Prosecution Insights
Prosecution Insights
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| App # | Title | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|
| 19443907 | METHOD AND SYSTEMS FOR BLOCKING MULTI-RAIL CONTACTLESS FRAUD | QAYYUM, ZESHAN | 3697 | §101 | Non-Final OA | — | Pending | Jan 08, 2026 |
| 19439783 | PERSONALLY IDENTIFIABLE INFORMATION SECURE PERSON-TO-PERSON PAYMENT TECHNOLOGY | XIAO, ZESHENG | 3698 | §101§103 | Final Rejection | — | Pending | Jan 05, 2026 |
| 19337889 | A COMPUTER IMPLEMENTED METHOD AND SYSTEM FOR REQUESTING CONSENT FROM A CONSUMER TO COMPLETE AN ACTION | TROTTER, SCOTT S | 3696 | §101 | Non-Final OA | — | Pending | Sep 23, 2025 |
| 19307587 | METHODS AND SYSTEMS FOR GENERATING PERSONALIZED RECOMMENDATIONS | DAVISON, KATHLEEN GAGE | 3688 | §101§102§103§112 | Non-Final OA | — | Pending | Aug 22, 2025 |
| 19288489 | METHODS AND SYSTEMS FOR RESPONDING TO PROMPTS RELATED TO FINANCIAL EVENTS | GAW, MARK H | 3693 | §101§103 | Non-Final OA | — | Pending | Aug 01, 2025 |
| 19286368 | SYSTEM AND METHOD FOR AUTHENTICATION AND PAYMENT WHILE WEARING A FACE COVERING | CHISM, STEVEN R | 3692 | §101§103 | Non-Final OA | — | Pending | Jul 31, 2025 |
| 19280042 | ADAPTIVE REQUEST HANDLING USING A DYNAMIC SERVER HEALTH SCORE | SUBRAMANIAN, NARAYANSWAMY | 3691 | §101 | Non-Final OA | — | Pending | Jul 24, 2025 |
| 19268960 | NATURAL LANGUAGE USER INTERFACE FOR AN AUTOMATED LOYALTY PROGRAM DESIGNER FRAMEWORK | SYROWIK, MATHEW RICHARD | 3621 | §101§103§112 | Non-Final OA | — | Pending | Jul 14, 2025 |
| 19260739 | CREDIT CARD PROCESSING USING UNIVERSAL CHARGEBACK DATABASE | SHAIKH, MOHAMMAD Z | 3694 | §101 | Final Rejection | — | Pending | Jul 07, 2025 |
| 19258142 | COMPOSITE DIAPHRAGM FOR DIAPHRAGM PUMP | BOBISH, CHRISTOPHER S | 3746 | §103 | Non-Final OA | 15d overdue | Pending | Jul 02, 2025 |
| 19256993 | METHODS AND SYSTEMS FOR CATEGORIZING PAYMENT CARDS FOR FRAUD PREVENTION | TURK, BROCK E | 3692 | §101§103 | Non-Final OA | — | Pending | Jul 01, 2025 |
| 19228338 | SYSTEMS AND METHODS FOR ENHANCED NETWORK INTERACTIONS | SMITH, SLADE E | 3696 | §101§102§103 | Non-Final OA | — | Pending | Jun 04, 2025 |
| 19222828 | DATA PROCESS FOR ENVIRONMENTAL SOCIAL AND GOVERNANCE COMPLIANCE | RIVERA GONZALEZ, IVONNEMARY | 3626 | §101§103 | Final Rejection | — | Pending | May 29, 2025 |
| 19212309 | BIOMETRIC AUTHENTICATED FINANCIAL TRANSFERS | POE, KEVIN T | 3692 | §101§102§103 | Non-Final OA | — | Pending | May 19, 2025 |
| 19208041 | SYSTEMS AND METHODS FOR CONSENT MANAGEMENT BY ISSUERS ON BEHALF OF CARDHOLDERS | SHERR, MARIA CRISTI OWEN | 3697 | §101§103 | Final Rejection | — | Pending | May 14, 2025 |
| 19208251 | METHODS AND SYSTEMS FOR SMART IDENTIFICATION AND STEP-UP AUTHENTICATION | CHANG, KENNETH W | 2438 | DP | Non-Final OA | — | Pending | May 14, 2025 |
| 19129050 | A SYSTEM AND METHOD OF PROCESSING TRANSACTIONS FROM CRYPTO WALLETS | DIROMA, SCOTT MICHAEL | 3698 | §102§103 | Non-Final OA | — | Pending | May 12, 2025 |
| 19203009 | SYSTEMS AND METHODS FOR USE IN UPDATING CREDENTIALS ASSOCIATED WITH AUTHENTICATION IN CONNECTION WITH NETWORK ACTIVITIES | PATEL, AMIT HEMANTKUMAR | 3696 | §101 | Final Rejection | — | Pending | May 08, 2025 |
