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Last updated: October 23, 2026

Wells Fargo Bank, N.A.: all pending office actions

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App #TitleExaminerArt UnitStatutesStatusDue inAIFiled
19635193 ENCAPSULATION OF PAYMENT INFORMATION KUCAB, JAMIE R 3699 §101§103§112DP Non-Final OA — Pending Mar 31, 2026
19558035 ENCAPSULATION OF PAYMENT INFORMATION KUCAB, JAMIE R 3699 §103 Non-Final OA — Pending Mar 05, 2026
19433594 SYSTEMS AND METHODS FOR SMART CARD ONLINE PURCHASE AUTHENTICATION PHAN, NICHOLAS K 3699 §101§103Other Non-Final OA — Pending Dec 26, 2025
19410216 INFRASTRUCTURE FOR MAINTAINING MATH-BASED CURRENCY ACCOUNTS ZHOU, YINGYING 3697 §101§103Other Final Rejection — Pending Dec 05, 2025
19407163 SYSTEMS AND METHODS FOR ONLINE MATH BASED CURRENCY (MBC) CARD-BASED EXCHANGES KUO, CHENYUH 3697 §101§103§112Other Non-Final OA — Pending Dec 03, 2025
19392687 SYSTEMS AND METHODS FOR CONTACTLESS SMART CARD AUTHENTICATION KIM, STEVEN S 3698 §101§103Other Final Rejection — Pending Nov 18, 2025
19384139 DISTRIBUTED LEDGER TECHNOLOGY UTILIZING ASSET TRACKING KUO, CHENYUH 3697 §101§103Other Non-Final OA — Pending Nov 10, 2025
19373012 SYSTEMS AND METHODS FOR PROVIDING A DELEGATE NOTIFICATION SCHEME TRAN, HAI 3695 §101Other Non-Final OA — Pending Oct 29, 2025
19353498 INSTANT NETWORK CASH TRANSFER AT POINT OF SALE APPLE, KIRSTEN SACHWITZ 3693 §101Other Non-Final OA — Pending Oct 08, 2025
19344702 DOCUMENT SET INTERROGATION TOOL UDDIN, MD I 2169 §101§102§103 Non-Final OA — Pending Sep 30, 2025
19317056 SYSTEM AND METHOD FOR CARD CONTROL OUSSIR, EL MEHDI 3699 §101§103DP Final Rejection 29d Pending Sep 02, 2025
19310773 SYSTEMS AND METHODS FOR INFORMATION VERIFICATION USING A CONTACTLESS CARD JOHNSON, SONJI N 2876 §103 Final Rejection — Pending Aug 26, 2025
19303052 ASSESSING SECURITY OF SERVICE PROVIDER COMPUTING SYSTEMS MAI, KEVIN S 2499 §103 Non-Final OA — Pending Aug 18, 2025
19300042 BANK-DRIVEN MODEL FOR PREVENTING DOUBLE SPENDING OF DIGITAL CURRENCY TRANSFERRED BETWEEN MULTIPLE DLT NETWORKS USING A TRUSTED INTERMEDIARY ROSEN, ELIZABETH H 3693 §101§103DP Non-Final OA — Pending Aug 14, 2025
19296782 SYSTEMS AND METHODS FOR HOME LENDING DATA CONTROL NGUYEN, PHONG H 2156 §101§102§103 Non-Final OA — Pending Aug 11, 2025
19292730 SYSTEM FOR MANAGING VENDOR DATA CASANOVA, JORGE A 2165 §103§112Other Non-Final OA — Pending Aug 06, 2025
19274252 LOCALIZATION CONTROL FOR NON-FUNGIBLE TOKENS (NFTS) VIA TRANSFER BY CONTAINERIZED DATA STRUCTURES LOZA, JANICE JOMARIE 3698 DP Non-Final OA 17d overdue Pending Jul 18, 2025
19274001 SYSTEMS AND METHODS FOR IDENTIFYING ACTIVITIES OF INDIVIDUALS IN VIRTUAL SPACES USING IDENTITY LINKING PHAM, PHUC H 2408 DP Non-Final OA — Pending Jul 18, 2025
