Prosecution Insights
Last updated: August 17, 2026

Worldpay LLC

26 pending office actions • 13 art units • 21 examiners • 0 of 26 (0%) have an AI response strategy ready • 47 patents granted in the last 365 days

Portfolio Summary

26
Total Pending OAs
15
Non-Final OAs
8
Final Rejections
3
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 9 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

6
Overdue
0
Due this week
2
Due this month
1
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 9 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (6)Due ≤ 30 days (2)Due ≤ 60 days (1)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

22
Hard (85%)
3
Medium (12%)
1
Easy (4%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only12 (46%)
§101 + other9 (35%)
§103 only3 (12%)
§112 only1 (4%)
Multi-statute (no §101)1 (4%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
1
Information Tech
4% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
23
Mechanical / Eng
88% of docket
2
Business / Other
8% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

260 h
Manual time on pending OAs
52 h
Time saved (low, 20%)
91 h
Time saved (mid, 35%)
2.3 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
HUANG, JAY 3 53.2% +20.1%
PHAN, NICHOLAS K 3 51.5% +19.8%
NILFOROUSH, MOHAMMAD A 2 30.5% +35.9%
BUNKER, WILLIAM B 1 79.8% +94.8%
SALMAN, AVIA ABDULSATTAR 1 49.0% +41.4%
MAYE, AYUB A 1 57.8% +42.1%
LEE, CLAY C 1 54.7% +58.4%
KAZIMI, HANI M 1 48.1% +18.7%
CUNNINGHAM II, GREGORY S 1 65.2% +32.0%
KWONG, CHO YIU 1 32.1% +4.7%

Hard Cases (22)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
17574460 SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION PHAN, NICHOLAS K 38d overdue
18155941 SYSTEMS AND METHODS FOR AUTHENTICATING ELECTRONIC TRANSACTIONS AT VIRTUAL REALITY DEVICES USING MOBILE APP PAYMENT ACCOUNT(S) EKECHUKWU, CHINEDU U 28d overdue
17562820 SYSTEMS AND METHODS FOR COMPUTING AND APPLYING CONSUMER VALUE SCORES TO ELECTRONIC TRANSACTIONS ANSARI, AZAM A 8d overdue
18631355 SYSTEMS AND METHODS FOR SECURE AUTHENTICATION OF A DEVICE DURING A SERVICE KWONG, CHO YIU 3d overdue
17934678 SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MACHINE LEARNING NEWLON, WILLIAM D 2d overdue
18343943 SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTIONS ACROSS MULTIPLE ACQUIRER PROCESSORS MALKOWSKI, MARK A 28d
18054330 SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION PHAN, NICHOLAS K 28d
18670802 SYSTEMS AND METHODS FOR PERFORMING PAYMENT TRANSACTIONS USING INDICIA-BASED ASSOCIATIONS BETWEEN USER INTERFACES CUNNINGHAM II, GREGORY S 50d

Interview Candidates (14)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
17574460 SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION PHAN, NICHOLAS K 38d overdue
18496289 METHODS AND SYSTEMS FOR DYNAMIC ROUTING OF ELECTRONIC TRANSACTION MESSAGES WHILE MAINTAINING TOKEN COMPATIBILITY HUANG, JAY 29d overdue
18054330 SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION PHAN, NICHOLAS K 28d
18670802 SYSTEMS AND METHODS FOR PERFORMING PAYMENT TRANSACTIONS USING INDICIA-BASED ASSOCIATIONS BETWEEN USER INTERFACES CUNNINGHAM II, GREGORY S 50d
19246384 SYSTEMS AND METHODS FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCES BUNKER, WILLIAM B
19029918 SYSTEMS AND METHODS FOR CLOUD-BASED MANAGEMENT OF PAYMENT DEVICES SALMAN, AVIA ABDULSATTAR
19015016 SYSTEMS AND METHODS FOR EMBEDDED SERVICES PLATFORM MAYE, AYUB A
18985352 METHODS AND SYSTEMS FOR SECURELY FACILITATING CROSS-PLATFORM TOKEN COMPATIBILITY VIA MULTI-TOKENIZATION LEE, CLAY C