| 19179295 | SYSTEMS AND METHODS FOR AUTHENTICATING ONLINE USERS AND PROVIDING GRAPHIC VISUALIZATIONS OF AN AUTHENTICATION PROCESS | JUNG, HENRY H | 3695 | DP | Non-Final OA | — | Pending | Apr 15, 2025 |
| 19116455 | METHOD AND SYSTEM FOR DETECTING AND ENFORCING AGAINST SANCTIONABLE EVENT USING BLOCKCHAIN TECHNOLOGY | APPLE, KIRSTEN SACHWITZ | 3693 | §101§103 | Final Rejection | — | Pending | Mar 28, 2025 |
| 19093088 | FACILITATING PAYMENTS IN AN EXTENDED REALITY SYSTEM BASED ON BEHAVIORAL BIOMETRICS | FU, HAO | 3695 | §103 | Final Rejection | — | Pending | Mar 27, 2025 |
| 19086285 | SYSTEMS AND METHODS FOR EXTENDING AUTHENTICATION | WANG, HARRIS C | 2439 | §103 | Non-Final OA | — | Pending | Mar 21, 2025 |
| 19069412 | METHOD AND SYSTEM FOR PROVIDING CRYPTOGRAPHIC CREDENTIALS | ZHOU, YINGYING | 3697 | §101§112 | Non-Final OA | 1d overdue | Pending | Mar 04, 2025 |
| 19063282 | ARTIFICIAL INTELLIGENCE BASED METHODS AND SYSTEMS FOR PREDICTING OVERALL ACCOUNT-LEVEL RISKS OF CARDHOLDERS | FU, HAO | 3695 | §101 | Non-Final OA | — | Pending | Feb 25, 2025 |
| 19063168 | SYSTEMS AND METHODS FOR DISTRIBUTING EVENT DRIVEN NETWORK SERVICES | ANDREI, RADU | 3697 | §101§103 | Final Rejection | — | Pending | Feb 25, 2025 |
| 19056517 | SYSTEM AND METHODS FOR ELECTRIC VEHICLE CHARGING VIA A PARALLEL SESSION PAYMENT TRANSACTION | JONES, COURTNEY PATRICE | 3699 | DP | Non-Final OA | — | Pending | Feb 18, 2025 |
| 19055479 | AUTOMATICALLY DETERMINING DATA HANDLING CONTRACTS FOR RECEIVED DATA ENTITIES | SOMERS, MARC S | 2159 | §103 | Non-Final OA | — | Pending | Feb 17, 2025 |
| 19045430 | SYSTEMS AND METHODS FOR USE IN IMPLEMENTING SELF-SOVEREIGN CREDENTIALS | TRAN, VU V | 2491 | DP | Non-Final OA | — | Pending | Feb 04, 2025 |
| 19043899 | PAYMENT TRANSACTION PROCESS EMPLOYING DYNAMIC ACCOUNT EXPIRY AND DYNAMIC TOKEN VERIFICATION CODE | YONO, RAVEN E | 3694 | §101 | Final Rejection | — | Pending | Feb 03, 2025 |
| 19042198 | COMPUTER-IMPLEMENTED METHODS AND SYSTEMS FOR AUTHENTIC USER-MERCHANT ASSOCIATION AND SERVICES | WILCOX, JAMES J | 2439 | §103Other | Non-Final OA | — | Pending | Jan 31, 2025 |
| 19042241 | COMPUTER-IMPLEMENTED METHODS AND SYSTEMS FOR AUTHENTIC USER-MERCHANT ASSOCIATION AND SERVICES | WILCOX, JAMES J | 2439 | §103Other | Non-Final OA | — | Pending | Jan 31, 2025 |
| 19029991 | SYSTEMS AND METHODS FOR REGULATING ACCESS TO DATA STORED IN A DATA SOURCE | EBERSMAN, BRUCE I | 3693 | §101§103 | Final Rejection | 29d | Pending | Jan 17, 2025 |
| 19015927 | SYSTEM AND METHOD FOR ASSISTING VISUALLY IMPAIRED USER TO LOCATE PAYMENT TERMINAL | GOYEA, OLUSEGUN | 3627 | §101§103 | Non-Final OA | — | Pending | Jan 10, 2025 |
| 19014933 | SCALABLE ORCHESTRATION FRAMEWORK FOR ACCESSING OFF-NETWORK VALUE-ADDED SERVICES | FELTEN, DANIEL S | 3692 | §112 | Final Rejection | — | Pending | Jan 09, 2025 |
| 19015439 | SYSTEMS AND METHODS FOR USE IN IDENTIFYING NETWORK INTERACTIONS | GETACHEW, WODAJO | 3697 | §101 | Final Rejection | — | Pending | Jan 09, 2025 |
| 19010548 | SYSTEM AND METHODS FOR ACCEPTING DUAL FUNCTION PAYMENT CREDENTIAL | POE, KEVIN T | 3692 | §101 | Non-Final OA | — | Pending | Jan 06, 2025 |
