Prosecution Insights
Prosecution Insights
36 pending office actions • 16 art units • 32 examiners • 0 of 36 (0%) have an AI response strategy ready • 61 patents granted in the last 365 days
Based on the USPTO statutory response window for each pending office action. 35 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 35 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 16 (44%) |
| §103 only | 14 (39%) |
| §102 only | 1 (3%) |
| §112 only | 3 (8%) |
| No statute on record | 2 (6%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| ZHOU, YINGYING | 2 | 44.9% | +47.8% |
| WAESCO, JOSEPH M | 2 | 47.1% | +42.3% |
| NGUYEN, LIZ P | 2 | 61.1% | +6.7% |
| PHAN, NICHOLAS K | 2 | 51.9% | +19.4% |
| REAGAN, JAMES A | 1 | 71.0% | +20.2% |
| ALI, HATEM M | 1 | 44.2% | +26.1% |
| HOLLY, JOHN H | 1 | 53.1% | +30.1% |
| ADE, OGER GARCIA | 1 | 75.2% | -2.7% |
| BEKERMAN, MICHAEL | 1 | 32.8% | +32.0% |
| BUSCH, CHRISTOPHER CONRAD | 1 | 28.7% | +20.9% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18802262 | SYSTEMS AND METHODS FOR SHARED LEDGER FOR SUB-MERCHANT ONBOARDING | ZHOU, YINGYING | 46d overdue |
| 17574460 | SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION | PHAN, NICHOLAS K | 38d overdue |
| 17857855 | SYSTEMS AND METHODS FOR AUTOMATED INTEGRATION BETWEEN PAYMENT FACILITATORS AND SUBMERCHANTS | LIU, I JUNG | 37d overdue |
| 17935725 | SYSTEMS AND METHODS FOR SHARED LEDGER FOR SUB-MERCHANT ONBOARDING | ZHOU, YINGYING | 19d overdue |
| 18326224 | SYSTEMS AND METHODS FOR PARTIAL AUTHORIZATION OF ELECTRONIC TRANSACTIONS | NGUYEN, LIZ P | 15d overdue |
| 17562820 | SYSTEMS AND METHODS FOR COMPUTING AND APPLYING CONSUMER VALUE SCORES TO ELECTRONIC TRANSACTIONS | ANSARI, AZAM A | 8d overdue |
| 17934678 | SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MACHINE LEARNING | NEWLON, WILLIAM D | 2d overdue |
| 18302191 | SYSTEMS AND METHODS FOR EXECUTING ELECTRONIC TRANSACTIONS WITH DYNAMICALLY LOADABLE TRANSACTION PROCESSING MODULES | ALLADIN, AMBREEN A | 14d |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18651923 | SYSTEMS AND METHODS FOR PREDICTING CONSUMER SPENDING BEHAVIOR BASED ON HISTORICAL TRANSACTION ACTIVITY PROGRESSIONS | WAESCO, JOSEPH M | 53d overdue |
| 18802262 | SYSTEMS AND METHODS FOR SHARED LEDGER FOR SUB-MERCHANT ONBOARDING | ZHOU, YINGYING | 46d overdue |
| 17574460 | SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION | PHAN, NICHOLAS K | 38d overdue |
| 18905794 | METHODS AND SYSTEMS FOR DYNAMIC ROUTING OF ELECTRONIC TRANSACTION MESSAGES | BEKERMAN, MICHAEL | 31d overdue |
| 17935725 | SYSTEMS AND METHODS FOR SHARED LEDGER FOR SUB-MERCHANT ONBOARDING | ZHOU, YINGYING | 19d overdue |
| 18924452 | SYSTEMS AND METHODS FOR EXECUTING PARALLEL ELECTRONIC TRANSACTIONS | HOLLY, JOHN H | 4d overdue |
| 18396905 | SYSTEMS AND METHODS FOR TRACKING CONSUMER ELECTRONIC SPEND BEHAVIOR TO PREDICT ATTRITION | WAESCO, JOSEPH M | 3d overdue |
| 18054330 | SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION | PHAN, NICHOLAS K | 28d |
| Art Unit | Apps |
|---|---|
| 3697 | 5 |
| 3696 | 5 |
| 3691 | 3 |
| 3621 | 3 |
| 3694 | 3 |
| 3625 | 3 |
| 3627 | 2 |
| 3693 | 2 |
| 3695 | 2 |
| 3699 | 2 |
| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19047201 | SYSTEMS AND METHODS FOR AUTOMATED VALIDATION FOR PROPRIETARY SECURITY IMPLEMENTATIONS | REAGAN, JAMES A | 3697 | §101 | Final Rejection | 70d | Pending | Feb 06, 2025 |
