Prosecution Insights
Last updated: April 19, 2026

Visa, Inc.

20 pending office actions • 1 client

Portfolio Summary

20
Total Pending OAs
9
Final Rejections
11
Non-Final OAs

Client Portfolio (1 client)

Client (Assignee)Pending OAs
VISA INTERNATIONAL SERVICE ASSOCIATION 20

Pending Office Actions

App #TitleClientExaminerArt UnitStatusFiled
18896066 Untitled VISA INTERNATIONAL SERVICE ASSOCIATION SHRESTHA, BIJENDRA K 3691 Non-Final OA
19117748 CARD WITH MAGNET ARRAY VISA INTERNATIONAL SERVICE ASSOCIATION MARSHALL, CHRISTLE I 2876 Non-Final OA Apr 02, 2025
19115996 ENTITY LINKING USING SUBGRAPH MATCHING VISA INTERNATIONAL SERVICE ASSOCIATION GORTAYO, DANGELINO N 2168 Non-Final OA Mar 27, 2025
19102914 TRANSACTION CODE ACCOUNT BASED PAYMENT SYSTEM VISA INTERNATIONAL SERVICE ASSOCIATION MALKOWSKI, MARK A 3696 Non-Final OA Feb 11, 2025
19034888 REAL-TIME RISK BASED PAYMENT DECISION SERVICE FOR TRANSIT SYSTEM VISA INTERNATIONAL SERVICE ASSOCIATION SHARON, AYAL I 3695 Non-Final OA Jan 23, 2025
18880629 TOKEN SERVICES FOR NON-FUNGIBLE TOKENS VISA INTERNATIONAL SERVICE ASSOCIATION DING, CHUNLING 3699 Non-Final OA Jan 02, 2025
18984259 ACCESS DATA CLASSIFICATION SYSTEM VISA INTERNATIONAL SERVICE ASSOCIATION ASPINWALL, EVAN S 2152 Non-Final OA Dec 17, 2024
18935956 CROSS-BORDER QUICK RESPONSE (QR) PAYMENT FLOW FOR ENCRYPTED PRIMARY ACCOUNT NUMBER (PAN) PAYMENT FLOW VISA INTERNATIONAL SERVICE ASSOCIATION CASTILHO, EDUARDO D 3698 Final Rejection Nov 04, 2024
18906586 OPTIMIZED PRIVATE BIOMETRIC MATCHING VISA INTERNATIONAL SERVICE ASSOCIATION FARROW, FELICIA 2437 Non-Final OA Oct 04, 2024
18787852 SECURE CARD VISA INTERNATIONAL SERVICE ASSOCIATION MAI, THIEN T 2876 Non-Final OA Jul 29, 2024
18623147 SYSTEMS AND METHODS FOR DISPLAYING USER-CREATED INFORMATION ON A PAYMENT DEVICE TO ASSIST A USER IN SELECTING A PAYMENT DEVICE FOR USE IN A TRANSACTION VISA INTERNATIONAL SERVICE ASSOCIATION PINSKY, DOUGLAS W 3626 Final Rejection Apr 01, 2024
18438437 MOBILE MERCHANT PAYMENT SYSTEM VISA INTERNATIONAL SERVICE ASSOCIATION SIMPSON, DIONE N 3628 Non-Final OA Feb 10, 2024
18430504 SECURE COMMUNICATION OF SENSITIVE INFORMATION TO VISUALLY IMPAIRED DEVICE USERS VISA INTERNATIONAL SERVICE ASSOCIATION MAAZOUZ, GHIZLANE 2499 Final Rejection Feb 01, 2024
18544527 PRIORITIZATION AND APPROVAL AUTOMATIONS FOR EFFECTIVE USER ACCESS RIGHTS MANAGEMENT VISA INTERNATIONAL SERVICE ASSOCIATION NGUYEN, DUSTIN 2446 Final Rejection Dec 19, 2023
18474729 MULTILAYER IDENTITY TRANSACTION CONTROL AND VERIFICATION FOR E-COMMERCE TRANSACTIONS VISA INTERNATIONAL SERVICE ASSOCIATION CUNNINGHAM II, GREGORY S 3694 Final Rejection Sep 26, 2023
18359628 SYSTEM TO PREVENT FRAUDS AND AUTHENTICATE USERS FOR THIRD PARTY APPLICATIONS WHILE TOKEN PROCESSING VISA INTERNATIONAL SERVICE ASSOCIATION ZELASKIEWICZ, CHRYSTINA E 3699 Final Rejection Jul 26, 2023
18347421 SYSTEM AND METHOD FOR REDUCING CROSS-CURRENCY TRANSACTIONS VISA INTERNATIONAL SERVICE ASSOCIATION DUCK, BRANDON M 3693 Final Rejection Jul 05, 2023
18319219 PRIVACY PROTECTED CONSUMERS IDENTITY FOR CENTRALIZED P2P NETWORK SERVICES VISA INTERNATIONAL SERVICE ASSOCIATION IDIAKE, VINCENT I 3698 Final Rejection May 17, 2023
18298945 METHODS AND SYSTEMS FOR SECURE TRANSFER OF PAYMENT PLANS VISA INTERNATIONAL SERVICE ASSOCIATION SHARVIN, DAVID P 3692 Final Rejection Apr 11, 2023
18185444 ACCELERATED ADVERSARIAL TRAINING FOR LARGE-SCALE SOURCE CODE DATASETS VIA FEATURE-SPACE TRANSFORMATION VISA INTERNATIONAL SERVICE ASSOCIATION DEVORE, CHRISTOPHER DILLON 2129 Non-Final OA Mar 17, 2023

Managing Visa, Inc.'s Patent Prosecution?

IP Author helps law firms respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.

Start Free Trial

Sign in with your work email

Enter your email to receive a magic link. No password needed.

Personal email addresses (Gmail, Yahoo, etc.) are not accepted.

Free tier: 3 strategy analyses per month