| 19009050 | DEVICES, METHODS, AND NON-TRANSITORY COMPUTER-READABLE MEDIA FOR TRUSTED ANONYMITY OF INDIVIDUALS, ENTITES, AND THINGS | CHISM, STEVEN R | 3692 | §101 | Final Rejection | — | Pending | Jan 03, 2025 |
| 19002065 | CONTACTLESS INTERACTION SYSTEM, APPARATUS AND METHOD | GREGG, MARY M | 3695 | §101§102 | Non-Final OA | — | Pending | Dec 26, 2024 |
| 18989848 | ENHANCED AUTOPAYMENT FEATURES USING OPEN BANKING | CAMPEN, KELLY SCAGGS | 3691 | §101§103 | Non-Final OA | — | Pending | Dec 20, 2024 |
| 18987811 | USER AUTHENTICATION AND TRANSACTION STAGING | FELTEN, DANIEL S | 3692 | §103§112 | Final Rejection | 11d overdue | Pending | Dec 19, 2024 |
| 18970495 | METHODS AND SYSTEMS FOR GENERATING A CALIBRATED PREDICTION FOR AN EVENT | LEE, PO HAN | 3623 | §101§103 | Final Rejection | — | Pending | Dec 05, 2024 |
| 18968665 | SYSTEMS AND METHODS FOR SECURELY RETRIEVING A PRIMARY ACCOUNT NUMBER THROUGH THE OPEN BANKING INFRASTRUCTURE | SHAIKH, MOHAMMAD Z | 3694 | §101 | Non-Final OA | — | Pending | Dec 04, 2024 |
| 18967092 | CONVERTING CARD-NOT-PRESENT TO CARD-PRESENT TRANSACTIONS FOR ONLINE TRANSACTIONS | HASBROUCK, MERRITT J | 3695 | §101§103 | Final Rejection | — | Pending | Dec 03, 2024 |
| 18967357 | METHOD AND SYSTEM FOR DETERMINING ALTERNATIVE PAYMENT METHODS AT A POINT OF SALE USING OPEN BANKING | BAIRD, EDWARD J | 3692 | §103§112 | Non-Final OA | — | Pending | Dec 03, 2024 |
| 18963152 | AUTOMATING DEPLOYMENT OF MACHINE LEARNING WORKFLOWS USING A WORKBENCH PLATFORM | HAN, MICHELLE XUE | 2192 | §103 | Non-Final OA | — | Pending | Nov 27, 2024 |
| 18959761 | ECOMMERCE POINT-OF-SALE TRANSACTION FOR OFFLINE TRANSACTIONS | MILEF, ELDA G | 3694 | §101 | Non-Final OA | — | Pending | Nov 26, 2024 |
| 18952690 | SYSTEMS AND METHODS FOR ELECTRICAL ENERGY-BASED TRANSACTIONS | HARRINGTON, MICHAEL P | 3628 | §102§103 | Non-Final OA | — | Pending | Nov 19, 2024 |
| 18952840 | EFFICIENT ALGORITHM FOR COMPUTATION OF DECAY VELOCITY ON DISTRIBUTED COMPUTING SYSTEMS | WAESCO, JOSEPH M | 3625 | §101§112 | Final Rejection | — | Pending | Nov 19, 2024 |
| 18952946 | HIGHER-ORDER FUNCTION WITH REDUCING FUNCTION PARAMETER TO TRANSLITERATE CHARACTERS | HUTCHESON, CODY DOUGLAS | 2659 | §101§103§112 | Non-Final OA | — | Pending | Nov 19, 2024 |
| 18947214 | SYSTEMS AND METHODS FOR TRANSACTION PRE-AUTHENTICATION | YONO, RAVEN E | 3694 | §101 | Final Rejection | — | Pending | Nov 14, 2024 |
| 18946166 | METHOD AND SYSTEM OF ALL-OR-NOTHING TRANSFORM (AONT) FOR INCREASING BLOCKCHAIN INTEGRITY | ABDULLAH, SAAD AHMAD | 2431 | §103 | Non-Final OA | — | Pending | Nov 13, 2024 |
| 18942150 | COMPUTER IMPLEMENTED METHOD AND SYSTEM FOR PROCESSING A BULK CHECKOUT | BAIRD, EDWARD J | 3692 | §101§112 | Non-Final OA | 39d | Pending | Nov 08, 2024 |
| 18940378 | UNIFIED DIGITAL WALLET LINK ACCOUNT SYSTEMS AND METHODS | BUI, TOAN D. | 3693 | §101§103 | Non-Final OA | — | Pending | Nov 07, 2024 |
| 18919849 | DEVICES, SYSTEMS, METHODS, AND NON-TRANSITORY COMPUTER-READABLE MEDIA FOR INDIVIDUAL IDENTITY AFFIRMATION | SHAH, BHAVIN D | 3694 | §101§112 | Non-Final OA | — | Pending | Oct 18, 2024 |
| 18889339 | QUALITY LOG ANALYZER | BOURZIK, BRAHIM | 2191 | §103 | Non-Final OA | — | Pending | Sep 18, 2024 |