| 19030075 | SYSTEM AND METHOD FOR PAYMENT TENDER STEERING | ALI, HATEM M | 3691 | §102 | Non-Final OA | 34d | Pending | Jan 17, 2025 |
| 18924452 | SYSTEMS AND METHODS FOR EXECUTING PARALLEL ELECTRONIC TRANSACTIONS | HOLLY, JOHN H | 3696 | §103 | Non-Final OA | 4d overdue | Pending | Oct 23, 2024 |
| 18918836 | SYSTEMS AND METHODS FOR SECOND TAP E-RECEIPT OPTION FOR NFC-ENABLED PAYMENT VEHICLES | ADE, OGER GARCIA | 3627 | §103 | Non-Final OA | 22d | Pending | Oct 17, 2024 |
| 18905794 | METHODS AND SYSTEMS FOR DYNAMIC ROUTING OF ELECTRONIC TRANSACTION MESSAGES | BEKERMAN, MICHAEL | 3621 | §103 | Non-Final OA | 31d overdue | Pending | Oct 03, 2024 |
| 18893261 | SYSTEMS AND METHODS FOR ELECTRONIC TRANSACTION AUTHORIZATIONS BASED ON CONSUMER DEVICE ACTIVITY | BUSCH, CHRISTOPHER CONRAD | 3621 | §101 | Non-Final OA | 29d | Pending | Sep 23, 2024 |
| 18802262 | SYSTEMS AND METHODS FOR SHARED LEDGER FOR SUB-MERCHANT ONBOARDING | ZHOU, YINGYING | 3697 | §101 | Non-Final OA | 46d overdue | Pending | Aug 13, 2024 |
| 18756196 | SYSTEMS AND METHODS FOR THIRD-PARTY INTEROPERABILITY IN SECURE NETWORK TRANSACTIONS USING TOKENIZED DATA | SHAIFER HARRIMAN, DANT B | 2434 | §103 | Final Rejection | 9d overdue | Pending | Jun 27, 2024 |
| 18670802 | SYSTEMS AND METHODS FOR PERFORMING PAYMENT TRANSACTIONS USING INDICIA-BASED ASSOCIATIONS BETWEEN USER INTERFACES | CUNNINGHAM II, GREGORY S | 3694 | §103 | Final Rejection | 50d | Pending | May 22, 2024 |
| 18651923 | SYSTEMS AND METHODS FOR PREDICTING CONSUMER SPENDING BEHAVIOR BASED ON HISTORICAL TRANSACTION ACTIVITY PROGRESSIONS | WAESCO, JOSEPH M | 3625 | §103 | Non-Final OA | 53d overdue | Pending | May 01, 2024 |
| 18631355 | SYSTEMS AND METHODS FOR SECURE AUTHENTICATION OF A DEVICE DURING A SERVICE | KWONG, CHO YIU | 3693 | §103 | Non-Final OA | 3d overdue | Pending | Apr 10, 2024 |
| 18396905 | SYSTEMS AND METHODS FOR TRACKING CONSUMER ELECTRONIC SPEND BEHAVIOR TO PREDICT ATTRITION | WAESCO, JOSEPH M | 3625 | §103 | Non-Final OA | 3d overdue | Pending | Dec 27, 2023 |
| 18526353 | METHODS AND SYSTEMS FOR ACOUSTIC AUTHENTICATION | NGUYEN, NHAT HUY T | 2147 | Other | Final Rejection | 22d | Pending | Dec 01, 2023 |
| 18496289 | METHODS AND SYSTEMS FOR DYNAMIC ROUTING OF ELECTRONIC TRANSACTION MESSAGES WHILE MAINTAINING TOKEN COMPATIBILITY | HUANG, JAY | 3619 | §103 | Non-Final OA | 29d overdue | Pending | Oct 27, 2023 |
| 18239831 | SYSTEMS AND METHODS FOR CLOUD BASED PIN PAD TRANSACTION GENERATION | SHAHABI, ARI ARASTOO | 3697 | §112 | Non-Final OA | 4d overdue | Pending | Aug 30, 2023 |
| 18343943 | SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTIONS ACROSS MULTIPLE ACQUIRER PROCESSORS | MALKOWSKI, MARK A | 3696 | §101 | Non-Final OA | 28d | Pending | Jun 29, 2023 |
| 18329167 | METHODS AND SYSTEMS FOR SECURE CROSS-PLATFORM TOKEN EXCHANGE | PERUNGAVOOR, VENKATANARAY | 2492 | §103 | Final Rejection | 17d overdue | Pending | Jun 05, 2023 |
| 18326197 | SYSTEMS, METHODS AND APPARATUS FOR VARIABLE SETTLEMENT ACCOUNTS | HILMANTEL, ADAM J | 3691 | §103 | Non-Final OA | 29d | Pending | May 31, 2023 |
| 18326224 | SYSTEMS AND METHODS FOR PARTIAL AUTHORIZATION OF ELECTRONIC TRANSACTIONS | NGUYEN, LIZ P | 3696 | §101 | Non-Final OA | 15d overdue | Pending | May 31, 2023 |
