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| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19483284 | System, Method, and Computer Program Product for Transferring Assets with a Virtual Account | BAIRD, EDWARD J | 3692 | §101§102§112 | Non-Final OA | — | Pending | Nov 11, 2025 |
| 19360208 | System, Method, and Computer Program Product for Generating Synthetic Graphs That Simulate Real-Time Transactions | SUBRAMANIAN, NARAYANSWAMY | 3691 | §101 | Non-Final OA | — | Pending | Oct 16, 2025 |
| 19474151 | SHIELD-UP SYSTEM AND METHOD FOR PAYMENT TRANSACTIONS | BRIDGES, CHRISTOPHER | 3693 | §101§102§103 | Non-Final OA | — | Pending | Oct 09, 2025 |
| 19471931 | VERIFICATION USING BLOCKCHAIN SMART CONTRACT | STEVENSON, CHRISTINA C | 3698 | §101§103 | Non-Final OA | — | Pending | Oct 02, 2025 |
| 19311038 | Payment Device and Method for Verification Using a Magnetometer | BRIDGES, CHRISTOPHER | 3693 | §102§103 | Non-Final OA | — | Pending | Aug 27, 2025 |
| 19155176 | VARIABLE CROSS PLATFORM INTERACTION CONTINUITY | ABDULLAEV, AMANULLA | 3692 | §101§103 | Non-Final OA | — | Pending | Aug 08, 2025 |
| 19293475 | AUTHENTICATION SYSTEMS AND METHODS USING LOCATION MATCHING | WONG, ERIC TAK WAI | 3693 | §101§103 | Non-Final OA | — | Pending | Aug 07, 2025 |
| 19282649 | RAPID AUTO-RETRIEVAL OF ALIASES FOR INTERACTION | GAW, MARK H | 3693 | §101§102§103 | Non-Final OA | — | Pending | Jul 28, 2025 |
| 19281933 | System, Method, and Computer Program Product for Dynamic Passcode Communication | TRAN, HAI | 3695 | §101§103Other | Non-Final OA | — | Pending | Jul 28, 2025 |
| 19149948 | System, Method, and Computer Program Product for Multi Account Access Based on a Single Credential | SHAH, BHAVIN D | 3694 | §101§112 | Non-Final OA | — | Pending | Jul 22, 2025 |
| 19147852 | CHAINING OF TOKENS | SIDDIQI, MOHAMMAD A | 2493 | §103 | Non-Final OA | — | Pending | Jul 14, 2025 |
| 19145634 | Method, System, and Computer Program Product for Encapsulated Multi-Functional Framework | WARDEN, MICHAEL J | 3694 | §102§103 | Non-Final OA | — | Pending | Jul 03, 2025 |
| 19144326 | SYSTEM AND METHOD FOR REMEMBERING A RETURNING USER | NAJI, YOUNES | 2445 | §103 | Non-Final OA | — | Pending | Jun 27, 2025 |
| 19141542 | System, Method, and Computer Program Product for Real-Time Change Detection | LANE, GREGORY A | 2438 | §103 | Non-Final OA | — | Pending | Jun 20, 2025 |
| 19244158 | QUERY RECORD ESTIMATOR | ASPINWALL, EVAN S | 2156 | §101§103 | Non-Final OA | — | Pending | Jun 20, 2025 |
| 19134014 | RAPID VALUE TRANSFER BETWEEN DIFFERENT VALUE SYSTEMS | FELTEN, DANIEL S | 3692 | §103 | Non-Final OA | — | Pending | May 29, 2025 |
| 19127679 | METHOD AND SYSTEM FOR PROVIDING ENERGY TO VEHICLES USING SECURE CREDENTIAL TRANSFER | GARCIA MIZE, KARLYANNIE MARIE | 3698 | §101§103§112 | Non-Final OA | — | Pending | May 06, 2025 |