| 18824849 | IDENTIFYING MULTI-PARTY ANONYMIZATION IN CRYPTOCURRENCY DATA | RUSS, COREY V | 3629 | §101§103 | Non-Final OA | — | Pending | Sep 04, 2024 |
| 18820902 | MICROPAYMENT PROCESSING METHOD | MILEF, ELDA G | 3694 | §101 | Non-Final OA | — | Pending | Aug 30, 2024 |
| 18816554 | ANTI-SKIMMING DEVICE | KIM, TAE W | 2876 | §103 | Non-Final OA | — | Pending | Aug 27, 2024 |
| 18811839 | PAYMENT SYSTEM UTILIZING A CONSUMER DEVICE FOR APPROVAL PROCESSING | PATEL, AMIT HEMANTKUMAR | 3696 | §101 | Final Rejection | — | Pending | Aug 22, 2024 |
| 18811926 | METHOD AND SYSTEM FOR GENERATING AN ADVANCED STORAGE KEY IN A MOBILE DEVICE WITHOUT SECURE ELEMENTS | KIM, STEVEN S | 3698 | §103§112 | Non-Final OA | 149d overdue | Pending | Aug 22, 2024 |
| 18810478 | METHOD AND SYSTEM FOR PREDICTING A REAL-TIME EMBEDDING | FELTEN, DANIEL S | 3692 | §101 | Final Rejection | — | Pending | Aug 20, 2024 |
| 18810256 | SYSTEMS AND METHODS FOR ACCOUNT MAPPING AND PERSONAL ACCOUNT NUMBER LINKING | WONG, ERIC TAK WAI | 3693 | §101§103 | Non-Final OA | — | Pending | Aug 20, 2024 |
| 18809140 | COMPUTER-IMPLEMENTED METHODS, SYSTEMS COMPRISING COMPUTER-READABLE MEDIA, AND ELECTRONIC DEVICES FOR PROVIDING LARGE LANGUAGE MODEL DYNAMIC OPEN BANKING SERVICES | SHAIKH, MOHAMMAD Z | 3694 | §101 | Final Rejection | — | Pending | Aug 19, 2024 |
| 18801137 | METHODS AND SYSTEMS FOR AUTHENTICATING USERS FOR AUTHORIZATION RULE RELAXATION | BURSUM, KIMBERLY SUZANNE | 3627 | §101§103§112 | Final Rejection | 23d | Pending | Aug 12, 2024 |
| 18801570 | METHOD AND SYSTEM FOR FACILITATING UTILIZATION OF REWARD POINTS | OSMAN BILAL AHMED, AFAF | 3622 | §101 | Non-Final OA | — | Pending | Aug 12, 2024 |
| 18794210 | IN-APPLICATION TRANSACTION INTERFACE | OYEBISI, OJO O | 3695 | §101§102§103 | Final Rejection | — | Pending | Aug 05, 2024 |
| 18785458 | Methods and Systems for Managing Programmable Currency-Based Transactions Through Nested Smart Contract-Based Wallets | SHAHABI, ARI ARASTOO | 3697 | §101§102§103 | Final Rejection | — | Pending | Jul 26, 2024 |
| 18783612 | AUTOMATED PERFORMANCE TESTING IN A CONTAINERIZED ENVIRONMENT | JEON, JAE UK | 2193 | §101§103 | Non-Final OA | — | Pending | Jul 25, 2024 |
| 18780453 | METHODS AND SYSTEMS FOR MANAGING DEFAULT RISK ASSOCIATED WITH TRANSIT TRANSACTIONS | RANKINS, WILLIAM E | 3694 | §101 | Non-Final OA | — | Pending | Jul 22, 2024 |
| 18771593 | METHODS AND SYSTEMS FOR PREDICTING REWARD LIABILITY DATA OF REWARD PROGRAMS | EL-HAGE HASSAN, ABDALLAH A | 3623 | §101 | Final Rejection | 49d overdue | Pending | Jul 12, 2024 |
| 18757480 | RELATIONSHIP IDENTIFICATION AMONG RECORDS | MILLER, JAMES H | 3694 | §101§103 | Final Rejection | — | Pending | Jun 27, 2024 |
| 18750826 | MACHINE LEARNING BASED POST-AUTHORIZATION MODELING SYSTEM AND METHOD | YONO, RAVEN E | 3694 | §101§112 | Final Rejection | — | Pending | Jun 21, 2024 |
| 18750787 | ARTIFICIAL INTELLIGENCE BASED SYSTEMS AND METHODS FOR EARLY DETECTION OF ANOMALOUS BEHAVIOR AT OFF-NETWORK ACCOUNTS | SHAH, BHAVIN D | 3694 | §101 | Final Rejection | — | Pending | Jun 21, 2024 |
| 18747982 | PREDICTING FRAUDULENT TRANSACTIONS | ABDULLAEV, AMANULLA | 3692 | §101§103 | Non-Final OA | — | Pending | Jun 19, 2024 |