| 18316381 | SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION AUTHORIZATION CONVERSION RATE | RANKINS, WILLIAM E | 3694 | §112 | Non-Final OA | 79d overdue | Pending | May 12, 2023 |
| 18302191 | SYSTEMS AND METHODS FOR EXECUTING ELECTRONIC TRANSACTIONS WITH DYNAMICALLY LOADABLE TRANSACTION PROCESSING MODULES | ALLADIN, AMBREEN A | 3691 | §101 | Final Rejection | 14d | Pending | Apr 18, 2023 |
| 18194806 | SYSTEMS AND METHODS FOR PAYMENT PROCESSING ON PLATFORMS | WORJLOH, JALATEE | 3697 | §103 | Non-Final OA | 31d overdue | Pending | Apr 03, 2023 |
| 18193877 | SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MEASURED FEEDBACK | NGUYEN, LIZ P | 3696 | §101 | Non-Final OA | 20d | Pending | Mar 31, 2023 |
| 18155941 | SYSTEMS AND METHODS FOR AUTHENTICATING ELECTRONIC TRANSACTIONS AT VIRTUAL REALITY DEVICES USING MOBILE APP PAYMENT ACCOUNT(S) | EKECHUKWU, CHINEDU U | 3695 | §103 | Non-Final OA | 28d overdue | Pending | Jan 18, 2023 |
| 18057387 | SYSTEM AND METHOD FOR PROVIDING A REAL-TIME PAYMENT BETWEEN A CUSTOMER FINANCIAL INSTITUTION ACCOUNT AND A MERCHANT FINANCIAL INSTITUTION ACCOUNT FOR A TRANSACTION BASED ON A DIRECT COMMUNICATION BETWEEN A USER DEVICE AND A POINT-OF-SALE DEVICE | MUTSCHLER, JOSEPH M | 3627 | §103 | Final Rejection | 2d overdue | Pending | Nov 21, 2022 |
| 18054330 | SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION | PHAN, NICHOLAS K | 3699 | §101 | Non-Final OA | 28d | Pending | Nov 10, 2022 |
| 17935725 | SYSTEMS AND METHODS FOR SHARED LEDGER FOR SUB-MERCHANT ONBOARDING | ZHOU, YINGYING | 3697 | §101 | Non-Final OA | 19d overdue | Pending | Sep 27, 2022 |
| 17935586 | SYSTEMS AND METHODS FOR TRACKING CONSUMER SPEND BEHAVIORS | SCHEUNEMANN, RICHARD N | 3624 | §101 | Non-Final OA | 69d | Pending | Sep 27, 2022 |
| 17934678 | SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MACHINE LEARNING | NEWLON, WILLIAM D | 3696 | §101 | Non-Final OA | 2d overdue | Pending | Sep 23, 2022 |
| 17933960 | SYSTEMS AND METHODS FOR COMPUTER ANALYTICS OF ASSOCIATIONS BETWEEN STORED PRODUCTS AND COMPLETED ELECTRONIC TRANSACTION EVENTS | AUSTIN, JAMIE H | 3625 | §112 | Final Rejection | 19d | Pending | Sep 21, 2022 |
| 17857855 | SYSTEMS AND METHODS FOR AUTOMATED INTEGRATION BETWEEN PAYMENT FACILITATORS AND SUBMERCHANTS | LIU, I JUNG | 3695 | §101 | Final Rejection | 37d overdue | Pending | Jul 05, 2022 |
| 17700125 | SYSTEMS AND METHODS FOR DATA AGGREGATION FOR TRANSACTION SETTLEMENT | JAMES, GREGORY MARK | 3692 | §101 | Non-Final OA | 29d | Pending | Mar 21, 2022 |
| 17574460 | SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION | PHAN, NICHOLAS K | 3699 | §101 | Non-Final OA | 38d overdue | Pending | Jan 12, 2022 |
| 17562820 | SYSTEMS AND METHODS FOR COMPUTING AND APPLYING CONSUMER VALUE SCORES TO ELECTRONIC TRANSACTIONS | ANSARI, AZAM A | 3621 | §101 | Final Rejection | 8d overdue | Pending | Dec 27, 2021 |
| 17302269 | SYSTEMS AND METHODS FOR MANAGEMENT AND RECYCLING OF PAYMENT TRANSACTIONS | WONG, ERIC TAK WAI | 3693 | Other | Non-Final OA | 31d overdue | Pending | Apr 29, 2021 |
| 16843495 | FLEXIBLE ENGINE FOR PROCESSING STORED VALUE PAYMENT VEHICLES | WARDEN, MICHAEL J | 3694 | §101 | Non-Final OA | — | Pending | Apr 08, 2020 |
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