pending | Jun 02, 2025 |
| 19207964 | SYSTEMS AND METHODS FOR LAUNCHING A MICRO APP ASSOCIATED WITH A USER INTERFACE | MAGUIRE, LINDSAY M | 3691 | §101 | Non-Final OA | — | Pending | May 14, 2025 |
| 19195851 | Technologies for Detecting Cash-Related Money Laundering | MILEF, ELDA G | 3694 | §101 | Final Rejection | — | Pending | May 01, 2025 |
| 19178198 | SYSTEMS AND METHODS FOR FRAUDULENT OPERATION PREVENTION | HILMANTEL, ADAM J | 3691 | §101§112 | Final Rejection | — | Pending | Apr 14, 2025 |
| 19096729 | SYSTEMS AND METHODS FOR PERFORMING DIGITAL AUTHENTICATION | DADA, BEEMNET W | — | §102 | Non-Final OA | — | Pending | Apr 01, 2025 |
| 19067696 | SYSTEMS AND METHODS FOR PERFORMING DIGITAL AUTHENTICATION | DADA, BEEMNET W | 2435 | §103 | Non-Final OA | — | Pending | Feb 28, 2025 |
| 19039130 | COMPUTER SYSTEMS AND METHODS FOR COMPLIANT COLLECTION OF PREMIUMS OWED TO A HEALTHCARE SERVICES PAYER VIA AUTOMATED CLEARING HOUSE (ACH) TRANSFERS | OJIAKU, CHIKAODINAKA | 3696 | §101 | Final Rejection | — | Pending | Jan 28, 2025 |
| 19023638 | Technologies for Real-Time Customer Position Determination | SCHWARZENBERG, PAUL | 3695 | §101 | Final Rejection | — | Pending | Jan 16, 2025 |
| 19003763 | SYSTEM AND METHOD FOR PROVIDING A CONSOLIDATED DATA HUB | PHAM, KHANH B | 2166 | §103 | Non-Final OA | 40d | AI Ready | Dec 27, 2024 |
| 19003686 | SYSTEM AND METHOD FOR PROVIDING A CONSOLIDATED DATA HUB | PHAM, KHANH B | 2166 | §103 | Non-Final OA | — | Pending | Dec 27, 2024 |
| 18989507 | SYSTEMS AND METHODS FOR CONTINUOUS EVENT MONITORING, IDENTIFICATION OF RISK SIGNALS, AND ACCELERATION OF FRAUD RISK ANALYSIS | BUNKER, WILLIAM B | 3691 | §101§103 | Final Rejection | — | AI Ready | Dec 20, 2024 |
| 18989474 | SYSTEMS AND METHODS FOR CONTINUOUS EVENT MONITORING, IDENTIFICATION OF RISK SIGNALS, AND ACCELERATION OF FRAUD RISK ANALYSIS | CAMPEN, KELLY SCAGGS | 3691 | §101§103 | Final Rejection | — | Pending | Dec 20, 2024 |
| 18989434 | SYSTEMS AND METHODS FOR CONTINUOUS EVENT MONITORING, IDENTIFICATION OF RISK SIGNALS, AND ACCELERATION OF FRAUD RISK ANALYSIS | CAMPEN, KELLY SCAGGS | 3691 | §101§103 | Final Rejection | — | AI Ready | Dec 20, 2024 |
| 18989330 | SYSTEMS AND METHODS FOR CONTINUOUS EVENT MONITORING, IDENTIFICATION OF RISK SIGNALS, AND ACCELERATION OF FRAUD RISK ANALYSIS | KAZIMI, HANI M | 3691 | §101 | Final Rejection | — | Pending | Dec 20, 2024 |
| 18986181 | SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA | RANKINS, WILLIAM E | 3694 | §101§103 | Non-Final OA | — | Pending | Dec 18, 2024 |
| 18983156 | DEVICES, SYSTEMS, AND METHODS FOR AUTHENTICATING SERVICE PROVIDER COMMUNICATIONS | KENNEDY, LESA M | 2458 | §103§112 | Non-Final OA | — | Pending | Dec 16, 2024 |
| 18977355 | SYSTEMS AND METHODS FOR TRAINING AND APPLYING MACHINE LEARNING SYSTEMS IN FRAUD DETECTION | PINSKY, DOUGLAS W | 3626 | §101§103 | Non-Final OA | — | Pending | Dec 11, 2024 |
| 18973859 | Methods and Systems for Shareholder Election | LOZA, JANICE JOMARIE | 3698 | §101§103 | Non-Final OA | 50d | AI Ready | Dec 09, 2024 |
| 18973582 | SYSTEMS AND METHODS FOR AUTOMATING CROWDSOURCED INVESTMENT PROCESSES USING MACHINE LEARNING | JUNG, HENRY H | 3695 | §101§103 | Non-Final OA | — | Pending | Dec 09, 2024 |
| 18972362 | SYSTEMS AND METHODS FOR TRAINING AND APPLYING MACHINE LEARNING SYSTEMS IN FRAUD DETECTION | PINSKY, DOUGLAS W | 3626 | §101§103§112 | Non-Final OA | — | Pending | Dec 06, 2024 |