| 18733518 | METHODS AND SYSTEMS FOR TRAINING ARTIFICIAL INTELLIGENCE-BASED MODELS USING LIMITED LABELED DATA | KWON, JUN | 2127 | §101§103 | Non-Final OA | — | Pending | Jun 04, 2024 |
| 18676364 | METHOD OF AUTHORIZING FINANCIAL TRANSACTIONS USING A PHONE NUMBER AND A BIOMETRIC TRAIT | HAIDER, FAWAAD | 3627 | §101 | Final Rejection | 35d | Pending | May 28, 2024 |
| 18667850 | SYSTEMS AND METHODS FOR EXECUTING CROSS-NETWORK OPERATIONS | ABDULLAEV, AMANULLA | 3692 | §101§103 | Non-Final OA | — | Pending | May 17, 2024 |
| 18666707 | SYSTEMS AND METHODS FOR DISTRIBUTING NETWORK SERVICES | YONO, RAVEN E | 3694 | §101 | Non-Final OA | 22d | Pending | May 16, 2024 |
| 18665303 | MACHINE LEARNING BASED SYSTEMS AND METHODS FOR DETECTING AND CORRECTING MISCLASSIFIED DATA | YONO, RAVEN E | 3694 | §101 | Final Rejection | 47d | Pending | May 15, 2024 |
| 18657952 | SYSTEM AND METHOD FOR PROCESSING AND STORING GLOBAL PAYMENT DATA | NGUYEN, TIEN C | 3694 | §101 | Final Rejection | 34d | Pending | May 08, 2024 |
| 18642694 | SYSTEMS AND METHODS FOR USE IN PROVISIONING TOKENS FOR UNSUPPORTED ACCOUNTS | ALLADIN, AMBREEN A | 3691 | §101 | Final Rejection | — | Pending | Apr 22, 2024 |
| 18636106 | SYSTEMS AND METHODS FOR USE IN STAND-IN NETWORK SERVICES | XIAO, ZESHENG | 3698 | §101§103 | Non-Final OA | — | Pending | Apr 15, 2024 |
| 18615327 | SYSTEMS AND METHODS FOR USE IN ACCOUNT CREDENTIAL CONVERSION | GAW, MARK H | 3693 | §101 | Non-Final OA | 56d | Pending | Mar 25, 2024 |
| 18606009 | CONTACTLESS PROVISIONING SYSTEMS AND METHODS | GARCIA MIZE, KARLYANNIE MARIE | 3698 | §101§103 | Non-Final OA | 43d overdue | Pending | Mar 15, 2024 |
| 18595019 | SYSTEM AND METHOD FOR PROVIDING BUY NOW, PAY LATER SERVICES TO A GROUP OF CONSUMERS | YONO, RAVEN E | 3694 | §101 | Non-Final OA | — | Pending | Mar 04, 2024 |
| 18435388 | SYSTEM OF AUTHORIZING FINANCIAL TRANSACTIONS FOR CONSUMERS WITH DISABILITIES | KANERVO, VIRPI H | 3691 | §101 | Non-Final OA | — | Pending | Feb 07, 2024 |
| 18428925 | CLASSIFIER TRAINING USING SYNTHETIC TRAINING DATA SAMPLES | RIFKIN, BEN M | 2123 | §103§112 | Non-Final OA | — | Pending | Jan 31, 2024 |
| 18428006 | METHOD AND SYSTEM FOR TRANSFERRING AUTHORITY TO A BENEFICIARY OF A BLOCKCHAIN ACCOUNT | FENSTERMACHER, JASON B | 3698 | §101§103§112 | Non-Final OA | — | Pending | Jan 31, 2024 |
| 18426245 | SYSTEMS AND METHODS FOR REAL-TIME CARDHOLDER AUTHENTICATION USING TRANSACTION HISTORY | CHISM, STEVEN R | 3692 | §101§103 | Non-Final OA | — | Pending | Jan 29, 2024 |
| 18415643 | REDUCING HIGH-RISK BLOCKCHAIN TRANSACTION BEHAVIOR ASSOCIATED WITH FIAT CURRENCY ACCOUNTS | CHAKRAVARTI, ARUNAVA | 3692 | §101§112 | Final Rejection | 57d | Pending | Jan 17, 2024 |
| 18510743 | SYSTEMS AND METHODS FOR A BUY NOW, PAY LATER OFFER FINDER SERVICE | FRUNZI, VICTORIA E. | 3689 | §101 | Non-Final OA | 12d | Pending | Nov 16, 2023 |
| 18560893 | CONTENT VERIFICATION | LEE, CLAY C | 3699 | §103 | Non-Final OA | 71d overdue | Pending | Nov 14, 2023 |
| 18487930 | SYSTEMS AND METHODS FOR GENERATING TOKENS FOR TRACKING ITEMS USING A BLOCKCHAIN | CHISM, STEVEN R | 3692 | §101 | Non-Final OA | — | Pending | Oct 16, 2023 |
| 18376957 | METHOD AND SYSTEM OF STORING DYNAMIC CREDIT CARD NUMBERS ON E-COMMERCE PLATFORMS USING BLOCKCHAIN TECHNOLOGY | KANAAN, TONY P | 3696 | §101 | Final Rejection | — | Pending | Oct 05, 2023 |
