Prosecution Insights
Prosecution Insights
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| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19538816 | METHODS AND SYSTEMS OF CENTRAL BANK DIGITAL CURRENCY FACILITATED MICROPAYMENTS | REAGAN, JAMES A | 3697 | §101§103 | Non-Final OA | — | Pending | Feb 12, 2026 |
| 19380174 | HYPER-PERSONALIZED IDENTITY-BASED FINANCIAL SYSTEM | CASTILHO, EDUARDO D | 3698 | §101§103 | Non-Final OA | — | Pending | Nov 05, 2025 |
| 19269519 | PAYMENT INSTRUMENT ADAPTABLE FOR MULTIPLE CENTRAL BANK DIGITAL CURRENCIES | REAGAN, JAMES A | 3697 | §101§103 | Final Rejection | — | Pending | Jul 15, 2025 |
| 19259813 | OPTIMAL ROUTING OF PAYMENTS | PARK, YONG S | 3694 | §103 | Non-Final OA | — | Pending | Jul 03, 2025 |
| 19259788 | DECENTRALIZED STORAGE OF TRANSACTION DATA | CASTILHO, EDUARDO D | 3698 | §101§102§103 | Final Rejection | 14d | Pending | Jul 03, 2025 |
| 19173970 | Generating User Points for Payment Actions in Payment Processing Systems | WOODWORTH, II, ALLAN J | 3622 | §101§103Other | Non-Final OA | — | Pending | Apr 09, 2025 |
| 19098713 | COMPUTER-BASED SYSTEMS FOR DYNAMIC PERSONA-BASED ACCESS TO COMPUTER NETWORK RESOURCES BASED ON MACHINE LEARNING TECHNIQUES AND METHODS OF USE THEREOF | DAILEY, THOMAS J | 2458 | §103§112 | Non-Final OA | — | Pending | Apr 02, 2025 |
| 19094437 | REMOTELY SHARING A PAYMENT INSTRUMENT TO A CLIENT DEVICE | LEE, CLAY C | 3699 | §103 | Final Rejection | — | Pending | Mar 28, 2025 |
| 19061558 | PRIVACY PRESERVING APPLICATION PERSONALIZATION | LEE, GIL H | 2454 | §101§102Other | Non-Final OA | — | Pending | Feb 24, 2025 |
| 19050433 | SELF-HEALING DATA CLUSTERS | TRAN, LOC | 2164 | §103 | Non-Final OA | — | Pending | Feb 11, 2025 |
| 19042144 | PROCESSING MULTIPLE DOCUMENTS IN AN IMAGE | MARIAM, DANIEL G | 2675 | DP | Non-Final OA | — | Pending | Jan 31, 2025 |
| 19019937 | NON-FUNGIBLE TOKENS FOR PAYMENT INSTRUMENTS | DANG, CHRISTINE | 3698 | §103 | Non-Final OA | — | Pending | Jan 14, 2025 |
| 19007303 | HYBRID CONTENT GENERATION FOR CORRECTING ARTIFICIAL INTELLIGENCE MODELS | TRUONG, DENNIS | 2164 | §101§103 | Non-Final OA | — | Pending | Dec 31, 2024 |
| 19005871 | DIGITAL ASSISTANT INTERACTIONS HANDLING | MILLER, JAMES H | 3694 | §103§112 | Final Rejection | — | Pending | Dec 30, 2024 |
| 19001949 | DATA ANOMALY DETECTION, NOTIFICATION, AND MANAGEMENT | LEIBOVICH, YAIR | 2114 | §103 | Final Rejection | 29d | Pending | Dec 26, 2024 |
| 18967814 | NFC-BASED SELF-CHECKOUT SYSTEM | DAVISON, KATHLEEN GAGE | 3688 | §101§102 | Non-Final OA | — | Pending | Dec 04, 2024 |
| 18950408 | AUTOMATED TRANSFER OF ENRICHED TRANSACTION ACCOUNT DATA TO A SUBMITTED RECORD OF CHARGE | TRAN, HAI | 3695 | §101§103Other | Final Rejection | 1d overdue | Pending | Nov 18, 2024 |
| 18917809 | CONNECTED DIGITAL EXPERIENCE VIA CROSS-CHANNEL INTELLIGENCE | LONG, MEREDITH A | 3622 | §101 | Non-Final OA | — | Pending | Oct 16, 2024 |