| 19197868 | PRIVACY-PRESERVING DATA DEDUPLICATION | LE, CHAU D | 2408 | Other | Non-Final OA | — | Pending | May 02, 2025 |
| 19196067 | INSTANT TOKEN ISSUANCE | CHOI, YUE YIN | 3699 | §101§103 | Non-Final OA | — | Pending | May 01, 2025 |
| 19192147 | PROCESSING METHOD USING VALIDATION KEY | FARAMARZI, GITA | 2496 | §103 | Non-Final OA | — | Pending | Apr 28, 2025 |
| 19122903 | SYSTEM AND METHOD FOR PERFORMING A FAST LIMITED CHARACTER SEARCH | PHAM, KHANH B | 2166 | §101§102 | Non-Final OA | — | Pending | Apr 21, 2025 |
| 19184623 | GLOBAL REMITTANCE SYSTEM AND METHOD | GAW, MARK H | 3693 | §101 | Non-Final OA | — | Pending | Apr 21, 2025 |
| 19184937 | NFT INTERACTION PROCESSING SYSTEM AND METHOD | RAHIM, MONJUR | 2436 | §102DP | Non-Final OA | — | Pending | Apr 21, 2025 |
| 19119130 | DEVICES, SYSTEMS, AND METHODS FOR ENABLING PERSONAL AUTHORIZATION OF FINANCIAL TRANSACTIONS | SHAIKH, MOHAMMAD Z | 3694 | §101 | Non-Final OA | — | Pending | Apr 08, 2025 |
| 19117748 | CARD WITH MAGNET ARRAY | MARSHALL, CHRISTLE I | 2876 | §102§103 | Final Rejection | 22d | Pending | Apr 02, 2025 |
| 19098347 | INTEGRATED CLAIMS PROCESSING HUB | SHARON, AYAL I | 3695 | §101§103 | Final Rejection | 34d | Pending | Apr 02, 2025 |
| 19085075 | System, Method, and Computer Program Product for Authenticating a Device Based on an Application Profile | RAHMAN, SM AZIZUR | 2434 | §102 | Non-Final OA | — | Pending | Mar 20, 2025 |
| 19082671 | COMPREHENSIVE STORAGE APPLICATION PROVISIONING USING A PROVISIONING SOFTWARE DEVELOPMENT KIT (SDK) | SIDDIQI, MOHAMMAD A | 2493 | §101§103Other | Non-Final OA | — | Pending | Mar 18, 2025 |
| 19109117 | CONTACTLESS TRANSACTION RECTIFICATION SYSTEM AND METHOD | HASBROUCK, MERRITT J | 3695 | §101§103 | Non-Final OA | — | Pending | Mar 05, 2025 |
| 19065787 | GLOBAL RELYING PARTY SYSTEM FOR VALIDATING DIGITAL IDENTITY CREDENTIALS | DUCK, BRANDON M | 3693 | §101§103 | Non-Final OA | 15d overdue | Pending | Feb 27, 2025 |
| 19059204 | EFFICIENT CLEARING TECHNIQUES | HOLLY, JOHN H | 3696 | §101§103 | Non-Final OA | — | Pending | Feb 20, 2025 |
| 19105287 | SYSTEM AND METHOD FOR PERFORMING DEVICE ISOLATION IN AN AUTHENTICATION NETWORK | ZARKA, DAVID PETER | 2449 | §102§103§112 | Non-Final OA | — | Pending | Feb 20, 2025 |
| 19052903 | Method, System, and Computer Program Product for Processing a Non-Fungible Token Having a Dynamic Value | SHARVIN, DAVID P | 3692 | §101§103 | Final Rejection | — | Pending | Feb 13, 2025 |
| 19102914 | TRANSACTION CODE ACCOUNT BASED PAYMENT SYSTEM | MALKOWSKI, MARK A | 3696 | §101§103 | Non-Final OA | — | Pending | Feb 11, 2025 |
| 19033951 | USER AUTHENTICATION AT ACCESS CONTROL SERVER USING MOBILE DEVICE | ZHANG, SHIRLEY X | 2447 | §102§103 | Final Rejection | — | Pending | Jan 22, 2025 |
| 19015281 | PORTABLE DEVICE BLOCKING AND UNBLOCKING BASED ON WEARABLE DEVICE PROXIMITY | WRIGHT, BRYAN F | 2497 | §103 | Final Rejection | — | Pending | Jan 09, 2025 |