| 18373370 | METHOD AND SYSTEM OF INCREASING DIVERSITY IN BLOCKCHAIN SYSTEMS | ESONU, VICTOR CHIGOZIRIM | 3629 | §101§103§112 | Non-Final OA | 8d overdue | Pending | Sep 27, 2023 |
| 18472039 | COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR PAYMENT ROUTING | GREGG, MARY M | 3695 | §101§103 | Final Rejection | 22d | Pending | Sep 21, 2023 |
| 18472043 | COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR PAYMENT ROUTING | GREGG, MARY M | 3695 | §101§103 | Non-Final OA | — | Pending | Sep 21, 2023 |
| 18472017 | COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR PAYMENT ROUTING | GREGG, MARY M | 3695 | §101§103 | Final Rejection | — | Pending | Sep 21, 2023 |
| 18472033 | COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR PAYMENT ROUTING | GREGG, MARY M | 3695 | §101 | Final Rejection | 5d overdue | Pending | Sep 21, 2023 |
| 18471853 | SYSTEM AND METHOD FOR IMPROVING ACCURACY IN FRAUD DETECTION | ZELASKIEWICZ, CHRYSTINA E | 3699 | §101§103§112 | Non-Final OA | — | Pending | Sep 21, 2023 |
| 18472028 | COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR PAYMENT ROUTING | GREGG, MARY M | 3695 | §101§102§103 | Final Rejection | 12d | Pending | Sep 21, 2023 |
| 18471060 | ARTIFICIAL INTELLIGENCE-BASED METHODS AND SYSTEMS FOR GENERATING OPTIMAL EMBEDDINGS FOR IDENTIFYING SIMILAR ENTITIES | MAY, ROBERT F | 2154 | §103 | Non-Final OA | 28d | Pending | Sep 20, 2023 |
| 18469941 | SYSTEM AND METHODS FOR GENERATING A TEMPORARY, LIMITED USE MACHINE-READABLE CODE ASSOCIATED WITH AN ACCOUNT | KWONG, CHO YIU | 3693 | §101 | Non-Final OA | — | Pending | Sep 19, 2023 |
| 18367718 | EXPENSE MANAGEMENT SYSTEM FOR IMPROVED DATA CAPTURE | JUNG, HENRY H | 3695 | §101§103 | Final Rejection | — | Pending | Sep 13, 2023 |
| 18458782 | DATA CUBE SYSTEMS AND METHODS FOR DYNAMIC RULE CREATION | MILLER, JAMES H | 3694 | §103 | Final Rejection | 19d overdue | Pending | Aug 30, 2023 |
| 18449948 | SYSTEM AND METHOD OF PAYMENT OF MERCHANTS ON BEHALF OF PAYMENT CARD SYSTEM TRANSACTION ACQUIRERS | MAGUIRE, LINDSAY M | 3619 | §101 | Non-Final OA | — | Pending | Aug 15, 2023 |
| 18449500 | SYSTEM, METHOD, AND NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIA FOR RECOMMENDING MERCHANTS | KANG, TIMOTHY J | 3689 | §101 | Non-Final OA | — | Pending | Aug 14, 2023 |
| 18448105 | DYNAMIC CUSTOMIZED INCENTIVES FOR INSTALLMENT PAYMENT PLANS | HEWITT II, CALVIN L | 4100 | §101§112 | Final Rejection | 259d overdue | Pending | Aug 10, 2023 |
| 18365666 | Systems, Methods and Computer Program Products for Contactless Payment Card Security at Unattended Type Terminals | YU, ARIEL J | 3627 | §102§103 | Final Rejection | 56d | Pending | Aug 04, 2023 |
| 18223476 | SYSTEMS AND METHODS FOR AUTOMATICALLY REVERSING ELECTRONIC INSTRUCTIONS BASED ON FIRST AND SECOND ELECTRONIC MESSAGES | GREGG, MARY M | 3695 | §101§112 | Non-Final OA | — | Pending | Jul 18, 2023 |
| 18353517 | RAPID SECURE WIRELESS TRANSACTION | PARK, YONG S | 3694 | §103§112 | Final Rejection | 58d overdue | AI Ready | Jul 17, 2023 |
| 18350639 | SYSTEMS AND METHODS FOR PREDICTING PARAMETERS AND TIMING OF A COMPUTER MESSAGE | PARK, YONG S | 3694 | §101§103§112 | Non-Final OA | 33d | Pending | Jul 11, 2023 |