19264619 SYSTEM AND METHOD FOR FINANCIAL HEALTH ROBO-ADVISOR TRAN, HAI 3695 §101Other Non-Final OA — Pending Jul 09, 2025
19264665 USER INTERFACES FOR DATA TRAVERSAL OF KNOWLEDGE GRAPHS ARJOMANDI, NOOSHA 2166 §101§102Other Final Rejection — Pending Jul 09, 2025
19257389 SECURE DIGITAL AUTHORIZATION BASED ON IDENTITY ELEMENTS OF USERS AND/OR LINKAGE DEFINITIONS IDENTIFYING SHARED DIGITAL ASSETS WRIGHT, BRYAN F 2431 §103 Non-Final OA — Pending Jul 01, 2025
19257383 SYSTEMS AND METHODS FOR COLLATERAL DEPOSIT IDENTIFICATION AKINTOLA, OLABODE 3691 DP Non-Final OA — Pending Jul 01, 2025
19249485 CHANGE MANAGEMENT AND CLOUD STORAGE FOR UNIFIED DATA CATALOG VU, BAI DUC 2163 §103 Final Rejection — Pending Jun 25, 2025
19247915 SYSTEMS AND METHODS FOR DIGITAL ACCOUNT ACTIVATION PARK, YONG S 3694 §101Other Non-Final OA — Pending Jun 24, 2025
19234193 SYSTEM AND METHOD FOR CARD CONTROL OUSSIR, EL MEHDI 3699 §101§103§112Other Final Rejection — Pending Jun 10, 2025
19230722 PRACTICAL ITEMIZED ENCRYPTION FOR CRYPTOGRAPHIC ERASURE (PIECE) STEINLE, ANDREW J — Other Non-Final OA — Pending Jun 06, 2025
19229353 METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR VALIDATING ELECTRONIC DISTRIBUTION TRANSACTIONS AND REDUCING NON-COMPLIANT ELECTRONIC DISTRIBUTION TRANSACTIONS KAZIMI, HANI M 3691 §101 Non-Final OA — Pending Jun 05, 2025
19222588 SYSTEMS AND METHODS FOR PERSONAL INFORMATION AND PREFERENCE STORAGE, PERMISSIONING, AND SHARING FELTEN, DANIEL S 3692 §103 Non-Final OA — Pending May 29, 2025
19210889 TRANSACTION TRACKING UTILITY LIU, I JUNG 3695 §101§102 Final Rejection — Pending May 16, 2025
19207036 SCRUBBING ACCOUNT DATA ACCESSED VIA LINKS TO APPLICATIONS OR DEVICES ZOUBAIR, NOURA 2434 §103 Non-Final OA — Pending May 13, 2025
19200477 RETAILER CARD INSTANT APPROVAL AND PROVISIONING ROSEN, ELIZABETH H 3693 §101DP Non-Final OA — Pending May 06, 2025
19200511 TOKENIZED STRUCTURED DATA SHARING TRAN, JIMMY H 2451 §103Other Non-Final OA — Pending May 06, 2025
19200543 SCRUBBING ACCOUNT DATA ACCESSED VIA LINKS TO APPLICATIONS OR DEVICES ZOUBAIR, NOURA 2434 §103§112Other Non-Final OA — Pending May 06, 2025
19195110 DATA PIPELINE VALIDATION MASKULINSKI, MICHAEL C 2113 §101 Non-Final OA — Pending Apr 30, 2025
19181745 MULTIPLE ROUTING SYSTEMS MATAR, AHMAD 2693 §102§103§112 Non-Final OA — Pending Apr 17, 2025
19172544 MULTIMODAL CHATBOT SYSTEM WITH AUTHENTICATION LEVELS FOR VARIOUS INSTITUTIONS AND USERS LEWIS, LISA C 2495 §103 Non-Final OA — Pending Apr 07, 2025
19098418 LOAN REFINANCING AND/OR CONSOLIDATION TOOL HUDSON, MARLA LAVETTE 3694 §101§103Other Non-Final OA — Pending Apr 02, 2025
19097156 TOKENIZED MODEL TRAINING USING TERM FREQUENCY INVERSE DOCUMENT FREQUENCY LEVENTAL, YUVAL HAIM 2659 §101§103 Non-Final OA — Pending Apr 01, 2025
19089240 FORMAT TRANSFORMATION OF NON-FUNGIBLE TOKEN (NFT) VIA TRANSFER BY CONTAINERIZED DATA STRUCTURES FENSTERMACHER, JASON B 3698 §101§112 Final Rejection — Pending Mar 25, 2025