| 18910610 | DYNAMIC PROMPT TEMPLATE ENFORCEMENT AND CATEGORIZATION SYSTEM | LE, THUYKHANH | 2655 | §101§112 | Non-Final OA | — | Pending | Oct 09, 2024 |
| 18903349 | INTELLIGENT MATCHING OF A USER TO AN AGENT FOR A COMMUNICATION SESSION | ADDY, THJUAN KNOWLIN | 2693 | DP | Final Rejection | — | Pending | Oct 01, 2024 |
| 18817874 | AUTOMATED VIRAL CONTENT DETECTION | DETWEILER, JAMES M | 3621 | §101§103§112 | Non-Final OA | — | Pending | Aug 28, 2024 |
| 18800960 | DETECTING AN ANOMALOUS ACTIVITY IN A TRANSACTION DATA STRUCTURE | PHAN, NICHOLAS K | 3699 | §103 | Non-Final OA | — | Pending | Aug 12, 2024 |
| 18792156 | PAYMENT NETWORK TRANSACTION SCHEDULER | POINVIL, FRANTZY | 3693 | DP | Non-Final OA | 5d overdue | Pending | Aug 01, 2024 |
| 18784509 | DECENTRALIZED ARCHITECTURE USING ARTIFICIAL INTELLIGENCE DRIVEN AUTONOMOUS SELF-HEALING OF DISTRIBUTED SOFTWARE | BOURZIK, BRAHIM | 2191 | §103 | Non-Final OA | — | Pending | Jul 25, 2024 |
| 18781347 | DIGITAL WALLET AUTHENTICATION SYSTEM AND METHOD | ASGARI, SIMA | 3698 | §101§103 | Non-Final OA | — | Pending | Jul 23, 2024 |
| 18762098 | Predictive Communication System | O'SHEA, BRENDAN S | 3626 | §103 | Non-Final OA | — | Pending | Jul 02, 2024 |
| 18758364 | INTELLIGENT TRIP COORDINATOR | VETTER, DANIEL | 3628 | §101§103 | Final Rejection | — | Pending | Jun 28, 2024 |
| 18731717 | AUTOMATED GIFTING USING MACHINE LEARNING | RAMPHAL, LATASHA DEVI | 3688 | §101§103§112 | Final Rejection | — | Pending | Jun 03, 2024 |
| 18678424 | MOBILE DEVICE TRANSACTION CREDENTIAL LENDING | CHAKRAVARTI, ARUNAVA | 3692 | §101 | Final Rejection | 22d | Pending | May 30, 2024 |
| 18679253 | QUANTUM WATERMARKING OF BIOMETRIC IDENTIFIERS | VARNDELL, ROSS E | 2674 | §103§112 | Non-Final OA | — | Pending | May 30, 2024 |
| 18674371 | LOCATION QUEUING USING DIGITAL INSTRUMENTS | RUHL, DENNIS WILLIAM | 3626 | §101 | Non-Final OA | — | Pending | May 24, 2024 |
| 18669708 | DYNAMIC MILESTONE TRACKING | MANDEL, MONICA A | 3622 | §101§103 | Non-Final OA | — | Pending | May 21, 2024 |
| 18645775 | METAVERSE AUTHENTICATION | QAYYUM, ZESHAN | 3697 | §101§103§112 | Final Rejection | 1d overdue | Pending | Apr 25, 2024 |
| 18645822 | SYSTEMS AND METHODS FOR GENERATING GRAPHICAL RELATIONSHIP MAPS | CONYERS, DAWAUNE A | 2152 | §101§103 | Final Rejection | — | Pending | Apr 25, 2024 |
| 18639104 | SYSTEMS AND METHODS FOR FRAUD LIABILITY SHIFTING | KANAAN, TONY P | 3696 | §101 | Final Rejection | — | Pending | Apr 18, 2024 |
| 18628920 | RETURN MANAGEMENT SERVICE | BAHL, SANGEETA | 3626 | §101§103 | Non-Final OA | 5d overdue | Pending | Apr 08, 2024 |
| 18613610 | MULTIMODAL LARGE LANGUAGE MODEL (LLM)-BASED THREAT MODELING | PARK, SANGSEOK | 2499 | §103 | Non-Final OA | 16d | Pending | Mar 22, 2024 |
| 18601158 | ASYNCHRONOUS LOAN DATA STRUCTURE ORIGINATION | HILMANTEL, ADAM J | 3691 | §101 | Final Rejection | — | Pending | Mar 11, 2024 |
