14 pending office actions
| App # | Title | Examiner | Art Unit | Status | Filed |
|---|---|---|---|---|---|
| 18891122 | METHOD AND APPARATUS FOR ANALYZING UNSTRUCTURED DATA TO CONDITION SIGNALS FOR FACILITATING PROVISION OF MERCHANT LOSS PREVENTION | SHAH, BHAVIN D | 3694 | Final Rejection | Sep 20, 2024 |
| 18827743 | REFINANCING TOOLS FOR PURCHASING TRANSACTIONS | POINVIL, FRANTZY | 3693 | Final Rejection | Sep 07, 2024 |
| 18807839 | SYSTEM, METHOD AND APPARATUS FOR EMPLOYING MACHINE LEARNING TO PREVENT OVERDRAFT FEES | RANKINS, WILLIAM E | 3694 | Final Rejection | Aug 16, 2024 |
| 18623492 | SYSTEM, METHOD AND APPARATUS FOR PROVIDING USER CONTROLLED REPAYMENT | CAMPEN, KELLY SCAGGS | 3691 | Non-Final OA | Apr 01, 2024 |
| 18615278 | METHOD AND APPARATUS FOR DEFINING A DISTRIBUTED PAYMENT SYSTEM | CAMPEN, KELLY SCAGGS | 3691 | Non-Final OA | Mar 25, 2024 |
| 18197873 | TOOLS FOR PURCHASING TRANSACTIONS | PROIOS, GEORGE N | 3694 | Non-Final OA | May 16, 2023 |
| 18111637 | SYSTEM, METHOD AND APPARATUS FOR FASTER ACH TRANSFER PROCESSING | KANERVO, VIRPI H | 3691 | Final Rejection | Feb 20, 2023 |
| 17958641 | INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE | WEINER, ARIELLE E | 3689 | Final Rejection | Oct 03, 2022 |
| 17950527 | SYSTEM, METHOD AND APPARATUS FOR OPTIMIZATION OF FINANCING PROGRAMS | MUSTAFA, MOHAMMED H | 3693 | Final Rejection | Sep 22, 2022 |
| 17828507 | METHOD AND APPARATUS FOR FACILITATING AN AGGREGATED MARKETPLACE FOR PROVIDING FINANCING OFFERS IN AN ONLINE COMMERCIAL ECOSYSTEM | MALKOWSKI, MARK A | 3696 | Final Rejection | May 31, 2022 |
| 17723871 | METHOD AND APPARATUS FOR FACILITATING ONBOARDING OF MERCHANTS INTO AN ONLINE COMMERCIAL ECOSYSTEM | SHARON, AYAL I | 3695 | Final Rejection | Apr 19, 2022 |
| 17698463 | Method and Apparatus for Facilitating Provision of Instant Credit to Customers VIA Rapid and Machine Learning Supported Underwriting Decisions | ARAQUE JR, GERARDO | 3629 | Final Rejection | Mar 18, 2022 |
| 17546292 | System, Method and Apparatus for Providing Improved Electronic Disclosure of Credit Terms | AKINTOLA, OLABODE | 3691 | Final Rejection | Dec 09, 2021 |
| 17401938 | System, Method and Apparatus for Making Credit Decisions at a User-Level | MALKOWSKI, MARK A | 3696 | Final Rejection | Aug 13, 2021 |
IP Author helps IP teams respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.
Start Free Trial