Prosecution Insights
Last updated: October 02, 2026

Stripe Inc.

Technology areas: Computing & Software • Transportation, E-Commerce & Mechanical Systems

34 pending office actions • 21 art units • 33 examiners • 0 of 34 (0%) have an AI response strategy ready • 74 patents granted in the last 365 days

Analysis

Stripe Inc. maintains a company patent portfolio featuring 33 pending office actions. These matters are primarily situated within the Transportation, E-Commerce & Mechanical Systems technology area. The portfolio's breadth is evidenced by the involvement of 20 distinct art units and 32 distinct examiners, indicating a diverse range of technical subject matter.

Among the active examiners, SCOTT, RANDY A is identified as the busiest examiner. This individual is currently managing 2 pending office actions. This relatively low concentration of work with the busiest examiner suggests that the 33 pending office actions are distributed broadly across the 32 distinct examiners.

For patent practitioners, the high ratio of 32 distinct examiners to 33 pending office actions implies that almost every pending matter is being handled by a different individual. This distribution requires a tailored strategy for each application rather than a centralized approach. The presence of 20 distinct art units further highlights the complexity of navigating the Transportation, E-Commerce & Mechanical Systems landscape for this specific portfolio.

Written from this page's own data; every figure is computed from USPTO records and verified before publication.

Portfolio Summary

34
Total Pending OAs
14
Non-Final OAs
19
Final Rejections
1
Advisory / Quayle

Response Deadline Pressure

Based on the USPTO statutory response window for each pending office action. 12 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.

3
Overdue
0
Due this week
8
Due this month
1
Due in next 60 days
0
Due later

Deadline Fire Line

Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 12 of the docket's apps have a known mailing date.

-30dToday30d60d90d120d
Overdue (3)Due ≤ 30 days (8)Due ≤ 60 days (1)

Case Difficulty Mix

Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.

18
Hard (53%)
14
Medium (41%)
2
Easy (6%)
0
Unknown (0%)

Rejection Statute Mix

BucketCases
§101 only7 (21%)
§101 + other8 (24%)
§103 only14 (41%)
§112 only1 (3%)
Double-patenting only1 (3%)
Multi-statute (no §101)3 (9%)

Industry Mix

How the docket's pending cases split across USPTO tech-center bands.

0
Life Sciences
0% of docket
11
Information Tech
32% of docket
0
Communications
0% of docket
0
Semiconductors
0% of docket
16
Mechanical / Eng
47% of docket
7
Business / Other
21% of docket

Time-on-OA Estimate

Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.

340 h
Manual time on pending OAs
68 h
Time saved (low, 20%)
119 h
Time saved (mid, 35%)
3.0 wks
FTE-weeks freed (mid)

Top Examiners on this docket

ExaminerApps on this docketAllow rateInterview lift
SCOTT, RANDY A 2 84.7% -1.4%
KHATRI, NILESH B 1 61.7% +24.2%
SYED, FARHAN M 1 75.1% +23.1%
LU, KUEN S 1 85.4% +15.1%
RIVERA, ANIBAL 1 90.9% +11.9%
DAO, THUY CHAN 1 88.3% +11.8%
LOZA, JANICE JOMARIE 1 13.3% +40.0%
VU, PHY ANH TRAN 1 71.4% +69.3%
WERNER, MARSHALL L 1 66.1% +40.7%
WORJLOH, JALATEE 1 64.8% +36.9%

Quick Wins (3)

Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 3 ordered by deadline are shown.

App #TitleExaminerDue in
19071218 SYSTEMS AND METHODS FOR ZERO DOWNTIME DISTRIBUTED SEARCH SYSTEM UPDATES LU, KUEN S —
19034483 DATA MANAGEMENT USING SECURE BROWSERS SCOTT, RANDY A —
18756071 SECURE TOKEN DRIVEN CONDITIONAL ROUTING OF PROCEEDS SCOTT, RANDY A —

Hard Cases (18)

Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
18521983 CONFIGURABLE TRIGGER-BASED EVENT PROCESSING LIU, I JUNG 4d overdue
17985732 FRAUD DETECTION USING REAL-TIME AND BATCH FEATURES BUI, TOAN D. 8d
18540639 TOOLS FOR ACCOUNT MANAGEMENT OJIAKU, CHIKAODINAKA 14d
18526702 TECHNIQUES FOR HANDLING TRANSACTION-RELATED DATA ABDULLAEV, AMANULLA 22d
18732081 CUSTOMIZED PRODUCT BUNDLES SANTIAGO-MERCED, FRANCIS Z 23d
18533064 TRANSACTION RISK RULES ENGINE ANDERSON, SCOTT C 23d
18805416 MULTI-SURFACE APPLICATIONS RIVERA, ANIBAL —
18799992 WORKFLOWS DAO, THUY CHAN —

Interview Candidates (9)

Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.