| 18968495 | SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA | RANKINS, WILLIAM E | 3694 | §101§103 | Non-Final OA | 31d overdue | AI Ready | Dec 04, 2024 |
| 18958146 | Systems and Methods for Preventing Unauthorized Access to Computing Systems | NGUYEN, CAROLINE HOANG-ANH | 2495 | §101§103 | Final Rejection | 76d | Pending | Nov 25, 2024 |
| 18949511 | SYSTEMS AND METHODS FOR MANAGING SECURE CARD ACCOUNT ACTIVITY | FELTEN, DANIEL S | 3692 | §101§112 | Final Rejection | 22d | AI Ready | Nov 15, 2024 |
| 18939870 | Technologies for Efficient Detection of Money Laundering | OJIAKU, CHIKAODINAKA | 3696 | §101 | Non-Final OA | — | Pending | Nov 07, 2024 |
| 18939976 | Technologies for Prediction of Recurring Transactions | OJIAKU, CHIKAODINAKA | 3696 | §101§102§103 | Final Rejection | 71d overdue | Pending | Nov 07, 2024 |
| 18933214 | SYSTEMS AND METHODS FOR INTEGRATING AND OPTIMIZING SECURITY SYSTEMS | HALM, KWEKU WILLIAM | 2166 | §103 | Non-Final OA | — | Pending | Oct 31, 2024 |
| 18775600 | SYSTEMS AND METHODS FOR PREVENTING ELDER FRAUD THROUGH CARD WHITELISTING | CUNNINGHAM II, GREGORY S | 3694 | §101§112 | Non-Final OA | — | Pending | Jul 17, 2024 |
| 18680385 | SYSTEMS AND METHODS FOR A TECHNOLOGY ANALYTICS ENVIRONMENT | WILLOUGHBY, ALICIA M | 2156 | §101§103 | Non-Final OA | — | Pending | May 31, 2024 |
| 18677204 | DEVICES, SYSTEMS, AND METHODS FOR ENHANCING TRANSACTION SECURITY AND REDUCING FRAUD | ALLADIN, AMBREEN A | 3691 | §101§112 | Non-Final OA | 34d | Pending | May 29, 2024 |
| 18626841 | SYSTEMS AND METHODS FOR TRADING MEMBERSHIPS | JONES, COURTNEY PATRICE | 3699 | §101§103 | Non-Final OA | — | AI Ready | Apr 04, 2024 |
| 18622302 | SYSTEMS AND METHODS FOR ANALYZING CUSTOMER COMPLAINTS | YESILDAG, LAURA G | 3629 | §101 | Non-Final OA | — | Pending | Mar 29, 2024 |
| 18619609 | SYSTEMS AND METHODS FOR APPLYING RULES VIA ARTIFICIAL INTELLIGENCE FOR DOCUMENT PROCESSING | EDMONDS, DONALD J | 3629 | §101 | Non-Final OA | — | Pending | Mar 28, 2024 |
| 18609691 | SYSTEMS AND METHODS FOR CONTINUOUS EVENT MONITORING, IDENTIFICATION OF RISK SIGNALS, AND ACCELERATION OF FRAUD RISK ANALYSIS | BUNKER, WILLIAM B | 3691 | §103 | Final Rejection | 30d | AI Ready | Mar 19, 2024 |
| 18544521 | TECHNOLOGIES FOR EFFICIENTLY DETERMINING CREDIT LOSS SENSITIVITY TO MACROECONOMIC IMPACTS | HUDSON, MARLA LAVETTE | 3694 | §101§103§112 | Non-Final OA | 29d | Pending | Dec 19, 2023 |
| 18527083 | SYSTEMS AND METHODS FOR VALIDATING CLIENT ACCOUNT DATA | RANKINS, WILLIAM E | 3694 | §101 | Non-Final OA | 68d | AI Ready | Dec 01, 2023 |
| 18502237 | SYSTEMS AND METHODS FOR ISSUING AN ARRANGEMENT FOR USE WITH AN ENTITY AT A UNIQUE GEOGRAPHIC LOCATION | CHISM, STEVEN R | 3692 | §101§103§112 | Non-Final OA | — | AI Ready | Nov 06, 2023 |
| 18365430 | SYSTEMS AND METHODS FOR INTEGRATING AND OPTIMIZING SECURITY SYSTEMS | HALM, KWEKU WILLIAM | 2166 | §103 | Final Rejection | 68d | AI Ready | Aug 04, 2023 |
| 18189952 | SYSTEMS AND METHODS FOR TRAINING AND APPLYING MACHINE LEARNING SYSTEMS IN FRAUD DETECTION | PINSKY, DOUGLAS W | 3626 | §101§103§112 | Non-Final OA | — | Pending | Mar 24, 2023 |
IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.
Start Free TrialThe Pnc Financial Services Group Inc. has 51 pending office actions as of October 2026, spread across 17 art units and 32 examiners.
Chikaodinaka Ojiaku has the most, with 5 of The Pnc Financial Services Group Inc.'s pending office actions.
Mostly Transportation, E-Commerce & Mechanical Systems (USPTO Tech Center 3600), based on where its pending office actions are examined.