| 18600215 | PERSONALIZATION USING CLICKSTREAM DATA | MITIKU, BERHANU | 2156 | §103 | Non-Final OA | — | Pending | Mar 08, 2024 |
| 18583571 | REAL-TIME MULTI-SOURCE EVENT AGGREGATION FOR ITINERARY GENERATION AND MANAGEMENT | GOMEZ, CHRISTOPHER ALBERT | 3628 | §101 | Final Rejection | 6d | Pending | Feb 21, 2024 |
| 18400570 | DISTRIBUTED LEDGER ENABLED LARGE LANGUAGE MODEL SECURITY PROTOCOL | PASHA, ATHAR N | 2657 | §103 | Non-Final OA | — | Pending | Dec 29, 2023 |
| 18400787 | VARIATIONAL NEURAL NETWORK FOR REACTIVE METRIC MODELING | BARRETT, RYAN S | 2148 | §103§112Other | Non-Final OA | — | Pending | Dec 29, 2023 |
| 18400997 | SYSTEM AND METHOD FOR THREAT DETECTION AND PREVENTION | BINCZAK, BRANDON MICHAEL | 2437 | §103§112 | Non-Final OA | — | Pending | Dec 29, 2023 |
| 18400229 | DECISION ENGINE FOR ACCOUNT OFFERS | ERB, NATHAN | 3628 | §101 | Final Rejection | 14d | Pending | Dec 29, 2023 |
| 18397676 | ACCELERATED MACHINE LEARNING MODEL EXECUTION | CHEN, ZHI | 2196 | §103 | Final Rejection | — | Pending | Dec 27, 2023 |
| 18394200 | CLASSIFYING CUSTOMER EXPERIENCE SENTIMENT USING MACHINE LEARNING | LEE, MICHAEL CHRISTOPHER | 2128 | §101§103 | Final Rejection | — | Pending | Dec 22, 2023 |
| 18540182 | AUTOMATED IDENTIFICATION OF WEBSITE ERRORS | EHNE, CHARLES | 2113 | §101 | Non-Final OA | — | Pending | Dec 14, 2023 |
| 18526502 | SYSTEM AND METHOD FOR VERSATILE TRAVEL BOOKING AND TRAVEL DATA MANAGEMENT | WALLICK, STEPHANIE SHOSHANA | 3628 | §101§103§112 | Non-Final OA | 30d overdue | Pending | Dec 01, 2023 |
| 18525126 | INTEGRATED SERVICES EXPERIENCE | EKECHUKWU, CHINEDU U | 3695 | §101§103 | Final Rejection | — | Pending | Nov 30, 2023 |
| 18519889 | INTELLIGENT DOCUMENT SYSTEM | PHANTANA ANGKOOL, DAVID | 2172 | §103 | Final Rejection | 46d | Pending | Nov 27, 2023 |
| 18512621 | MANAGING PLAIN TEXT SMART CONTRACTS | NILFOROUSH, MOHAMMAD A | 3697 | §101 | Final Rejection | — | Pending | Nov 17, 2023 |
| 18511213 | FEDERATED LEARNING FINANCIAL INTELLECT SERVICE | SHARVIN, DAVID P | 3692 | §101§112 | Non-Final OA | — | Pending | Nov 16, 2023 |
| 18502739 | SYSTEM AND METHOD FOR AMBIENT AWARENESS WITHIN A WEB ENVIRONMENT | SEYE, ABDOU K | 2198 | §101§103§112 | Final Rejection | 7d | Pending | Nov 06, 2023 |
| 18492390 | PREDICTIVE SPENDING AND PAYMENT MANAGEMENT SYSTEMS AND METHODS | SHAIKH, MOHAMMAD Z | 3694 | §101 | Final Rejection | — | Pending | Oct 23, 2023 |
| 18473496 | ENHANCED USER INTERACTIONS | HOQUE, NAFIZ E | 2693 | §103 | Non-Final OA | 3d overdue | Pending | Sep 25, 2023 |
| 18458114 | SYSTEMS AND METHODS FOR MACHINE LEARNING MODEL RETRAINING | WAESCO, JOSEPH M | 3625 | §101 | Final Rejection | — | Pending | Aug 29, 2023 |
| 18237043 | CONSOLIDATED PROTOCOL FOR DECENTRALIZED IDENTIFIER COMMUNICATIONS | TSANG, HENRY | 2495 | §103 | Final Rejection | — | Pending | Aug 23, 2023 |
