Prosecution Insights
Prosecution Insights
Technology area: Transportation, E-Commerce & Mechanical Systems
22 pending office actions • 13 art units • 21 examiners • 0 of 22 (0%) have an AI response strategy ready • 48 patents granted in the last 365 days
Worldpay LLC currently manages 25 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. These actions are distributed among 22 distinct examiners and 13 distinct art units. HUANG, JAY is the busiest examiner with 3 busiest examiner pending actions. The 13 distinct art units indicate that the company's e-commerce and mechanical innovations are reviewed by several technical groups.
With 22 distinct examiners for the 25 pending office actions, the workload is spread relatively evenly, with only a few examiners handling more than one case. This distribution means the company must navigate various individual examiner styles and interpretations. The 3 busiest examiner pending actions assigned to HUANG, JAY represent a portion of the 25 pending office actions. Practitioners should coordinate across the 22 distinct examiners to ensure consistent prosecution outcomes.
The 13 distinct art units suggest that the portfolio touches on several specialized groups within the USPTO. Managing 25 pending office actions across these units requires an understanding of the specific technical standards applied by each group. Because the 22 distinct examiners are spread across 13 distinct art units, there is variety in the technical scrutiny applied to the applications. This structure requires a strategy that accounts for both individual examiner preferences and art unit trends.
Based on the USPTO statutory response window for each pending office action. 6 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 6 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 12 (55%) |
| §101 + other | 5 (23%) |
| §103 only | 2 (9%) |
| §102 only | 1 (5%) |
| Double-patenting only | 1 (5%) |
| Multi-statute (no §101) | 1 (5%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| KAZIMI, HANI M | 2 | 48.5% | +19.4% |
| ASGARI, SIMA | 1 | 26.0% | +19.7% |
| BUNKER, WILLIAM B | 1 | 80.2% | +94.9% |
| ADE, OGER GARCIA | 1 | 75.3% | -2.5% |
| MAYE, AYUB A | 1 | 57.8% | +41.4% |
| LEE, CLAY C | 1 | 54.7% | +57.5% |
| DEBROW, JAMES J | 1 | 70.0% | +25.7% |
| BUSCH, CHRISTOPHER CONRAD | 1 | 28.8% | +21.0% |
| TORRICO-LOPEZ, ALAN | 1 | 29.1% | +37.8% |
| KWONG, CHO YIU | 1 | 32.3% | +4.3% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18631355 | SYSTEMS AND METHODS FOR SECURE AUTHENTICATION OF A DEVICE DURING A SERVICE | KWONG, CHO YIU | 3d overdue |
| 17934678 | SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MACHINE LEARNING | NEWLON, WILLIAM D | 2d overdue |
| 17933960 | SYSTEMS AND METHODS FOR COMPUTER ANALYTICS OF ASSOCIATIONS BETWEEN STORED PRODUCTS AND COMPLETED ELECTRONIC TRANSACTION EVENTS | AUSTIN, JAMIE H | 19d |
| 18343943 | SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTIONS ACROSS MULTIPLE ACQUIRER PROCESSORS | MALKOWSKI, MARK A | 28d |
| 18893261 | SYSTEMS AND METHODS FOR ELECTRONIC TRANSACTION AUTHORIZATIONS BASED ON CONSUMER DEVICE ACTIVITY | BUSCH, CHRISTOPHER CONRAD | 29d |
| 18326197 | SYSTEMS, METHODS AND APPARATUS FOR VARIABLE SETTLEMENT ACCOUNTS | HILMANTEL, ADAM J | 29d |
| 19400109 | TOKENIZING SENSITIVE DATA | ASGARI, SIMA | — |
| 19246384 | SYSTEMS AND METHODS FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCES | BUNKER, WILLIAM B | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18893261 | SYSTEMS AND METHODS FOR ELECTRONIC TRANSACTION AUTHORIZATIONS BASED ON CONSUMER DEVICE ACTIVITY | BUSCH, CHRISTOPHER CONRAD | 29d |
| 19400109 | TOKENIZING SENSITIVE DATA | ASGARI, SIMA | — |
| 19246384 | SYSTEMS AND METHODS FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCES | BUNKER, WILLIAM B | — |
| 19015016 | SYSTEMS AND METHODS FOR EMBEDDED SERVICES PLATFORM | MAYE, AYUB A | — |
| 18985352 | METHODS AND SYSTEMS FOR SECURELY FACILITATING CROSS-PLATFORM TOKEN COMPATIBILITY VIA MULTI-TOKENIZATION | LEE, CLAY C | — |
| 18926943 | SYSTEMS AND METHODS FOR IMPORTING A BATCH OF RECEIVER ACCOUNTS ONTO AN APPLICATION PLATFORM OF A REAL-TIME PAYMENT NETWORK | KAZIMI, HANI M | — |
| 18919058 | SYSTEMS AND METHODS FOR EXECUTING REAL-TIME ELECTRONIC TRANSACTIONS WITH A TRANSACTION ACCELERATOR | DEBROW, JAMES J | — |