19090210 SYSTEMS AND METHODS FOR STRESS DETECTION AND ACTION RESPONSE KOLOSOWSKI-GAGER, KATHERINE 3687 §101§103 Final Rejection — Pending Mar 25, 2025
19070398 SYSTEMS AND METHODS FOR DEVELOPING AN OPTIMIZED DEBT SERVICE STRATEGY UTILIZING PRODUCTS ACROSS MULTIPLE CATEGORIES SCHWARZENBERG, PAUL 3695 §101 Non-Final OA 5d Pending Mar 04, 2025
19056672 SYSTEMS AND METHODS FOR PAYMENT USING LINKED ASSETS NILFOROUSH, MOHAMMAD A 3697 §101§103 Final Rejection — Pending Feb 18, 2025
19049898 SYSTEMS AND METHODS FOR AN INTERACTIVE COMMUNICATION PLATFORM PRESTON, JOHN O 3693 §101§103 Final Rejection 41d Pending Feb 10, 2025
19046068 ADVANCED FRAUD DETECTION SYSTEM CHISM, STEVEN R 3692 §101§103 Non-Final OA 13d Pending Feb 05, 2025
19046165 INDIRECT MODELING USING A VIRTUAL ENVIRONMENT WILLIAMS, ROSS A 3715 §101§102§103 Non-Final OA — Pending Feb 05, 2025
19046121 ARTIFICIAL INTELLIGENCE DRIVEN DOMAIN-SPECIFIC VALIDATION SYSTEM FILIPCZYK, MARCIN R 2153 §103 Final Rejection 35d overdue Pending Feb 05, 2025
19046053 SYNTHETIC VOICE FRAUD DETECTION SMITH, SEAN THOMAS 2659 §101§102 Non-Final OA — Pending Feb 05, 2025
19043991 PAYMENT VEHICLE WITH ON AND OFF FUNCTION GAW, MARK H 3693 §101§103§112 Non-Final OA — Pending Feb 03, 2025
19041089 PUBLIC KEY INFRASTRUCTURE ATTRIBUTE CERTIFICATE TWEAK (PACT) IDOWU, OLUGBENGA O 2494 §102§103 Final Rejection — Pending Jan 30, 2025
19038330 SYSTEMS AND METHODS FOR EXCEPTION HANDLING OF ALTERNATIVE RECORDKEEPING ENTITY DATA LE, MICHAEL 2163 §101§103§112 Final Rejection — Pending Jan 27, 2025
19036874 AUTOMATIC GENERATION OF BEHAVIORAL TEST CASES FOR NATURAL LANGUAGE PROCESSING USING CLUSTERING AND PROMPTING ADESANYA, OLUJIMI A 2658 §103 Non-Final OA — Pending Jan 24, 2025
19034117 VIRTUAL CARD IDENTIFIER IN A VERY SMART WALLET CHAKRAVARTI, ARUNAVA 3692 §101§103 Non-Final OA — Pending Jan 22, 2025
19033245 SYSTEMS AND METHODS FOR CREDIT EXTENSION INTEGRATION WITH A DIGITAL PAYMENT NETWORK BUI, TOAN D. 3693 §101 Final Rejection — Pending Jan 21, 2025
19025062 CENTRALIZED PASSKEY MANAGEMENT SYSTEM FOR ENHANCED DIGITAL AUTHENTICATION AND SECURITY BINCZAK, BRANDON MICHAEL 2437 §103§112 Non-Final OA — Pending Jan 16, 2025
19025124 MOBILE PAYMENT TRUST SCORE USING VERY SMART WALLET LOZA, JANICE JOMARIE 3698 §101§103 Non-Final OA — Pending Jan 16, 2025
19022481 SYSTEMS AND METHODS FOR AUTOMATIC TAX WITHHOLDING IN A DIGITAL PAYMENT NETWORK FU, HAO 3695 §101§103 Final Rejection — Pending Jan 15, 2025
19009862 SYSTEMS AND METHODS FOR PROVIDING PERSONALIZED NUDGES IN A COMPETITION ENVIRONMENT KWONG, CHO YIU 3693 §101§102§103 Final Rejection — Pending Jan 03, 2025
19008287 RECOMMENDATION GENERATION BASED ON MEMO FIELDS OF DIGITAL PAYMENT OBJECTS SHARON, AYAL I 3695 §101§103 Final Rejection — Pending Jan 02, 2025
