Prosecution Insights
Prosecution Insights
Technology area: Transportation, E-Commerce & Mechanical Systems
7 pending office actions • 5 art units • 7 examiners • 0 of 7 (0%) have an AI response strategy ready • 4 patents granted in the last 365 days
Fiserv Inc. is actively prosecuting 6 pending office actions within the Transportation, E-Commerce & Mechanical Systems technology area. These 6 pending office actions are spread across 6 distinct examiners, meaning that every active case is being reviewed by a different official. This lack of examiner overlap suggests a diverse set of inventions that do not frequently land on the same desk, even within the 4 distinct art units where these matters are lodged.
The busiest examiner, SHARON, AYAL I, is currently handling 1 pending office action. Since each of the 6 distinct examiners is responsible for exactly 1 pending office action, no individual examiner dominates the portfolio's current trajectory. The involvement of 4 distinct art units indicates that while the technology area is broadly defined, the specific applications of Fiserv Inc.'s intellectual property are varied enough to require review from specialized groups within the patent office.
Based on the USPTO statutory response window for each pending office action. 3 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 3 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 1 (14%) |
| §101 + other | 3 (43%) |
| §103 only | 1 (14%) |
| §102 only | 1 (14%) |
| Multi-statute (no §101) | 1 (14%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| SHARON, AYAL I | 1 | 43.4% | +29.4% |
| PHAN, RAYMOND NGAN | 1 | 93.7% | -6.6% |
| OBAID, HAMZEH M | 1 | 38.3% | +22.4% |
| JUNG, HENRY H | 1 | 22.9% | +30.7% |
| PRESTON, JOHN O | 1 | 28.4% | +7.7% |
| SINGH, DALZID E | 1 | 90.9% | +6.8% |
| PHAN, NICHOLAS K | 1 | 51.8% | +18.8% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 1 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18660770 | VISIBLE LIGHT COMMUNICATION FOR VERIFYING A SECURE WIRELESS CONNECTION | SINGH, DALZID E | 22d |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 6 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18947671 | SYSTEM AND METHOD FOR TRAINING AND USING A MACHINE-LEARNING MODEL TO CATEGORIZE TRANSACTIONS | PRESTON, JOHN O | 42d overdue |
| 18348822 | SOURCE INDEPENDENT CONSISTENT TOKENIZATION | PHAN, NICHOLAS K | 41d |
| 19341426 | SYSTEMS AND METHODS FOR TRANSACTION PROCESSING OPTIMIZATION | SHARON, AYAL I | — |
| 19073328 | POINT OF SALE DEVICE WITH CAPACITOR FOR BACKUP POWER | PHAN, RAYMOND NGAN | — |
| 19012539 | SYSTEM AND METHOD FOR ANALYZING DATA SETS USING INDEXING | OBAID, HAMZEH M | — |
| 18975384 | SYSTEMS AND METHODS FOR SECURE ACTIVATION OF PREPAID CARDS | JUNG, HENRY H | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 4 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18348822 | SOURCE INDEPENDENT CONSISTENT TOKENIZATION | PHAN, NICHOLAS K | 41d |
| 19341426 | SYSTEMS AND METHODS FOR TRANSACTION PROCESSING OPTIMIZATION | SHARON, AYAL I | — |
| 19012539 | SYSTEM AND METHOD FOR ANALYZING DATA SETS USING INDEXING | OBAID, HAMZEH M | — |
| 18975384 | SYSTEMS AND METHODS FOR SECURE ACTIVATION OF PREPAID CARDS | JUNG, HENRY H | — |
| Art Unit | Apps |
|---|---|
| 3695 | 2 |
| 3624 | 1 |
| 3693 | 1 |
| 2635 | 1 |
| 3699 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19341426 | SYSTEMS AND METHODS FOR TRANSACTION PROCESSING OPTIMIZATION | SHARON, AYAL I | 3695 | §101§102§103 | Non-Final OA | — | Pending | Sep 26, 2025 |
| 19073328 | POINT OF SALE DEVICE WITH CAPACITOR FOR BACKUP POWER | PHAN, RAYMOND NGAN | — | §103§112Other | Non-Final OA | — | Pending | Mar 07, 2025 |
| 19012539 | SYSTEM AND METHOD FOR ANALYZING DATA SETS USING INDEXING | OBAID, HAMZEH M | 3624 | §101§102§103 | Final Rejection | — | Pending | Jan 07, 2025 |
| 18975384 | SYSTEMS AND METHODS FOR SECURE ACTIVATION OF PREPAID CARDS | JUNG, HENRY H | 3695 | §103 | Non-Final OA | — | Pending | Dec 10, 2024 |
| 18947671 | SYSTEM AND METHOD FOR TRAINING AND USING A MACHINE-LEARNING MODEL TO CATEGORIZE TRANSACTIONS | PRESTON, JOHN O | 3693 | §101§103 | Final Rejection | 42d overdue | Pending | Nov 14, 2024 |
| 18660770 | VISIBLE LIGHT COMMUNICATION FOR VERIFYING A SECURE WIRELESS CONNECTION | SINGH, DALZID E | 2635 | §102 | Non-Final OA | 22d | Pending | May 10, 2024 |
| 18348822 | SOURCE INDEPENDENT CONSISTENT TOKENIZATION | PHAN, NICHOLAS K | 3699 | §101 | Non-Final OA | 41d | Pending | Jul 07, 2023 |
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