| 19007144 | CRYPTOCURRENCY INFRASTRUCTURE SYSTEM | IMMANUEL, ILSE I | 3699 | §101§103§112Other | Final Rejection | — | Pending | Dec 31, 2024 |
| 18980729 | INTEROPERABLE VALUE EXCHANGE SYSTEM AND METHOD | PRESTON, JOHN O | 3693 | §101§103 | Final Rejection | 34d | Pending | Dec 13, 2024 |
| 18953504 | System, Method, and Computer Program Product for Determining a Pseudo-Identity Score in a Virtual Environment Based on a Blockchain Network | COBB, MATTHEW | 3661 | §103 | Final Rejection | — | Pending | Nov 20, 2024 |
| 18945825 | Method, System, and Computer Program Product for Dynamically Assigning an Inference Request to a CPU or GPU | WU, QING YUAN | — | §102§103 | Non-Final OA | — | Pending | Nov 13, 2024 |
| 18930825 | TECHNIQUES FOR SECURELY PERFORMING OFFLINE AUTHENTICATION | VAUGHAN, MICHAEL R | 2431 | §103 | Final Rejection | 5d overdue | Pending | Oct 29, 2024 |
| 18905709 | Method, System, and Computer Program Product for Improving Matching Algorithms | PATEL, DIPEN M | 3621 | §101 | Non-Final OA | 24d overdue | Pending | Oct 03, 2024 |
| 18901523 | AUTOMATED TASK DELIVERY USING CHECKPOINTING | ABSHER, LUCAS DONALD | 2194 | §103 | Non-Final OA | — | Pending | Sep 30, 2024 |
| 18899780 | STOP PAYMENT SERVICE BY-PASS AND REMOVAL | BRIDGES, CHRISTOPHER | 3693 | §101 | Non-Final OA | — | Pending | Sep 27, 2024 |
| 18847710 | System, Method, and Computer Program Product for Preventing Miner Extractable Value (MEV) Attacks in a Blockchain Network | SAX, TIMOTHY PAUL | 3698 | §103 | Non-Final OA | 55d | Pending | Sep 17, 2024 |
| 18887925 | SECURING ACCESS DATA USE WITH DEVICE DATA | STEVENSON, CHRISTINA C | 3698 | §101§103 | Final Rejection | — | Pending | Sep 17, 2024 |
| 18846914 | IN-PERSON PEER-TO-PEER TRANSFER USING TAP | ROSEN, ELIZABETH H | 3693 | §101 | Non-Final OA | — | Pending | Sep 13, 2024 |
| 18884659 | SECONDARY ACCOUNT MANAGEMENT PLATFORM | KIM, STEVEN S | 3698 | §101§103§112DP | Non-Final OA | 41d | Pending | Sep 13, 2024 |
| 18844375 | CRYPTOGRAPHIC KEY STORE ON CARD | NARRAMORE, BLAKE I | 2438 | §103 | Non-Final OA | 23d overdue | Pending | Sep 05, 2024 |
| 18820654 | METHOD FOR VERIFICATION OF HARDWARE-BASED AND SOFTWARE-BASED PAYMENT TERMINAL AUTHENTICITY DURING CARDHOLDER VERIFICATION | MALHOTRA, SANJEEV | 3691 | §101 | Final Rejection | — | Pending | Aug 30, 2024 |
| 18727757 | System, Method, and Computer Program Product for System Machine Learning in Device Placement | MOORE, URIAH VENDELL | — | §103 | Non-Final OA | — | Pending | Jul 10, 2024 |
| 18728063 | MULTI-LEVEL FINGERPRINTS TO DERIVE MISSING DATA DURING RETRY DETECTION | DINH, KHANH Q | 2458 | §102§103 | Final Rejection | — | Pending | Jul 10, 2024 |