| 18349699 | SYSTEMS AND METHODS FOR EARLY DETECTION OF NETWORK FRAUD EVENTS | POINVIL, FRANTZY | 3693 | §101 | Non-Final OA | 19d overdue | Pending | Jul 10, 2023 |
| 18208939 | METHOD AND SYSTEM FOR IDENTIFYING TYPE OF ACCOUNT WHILE MAINTAINING ANONYMITY IN BLOCKCHAIN TRANSACTIONS | DANG, CHRISTINE | 3698 | §103 | Final Rejection | — | Pending | Jun 13, 2023 |
| 18204360 | SYSTEMS AND METHODS FOR FACILITATING NETWORK VOICE AUTHENTICATION | SHARON, AYAL I | 3695 | §103 | Non-Final OA | — | Pending | May 31, 2023 |
| 18314042 | IDENTIFYING ENTITIES BASED ON AN ENTITY DISCOVERY MODEL | TURK, BROCK E | 3692 | §101§112 | Non-Final OA | — | Pending | May 08, 2023 |
| 18308917 | SYSTEM AND METHOD FOR ASSESSING A RISK SCORE FOR A NON-FUNGIBLE TOKEN TRANSACTED ON A BLOCKCHAIN | SUMMERS, KIERSTEN V | 3626 | §101§103 | Non-Final OA | — | Pending | Apr 28, 2023 |
| 18302489 | SYSTEMS AND METHODS FOR REAL-TIME IDENTITY VERIFICATION USING A TOKEN CODE | SAVENKOV, VADIM | 2432 | §103§112Other | Final Rejection | 46d | Pending | Apr 18, 2023 |
| 18301021 | ENHANCED DATA MESSAGING SYSTEMS AND METHODS FOR AUTHENTICATING AN IDENTITY OF ONLINE USERS | YONO, RAVEN E | 3694 | §101 | Non-Final OA | 15d | Pending | Apr 14, 2023 |
| 18031344 | AN APPARATUS, METHOD AND COMPUTER PROGRAM PRODUCT FOR DETERMINING A LEVEL OF RISK | SCHEUNEMANN, RICHARD N | 3624 | §101 | Non-Final OA | 46d | Pending | Apr 11, 2023 |
| 18131468 | METHOD AND SYSTEM OF A BLOCKCHAIN PAYMENT SOLUTION FOR PAYMENT CARDS WITH SELF-CUSTODIAL WALLETS | KING, DAVIDA LEE | 3699 | §103 | Non-Final OA | 3d overdue | Pending | Apr 06, 2023 |
| 18193307 | SYSTEMS AND METHODS FOR AUTOMATICALLY UPDATING ACCOUNT INFORMATION | BORLINGHAUS, JASON M | 3692 | §101 | Non-Final OA | — | Pending | Mar 30, 2023 |
| 18029052 | LOCATION DETERMINATION | WILDER, ANDREW H | 3627 | §103 | Final Rejection | — | Pending | Mar 28, 2023 |
| 18190086 | CONSERVING COMPUTING RESOURCES DURING IDENTITY VALIDATION VIA A LAST USED ACCOUNT | QAYYUM, ZESHAN | 3697 | §101 | Non-Final OA | 17d overdue | Pending | Mar 25, 2023 |
| 18119236 | METHODS AND SYSTEMS FOR EXTENDING INSTALLMENT OPTIONS | ANDERSON, MICHAEL W | 3693 | §101 | Final Rejection | — | Pending | Mar 08, 2023 |
| 18179094 | SYSTEMS AND METHODS FOR MULTI-STAGE RESIDUAL MODELING APPROACH FOR ANALYSIS AND ASSESSMENT | KRINGEN, MICHELLE THERESE | 3689 | §101 | Final Rejection | — | Pending | Mar 06, 2023 |
| 18167694 | SYSTEMS AND METHODS FOR ADVANCED USER AUTHENTICATION IN ACCESSING A COMPUTER NETWORK | JIMENEZ, JUSTIN ABEL | 3697 | §101§102 | Final Rejection | 22d overdue | Pending | Feb 10, 2023 |
| 18164096 | NETWORK BASED DATA EXCHANGE FOR QUALIFYING A USER AND ACTIVATING ACCESS CREDENTIALS | PARK, YONG S | 3694 | §101§103 | Final Rejection | — | Pending | Feb 03, 2023 |
| 18145627 | COMPUTER-IMPLEMENTED SYSTEMS AND METHODS FOR PAYMENT ROUTING | GREGG, MARY M | 3695 | §101§103§112 | Non-Final OA | 26d | Pending | Dec 22, 2022 |
| 18070101 | DEVICE CERTIFICATION BASED ON DEVICE CAPABILITIES | LANIER, BENJAMIN E | 2437 | §103§112 | Final Rejection | 29d overdue | Pending | Nov 28, 2022 |