19007978 THREAT DETECTION AND MANAGEMENT OYEBISI, OJO O 3695 §103 Final Rejection — Pending Jan 02, 2025
19001129 CONTROLS FOR VULNERABLE ADULTS KWONG, CHO YIU 3693 §101§103§112 Final Rejection — Pending Dec 24, 2024
18980823 SELECTIVE VIRTUAL ASSISTANT RESPONSES CHAVEZ, RODRIGO A 2658 §101§102§103 Non-Final OA — Pending Dec 13, 2024
18981091 SYSTEMS AND METHODS FOR AUTOMATION ROI TRACKING AUSTIN, JAMIE H 3625 §101§103§112 Final Rejection — Pending Dec 13, 2024
18961967 SYSTEMS AND METHODS FOR IMPROVED OPERATIONS WITH GENERATIVE ARTIFICIAL INTELLIGENCE HOANG, HAU HAI 2167 §101 Final Rejection 44d overdue Pending Nov 27, 2024
18956882 NETWORK ACCESS TOKENS AND META-APPLICATION PROGRAMMING INTERFACES FOR ENHANCED INTER-ENTERPRISE SYSTEM DATA PROMULGATION AND PROFILING ZAIDI, SYED A 2432 §103 Final Rejection — Pending Nov 22, 2024
18940511 AUTOMATED DATA MANAGEMENT FRAMEWORK AND UNIFIED DATA CATALOG FOR ENTERPRISE COMPUTING SYSTEMS NGUYEN, LIZ P 3696 §101§102§103 Non-Final OA — Pending Nov 07, 2024
18938166 SYSTEMS AND METHODS FOR PROPORTIONATE ALLOCATION PARK, YONG S 3694 §101 Final Rejection — Pending Nov 05, 2024
18934465 DATA PIPELINE LESNIEWSKI, VICTOR D 2493 §103 Non-Final OA — Pending Nov 01, 2024
18930623 SYSTEMS AND METHODS FOR ONTOLOGY-BASED SECURITY REMEDIATION YE, ZI 2455 §102§103 Final Rejection — Pending Oct 29, 2024
18929346 SYSTEMS AND METHODS FOR PROTECTING THE IDENTITY OF USERS AND ENTITIES KORZUCH, WILLIAM R 2491 §103 Non-Final OA — Pending Oct 28, 2024
18916424 SYSTEMS AND METHODS FOR PROVIDING CURATED DATASETS ACCORDING TO DATA FROM DISPARATE DATA SOURCES GANGER, LAUREN ZANNAH 2156 §103Other Final Rejection 34d Pending Oct 15, 2024
18910913 BLOCKCHAIN FACILITATION OF ASSET TRANSFERS BETWEEN COMPUTING SYSTEMS RAZA, ZEHRA 3697 §101§103 Non-Final OA 11d overdue Pending Oct 09, 2024
18906048 SYSTEMS AND METHODS FOR PRIORITIZING FRAUD CASES USING ARTIFICIAL INTELLIGENCE LUDWIG, PETER L 3627 §103 Final Rejection — Pending Oct 03, 2024
18904652 SYSTEM AND METHOD FOR FINANCIAL REGULATORY AND COMPLIANCE RULES MANAGEMENT USING A CUSTOMIZED DOMAIN-SPECIFIC LANGUAGE CIRNU, ALEXANDRU 3622 §101§103 Final Rejection — Pending Oct 02, 2024
18903472 UMBRELLA USER CONTEXT DATABASE SCHMIDT, KARI L 2439 §103 Non-Final OA — Pending Oct 01, 2024
18891909 TRANSACTION INSTRUMENT WITH FEATURES FOR DESTRUCTION AND DISPOSAL WALSH, DANIEL I 2876 §103Other Final Rejection 5d overdue Pending Sep 20, 2024
18890012 DIGITAL IDENTITY VERIFICATION AND GUARANTEE KAZIMI, HANI M 3691 §101 Non-Final OA — Pending Sep 19, 2024
18828383 TWO WAY SCREEN MIRRORING USING A SMART TABLE SILVERMAN, SETH ADAM 2172 §103 Non-Final OA — Pending Sep 09, 2024
18815129 ENTITY AUTHENTICATION THROUGH AN INFORMATION STORAGE AND COMMUNICATION SYSTEM PARK, YONG S 3694 §101§103§112 Non-Final OA — Pending Aug 26, 2024