| 18737266 | Systems and Methods to Manage Transaction Between Providing Entity and Receiving Entity | DAGNEW, SABA | 3621 | §101Other | Final Rejection | — | Pending | Jun 07, 2024 |
| 18716450 | UNIVERSAL PAYMENT CHANNEL SYSTEM AND METHOD | IMMANUEL, ILSE I | 3699 | §101§103 | Non-Final OA | 62d | Pending | Jun 04, 2024 |
| 18678015 | System, Method, and Computer Program Product for Evolutionary Learning in Verification Template Matching During Biometric Authentication | LEY, SALLY THI | 2147 | §103§112 | Non-Final OA | — | Pending | May 30, 2024 |
| 18712048 | AUTOMATIC MODEL ONBOARDING AND SEARCHING-BASED OPTIMIZATION | SMITH, KEVIN LEE | 2122 | §101§103 | Non-Final OA | — | Pending | May 21, 2024 |
| 18702496 | Method, System, and Computer Program Product for Auto-Profiling Anomalies | HILMANTEL, ADAM J | 3691 | §101 | Final Rejection | 43d | Pending | Apr 18, 2024 |
| 18702382 | System, Method, and Computer Program Product for Denoising Sequential Machine Learning Models | STARKS, WILBERT L | 2122 | §101 | Non-Final OA | — | Pending | Apr 18, 2024 |
| 18698724 | STATISTICALLY RECEIVER PRIVATE OBLIVIOUS TRANSFER FROM CDH | VO, ETHAN VIET | 2431 | §102§103§112 | Final Rejection | — | Pending | Apr 04, 2024 |
| 18694152 | System, Method, and Computer Program Product for Identifying Weak Points in a Predictive Model | ASEGDEW, NATNAEL AREGA | 2122 | §101§103§112 | Non-Final OA | — | Pending | Mar 21, 2024 |
| 18693651 | System, Method, and Computer Program Product for Tuning Prediction Results of Machine Learning Models | BRAHMACHARI, MANDRITA | 2144 | §101§103 | Non-Final OA | — | Pending | Mar 20, 2024 |
| 18596724 | DATA TRACKER | ZELASKIEWICZ, CHRYSTINA E | 3699 | §103 | Final Rejection | — | Pending | Mar 06, 2024 |
| 18596607 | SYSTEM AND METHOD FOR IMPLEMENTING ENHANCED PAYMENT ON DELIVERY | RANKINS, WILLIAM E | 3694 | §101§112 | Final Rejection | — | Pending | Mar 05, 2024 |
| 18682080 | METHOD AND SYSTEM FOR GENERATING A SECRET KEY USING NON-COMMUNICATING ENTITIES | DAVIS, ZACHARY A | 2492 | §101§103§112 | Final Rejection | 2d overdue | Pending | Feb 07, 2024 |
| 18435374 | Method, System, and Computer Program Product for Training Distributed Machine Learning Models | WERNER, MARSHALL L | 2125 | §101§103§112Other | Non-Final OA | — | Pending | Feb 07, 2024 |
| 18416767 | SYSTEMS AND METHODS FOR COMMUNICATING TOKEN ATTRIBUTES ASSOCIATED WITH A TOKEN VAULT | CUNNINGHAM II, GREGORY S | 3600 | §101 | Final Rejection | — | Pending | Jan 18, 2024 |
| 18414594 | PAYMENT NETWORK INTENT MONEY MANAGER | WORJLOH, JALATEE | 3697 | §101 | Non-Final OA | 30d overdue | Pending | Jan 17, 2024 |
| 18578406 | System, Method, and Computer Program Product for Segmentation Using Knowledge Transfer Based Machine Learning Techniques | CHEN, ALAN S | 2125 | §103§112 | Non-Final OA | — | Pending | Jan 11, 2024 |
| 18396099 | Apparatus, System, and Method for Enabling Secure Transactions with Haptic Authorization | LEE, CLAY C | 3699 | §103 | Final Rejection | 36d | Pending | Dec 26, 2023 |
