Prosecution Insights
Last updated: April 19, 2026

Burr & Forman LLP - Affirm

14 pending office actions • 1 client

Portfolio Summary

14
Total Pending OAs
11
Final Rejections
3
Non-Final OAs

Client Portfolio (1 client)

Client (Assignee)Pending OAs
Affirm, Inc. 14

Pending Office Actions

App #TitleClientExaminerArt UnitStatusFiled
18891122 METHOD AND APPARATUS FOR ANALYZING UNSTRUCTURED DATA TO CONDITION SIGNALS FOR FACILITATING PROVISION OF MERCHANT LOSS PREVENTION Affirm, Inc. SHAH, BHAVIN D 3694 Final Rejection Sep 20, 2024
18827743 REFINANCING TOOLS FOR PURCHASING TRANSACTIONS Affirm, Inc. POINVIL, FRANTZY 3693 Final Rejection Sep 07, 2024
18807839 SYSTEM, METHOD AND APPARATUS FOR EMPLOYING MACHINE LEARNING TO PREVENT OVERDRAFT FEES Affirm, Inc. RANKINS, WILLIAM E 3694 Final Rejection Aug 16, 2024
18623492 SYSTEM, METHOD AND APPARATUS FOR PROVIDING USER CONTROLLED REPAYMENT Affirm, Inc. CAMPEN, KELLY SCAGGS 3691 Non-Final OA Apr 01, 2024
18615278 METHOD AND APPARATUS FOR DEFINING A DISTRIBUTED PAYMENT SYSTEM Affirm, Inc. CAMPEN, KELLY SCAGGS 3691 Non-Final OA Mar 25, 2024
18197873 TOOLS FOR PURCHASING TRANSACTIONS Affirm, Inc. PROIOS, GEORGE N 3694 Non-Final OA May 16, 2023
18111637 SYSTEM, METHOD AND APPARATUS FOR FASTER ACH TRANSFER PROCESSING Affirm, Inc. KANERVO, VIRPI H 3691 Final Rejection Feb 20, 2023
17958641 INTEGRATION OF FINANCING INTO A CUSTOMER SELF-CHECKOUT INVOLVING SCANNING PRODUCTS WITH A USER DEVICE Affirm, Inc. WEINER, ARIELLE E 3689 Final Rejection Oct 03, 2022
17950527 SYSTEM, METHOD AND APPARATUS FOR OPTIMIZATION OF FINANCING PROGRAMS Affirm, Inc. MUSTAFA, MOHAMMED H 3693 Final Rejection Sep 22, 2022
17828507 METHOD AND APPARATUS FOR FACILITATING AN AGGREGATED MARKETPLACE FOR PROVIDING FINANCING OFFERS IN AN ONLINE COMMERCIAL ECOSYSTEM Affirm, Inc. MALKOWSKI, MARK A 3696 Final Rejection May 31, 2022
17723871 METHOD AND APPARATUS FOR FACILITATING ONBOARDING OF MERCHANTS INTO AN ONLINE COMMERCIAL ECOSYSTEM Affirm, Inc. SHARON, AYAL I 3695 Final Rejection Apr 19, 2022
17698463 Method and Apparatus for Facilitating Provision of Instant Credit to Customers VIA Rapid and Machine Learning Supported Underwriting Decisions Affirm, Inc. ARAQUE JR, GERARDO 3629 Final Rejection Mar 18, 2022
17546292 System, Method and Apparatus for Providing Improved Electronic Disclosure of Credit Terms Affirm, Inc. AKINTOLA, OLABODE 3691 Final Rejection Dec 09, 2021
17401938 System, Method and Apparatus for Making Credit Decisions at a User-Level Affirm, Inc. MALKOWSKI, MARK A 3696 Final Rejection Aug 13, 2021

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