Prosecution Insights
Last updated: October 04, 2026

Shenzhen Financial Technology Institute (Financial Technology Institute Pbc)

Technology area: Transportation, E-Commerce & Mechanical Systems

4 pending office actions • 3 art units • 4 examiners • 0 of 4 (0%) have an AI response strategy ready

Analysis

Shenzhen Financial Technology Institute (Financial Technology Institute Pbc) has 4 pending office actions in the Transportation, E-Commerce & Mechanical Systems technology area. These 4 actions are handled by 4 distinct examiners across 3 distinct art units. This indicates that each examiner is responsible for exactly a case, resulting in a completely dispersed workload among the assigned officials. The use of 3 distinct art units for the 4 pending actions suggests that the institute's filings are spread across several specialized groups.

The busiest examiner is DANG, CHRISTINE, who manages 1 pending office action. This matches the workload of the other distinct examiners involved. With the 3 distinct art units for the 4 pending actions, the company's financial technology innovations touch on multiple technical classifications. Practitioners must navigate the specific requirements of the different administrative units. Since no examiner handles more than a case, the prosecution strategy must be tailored to the individual perspectives of the 4 distinct examiners. The busiest examiner is responsible for 1 pending office action.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

4
Total Pending OAs
1
Non-Final OAs
1
Final Rejections
2
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 1 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

0
Overdue
1
Due this week
0
Due this month
0
Due in next 60 days
0
Due later

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

4
Hard (100%)
0
Medium (0%)
0
Easy (0%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 + other4 (100%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
0
Information Tech
0% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
4
Mechanical / Eng
100% of docket
0
Business / Other
0% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

40 h
Manual time on pending OAs
8 h
Time saved (low, 20%)
14 h
Time saved (mid, 35%)
0.3 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
DANG, CHRISTINE 1 50.0% +51.1%
EKECHUKWU, CHINEDU U 1 1.9% +1.1%
CHISM, STEVEN R 1 30.8% +42.3%
HASBROUCK, MERRITT J 1 9.8% +7.0%

Hard Cases (4)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 4 ordered by deadline are shown.

App #TitleExaminerDue in
19100572 Settlement Method and Apparatus Based on Digital Currency Wallet System, and Wallet System EKECHUKWU, CHINEDU U 7d
19342723 TRANSACTION PROCESSING METHOD, APPARATUS, DEVICE AND STORAGE MEDIUM DANG, CHRISTINE —
18992735 Digital Currency-Based Prepayment Fund Management Method, Apparatus and System CHISM, STEVEN R —
18834439 Digital Currency Transaction Method and System, and Digital Currency Card Application Apparatus HASBROUCK, MERRITT J —

Interview Candidates (2)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 2 ordered by deadline are shown.

App #TitleExaminerDue in
19342723 TRANSACTION PROCESSING METHOD, APPARATUS, DEVICE AND STORAGE MEDIUM DANG, CHRISTINE —
18992735 Digital Currency-Based Prepayment Fund Management Method, Apparatus and System CHISM, STEVEN R —

Top Art Units

Art UnitApps
3695 2
3698 1
3692 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19342723 TRANSACTION PROCESSING METHOD, APPARATUS, DEVICE AND STORAGE MEDIUM DANG, CHRISTINE 3698 §101§103 Final Rejection — Pending Sep 29, 2025
19100572 Settlement Method and Apparatus Based on Digital Currency Wallet System, and Wallet System EKECHUKWU, CHINEDU U 3695 §101§103 Non-Final OA 7d Pending Feb 02, 2025
18992735 Digital Currency-Based Prepayment Fund Management Method, Apparatus and System CHISM, STEVEN R 3692 §101§112 Non-Final OA — Pending Jan 09, 2025
18834439 Digital Currency Transaction Method and System, and Digital Currency Card Application Apparatus HASBROUCK, MERRITT J 3695 §101§103 Non-Final OA — Pending Jul 30, 2024

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