40 pending office actions
| App # | Title | Examiner | Art Unit | Status | Filed |
|---|---|---|---|---|---|
| 19030075 | SYSTEM AND METHOD FOR PAYMENT TENDER STEERING | ALI, HATEM M | 3691 | Non-Final OA | Jan 17, 2025 |
| 18985352 | METHODS AND SYSTEMS FOR SECURELY FACILITATING CROSS-PLATFORM TOKEN COMPATIBILITY VIA MULTI-TOKENIZATION | LEE, CLAY C | 3699 | Non-Final OA | Dec 18, 2024 |
| 18980618 | METHODS AND SYSTEMS FOR SECURE AUTHENTICATION IN A VIRTUAL OR AUGMENTED REALITY ENVIRONMENT | KHATRI, NILESH B | 3699 | Non-Final OA | Dec 13, 2024 |
| 18924452 | SYSTEMS AND METHODS FOR EXECUTING PARALLEL ELECTRONIC TRANSACTIONS | HOLLY, JOHN H | 3696 | Non-Final OA | Oct 23, 2024 |
| 18918836 | SYSTEMS AND METHODS FOR SECOND TAP E-RECEIPT OPTION FOR NFC-ENABLED PAYMENT VEHICLES | ADE, OGER GARCIA | 3627 | Non-Final OA | Oct 17, 2024 |
| 18893261 | SYSTEMS AND METHODS FOR ELECTRONIC TRANSACTION AUTHORIZATIONS BASED ON CONSUMER DEVICE ACTIVITY | BUSCH, CHRISTOPHER CONRAD | 3621 | Non-Final OA | Sep 23, 2024 |
| 18817601 | METHODS AND SYSTEMS FOR ENHANCED ENDPOINT IDENTITY VALIDATION IN ELECTRONIC TRANSACTIONS | ZHAO, DON GORDON | 2493 | Non-Final OA | Aug 28, 2024 |
| 18812511 | CONDUCTING A TRANSACTION AT A MOBILE POS TERMINAL USING A DEFINED STRUCTURE | CRAWLEY, TALIA F | 3627 | Non-Final OA | Aug 22, 2024 |
| 18792023 | SYSTEMS AND METHODS FOR DATA ANALYTICS AND ELECTRONIC DISPLAYS THEREOF TO PAYMENT FACILITATORS AND SUB-MERCHANTS | TORRICO-LOPEZ, ALAN | 3625 | Non-Final OA | Aug 01, 2024 |
| 18756196 | SYSTEMS AND METHODS FOR THIRD-PARTY INTEROPERABILITY IN SECURE NETWORK TRANSACTIONS USING TOKENIZED DATA | SHAIFER HARRIMAN, DANT B | 2434 | Final Rejection | Jun 27, 2024 |
| 18631355 | SYSTEMS AND METHODS FOR SECURE AUTHENTICATION OF A DEVICE DURING A SERVICE | KWONG, CHO YIU | 3693 | Non-Final OA | Apr 10, 2024 |
| 18396905 | SYSTEMS AND METHODS FOR TRACKING CONSUMER ELECTRONIC SPEND BEHAVIOR TO PREDICT ATTRITION | WAESCO, JOSEPH M | 3625 | Non-Final OA | Dec 27, 2023 |
| 18526353 | METHODS AND SYSTEMS FOR ACOUSTIC AUTHENTICATION | NGUYEN, NHAT HUY T | 2147 | Final Rejection | Dec 01, 2023 |
| 18498164 | METHODS AND SYSTEMS FOR GENERATING ANALYTICS REPORT | KUO, CHENYUH | 3697 | Final Rejection | Oct 31, 2023 |
| 18496289 | METHODS AND SYSTEMS FOR DYNAMIC ROUTING OF ELECTRONIC TRANSACTION MESSAGES WHILE MAINTAINING TOKEN COMPATIBILITY | HUANG, JAY | 3619 | Non-Final OA | Oct 27, 2023 |
| 18239831 | SYSTEMS AND METHODS FOR CLOUD BASED PIN PAD TRANSACTION GENERATION | SHAHABI, ARI ARASTOO | 3697 | Non-Final OA | Aug 30, 2023 |
| 18343943 | SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTIONS ACROSS MULTIPLE ACQUIRER PROCESSORS | MALKOWSKI, MARK A | 3696 | Non-Final OA | Jun 29, 2023 |
| 18335468 | TECHNOLOGIES FOR ATTRIBUTING ELECTRONIC TRANSACTIONS TO TARGETED ELECTRONIC CONTENT DISTRIBUTION CAMPAIGNS | CIRNU, ALEXANDRU | 3622 | Non-Final OA | Jun 15, 2023 |
| 18329167 | METHODS AND SYSTEMS FOR SECURE CROSS-PLATFORM TOKEN EXCHANGE | PERUNGAVOOR, VENKATANARAY | 2492 | Final Rejection | Jun 05, 2023 |
| 18326197 | SYSTEMS, METHODS AND APPARATUS FOR VARIABLE SETTLEMENT ACCOUNTS | HILMANTEL, ADAM J | 3691 | Non-Final OA | May 31, 2023 |