18813352 SYSTEMS AND METHODS FOR MULTIPLE OFFER SOURCE AGGREGATOR VAN BRAMER, JOHN W 3622 §101§112Other Non-Final OA 1d overdue Pending Aug 23, 2024
18808552 CONTROL TOWER RESTRICTIONS ON THIRD PARTY PLATFORMS KUCAB, JAMIE R 3699 §103DP Non-Final OA 70d Pending Aug 19, 2024
18806052 SYSTEMS AND METHODS FOR DYNAMIC ROUTING PROTOCOLS NEURAUTER JR, GEORGE C 2459 §102§103 Non-Final OA — Pending Aug 15, 2024
18806516 MODEL VALIDATION AS A SERVICE CHEN, QING 2191 §101§102§103§112 Non-Final OA — Pending Aug 15, 2024
18802957 MOBILE WALLET ACCOUNT BALANCE SYSTEMS AND METHODS TURK, BROCK E 3692 §101§103 Non-Final OA — Pending Aug 13, 2024
18802757 MULTI CHANNEL PURCHASING FOR INTEROPERABLE MOBILE WALLET KANG, IRENE S 3696 §101§103 Final Rejection — Pending Aug 13, 2024
18793089 SMART DIGITAL INTERACTIONS WITH AUGMENTED REALITY AND GENERATIVE ARTIFICIAL INTELLIGENCE SUO, JOSHUA JUNGWOOK 2616 §103 Non-Final OA 5d Pending Aug 02, 2024
18793179 DATA SUBJECT REQUEST TIERING SUH, ANDREW 2493 §103 Non-Final OA — Pending Aug 02, 2024
18792047 TECHNIQUES FOR EXECUTING COMMANDS AND SCRIPTS ACROSS OPERATING SYSTEMS WEI, ZENGPU 2197 §103 Non-Final OA — Pending Aug 01, 2024
18787797 CUSTOMER VERIFICATION AND ACCOUNT CREATION SYSTEMS AND METHODS JAMES, GREGORY MARK 3692 §101Other Non-Final OA 33d Pending Jul 29, 2024
18777037 SYSTEMS AND METHODS FOR VERIFYING A DELEGATE GARCIA-GUERRA, DARLENE 3625 §103 Non-Final OA 31d overdue Pending Jul 18, 2024
18776355 SELECTING AUTOMATED TELLER MACHINE DISTRIBUTION USING ARTIFICIAL INTELLIGENCE AND PREDICTIVE ANALYTICS BROWN, SARA GRACE 3625 §101 Final Rejection 28d Pending Jul 18, 2024
18774777 SYSTEM AND METHOD FOR OPERATING A MOBILE WALLET INCLUDING RECEIPT TRACKING POINVIL, FRANTZY 3693 §101DP Non-Final OA 5d overdue Pending Jul 16, 2024
18773491 SYSTEMS AND METHODS FOR INTERACTIVE FINANCIAL CATEGORIZATION AND BUDGETING SUBRAMANIAN, NARAYANSWAMY 3691 §101 Non-Final OA — Pending Jul 15, 2024
18762446 SYSTEMS AND METHODS FOR REMOTE ATM ACCESS BUI, TOAN D. 3693 §101§103Other Non-Final OA 46d overdue Pending Jul 02, 2024
18761198 SYSTEMS AND METHODS FOR EVALUATING A RENTAL CANDIDATE FOR A RENTAL EVENT MADAMBA, CLIFFORD B 3692 §101§103 Non-Final OA — Pending Jul 01, 2024
18757006 SYSTEMS AND METHODS FOR ENHANCED PEER-TO-PEER ASSET TRANSFERS WOLDEMARIAM, NEGA 2407 §103 Final Rejection 22d Pending Jun 27, 2024
18756854 DETECTING SECURITY THREATS FROM LOGON DATA ABYANEH, ALI S 2437 §101§103 Final Rejection — Pending Jun 27, 2024
18750930 SYSTEMS AND METHODS FOR DYNAMICALLY IDENTIFYING BIAS IN A DATASET WU, NICHOLAS S 2148 §101§103 Non-Final OA — Pending Jun 21, 2024
18750914 SENDING SECURE PROXY ELEMENTS WITH MOBILE WALLETS CUNNINGHAM II, GREGORY S 3694 §101§103 Final Rejection 8d overdue Pending Jun 21, 2024
