Prosecution Insights
Prosecution Insights
13 pending office actions • 1 client • 11 examiners • 5 art units • 0 of 13 (0%) have an AI response strategy ready • 3 patents granted in the last 365 days
Based on the USPTO statutory response window for each pending office action. 13 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 13 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 9 (69%) |
| §103 only | 3 (23%) |
| §112 only | 1 (8%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| CAMPEN, KELLY SCAGGS | 2 | 50.7% | +31.9% |
| MALKOWSKI, MARK A | 2 | 47.0% | +9.1% |
| SHAH, BHAVIN D | 1 | 40.6% | +21.9% |
| POINVIL, FRANTZY | 1 | 79.2% | +15.8% |
| RANKINS, WILLIAM E | 1 | 57.7% | +8.4% |
| PROIOS, GEORGE N | 1 | 55.0% | +36.1% |
| KANERVO, VIRPI H | 1 | 47.6% | +47.8% |
| WEINER, ARIELLE E | 1 | 43.3% | +53.0% |
| MUSTAFA, MOHAMMED H | 1 | 35.6% | +31.3% |
| AKINTOLA, OLABODE | 1 | 50.3% | +8.9% |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 17546292 | System, Method and Apparatus for Providing Improved Electronic Disclosure of Credit Terms | AKINTOLA, OLABODE | 30d overdue |
| 17828507 | METHOD AND APPARATUS FOR FACILITATING AN AGGREGATED MARKETPLACE FOR PROVIDING FINANCING OFFERS IN AN ONLINE COMMERCIAL ECOSYSTEM | MALKOWSKI, MARK A | 17d overdue |
| 17401938 | System, Method and Apparatus for Making Credit Decisions at a User-Level | MALKOWSKI, MARK A | 9d overdue |
| 18197873 | TOOLS FOR PURCHASING TRANSACTIONS | PROIOS, GEORGE N | 23d |
| 17950527 | SYSTEM, METHOD AND APPARATUS FOR OPTIMIZATION OF FINANCING PROGRAMS | MUSTAFA, MOHAMMED H | 23d |
| 18827743 | REFINANCING TOOLS FOR PURCHASING TRANSACTIONS | POINVIL, FRANTZY | 27d |
| 18615278 | METHOD AND APPARATUS FOR DEFINING A DISTRIBUTED PAYMENT SYSTEM | CAMPEN, KELLY SCAGGS | 28d |
| 18891122 | METHOD AND APPARATUS FOR ANALYZING UNSTRUCTURED DATA TO CONDITION SIGNALS FOR FACILITATING PROVISION OF MERCHANT LOSS PREVENTION | SHAH, BHAVIN D | 29d |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18111637 | SYSTEM, METHOD AND APPARATUS FOR FASTER ACH TRANSFER PROCESSING | KANERVO, VIRPI H | 42d overdue |
| 18197873 | TOOLS FOR PURCHASING TRANSACTIONS | PROIOS, GEORGE N | 23d |
| 17950527 | SYSTEM, METHOD AND APPARATUS FOR OPTIMIZATION OF FINANCING PROGRAMS | MUSTAFA, MOHAMMED H | 23d |
| 18827743 | REFINANCING TOOLS FOR PURCHASING TRANSACTIONS | POINVIL, FRANTZY | 27d |
| 18623492 | SYSTEM, METHOD AND APPARATUS FOR PROVIDING USER CONTROLLED REPAYMENT | CAMPEN, KELLY SCAGGS | 28d |
| 18615278 | METHOD AND APPARATUS FOR DEFINING A DISTRIBUTED PAYMENT SYSTEM | CAMPEN, KELLY SCAGGS | 28d |
| 18891122 | METHOD AND APPARATUS FOR ANALYZING UNSTRUCTURED DATA TO CONDITION SIGNALS FOR FACILITATING PROVISION OF MERCHANT LOSS PREVENTION | SHAH, BHAVIN D | 29d |
| 17958641 | INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE | WEINER, ARIELLE E | 54d |