| 18055257 | SYSTEMS AND METHODS FOR PROCESSING PREAUTHORIZED AUTOMATED BANKING MACHINE-RELATED TRANSACTIONS | EKECHUKWU, CHINEDU U | 3695 | §101§102§103§112Other | Non-Final OA | — | Pending | Nov 14, 2022 |
| 17967667 | TRANSACTION AUTHENTICATION SYSTEMS AND METHODS | HUDSON, MARLA LAVETTE | 3694 | §101 | Final Rejection | — | Pending | Oct 17, 2022 |
| 17950915 | SYSTEMS AND METHODS FOR FACILITATING NETWORK TRANSACTIONS BASED ON USER AUTHENTICATION | OYEBISI, OJO O | 3695 | §103 | Final Rejection | — | Pending | Sep 22, 2022 |
| 17869474 | TRUSTED, SECURE, AND DEFERRED REAL-TIME PAYMENTS IN A REAL-TIME PAYMENT NETWORK | CRAWLEY, TALIA F | 3627 | §103 | Non-Final OA | — | Pending | Jul 20, 2022 |
| 17828945 | IDENTIFICATION OF FRAUDULENT HEALTHCARE PROVIDERS THROUGH MULTIPRONGED AI MODELING | NAJARIAN, LENA | 3687 | §101 | Non-Final OA | — | Pending | May 31, 2022 |
| 17752318 | METHOD AND SYSTEM FOR PROCESSING AN ASSET SWAP ACROSS TWO BLOCKCHAINS | ZELASKIEWICZ, CHRYSTINA E | 3699 | §103§112 | Non-Final OA | — | Pending | May 24, 2022 |
| 17743188 | METHODS AND APPARATUS FOR AUTHORIZING AUTOMATED TELLER MACHINE TRANSACTIONS USING BIOMETRIC DATA | XIAO, ZESHENG | 3698 | §103 | Final Rejection | — | Pending | May 12, 2022 |
| 17739040 | METHODS AND SYSTEMS FOR PREDICTING CHARGEBACK BEHAVIORAL DATA OF ACCOUNT HOLDERS | FU, HAO | 3695 | §101 | Non-Final OA | — | Pending | May 06, 2022 |
| 17718978 | Systems & Methods of Matching Consumers with Billing Data | PUTTAIAH, ASHA | 3691 | §101§102§112 | Non-Final OA | 27d | Pending | Apr 12, 2022 |
| 17710863 | SYSTEMS AND METHODS FOR MACHINE LEARNING OPTIMIZATION | MARU, MATIYAS T | 2148 | §103§112 | Non-Final OA | — | Pending | Mar 31, 2022 |
| 17699838 | Completing a Transaction | MALKOWSKI, MARK A | 3696 | §101 | Final Rejection | 5d | Pending | Mar 21, 2022 |
| 17697724 | SYSTEM AND METHOD FOR PREDICTING TRANSACTIONAL BEHAVIOR IN A NETWORK | SMITH, KEVIN LEE | 2122 | §101§103 | Non-Final OA | 36d | Pending | Mar 17, 2022 |
| 17556381 | METHOD AND SYSTEM OF PROVIDING FOR OFFLINE TRANSACTIONS IN DIGITAL CURRENCIES | SHERR, MARIA CRISTI OWEN | 3697 | §103 | Non-Final OA | 12d | Pending | Dec 20, 2021 |
| 17508048 | METHOD AND SYSTEM OF INITIATING SIMULTANEOUS START OF BLOCK FORMATION | LE, JESSICA N | 2169 | §103 | Non-Final OA | — | Pending | Oct 22, 2021 |
| 17496693 | SYSTEMS AND METHODS FOR PRE-PAYMENT INCENTIVE MANAGEMENT | CARVALHO, ERROL A | 3622 | §101 | Final Rejection | 68d | Pending | Oct 07, 2021 |
| 17408219 | SYSTEMS AND METHODS FOR INTERACTIVE CHATBOT AUTHENTICATION OF USERS | DHAKAD, RUPALI | 2437 | §103 | Final Rejection | 43d overdue | Pending | Aug 20, 2021 |
| 17341041 | SYSTEMS AND METHODS FOR PROVIDING ANONYMIZED TRANSACTION DATA TO THIRD-PARTIES | ANDREI, RADU | 3697 | §103 | Final Rejection | — | Pending | Jun 07, 2021 |
| 17189521 | METHOD AND SYSTEM OF IMPLEMENTING PARTITIONED BLOCKCHAIN | KIM, TAELOR | 2859 | §103 | Final Rejection | — | Pending | Mar 02, 2021 |
| 17035363 | DEVICE MONITORING SYSTEM AND METHOD | ANDERSON, BRODERICK C | 2178 | §101 | Final Rejection | — | Pending | Sep 28, 2020 |
| 16448884 | SYSTEMS AND METHODS FOR AUTHENTICATING ONLINE USERS IN REGULATED ENVIRONMENTS | JUNG, HENRY H | 3695 | §101 | Final Rejection | — | Pending | Jun 21, 2019 |