18742251 SYSTEMS AND METHODS FOR DIGITAL PIN PROMPTING AND SETTING MADAMBA, CLIFFORD B 3692 §101§103 Non-Final OA — Pending Jun 13, 2024
18736978 SYSTEM FOR QUANTITATIVE SOFTWARE RISK DETERMINATION AND VISUALIZATION NEAL, ALLISON MICHELLE 3625 §101 Non-Final OA — Pending Jun 07, 2024
18734488 SYSTEMS AND METHODS FOR PROVIDING CURATED DATASETS ACCORDING TO DATA FROM DISPARATE DATA SOURCES GANGER, LAUREN ZANNAH 2156 §103 Final Rejection 22d Pending Jun 05, 2024
18734451 CREATING TRIP ROUTES FOR AUTONOMOUS VEHICLES SMITH, ISAAC G 3662 §101§103 Final Rejection 14d Pending Jun 05, 2024
18733626 ENHANCING BUSINESS INTERACTIONS USING A SMART WALLET OSMAN BILAL AHMED, AFAF 3622 §101§103§112 Final Rejection 33d Pending Jun 04, 2024
18679887 SMART MOBILE WALLET TRACKER FOR MONITORING AND COMPLIANCE RACIC, MILENA 3627 §103 Non-Final OA — Pending May 31, 2024
18678974 DATA INGESTION MANAGEMENT VU, VIET D 2455 §103 Non-Final OA 34d Pending May 30, 2024
18679333 AUTHENTICATION SYSTEM AND METHOD JOHNSON, CARLTON 2436 §103 Final Rejection — Pending May 30, 2024
18674434 ACCOUNT OPEN INTERFACES ANDERSON, MICHAEL W 3693 §101§102§103 Final Rejection 4d overdue Pending May 24, 2024
18673668 TRACKING RESOURCE INGESTION TANJIM, SYED SHAFKAT 3627 §101§103 Non-Final OA — Pending May 24, 2024
18674196 GENERATIVE ARTIFICIAL INTELLIGENCE (AI) ARCHITECTURE WITH DOMAIN OPTIMIZATION RODEN, DONALD THOMAS 2128 §101§103§112 Non-Final OA — Pending May 24, 2024
18671523 SYSTEMS AND METHODS FOR SIMULATING FUTURE ASSET PERFORMANCE BASED ON CONSUMABLE MEDIA CONTENT POLLOCK, GREGORY A 3691 §101§112 Non-Final OA 28d overdue Pending May 22, 2024
18670136 BOT TO BOT FINANCING OJIAKU, CHIKAODINAKA 3696 §101 Non-Final OA — Pending May 21, 2024
18669119 SYSTEMS AND METHODS FOR COMPLETING TRANSACTIONS VIA LOCKBOXES BUI, TOAN D. 3693 §103Other Non-Final OA 91d overdue Pending May 20, 2024
18667713 APPARATUSES, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR EVENT-BASED PAYMENT ORCHESTRATION RANKINS, WILLIAM E 3694 §101 Final Rejection 91d overdue Pending May 17, 2024
18667117 SYSTEMS AND METHODS FOR DYNAMIC INCOMING RESOURCE ALLOCATION DELAY OJIAKU, CHIKAODINAKA 3696 §101 Non-Final OA — Pending May 17, 2024
18666729 GLOBAL MODELER USING A PROTECTION ARCHITECTURE SHERR, MARIA CRISTI OWEN 3697 §101§103 Non-Final OA — Pending May 16, 2024
18662015 CONTRACT ADVISOR WASAFF, JOHN S. 3629 §101§103 Final Rejection — Pending May 13, 2024
18661303 PREDICTIVE ASSISTANCE IN DIGITAL CHANNELS USING CONTEXTUAL DATA MONTALVO, CARLOS FERNANDO 3629 §101§103§112 Non-Final OA — Pending May 10, 2024
18656035 SYSTEMS AND METHODS FOR PROVIDING CONTINUOUS SIGNATURE MANAGEMENT KUDO, KEN 2671 §101§102§103§112 Non-Final OA — Pending May 06, 2024
18656485 ITERATIVELY TRAINED MACHINE LEARNING MODELS FOR EVALUATIONS OF INTERNAL CONSISTENCY SPRATT, BEAU D 2143 §103 Non-Final OA — Pending May 06, 2024