| Client (Assignee) | Pending OAs |
|---|---|
| Affirm | 13 |
| Art Unit | Apps |
|---|---|
| 3694 | 4 |
| 3691 | 4 |
| 3693 | 2 |
| 3696 | 2 |
| 3689 | 1 |
| App # | Title | Client | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|---|
| 18891122 | METHOD AND APPARATUS FOR ANALYZING UNSTRUCTURED DATA TO CONDITION SIGNALS FOR FACILITATING PROVISION OF MERCHANT LOSS PREVENTION | Affirm, Inc. | SHAH, BHAVIN D | 3694 | §101 | Final Rejection | 29d | Pending | Sep 20, 2024 |
| 18827743 | REFINANCING TOOLS FOR PURCHASING TRANSACTIONS | Affirm, Inc. | POINVIL, FRANTZY | 3693 | §101 | Final Rejection | 27d | Pending | Sep 07, 2024 |
| 18807839 | SYSTEM, METHOD AND APPARATUS FOR EMPLOYING MACHINE LEARNING TO PREVENT OVERDRAFT FEES | Affirm, Inc. | RANKINS, WILLIAM E | 3694 | §112 | Final Rejection | 29d | Pending | Aug 16, 2024 |
| 18623492 | SYSTEM, METHOD AND APPARATUS FOR PROVIDING USER CONTROLLED REPAYMENT | Affirm, Inc. | CAMPEN, KELLY SCAGGS | 3691 | §103 | Non-Final OA | 28d | Pending | Apr 01, 2024 |
| 18615278 | METHOD AND APPARATUS FOR DEFINING A DISTRIBUTED PAYMENT SYSTEM | Affirm, Inc. | CAMPEN, KELLY SCAGGS | 3691 | §101 | Non-Final OA | 28d | Pending | Mar 25, 2024 |
| 18197873 | TOOLS FOR PURCHASING TRANSACTIONS | Affirm, Inc. | PROIOS, GEORGE N | 3694 | §101 | Non-Final OA | 23d | Pending | May 16, 2023 |
| 18111637 | SYSTEM, METHOD AND APPARATUS FOR FASTER ACH TRANSFER PROCESSING | Affirm, Inc. | KANERVO, VIRPI H | 3691 | §103 | Final Rejection | 42d overdue | Pending | Feb 20, 2023 |
| 17958641 | INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE | Affirm, Inc. | WEINER, ARIELLE E | 3689 | §103 | Non-Final OA | 54d | Pending | Oct 03, 2022 |
| 17950527 | SYSTEM, METHOD AND APPARATUS FOR OPTIMIZATION OF FINANCING PROGRAMS | Affirm, Inc. | MUSTAFA, MOHAMMED H | 3693 | §101 | Final Rejection | 23d | Pending | Sep 22, 2022 |
| 17828507 | METHOD AND APPARATUS FOR FACILITATING AN AGGREGATED MARKETPLACE FOR PROVIDING FINANCING OFFERS IN AN ONLINE COMMERCIAL ECOSYSTEM | Affirm, Inc. | MALKOWSKI, MARK A | 3696 | §101 | Final Rejection | 17d overdue | Pending | May 31, 2022 |
| 17546292 | System, Method and Apparatus for Providing Improved Electronic Disclosure of Credit Terms | Affirm, Inc. | AKINTOLA, OLABODE | 3691 | §101 | Final Rejection | 30d overdue | Pending | Dec 09, 2021 |
| 17401938 | System, Method and Apparatus for Making Credit Decisions at a User-Level | Affirm, Inc. | MALKOWSKI, MARK A | 3696 | §101 | Final Rejection | 9d overdue | Pending | Aug 13, 2021 |
| 17355725 | System, Method and Apparatus for Modeling Loan Transitions | Affirm, Inc. | PARK, YONG S | 3694 | §101 | Final Rejection | 34d | Pending | Jun 23, 2021 |
IP Author helps law firms respond to office actions faster with AI-generated responses, examiner analytics, and prosecution intelligence.
Start Free Trial