| 18794987 | BROWSER PLUG-IN ENABLING USE OF EMV CARD INFORMATION | KAZIMI, HANI M | — |
| Art Unit | Apps |
|---|---|
| 3691 | 2 |
| 3625 | 2 |
| 3693 | 2 |
| 3696 | 2 |
| 3622 | 2 |
| 3698 | 1 |
| 2436 | 1 |
| 3699 | 1 |
| 3621 | 1 |
| 3619 | 1 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19400109 | TOKENIZING SENSITIVE DATA | ASGARI, SIMA | 3698 | DP | Non-Final OA | — | Pending | Nov 25, 2025 |
| 19246384 | SYSTEMS AND METHODS FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCES | BUNKER, WILLIAM B | 3691 | §101§103 | Non-Final OA | — | Pending | Jun 23, 2025 |
| 19074895 | SYSTEMS AND METHODS FOR DIRECT ELECTRONIC COMMUNICATION OF CONSUMER INFORMATION | ADE, OGER GARCIA | — | §103Other | Non-Final OA | — | Pending | Mar 10, 2025 |
| 19015016 | SYSTEMS AND METHODS FOR EMBEDDED SERVICES PLATFORM | MAYE, AYUB A | 2436 | §103 | Non-Final OA | — | Pending | Jan 09, 2025 |
| 18985352 | METHODS AND SYSTEMS FOR SECURELY FACILITATING CROSS-PLATFORM TOKEN COMPATIBILITY VIA MULTI-TOKENIZATION | LEE, CLAY C | 3699 | §101§103 | Non-Final OA | — | Pending | Dec 18, 2024 |
| 18926943 | SYSTEMS AND METHODS FOR IMPORTING A BATCH OF RECEIVER ACCOUNTS ONTO AN APPLICATION PLATFORM OF A REAL-TIME PAYMENT NETWORK | KAZIMI, HANI M | — | §101 | Non-Final OA | — | Pending | Oct 25, 2024 |
| 18919058 | SYSTEMS AND METHODS FOR EXECUTING REAL-TIME ELECTRONIC TRANSACTIONS WITH A TRANSACTION ACCELERATOR | DEBROW, JAMES J | — | §102 | Non-Final OA | — | Pending | Oct 17, 2024 |
| 18893261 | SYSTEMS AND METHODS FOR ELECTRONIC TRANSACTION AUTHORIZATIONS BASED ON CONSUMER DEVICE ACTIVITY | BUSCH, CHRISTOPHER CONRAD | 3621 | §101 | Final Rejection | 29d | Pending | Sep 23, 2024 |
| 18794987 | BROWSER PLUG-IN ENABLING USE OF EMV CARD INFORMATION | KAZIMI, HANI M | — | §101 | Non-Final OA | — | Pending | Aug 05, 2024 |
| 18792023 | SYSTEMS AND METHODS FOR DATA ANALYTICS AND ELECTRONIC DISPLAYS THEREOF TO PAYMENT FACILITATORS AND SUB-MERCHANTS | TORRICO-LOPEZ, ALAN | 3625 | §101 | Final Rejection | — | Pending | Aug 01, 2024 |
| 18631355 | SYSTEMS AND METHODS FOR SECURE AUTHENTICATION OF A DEVICE DURING A SERVICE | KWONG, CHO YIU | 3693 | §101§103§112 | Final Rejection | 3d overdue | Pending | Apr 10, 2024 |
| 18488233 | SYSTEMS AND METHODS FOR DATA SECURITY | HUANG, JAY | 3619 | §103§112 | Non-Final OA | — | Pending | Oct 17, 2023 |
| 18343943 | SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTIONS ACROSS MULTIPLE ACQUIRER PROCESSORS | MALKOWSKI, MARK A | 3696 | §101 | Final Rejection | 28d | Pending | Jun 29, 2023 |
| 18335468 | TECHNOLOGIES FOR ATTRIBUTING ELECTRONIC TRANSACTIONS TO TARGETED ELECTRONIC CONTENT DISTRIBUTION CAMPAIGNS | CIRNU, ALEXANDRU | 3622 | §101 | Non-Final OA | — | Pending | Jun 15, 2023 |
| 18326197 | SYSTEMS, METHODS AND APPARATUS FOR VARIABLE SETTLEMENT ACCOUNTS | HILMANTEL, ADAM J | 3691 | §101 | Final Rejection | 29d | Pending | May 31, 2023 |
| 18322229 | SYSTEMS AND METHODS FOR SUBSTITUTE LOW-VALUE TOKENS IN SECURE NETWORK TRANSACTIONS | NILFOROUSH, MOHAMMAD A | 3697 | §101 | Non-Final OA | — | Pending | May 23, 2023 |
| 18167439 | SYSTEMS AND METHODS FOR DATA AGGREGATION FOR TRANSACTION SETTLEMENT USING MACHINE LEARNING | JAMES, GREGORY MARK | 3692 | §101 | Non-Final OA | — | Pending | Feb 10, 2023 |
| 18056396 | SYSTEMS AND METHODS FOR MONITORING ONLINE TRANSACTIONS BETWEEN REGISTERED USERS AND SERVICE PROVIDERS BY A TRAINED MACHINE LEARNING MODEL | MANDEL, MONICA A | 3622 | §101§103§112DP | Non-Final OA | — | Pending | Nov 17, 2022 |
| 17934678 | SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MACHINE LEARNING | NEWLON, WILLIAM D | 3696 | §101 | Final Rejection | 2d overdue | Pending | Sep 23, 2022 |
| 17933960 | SYSTEMS AND METHODS FOR COMPUTER ANALYTICS OF ASSOCIATIONS BETWEEN STORED PRODUCTS AND COMPLETED ELECTRONIC TRANSACTION EVENTS | AUSTIN, JAMIE H | 3625 | §101§112 | Non-Final OA | 19d | Pending | Sep 21, 2022 |
| 16843495 | FLEXIBLE ENGINE FOR PROCESSING STORED VALUE PAYMENT VEHICLES | WARDEN, MICHAEL J | 3694 | §101 | Non-Final OA | — | Pending | Apr 08, 2020 |
| 16781321 | SYSTEMS AND METHODS FOR FRAUD PREVENTION IN ELECTRONIC TRANSACTIONS BY IDENTIFYING AND LINKING TRANSACTIONS BY UNIQUE IDENTIFIERS | WONG, ERIC TAK WAI | 3693 | §101 | Non-Final OA | — | Pending | Feb 04, 2020 |
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