Prosecution Insights
Prosecution Insights
Technology areas: Networking & Security • Transportation, E-Commerce & Mechanical Systems
24 pending office actions • 1 client • 23 examiners • 19 art units • 0 of 24 (0%) have an AI response strategy ready • 38 patents granted in the last 365 days
Merchant & Gould manages a portfolio for WELLS FARGO totaling 552 career applications in the Transportation, E-Commerce & Mechanical Systems technology area. The firm has achieved a resolved allowance rate pct of 86.71 for this client. Prosecution for WELLS FARGO involves a consistent level of interaction with the patent office, as evidenced by the 4.66 avg office actions per allowance.
Currently, the firm is handling 24 pending office actions for WELLS FARGO. The 552 career applications demonstrate a long-term relationship and a deep familiarity with the client's technical needs in Transportation, E-Commerce & Mechanical Systems. While the 86.71 resolved allowance rate pct shows strong outcomes, the 4.66 avg office actions per allowance suggests that practitioners face a specific set of procedural challenges. These 24 pending office actions represent the current active phase of this intellectual property strategy.
Based on the USPTO statutory response window for each pending office action. 8 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 8 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 6 (25%) |
| §101 + other | 8 (33%) |
| §103 only | 8 (33%) |
| §112 only | 2 (8%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| HUDSON, MARLA LAVETTE | 2 | 55.5% | +23.6% |
| UDDIN, MD I | 1 | 77.1% | +73.7% |
| MASKULINSKI, MICHAEL C | 1 | 89.2% | +9.2% |
| KWONG, CHO YIU | 1 | 32.3% | +4.3% |
| LESNIEWSKI, VICTOR D | 1 | 58.5% | +55.3% |
| SCHMIDT, KARI L | 1 | 74.2% | +42.2% |
| SHAW, BRIAN F | 1 | 73.6% | +16.7% |
| HAIDER, FAWAAD | 1 | 50.2% | +25.3% |
| SUH, ANDREW | 1 | 79.7% | +39.5% |
| WONG, ERIC TAK WAI | 1 | 50.6% | +13.5% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18410684 | ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING | HUDSON, MARLA LAVETTE | 28d overdue |
| 18181848 | IDENTIFICATION OF SIMILAR PROCESSES IN ENTERPRISE | MISIASZEK, AMBER ALTSCHUL | 4d overdue |
| 18734451 | CREATING TRIP ROUTES FOR AUTONOMOUS VEHICLES | SMITH, ISAAC G | 14d |
| 18602830 | MANAGEMENT OF SOFTWARE DEPENDENCIES | MORSHED, HOSSAIN M | 23d |
| 18402988 | Document Review and Execution on Mobile Devices | MONAGHAN, MICHAEL J | 33d |
| 19344702 | DOCUMENT SET INTERROGATION TOOL | UDDIN, MD I | — |
| 19195110 | DATA PIPELINE VALIDATION | MASKULINSKI, MICHAEL C | — |
| 19098418 | LOAN REFINANCING AND/OR CONSOLIDATION TOOL | HUDSON, MARLA LAVETTE | — |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18410684 | ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING | HUDSON, MARLA LAVETTE | 28d overdue |
| 18738413 | IDENTIFICATION-BASED PAYMENT | WONG, ERIC TAK WAI | 13d |
| 19344702 | DOCUMENT SET INTERROGATION TOOL | UDDIN, MD I | — |
| 19098418 | LOAN REFINANCING AND/OR CONSOLIDATION TOOL | HUDSON, MARLA LAVETTE | — |
| 18934465 | DATA PIPELINE | LESNIEWSKI, VICTOR D | — |
| 18903472 | UMBRELLA USER CONTEXT DATABASE | SCHMIDT, KARI L | — |
| 18819592 | DATA FABRICATION | SHAW, BRIAN F | — |
| 18811258 | PAYMENT INDICATOR ON MOBILE DEVICE | HAIDER, FAWAAD | — |
| Client (Assignee) | Pending OAs |
|---|---|
| WELLS FARGO BANK, N.A. | 24 |
| Art Unit | Apps |
|---|---|
| 3693 | 2 |
| 2493 | 2 |
| 3629 | 2 |
| 2169 | 1 |
| 2439 | 1 |
| 2432 | 1 |
| 3627 | 1 |
| 3662 | 1 |
| 2455 | 1 |
| 2449 | 1 |
| App # | Title | Client | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|---|