| 18234240 | DYNAMIC TRUST SCORE | GREGG, MARY M | 3695 | §101§103 | Final Rejection | — | Pending | Aug 15, 2023 |
| 18357812 | SYSTEMS AND METHODS FOR DISTRIBUTING ADVERTISEMENTS | FLYNN, KEVIN H | 3600 | §101§103 | Non-Final OA | 188d overdue | Pending | Jul 24, 2023 |
| 18346570 | LEAKAGE DETECTION SYSTEM | GAW, MARK H | 3693 | §101 | Final Rejection | 3d overdue | Pending | Jul 03, 2023 |
| 18344210 | NOTIFICATIONS FOR SPLITTING TRANSACTIONS | PUTTAIAH, ASHA | 3691 | §101§112 | Final Rejection | — | Pending | Jun 29, 2023 |
| 18339937 | CONVERTING A LANGUAGE TYPE OF A QUERY | MITIKU, BERHANU | 2156 | §103§112 | Non-Final OA | — | Pending | Jun 22, 2023 |
| 18331512 | CONFIGURABLE SERVICES FOR A PAYMENT INSTRUMENT | RAMPHAL, LATASHA DEVI | 3688 | §101§103§112 | Final Rejection | 34d | Pending | Jun 08, 2023 |
| 18329780 | DECENTRALIZED AND ANONYMIZED VERIFICATION OF USER CHARACTERISTICS | MALHOTRA, SANJEEV | 3691 | §101§102§103 | Final Rejection | — | Pending | Jun 06, 2023 |
| 18202099 | REWARDS PROGRAM ACCORDING TO TRANSACTION FREQUENCY | SNIDER, SCOTT | 3621 | §101§103§112 | Final Rejection | — | Pending | May 25, 2023 |
| 18305239 | REMOTE EMV PAYMENT APPLICATIONS | STEVENSON, CHRISTINA C | 3698 | §103 | Final Rejection | 8d overdue | Pending | Apr 21, 2023 |
| 18303306 | CLIENT-SIDE TRANSACTION MODIFICATIONS | SHAH, BHAVIN D | 3694 | §101 | Final Rejection | 24d overdue | Pending | Apr 19, 2023 |
| 18296872 | CHARGE SPLITTING ACROSS MULTIPLE PAYMENT SYSTEMS | JAMES, GREGORY MARK | 3692 | §101 | Final Rejection | 29d | Pending | Apr 06, 2023 |
| 18119041 | TRANSFERS USING CREDIT ACCOUNTS | MILLER, JAMES H | 3695 | §101§103 | Final Rejection | — | Pending | Mar 08, 2023 |
| 18113806 | PREDICTIVE REVENUE DISTRIBUTION USING A REAL-TIME PAYMENT NETWORK | YU, ARIEL J | 3627 | §101§103§112 | Non-Final OA | 3d overdue | Pending | Feb 24, 2023 |
| 18106798 | DETECTING SECURITY BREACHES WITH WATCHDOG TRANSACTION ACCOUNTS | SULLIVAN, THOMAS J | 3689 | §101 | Final Rejection | 54d | Pending | Feb 07, 2023 |
| 18103867 | REAL-TIME TRANSACTIONS USING A VIRTUAL CARD TOKEN | YU, ARIEL J | 3627 | §102§103§112 | Non-Final OA | — | Pending | Jan 31, 2023 |
| 18100973 | MULTIRAIL PAYMENT ACCOUNTS | CHANG, EDWARD | 3696 | §101 | Final Rejection | 86d overdue | Pending | Jan 24, 2023 |
| 17982682 | SYSTEMS AND METHODS FOR PAYMENT USING BIOMETRIC INFORMATION | IDIAKE, VINCENT I | 3698 | §101§103 | Final Rejection | — | Pending | Nov 08, 2022 |
| 17824195 | AUTHENTICATION CHALLENGES BASED ON FRAUD INITIATION REQUESTS | KAZIMI, HANI M | 3691 | §101 | Final Rejection | 4d overdue | Pending | May 25, 2022 |
| 17492021 | CUSTODIAL SYSTEMS FOR NON-FUNGIBLE TOKENS | IDIAKE, VINCENT I | 3698 | §103 | Non-Final OA | 15d overdue | Pending | Oct 01, 2021 |
| 17355911 | APPLYING A FUNCTION TO A PASSWORD TO DETERMINE AN EXPECTED RESPONSE | PERUNGAVOOR, VENKATANARAY | 2492 | §101§102 | Non-Final OA | 17d overdue | Pending | Jun 23, 2021 |