App #TitleExaminerDue in
19076579 METHODS AND SYSTEMS FOR AUTHORIZATION RATE GRADUAL DEGRADATION DETECTION SYED, FARHAN M 35d overdue
18679363 SYSTEMS AND METHODS FOR CONTROLLING ACCESS TO DATA ON ELECTRONIC DOCUMENTS USING VAULTLESS TOKENIZATION VU, PHY ANH TRAN 27d
19401263 OFFLINE MODE FOR DISTRIBUTION OF ENCRYPTION KEYS KHATRI, NILESH B —
19071218 SYSTEMS AND METHODS FOR ZERO DOWNTIME DISTRIBUTED SEARCH SYSTEM UPDATES LU, KUEN S —
18805416 MULTI-SURFACE APPLICATIONS RIVERA, ANIBAL —
18799992 WORKFLOWS DAO, THUY CHAN —
18761204 MACHINE-LEARNING BASED SECURITY EVENT DETECTION LOZA, JANICE JOMARIE —
18664202 SHARED LEARNING ACROSS SEPARATE ENTITIES WITH PRIVATE DATA FEATURES WERNER, MARSHALL L —

Top Art Units

Art UnitApps
2196 3
2439 2
3698 2
2438 2
3697 2
3699 1
2161 1
3696 1
3695 1
3689 1