18655126 SYSTEMS AND METHODS FOR FRAUD CONTROLS FOR AUTOMATED TRANSACTION MACHINES HILMANTEL, ADAM J 3691 §101 Non-Final OA 35d overdue Pending May 03, 2024
18652674 PROTECTING TOKENIZED STRUCTURES USING A PROTECTION ARCHITECTURE WORKU, SARON MATTHEWOS 2408 §103 Non-Final OA 34d Pending May 01, 2024
18651437 PROACTIVE ATM MANAGEMENT JAMES, GREGORY MARK 3692 §101 Final Rejection 33d Pending Apr 30, 2024
18648230 SYSTEMS AND METHODS FOR STAGING AND CASTING A TRANSACTION BETWEEN DEVICES JAMES, GREGORY MARK 3692 §101 Non-Final OA 15d overdue Pending Apr 26, 2024
18644024 SYSTEMS AND METHODS FOR NATIVE, NON-NATIVE, AND HYBRID REGISTRATION AND USE OF TAGS FOR REAL-TIME SERVICES RANKINS, WILLIAM E 3694 §101 Final Rejection 34d Pending Apr 23, 2024
18643854 SYSTEMS AND METHODS FOR MITIGATING DONATION FRAUD PATEL, DIVESH 3696 §101§103 Non-Final OA 31d overdue Pending Apr 23, 2024
18642148 USER INTERFACE FOR INTERACTING WITH HUMAN USERS AMIN, JWALANT B 2612 §103 Final Rejection 29d Pending Apr 22, 2024
18639451 MONITORED ALERTS LIU, CHIA-YI 3692 §101§102 Final Rejection — Pending Apr 18, 2024
18637249 EVENT NOTIFIER HUANG, JAY 3619 §103§112 Final Rejection 56d Pending Apr 16, 2024
18637163 SYSTEMS AND METHODS FOR PROACTIVELY PROVIDING EMOTIONALLY INTELLIGENT INTERACTION GUIDANCE USING A MACHINE LEARNING FRAMEWORK BAHL, SANGEETA 3626 §101§103§112 Final Rejection 14d Pending Apr 16, 2024
18636495 SYSTEM AND METHOD FOR AUTOMATED COMMUNITY-BASED CREDIT SCORING WEISBERGER, RICHARD C 3693 §101§103 Final Rejection — Pending Apr 16, 2024
18630785 SYSTEMS AND METHODS FOR MITIGATING THE OVERFITTING OF ARTIFICIAL INTELLIGENCE MODELS THAI, JASMINE THANH 2129 §103 Non-Final OA — Pending Apr 09, 2024
18625789 SYSTEMS AND METHODS FOR EMOTIONALLY ADAPTIVE FINANCIAL CHATBOT YONO, RAVEN E 3694 §101§112 Non-Final OA — Pending Apr 03, 2024
18623622 PROCESSING MODEL OUTPUTS MORALES, PEDRO JESUS 2124 §101§102§103 Non-Final OA — Pending Apr 01, 2024
18617904 TECHNIQUES FOR MULTI-PERSPECTIVE EVALUATION OF LOGIN DATA HO, DAO Q 2432 §103§112 Final Rejection 10d overdue Pending Mar 27, 2024
18612999 SYSTEMS AND METHODS FOR INTELLIGENTLY ROUTING TASKS TO AI SYSTEMS DORAIS, CRAIG C 2198 §102§112 Non-Final OA — Pending Mar 21, 2024
18613008 SYSTEMS AND METHODS FOR INTELLIGENTLY COMPILING RESPONSES FROM AI SYSTEMS KE, PENG 2194 §101§102§103 Non-Final OA — Pending Mar 21, 2024
18610865 GAMIFICATION OF BEQUESTS ROSEN, ELIZABETH H 3693 §101 Final Rejection 40d Pending Mar 20, 2024
18610875 CONFIRMING CONDITIONAL BEQUEST RUHL, DENNIS WILLIAM 3626 §101 Final Rejection 11d overdue Pending Mar 20, 2024
18611414 SYSTEMS AND METHODS FOR TIERED-BASED INFORMATION PROVISION DUCK, BRANDON M 3693 §101 Non-Final OA 77d Pending Mar 20, 2024
