Prosecution Insights
Last updated: April 19, 2026

Examiner: EKECHUKWU, CHINEDU U

Tech Center 3600 • Art Units: 3695 3697

This examiner grants 1% of resolved cases

Performance Statistics

1.0%
Allow Rate
-51.0% vs TC avg
257
Total Applications
+1.7%
Interview Lift
1771
Avg Prosecution Days
Based on 195 resolved cases, 2023–2026

Rejection Statute Breakdown

37.9%
§101 Eligibility
11.3%
§102 Novelty
36.6%
§103 Obviousness
13.5%
§112 Clarity

Currently Pending Office Actions

App #TitleStatusAssignee
18239214 Distributed, Privacy Preserving, Payments Fraud Detection System Non-Final OA Bank of America Corporation
18523809 SYSTEMS AND METHODS FOR MODIFYING A SAVINGS PLAN BASED ON USER DATA Final Rejection Wells Fargo Bank, N.A.
18300344 SYSTEMS AND METHODS FOR OUTLIER DETECTION USING UNSUPERVISED MACHINE LEARNING MODELS TRAINED ON OVERSAMPLED DATA Final Rejection Capital One Services, LLC
17538622 SYSTEMS AND TECHNIQUES FOR AUTHENTICATING INSURANCE CLAIMS Final Rejection Capital One Services, LLC
17823250 SYSTEMS AND METHODS FOR PROGRAMMABLE PAYMENTS ENABLED BY TRIGGERS BASED ON MUTUAL VALIDATION Non-Final OA JPMORGAN CHASE BANK, N.A.
19295827 SYSTEMS AND METHODS FOR TRADES PRICED RELATIVE TO A REFERENCE BENCHMARK VALUE ASSOCIATED WITH AN UNDERLYING INDEX FUTURE Final Rejection NYSE American LLC
18055257 SYSTEMS AND METHODS FOR PROCESSING PREAUTHORIZED AUTOMATED BANKING MACHINE-RELATED TRANSACTIONS Final Rejection MASTERCARD INTERNATIONAL INCORPORATED
18525126 INTEGRATED SERVICES EXPERIENCE Final Rejection American Express Travel Related Services Company, Inc.
18497973 EVENT REPLAY FOR DYNAMIC EVENT PROCESSING Non-Final OA Apple Inc.
18206531 SYSTEMS, METHODS, AND MEDIA FOR PREVENTING COUNTERFEITING USING NON-FUNGIBLE TOKENS Final Rejection PUMA SE
18656848 HOME SCORE DETERMINATION BASED UPON PROPERTY, SAFETY, WEATHER, CONNECTIVITY AND/OR OTHER SUBSCORES Final Rejection STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
19057086 SYSTEMS AND METHODS FOR DATA MAPPING BETWEEN UPSTREAM AND DOWNSTREAM INSURANCE SYSTEMS Non-Final OA Chubb INA Holdings, Inc.
17879489 SYSTEMS AND METHODS FOR VEHICLE DAMAGE IDENTIFICATION AND INSURANCE CLAIM PROCESSING Non-Final OA Allstate Insurance Company
19046481 METHOD AND APPARATUS FOR REAL TIME, DYNAMIC MANAGEMENT OF REAL ESTATE FINANCE, SERVICES, AND REPORTING Non-Final OA Domos, LLC
19100572 Settlement Method and Apparatus Based on Digital Currency Wallet System, and Wallet System Non-Final OA SHENZHEN FINANCIAL TECHNOLOGY INSTITUTE (FINANCIAL TECHNOLOGY INSTITUTE, PBC)
16559396 AUTOMATED ENTERPRISE TRANSACTION DATA AGGREGATION AND ACCOUNTING Final Rejection MX Technologies, Inc.
18155941 SYSTEMS AND METHODS FOR AUTHENTICATING ELECTRONIC TRANSACTIONS AT VIRTUAL REALITY DEVICES USING MOBILE APP PAYMENT ACCOUNT(S) Non-Final OA Worldpay, LLC
15923310 SYSTEMS AND METHODS FOR HYBRID BLOCKCHAIN PLATFORM Final Rejection ROYAL BANK OF CANADA
18901785 SYSTEMS AND METHODS FOR AN ONLINE MARKETPLACE OF CLAIMS AND ADVANCE FUNDING Non-Final OA CLAIM ANGEL INC.
18136145 SYSTEMS AND METHODS FOR AN ONLINE MARKETPLACE OF CLAIMS AND ADVANCE FUNDING Final Rejection CLAIM ANGEL INC.
18887989 COMPUTER SOFTWARE, COMPUTER SYSTEM, COMPUTER-IMPLEMENTED METHOD FOR PREPARING INSURANCE CLAIMS PACKAGE AND INSURANCE CLAIMS PACKAGE PREPARED BY SAME Non-Final OA DCR IP Company, LLC
18886931 METHOD AND APPARATUS FOR PREDICTING INJURIES Non-Final OA Injsur.ai, Inc.
18800872 INTEGRATED FINANCIAL SERVICES PLATFORMS AND METHODS OF USE Final Rejection Figure Technologies, Inc.
18617402 METHOD AND SYSTEM FOR CASINO RIM CREDIT AND MARKER PROCESSING Final Rejection Everi Payments Inc.
18695357 SERVER AND PROGRAM Non-Final OA GLOBAL MOBILITY SERVICE INC.
16165370 LIFE INSURANCE SYSTEM WITH FULLY AUTOMATED UNDERWRITING PROCESS FOR REAL-TIME UNDERWRITING AND RISK ADJUSTMENT, AND CORRESPONDING METHOD THEREOF Non-Final OA SWISS REINSURANCE COMPANY LTD.
18197675 SYSTEM AND METHOD FOR PUSHING RECOMMENDED FINANCIAL TRANSACTIONS TO A CLIENT DEVICE Final Rejection Stirlingshire Investments, Inc.
17820873 INTELLIGENT, DYNAMIC RISK MANAGEMENT AND MITIGATION, WITH CORRECTIVE ACTION MONITORING AND AUTONOMOUS OPERATOR RISK/SAFETY LEVEL DETERMINATION FOR INSURANCE OF VEHICLES, OPERATORS, AND DRIVERS Non-Final OA OVERHAUL GROUP, INC.
17201926 ANALYSIS OF DATA STREAMS CONSUMED BY HIGH-THROUGHPUT DATA INGESTION AND PARTITIONED ACROSS PERMISSIONED DATABASE STORAGE Non-Final OA Baton Systems, Inc.
15962777 HEALTH CARE MEDICAL CLAIMS COMPLETE PAYMENT SYSTEM FOR MULTIPLE PAYMENT PROCESSORS Final Rejection ELECTRONIC COMMERCE FOR HEALTHCARE ORGANIZATIONS, INC.

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