Pending Office Actions

App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19401263 OFFLINE MODE FOR DISTRIBUTION OF ENCRYPTION KEYS KHATRI, NILESH B 3699 §112 Non-Final OA — Pending Nov 25, 2025
19076579 METHODS AND SYSTEMS FOR AUTHORIZATION RATE GRADUAL DEGRADATION DETECTION SYED, FARHAN M 2161 §103 Final Rejection 35d overdue Pending Mar 11, 2025
19071218 SYSTEMS AND METHODS FOR ZERO DOWNTIME DISTRIBUTED SEARCH SYSTEM UPDATES LU, KUEN S — §103Other Final Rejection — Pending Mar 05, 2025
19034483 DATA MANAGEMENT USING SECURE BROWSERS SCOTT, RANDY A 2439 §103 Final Rejection — Pending Jan 22, 2025
18805416 MULTI-SURFACE APPLICATIONS RIVERA, ANIBAL — §103§112Other Non-Final OA — Pending Aug 14, 2024
18799992 WORKFLOWS DAO, THUY CHAN — §102§103 Non-Final OA — Pending Aug 09, 2024
18761204 MACHINE-LEARNING BASED SECURITY EVENT DETECTION LOZA, JANICE JOMARIE 3698 §101§103§112 Final Rejection — Pending Jul 01, 2024
18679363 SYSTEMS AND METHODS FOR CONTROLLING ACCESS TO DATA ON ELECTRONIC DOCUMENTS USING VAULTLESS TOKENIZATION VU, PHY ANH TRAN 2438 §103 Final Rejection 27d Pending May 30, 2024
18664202 SHARED LEARNING ACROSS SEPARATE ENTITIES WITH PRIVATE DATA FEATURES WERNER, MARSHALL L — DP Non-Final OA — Pending May 14, 2024
18578637 SYSTEM AND METHOD FOR PERSONAL IDENTIFICATION NUMBER ENTRY IN A COMMERCIAL OFF THE SHELF COMMUNICATION DEVICE WORJLOH, JALATEE 3697 §101 Non-Final OA — Pending Jan 11, 2024
18540639 TOOLS FOR ACCOUNT MANAGEMENT OJIAKU, CHIKAODINAKA 3696 §101 Final Rejection 14d Pending Dec 14, 2023
18521983 CONFIGURABLE TRIGGER-BASED EVENT PROCESSING LIU, I JUNG 3695 §101§112 Final Rejection 4d overdue Pending Nov 28, 2023
18214208 SYSTEMS AND METHODS FOR IMPROVED DATA ACCESS IN A DISTRIBUTED DATA STORAGE SYSTEM CHEN, ZHI 2196 §103 Non-Final OA — Pending Jun 26, 2023
18108379 BLOCKCHAIN-BASED SUBSCRIPTION MODEL IDIAKE, VINCENT I 3698 §103 Non-Final OA 33d Pending Feb 10, 2023
17689738 EVENT-DRIVEN ARCHITECTURE FOR SCHEDULING ELECTRONIC TRANSFERS WEINER, ARIELLE E 3689 §101 Non-Final OA — Pending Mar 08, 2022
18988707 SERVICE-AGNOSTIC POLICY ENFORCEMENT CONTROL ENGINE QAYYUM, ZESHAN 3697 §101§112 Final Rejection — Pending Dec 19, 2024
18972115 Techniques for Generating Structured Data from Unstructured Data LY, CHEYNE D 2163 §103 Non-Final OA — Pending Dec 06, 2024
18970697 UNAUTHORIZED EVENT DETECTION USING AN APPLICATION PROGRAMMING INTERFACE (API) SHAIKH, MOHAMMAD Z 3694 §101 Final Rejection — Pending Dec 05, 2024
18893826 SYSTEMS AND METHODS FOR A COMMERCE PLATFORM COORDINATING TRANSACTIONS WITHIN THIRD PARTY APPLICATIONS SMITH, LINDSEY B 3688 §103 Final Rejection — Pending Sep 23, 2024
18756071 SECURE TOKEN DRIVEN CONDITIONAL ROUTING OF PROCEEDS SCOTT, RANDY A 2439 §103 Non-Final OA — Pending Jun 27, 2024
18750799 METHODS AND SYSTEMS TO VERIFY ENTITY STATE-QUANTITY VALUES FOR ASYNCHRONOUS OPERATIONS TONG, JUSTIN CHE-CHUN 2196 §102§103§112 Non-Final OA — Pending Jun 21, 2024
18734951 SYSTEMS AND METHODS FOR USER CLASSIFICATION USING MACHINE LEARNING CASANOVA, JORGE A — §101§112 Non-Final OA — Pending Jun 05, 2024
18732081 CUSTOMIZED PRODUCT BUNDLES SANTIAGO-MERCED, FRANCIS Z 3625 §101§103 Final Rejection 23d Pending Jun 03, 2024
18732251 AUTOMATED SELF-SUPERVISED MACHINE LEARNING SERVICES THROUGH UNIFIED MACHINE LEARNING ENABLERS WENG, PEI YONG — §101§103 Non-Final OA — Pending Jun 03, 2024
18667768 SYSTEMS AND METHODS FOR PROVIDING AUTHENTICATION TO A PLURALITY OF DEVICES LYNCH, SHARON S 2438 §103 Final Rejection 28d Pending May 17, 2024
18647229 SYSTEMS AND METHODS FOR SIMULATING RANGE QUERIES IN A KEY/VALUE STORE CHEUNG, HUBERT G 2152 §103 Final Rejection 27d Pending Apr 26, 2024
18533064 TRANSACTION RISK RULES ENGINE ANDERSON, SCOTT C 3691 §101 Final Rejection 23d Pending Dec 07, 2023
18526702 TECHNIQUES FOR HANDLING TRANSACTION-RELATED DATA ABDULLAEV, AMANULLA 3692 §101§103 Final Rejection 22d Pending Dec 01, 2023
18388403 STORING LEARNED EMBEDDINGS OF SEQUENCE STATES BECK, LERON — §103 Non-Final OA — Pending Nov 09, 2023
18094229 CONTROLLING ACCESS TO DATA IN A CLOUD-BASED SOFTWARE PLATFORM BASED ON DATA SCHEMAS CATTUNGAL, DEREENA T 2431 §103 Final Rejection — Pending Jan 06, 2023
18086387 SYSTEMS AND METHODS FOR MERCHANT LEVEL FRAUD DETECTION BASED IN PART ON MERCHANT COHORT CLUSTERING SENSENIG, SHAUN D 3629 §101Other Non-Final OA — Pending Dec 21, 2022
18086394 SYSTEMS AND METHODS FOR MERCHANT LEVEL FRAUD DETECTION USING AN ENSEMBLE OF MACHINE LEARNING MODELS TRUONG, BENJAMIN LY 3626 §101§103 Final Rejection — Pending Dec 21, 2022
17990514 SYSTEMS AND METHODS FOR A REMOTEBUILD STORAGE VOLUME KIM, SISLEY NAHYUN 2196 §103 Final Rejection 292d overdue Pending Nov 18, 2022
17985732 FRAUD DETECTION USING REAL-TIME AND BATCH FEATURES BUI, TOAN D. 3693 §101 Final Rejection 8d Pending Nov 11, 2022

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