| 18390758 | System, Method, and Computer Program Product for Real-Time Account Level Rule Exclusion for Real-Time Payments | PINSKY, DOUGLAS W | 3626 | §101 | Final Rejection | — | Pending | Dec 20, 2023 |
| 18489673 | SYSTEM AND METHOD WITH REAL TIME MESSAGING | EKECHUKWU, CHINEDU U | 3695 | §101§103 | Final Rejection | — | Pending | Oct 18, 2023 |
| 18488135 | Apparatus, System, and Method for Enabling Secure Transactions with Audible Authorization | XIAO, ZESHENG | 3698 | §103 | Non-Final OA | — | Pending | Oct 17, 2023 |
| 18482578 | TRAVELER THEMATIC DESTINATION SEGMENTATION | KOESTER, MICHAEL RICHARD | 3624 | §101 | Non-Final OA | — | Pending | Oct 06, 2023 |
| 18374799 | Method, System, and Computer Program Product for Coordinated Analysis of Output Scores and Input Features of Machine Learning Models in Different Environments | MOORE, URIAH VENDELL | 2142 | §101 | Non-Final OA | — | Pending | Sep 29, 2023 |
| 18474729 | MULTILAYER IDENTITY TRANSACTION CONTROL AND VERIFICATION FOR E-COMMERCE TRANSACTIONS | CUNNINGHAM II, GREGORY S | 3694 | §101 | Final Rejection | 29d | Pending | Sep 26, 2023 |
| 18550246 | MULTI-FACTOR AUTHENTICATION SYSTEM AND METHOD | AVERY, BRIAN WILLIAM | 2495 | §103 | Non-Final OA | — | Pending | Sep 12, 2023 |
| 18463027 | ANOMALY DETECTION SYSTEM FOR MOBILE PAYMENT FUND TRANSFERS | LIU, I JUNG | 3695 | §101§103§112 | Non-Final OA | — | Pending | Sep 07, 2023 |
| 18280493 | System, Method, and Computer Program Product for State Compression in Stateful Machine Learning Models | SHAW, PETER C | 2493 | §103 | Final Rejection | — | Pending | Sep 06, 2023 |
| 18229272 | System, Method, Computer Program Product for Operating a Gated Multilayer Perceptron Machine Learning Model Architecture | KAPOOR, DEVAN | 2126 | §103 | Final Rejection | — | Pending | Aug 02, 2023 |
| 18272810 | System, Method, and Computer Program Product for Generating Synthetic Graphs That Simulate Real-Time Transactions | SUBRAMANIAN, NARAYANSWAMY | 3692 | §101 | Non-Final OA | — | Pending | Jul 18, 2023 |
| 18220912 | System, Method, and Computer Program Product for Evaluating a Fraud Detection System | HILMANTEL, ADAM J | 3691 | §101Other | Non-Final OA | — | Pending | Jul 12, 2023 |
| 18346370 | CENTRAL PAYMENT SYSTEM FOR PERIODIC MERCHANT SETTLEMENT | JUNG, HENRY H | 3695 | §101 | Final Rejection | — | Pending | Jul 03, 2023 |
| 18330122 | SYNTHESIZING REALISTIC TIME SERIES WITH OUTLIERS | STORK, KYLE R | 2128 | §101§103 | Final Rejection | — | Pending | Jun 06, 2023 |
| 18314625 | BROWSER EXTENSION FOR CLIENT-SIDE TOKENIZED AUTHENTICATION | GEORGALAS, ANNE MARIE | 3689 | §103 | Non-Final OA | 83d | Pending | May 09, 2023 |
| 18312402 | MUTUAL AUTHENTICATION OF PEER-TO-PEER PAYMENTS | KHATRI, NILESH B | 3699 | §101 | Non-Final OA | — | Pending | May 04, 2023 |
