Prosecution Insights
Last updated: April 19, 2026

Merchant & Gould - Wells Fargo

33 pending office actions • 2 clients

Portfolio Summary

33
Total Pending OAs
14
Final Rejections
19
Non-Final OAs

Client Portfolio (2 clients)

Client (Assignee)Pending OAs
Wells Fargo Bank, N.A. 32
Wells Fargo Bank, N.A 1

Pending Office Actions

App #TitleClientExaminerArt UnitStatusFiled
18907973 Untitled Wells Fargo Bank, N.A. EBERSMAN, BRUCE I 3693 Final Rejection
18811258 Untitled Wells Fargo Bank, N.A HAIDER, FAWAAD 3627 Non-Final OA
18819592 Untitled Wells Fargo Bank, N.A. SHAW, BRIAN F 2432 Non-Final OA
18781236 Untitled Wells Fargo Bank, N.A. XIAO, ZESHENG 3698 Non-Final OA
18889746 Untitled Wells Fargo Bank, N.A. EBERSMAN, BRUCE I 3693 Final Rejection
18903472 Untitled Wells Fargo Bank, N.A. SCHMIDT, KARI L 2439 Non-Final OA
18890467 Untitled Wells Fargo Bank, N.A. GODBOLD, DOUGLAS 2655 Non-Final OA
18898163 Untitled Wells Fargo Bank, N.A. KHAN, MOEEN 2436 Non-Final OA
18816674 Untitled Wells Fargo Bank, N.A. JOHNSON, CARLTON 2436 Non-Final OA
19001129 CONTROLS FOR VULNERABLE ADULTS Wells Fargo Bank, N.A. KWONG, CHO YIU 3693 Non-Final OA Dec 24, 2024
18793179 DATA SUBJECT REQUEST TIERING Wells Fargo Bank, N.A. SUH, ANDREW 2493 Final Rejection Aug 02, 2024
18742522 PROACTIVE IDENTIFICATION OF GROUP MEMBERSHIP FOR DISCOUNTED TRANSACTIONS Wells Fargo Bank, N.A. VANDERHORST, MARIA VICTORIA 3621 Final Rejection Jun 13, 2024
18742276 EXTENSION OF SECURE INFORMATION WITHIN DATA STORE Wells Fargo Bank, N.A. NIGH, JAMES D 3699 Non-Final OA Jun 13, 2024
18739845 DATA CLASSIFICATION FOR FRAUD DETECTION Wells Fargo Bank, N.A. JUNG, HENRY H 3695 Final Rejection Jun 11, 2024
18738413 IDENTIFICATION-BASED PAYMENT Wells Fargo Bank, N.A. WONG, ERIC TAK WAI 3693 Final Rejection Jun 10, 2024
18734850 RELATIVE CO-RELATION SECURED BOND INDEX MODELING Wells Fargo Bank, N.A. GREGG, MARY M 3695 Non-Final OA Jun 05, 2024
18734451 CREATING TRIP ROUTES FOR AUTONOMOUS VEHICLES Wells Fargo Bank, N.A. SMITH, ISAAC G 3662 Non-Final OA Jun 05, 2024
18733626 ENHANCING BUSINESS INTERACTIONS USING A SMART WALLET Wells Fargo Bank, N.A. OSMAN BILAL AHMED, AFAF 3622 Non-Final OA Jun 04, 2024
18662015 CONTRACT ADVISOR Wells Fargo Bank, N.A. WASAFF, JOHN S. 3629 Final Rejection May 13, 2024
18648702 LIQUIDITY MODELING Wells Fargo Bank, N.A. HOLZMACHER, DERICK J 3625 Final Rejection Apr 29, 2024
18633227 TOOLS FOR LARGE LANGUAGE MODEL AGENTS Wells Fargo Bank, N.A. ALLADIN, AMBREEN A 3691 Final Rejection Apr 11, 2024
18605965 MIRROR INTERFACE FOR ACCESSIBLE USERS Wells Fargo Bank, N.A. SHIH, HAOSHIAN 2179 Non-Final OA Mar 15, 2024
18604008 THREAT MODELING AT SCALE Wells Fargo Bank, N.A. DAVIS, ZACHARY A 2492 Final Rejection Mar 13, 2024
18602830 MANAGEMENT OF SOFTWARE DEPENDENCIES Wells Fargo Bank, N.A. KAMRUZZAMAN, MD 2191 Non-Final OA Mar 12, 2024
18591651 EMISSIONS MANAGEMENT FOR UNAVAILABLE SERVICES Wells Fargo Bank, N.A. HUSSEIN, ALAA WADIE 3626 Final Rejection Feb 29, 2024
18422645 WORKFORCE KNOWLEDGE RISK MITIGATION Wells Fargo Bank, N.A. GARCIA-GUERRA, DARLENE 3625 Final Rejection Jan 25, 2024
18417930 ARTIFICIAL INTELLIGENCE DRIVEN BUSINESS REPORTING Wells Fargo Bank, N.A. WALLICK, STEPHANIE SHOSHANA 3628 Non-Final OA Jan 19, 2024
18410684 ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING Wells Fargo Bank, N.A. HUDSON, MARLA LAVETTE 3694 Non-Final OA Jan 11, 2024
18519605 ADAPTIVE SKILL DEVELOPMENT AND ENHANCEMENT Wells Fargo Bank, N.A. LOFTIS, JOHNNA RONEE 3625 Non-Final OA Nov 27, 2023
18490444 FRICTION METRIC FOR RESOLUTION OF CUSTOMER ISSUES Wells Fargo Bank, N.A. DIVELBISS, MATTHEW H 3624 Final Rejection Oct 19, 2023
18456777 DATA MODEL DEVELOPMENT STANDARDIZATION Wells Fargo Bank, N.A. WENG, PEI YONG 2141 Non-Final OA Aug 28, 2023
18356299 CLOUD COMPUTING CYBERSECURITY MATRIX WITH OVERLAID MATURITY MODEL Wells Fargo Bank, N.A. KORSAK, OLEG 2492 Final Rejection Jul 21, 2023
18181848 IDENTIFICATION OF SIMILAR PROCESSES IN ENTERPRISE Wells Fargo Bank, N.A. MISIASZEK, AMBER ALTSCHUL 3682 Non-Final OA Mar 10, 2023

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