| 19344702 | DOCUMENT SET INTERROGATION TOOL | Wells Fargo Bank, N.A. | UDDIN, MD I | 2169 | §101§102§103 | Non-Final OA | — | Pending | Sep 30, 2025 |
| 19195110 | DATA PIPELINE VALIDATION | Wells Fargo Bank, N.A. | MASKULINSKI, MICHAEL C | §101 | Non-Final OA | — | Pending | Apr 30, 2025 | |
| 19098418 | LOAN REFINANCING AND/OR CONSOLIDATION TOOL | Wells Fargo Bank, N.A. | HUDSON, MARLA LAVETTE | §101§103Other | Non-Final OA | — | Pending | Apr 02, 2025 | |
| 19001129 | CONTROLS FOR VULNERABLE ADULTS | Wells Fargo Bank, N.A. | KWONG, CHO YIU | 3693 | §101§103§112 | Final Rejection | — | Pending | Dec 24, 2024 |
| 18934465 | DATA PIPELINE | Wells Fargo Bank, N.A. | LESNIEWSKI, VICTOR D | 2493 | §103 | Non-Final OA | — | Pending | Nov 01, 2024 |
| 18903472 | UMBRELLA USER CONTEXT DATABASE | Wells Fargo Bank, N.A. | SCHMIDT, KARI L | 2439 | §103 | Non-Final OA | — | Pending | Oct 01, 2024 |
| 18819592 | DATA FABRICATION | Wells Fargo Bank, N.A. | SHAW, BRIAN F | 2432 | §103 | Non-Final OA | — | Pending | Aug 29, 2024 |
| 18811258 | PAYMENT INDICATOR ON MOBILE DEVICE | Wells Fargo Bank, N.A | HAIDER, FAWAAD | 3627 | §101 | Non-Final OA | — | Pending | Aug 21, 2024 |
| 18793179 | DATA SUBJECT REQUEST TIERING | Wells Fargo Bank, N.A. | SUH, ANDREW | 2493 | §103 | Non-Final OA | — | Pending | Aug 02, 2024 |
| 18738413 | IDENTIFICATION-BASED PAYMENT | Wells Fargo Bank, N.A. | WONG, ERIC TAK WAI | 3693 | §103 | Final Rejection | 13d | Pending | Jun 10, 2024 |
| 18734451 | CREATING TRIP ROUTES FOR AUTONOMOUS VEHICLES | Wells Fargo Bank, N.A. | SMITH, ISAAC G | 3662 | §101§103 | Final Rejection | 14d | Pending | Jun 05, 2024 |
| 18678974 | DATA INGESTION MANAGEMENT | Wells Fargo Bank, N.A. | VU, VIET D | 2455 | §103 | Non-Final OA | 34d | Pending | May 30, 2024 |
| 18664513 | EDGE COMPUTING WITH ARTIFICIAL INTELLIGENCE AND ADVANCED ANALYTICS | Wells Fargo Bank, N.A. | SRIVASTAVA, VIVEK | 2449 | §103 | Final Rejection | — | Pending | May 15, 2024 |
| 18662015 | CONTRACT ADVISOR | Wells Fargo Bank, N.A. | WASAFF, JOHN S. | 3629 | §101§103 | Final Rejection | — | Pending | May 13, 2024 |
| 18639264 | LIQUIDITY ASSESSMENT | Wells Fargo Bank, N.A. | FELTEN, DANIEL S | 3692 | §112 | Final Rejection | — | Pending | Apr 18, 2024 |
| 18630368 | RATE AND PAYMENT GUIDE | Wells Fargo Bank, N.A. | PATEL, DIVESH | 3600 | §101 | Final Rejection | — | Pending | Apr 09, 2024 |
| 18604168 | AUTOMATED POLICY MANAGEMENT | Wells Fargo Bank, N.A. | BOND, REED MADISON | 3624 | §101§103 | Non-Final OA | — | Pending | Mar 13, 2024 |
| 18604008 | THREAT MODELING AT SCALE | Wells Fargo Bank, N.A. | DAVIS, ZACHARY A | 2492 | §112 | Non-Final OA | 28d | Pending | Mar 13, 2024 |
| 18602830 | MANAGEMENT OF SOFTWARE DEPENDENCIES | Wells Fargo Bank, N.A. | MORSHED, HOSSAIN M | 2191 | §101§103 | Final Rejection | 23d | Pending | Mar 12, 2024 |
| 18410684 | ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING | Wells Fargo Bank, N.A. | HUDSON, MARLA LAVETTE | 3694 | §101 | Final Rejection | 28d overdue | Pending | Jan 11, 2024 |
| 18402988 | Document Review and Execution on Mobile Devices | Wells Fargo Bank, N.A. | MONAGHAN, MICHAEL J | 3629 | §101§103 | Final Rejection | 33d | Pending | Jan 03, 2024 |
| 18456777 | DATA MODEL DEVELOPMENT STANDARDIZATION | Wells Fargo Bank, N.A. | WENG, PEI YONG | 2141 | §103 | Non-Final OA | — | Pending | Aug 28, 2023 |
| 18181848 | IDENTIFICATION OF SIMILAR PROCESSES IN ENTERPRISE | Wells Fargo Bank, N.A. | MISIASZEK, AMBER ALTSCHUL | 3682 | §101 | Final Rejection | 4d overdue | Pending | Mar 10, 2023 |
| 17936897 | SOFTWARE APPLICATIONS FOR FINANCIAL EDUCATION | Wells Fargo Bank, N.A. | GRANT, MICHAEL CHRISTOPHER | 3715 | §101 | Final Rejection | — | Pending | Sep 30, 2022 |
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