| 18185444 | ACCELERATED ADVERSARIAL TRAINING FOR LARGE-SCALE SOURCE CODE DATASETS VIA FEATURE-SPACE TRANSFORMATION | DEVORE, CHRISTOPHER DILLON | 2129 | §101§103 | Final Rejection | 5d | Pending | Mar 17, 2023 |
| 18044736 | DYNAMIC GRAPH NODE EMBEDDING VIA LIGHT CONVOLUTION | TRAN, DAVID HOANG | 2147 | §101§103 | Final Rejection | 12d | Pending | Mar 09, 2023 |
| 18044060 | SECURE AND SCALABLE PRIVATE SET INTERSECTION FOR LARGE DATASETS | MUNGUIA, DUILIO | 2497 | §103 | Final Rejection | 3d overdue | Pending | Mar 03, 2023 |
| 17957925 | DIGITAL FIAT CURRENCY | SMITH, SLADE E | 3696 | §101 | Final Rejection | 18d overdue | Pending | Sep 30, 2022 |
| 17907932 | DIGITAL TAG | RAZA, ZEHRA | 3697 | §103 | Non-Final OA | 49d | Pending | Aug 29, 2022 |
| 17898347 | AUTOMATED DATA CAPTURE PROCESSING | GAW, MARK H | 3693 | §101 | Final Rejection | 56d | Pending | Aug 29, 2022 |
| 17801756 | Token-For-Token Provisioning | SHAUGHNESSY, AIDAN EDWARD | 2432 | §103§112 | Final Rejection | — | Pending | Aug 23, 2022 |
| 17791522 | Unified Contactless Kernel System And Method | TURK, BROCK E | 3692 | §103 | Non-Final OA | — | Pending | Jul 07, 2022 |
| 17790720 | SYSTEM AND METHOD FOR TOKEN PROCESSING | IDIAKE, VINCENT I | 3698 | §103 | Non-Final OA | — | Pending | Jul 01, 2022 |
| 17784981 | PLAN INTERACTION UTILIZING CRYPTOGRAM | DIROMA, SCOTT MICHAEL | 3698 | §103 | Final Rejection | 27d | Pending | Jun 13, 2022 |
| 17836249 | System, Method, and Computer Program Product for Event Forecasting Using Graph Theory Based Machine Learning | TRAN, DAVID HOANG | 2147 | §101§103 | Final Rejection | — | Pending | Jun 09, 2022 |
| 17590249 | Method, System, and Computer Program Product for Multi-Task Learning in Deep Neural Networks | FACCENDA, GISEL GABRIELA | 2127 | §101§112 | Non-Final OA | — | Pending | Feb 01, 2022 |
| 17533985 | MACHINE LEARNING AND STATISTICAL BASED ANOMALY DETECTION ALGORITHM TO REACT TO CORRELATION SHIFTS | SMITH, KEVIN LEE | 2122 | §101 | Final Rejection | — | Pending | Nov 23, 2021 |
| 17432989 | SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR GENERATING ENHANCED N-GRAM MODELS | LIU, CHIA-YI | 3692 | §101 | Final Rejection | — | Pending | Aug 23, 2021 |
| 17413441 | PROVISIONING INITIATED FROM A CONTACTLESS DEVICE | LOPEZ, MIGUEL ALEXANDER | 2496 | §102§103§112 | Final Rejection | — | Pending | Jun 11, 2021 |
| 17337742 | SYSTEMS AND METHODS FOR VERIFYING AND PROCESSING TRANSACTIONS USING VIRTUAL CURRENCY | KING, DAVIDA LEE | 3699 | §103 | Final Rejection | 16d | Pending | Jun 03, 2021 |
| 17261676 | PRIVACY PRESERVING AI DERIVED SIMULATED WORLD | YESILDAG, MEHMET | 3624 | §101 | Final Rejection | 55d | Pending | Jan 20, 2021 |
| 16981246 | AUTOMATED MACHINE LEARNING SYSTEMS AND METHODS | TRAN, DANIEL DUC | 2147 | §101§103§112 | Non-Final OA | — | Pending | Sep 15, 2020 |