| 18326224 | SYSTEMS AND METHODS FOR PARTIAL AUTHORIZATION OF ELECTRONIC TRANSACTIONS | NGUYEN, LIZ P | 3696 | Non-Final OA | May 31, 2023 |
| 18302191 | SYSTEMS AND METHODS FOR EXECUTING ELECTRONIC TRANSACTIONS WITH DYNAMICALLY LOADABLE TRANSACTION PROCESSING MODULES | ALLADIN, AMBREEN A | 3691 | Final Rejection | Apr 18, 2023 |
| 18194806 | SYSTEMS AND METHODS FOR PAYMENT PROCESSING ON PLATFORMS | WORJLOH, JALATEE | 3697 | Final Rejection | Apr 03, 2023 |
| 18193877 | SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MEASURED FEEDBACK | NGUYEN, LIZ P | 3696 | Non-Final OA | Mar 31, 2023 |
| 18155941 | SYSTEMS AND METHODS FOR AUTHENTICATING ELECTRONIC TRANSACTIONS AT VIRTUAL REALITY DEVICES USING MOBILE APP PAYMENT ACCOUNT(S) | EKECHUKWU, CHINEDU U | 3695 | Non-Final OA | Jan 18, 2023 |
| 18057387 | SYSTEM AND METHOD FOR PROVIDING A REAL-TIME PAYMENT BETWEEN A CUSTOMER FINANCIAL INSTITUTION ACCOUNT AND A MERCHANT FINANCIAL INSTITUTION ACCOUNT FOR A TRANSACTION BASED ON A DIRECT COMMUNICATION BETWEEN A USER DEVICE AND A POINT-OF-SALE DEVICE | MUTSCHLER, JOSEPH M | 3627 | Final Rejection | Nov 21, 2022 |
| 18054330 | SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION | PHAN, NICHOLAS K | 3699 | Non-Final OA | Nov 10, 2022 |
| 17935738 | SYSTEMS AND METHODS FOR CAPTURING ACCOUNT HOLDER CONSENT FOR TRANSACTION DATA COLLECTION | BUSCH, CHRISTOPHER CONRAD | 3621 | Final Rejection | Sep 27, 2022 |
| 17934678 | SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MACHINE LEARNING | NEWLON, WILLIAM D | 3696 | Non-Final OA | Sep 23, 2022 |
| 17933960 | SYSTEMS AND METHODS FOR COMPUTER ANALYTICS OF ASSOCIATIONS BETWEEN STORED PRODUCTS AND COMPLETED ELECTRONIC TRANSACTION EVENTS | AUSTIN, JAMIE H | 3625 | Final Rejection | Sep 21, 2022 |
| 17857855 | SYSTEMS AND METHODS FOR AUTOMATED INTEGRATION BETWEEN PAYMENT FACILITATORS AND SUBMERCHANTS | LIU, I JUNG | 3695 | Final Rejection | Jul 05, 2022 |
| 17804635 | SYSTEMS AND METHODS FOR PAYMENT MANAGEMENT FOR SUPPORTING MOBILE PAYMENTS | KANERVO, VIRPI H | 3691 | Final Rejection | May 31, 2022 |
| 17746803 | SYSTEMS AND METHODS FOR SECURE ONLINE TRANSACTION | HUANG, JAY | 3619 | Non-Final OA | May 17, 2022 |
| 17700125 | SYSTEMS AND METHODS FOR DATA AGGREGATION FOR TRANSACTION SETTLEMENT | JAMES, GREGORY MARK | 3692 | Non-Final OA | Mar 21, 2022 |
| 17651132 | SYSTEMS AND METHODS FOR CLOUD-BASED ASYNCHRONOUS COMMUNICATION | KING, DAVIDA LEE | 3699 | Non-Final OA | Feb 15, 2022 |
| 17574460 | SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION | PHAN, NICHOLAS K | 3699 | Final Rejection | Jan 12, 2022 |
| 17562820 | SYSTEMS AND METHODS FOR COMPUTING AND APPLYING CONSUMER VALUE SCORES TO ELECTRONIC TRANSACTIONS | ANSARI, AZAM A | 3621 | Final Rejection | Dec 27, 2021 |
| 17302269 | SYSTEMS AND METHODS FOR MANAGEMENT AND RECYCLING OF PAYMENT TRANSACTIONS | WONG, ERIC TAK WAI | 3693 | Non-Final OA | Apr 29, 2021 |
| 16843495 | FLEXIBLE ENGINE FOR PROCESSING STORED VALUE PAYMENT VEHICLES | WARDEN, MICHAEL J | 3694 | Final Rejection | Apr 08, 2020 |
| 16781321 | SYSTEMS AND METHODS FOR FRAUD PREVENTION IN ELECTRONIC TRANSACTIONS BY IDENTIFYING AND LINKING TRANSACTIONS BY UNIQUE IDENTIFIERS | WONG, ERIC TAK WAI | 3693 | Non-Final OA | Feb 04, 2020 |
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