Top Art Units

Art UnitApps
3699 5
3693 3
3619 3
3697 2
3694 2
3696 2
3691 1
2436 1
3624 1
3692 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19246384 SYSTEMS AND METHODS FOR USING SHARED DATABASES FOR MANAGING SUPPLEMENTAL PAYMENT SOURCES BUNKER, WILLIAM B 3691 §101§103 Non-Final OA Pending Jun 23, 2025
19029918 SYSTEMS AND METHODS FOR CLOUD-BASED MANAGEMENT OF PAYMENT DEVICES SALMAN, AVIA ABDULSATTAR §101§103 Non-Final OA Pending Jan 17, 2025
19015016 SYSTEMS AND METHODS FOR EMBEDDED SERVICES PLATFORM MAYE, AYUB A 2436 §103 Non-Final OA Pending Jan 09, 2025
18985352 METHODS AND SYSTEMS FOR SECURELY FACILITATING CROSS-PLATFORM TOKEN COMPATIBILITY VIA MULTI-TOKENIZATION LEE, CLAY C 3699 §101§103 Final Rejection Pending Dec 18, 2024
18926943 SYSTEMS AND METHODS FOR IMPORTING A BATCH OF RECEIVER ACCOUNTS ONTO AN APPLICATION PLATFORM OF A REAL-TIME PAYMENT NETWORK KAZIMI, HANI M §101 Non-Final OA Pending Oct 25, 2024
18923865 METHODS AND SYSTEMS FOR GENERATING A UNIQUE SIGNATURE BASED ON USER DEVICE MOVEMENTS IN A THREE-DIMENSIONAL SPACE NILFOROUSH, MOHAMMAD A 3697 §101§103§112 Non-Final OA Pending Oct 23, 2024
18670802 SYSTEMS AND METHODS FOR PERFORMING PAYMENT TRANSACTIONS USING INDICIA-BASED ASSOCIATIONS BETWEEN USER INTERFACES CUNNINGHAM II, GREGORY S 3694 §101§103 Non-Final OA 50d Pending May 22, 2024
18631355 SYSTEMS AND METHODS FOR SECURE AUTHENTICATION OF A DEVICE DURING A SERVICE KWONG, CHO YIU 3693 §101§103 Final Rejection 3d overdue Pending Apr 10, 2024
18497295 SYSTEMS AND METHODS FOR DETERMINING CORRELATIVE ANALYTICS FOR ONLINE AND OFFLINE ELECTRONIC TRANSACTION EVENTS MANSFIELD, THOMAS L 3624 §101 Final Rejection Pending Oct 30, 2023
18496289 METHODS AND SYSTEMS FOR DYNAMIC ROUTING OF ELECTRONIC TRANSACTION MESSAGES WHILE MAINTAINING TOKEN COMPATIBILITY HUANG, JAY 3619 §103 Final Rejection 29d overdue Pending Oct 27, 2023
18488233 SYSTEMS AND METHODS FOR DATA SECURITY HUANG, JAY 3619 §103§112 Non-Final OA Pending Oct 17, 2023
18343943 SYSTEMS AND METHODS FOR OPTIMIZED ROUTING OF ELECTRONIC TRANSACTIONS ACROSS MULTIPLE ACQUIRER PROCESSORS MALKOWSKI, MARK A 3696 §101§112 Non-Final OA 28d Pending Jun 29, 2023
18322229 SYSTEMS AND METHODS FOR SUBSTITUTE LOW-VALUE TOKENS IN SECURE NETWORK TRANSACTIONS NILFOROUSH, MOHAMMAD A 3697 §101 Final Rejection Pending May 23, 2023
18180271 SYSTEMS AND METHODS FOR EXECUTING ELECTRONIC TRANSACTIONS AND TOKENIZATIONS WITH DISTRIBUTED SETTLEMENT PLATFORM PHAN, NICHOLAS K 3699 §101 Non-Final OA Pending Mar 08, 2023
18167439 SYSTEMS AND METHODS FOR DATA AGGREGATION FOR TRANSACTION SETTLEMENT USING MACHINE LEARNING JAMES, GREGORY MARK 3692 §101 Non-Final OA Pending Feb 10, 2023
18155941 SYSTEMS AND METHODS FOR AUTHENTICATING ELECTRONIC TRANSACTIONS AT VIRTUAL REALITY DEVICES USING MOBILE APP PAYMENT ACCOUNT(S) EKECHUKWU, CHINEDU U 3695 §101§103 Non-Final OA 28d overdue Pending Jan 18, 2023
18054330 SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION PHAN, NICHOLAS K 3699 §101 Non-Final OA 28d Pending Nov 10, 2022
17936480 SYSTEMS AND METHODS FOR AUTOMATED FRAUD DETECTION AND ANALYTICS USING AGGREGATED PAYMENT VEHICLES AND DEVICES DUCK, BRANDON M 3693 §101 Non-Final OA Pending Sep 29, 2022
17934678 SYSTEMS AND METHODS FOR OPTIMIZING TRANSACTION CONVERSION RATE USING MACHINE LEARNING NEWLON, WILLIAM D 3696 §101 Final Rejection 2d overdue Pending Sep 23, 2022
17746803 SYSTEMS AND METHODS FOR SECURE ONLINE TRANSACTION HUANG, JAY 3619 §103 Final Rejection Pending May 17, 2022
17732877 SYSTEMS AND METHODS FOR PERSONALIZED DINING AND INDIVIDUALIZED ORDERING BY ASSOCIATING ELECTRONIC DEVICE WITH DINING SESSION GOYEA, OLUSEGUN 3627 §112 Non-Final OA Pending Apr 29, 2022
17651132 SYSTEMS AND METHODS FOR CLOUD-BASED ASYNCHRONOUS COMMUNICATION KING, DAVIDA LEE 3699 §101§103 Non-Final OA Pending Feb 15, 2022
17574460 SYSTEMS AND METHODS FOR A CONTEXT-DRIVEN ELECTRONIC TRANSACTIONS FRAUD DETECTION PHAN, NICHOLAS K 3699 §101 Non-Final OA 38d overdue Pending Jan 12, 2022
17562820 SYSTEMS AND METHODS FOR COMPUTING AND APPLYING CONSUMER VALUE SCORES TO ELECTRONIC TRANSACTIONS ANSARI, AZAM A 3621 §101 Non-Final OA 8d overdue Pending Dec 27, 2021
16843495 FLEXIBLE ENGINE FOR PROCESSING STORED VALUE PAYMENT VEHICLES WARDEN, MICHAEL J 3694 §101 Non-Final OA Pending Apr 08, 2020
16781321 SYSTEMS AND METHODS FOR FRAUD PREVENTION IN ELECTRONIC TRANSACTIONS BY IDENTIFYING AND LINKING TRANSACTIONS BY UNIQUE IDENTIFIERS WONG, ERIC TAK WAI 3693 §101 Final Rejection Pending Feb 04, 2020

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