18609936 UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS BUI, TOAN D. 3693 §101Other Final Rejection 46d overdue Pending Mar 19, 2024
18609529 SYSTEMS AND METHODS FOR FUNDS TRANSFERS VIA A FEDERATED DIRECTORY BUI, TOAN D. 3693 §101Other Final Rejection — Pending Mar 19, 2024
18608331 UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS BUI, TOAN D. 3693 §101 Final Rejection 4d overdue Pending Mar 18, 2024
18608307 SYSTEMS AND METHODS FOR GENERATING A POSITION BASED USER INTERFACE TSUI, WILSON W 2172 §103 Final Rejection — Pending Mar 18, 2024
18607184 DATA CAPTURE AND LOAN PAYOFF THROUGH SMARTPHONE GREGG, MARY M 3695 §101§103 Non-Final OA 4d overdue Pending Mar 15, 2024
18603925 SYSTEMS AND METHODS FOR VIRTUAL ASSISTANT WITH EXPANSIVE MEMORY OVER MULTIPLE INTERACTIONS AUGUSTINE, NICHOLAS 2178 §103 Non-Final OA — Pending Mar 13, 2024
18603908 SYSTEMS AND METHODS FOR LOCATION BASED TRANSACTION DISPLAY AND EXECUTION ANDERSON, SCOTT C 3694 §101§103 Final Rejection 9d Pending Mar 13, 2024
18604008 THREAT MODELING AT SCALE DAVIS, ZACHARY A 2492 §112 Non-Final OA 28d Pending Mar 13, 2024
18603480 RAISED REAL-TIME PAYMENTS FOR TRUSTED DEVICES CUNNINGHAM II, GREGORY S 3694 §101§103 Final Rejection — Pending Mar 13, 2024
18602830 MANAGEMENT OF SOFTWARE DEPENDENCIES MORSHED, HOSSAIN M 2191 §101§103 Final Rejection 23d Pending Mar 12, 2024
18593751 SYSTEMS AND METHODS FOR GENERATING NEW TRANSACTION FRAMEWORKS USING A MACHINE LEARNING MODEL CHEN, KUANG FU 2143 §101§102§103 Non-Final OA — Pending Mar 01, 2024
18593763 PROTECTION ARCHITECTURE USING PROOF OF USAGE ON DISTRIBUTED LEDGERS CHAKRAVARTI, ARUNAVA 3692 §101 Final Rejection — Pending Mar 01, 2024
18585949 FEDERATED TRUST USING THIRD PARTY DUCK, BRANDON M 3693 §101§103 Non-Final OA — Pending Feb 23, 2024
18581017 SYSTEMS AND METHODS FOR TRANSFERRING FIAT CURRENCY VIA MAPPED MATH-BASED CURRENCY ACCOUNTS POE, KEVIN T 3692 §112 Non-Final OA — Pending Feb 19, 2024
18437133 RANDOM INTERCHANGE NUMBER GENERATOR (RING) PATEL, HARESH N 2496 §103 Final Rejection — Pending Feb 08, 2024
18431401 SELF-SERVICE CLIENT ONBOARDING PLATFORM PADUA, NICO LAUREN 3626 §101 Final Rejection — Pending Feb 02, 2024
18430448 SYSTEMS AND METHODS FOR AUTHORIZING ACCOUNT-SPECIFIC TRANSACTION REQUESTS BAGGOT, BREFFNI 3621 §101 Final Rejection — Pending Feb 01, 2024
18423688 SYSTEMS AND METHODS FOR BORROWED BANKING ACCESS YONO, RAVEN E 3694 §101 Non-Final OA 2d overdue Pending Jan 26, 2024
18424548 SYSTEMS AND METHODS FOR DEPOSIT TRANSFER CUSTOMIZATION RANKINS, WILLIAM E 3694 §101 Final Rejection 22d Pending Jan 26, 2024
18410684 ANALYTICS FOR DYNAMIC INDUSTRY CASH FLOW MODELING HUDSON, MARLA LAVETTE 3694 §101 Final Rejection 28d overdue Pending Jan 11, 2024
18402988 Document Review and Execution on Mobile Devices MONAGHAN, MICHAEL J 3629 §101§103 Final Rejection 33d Pending Jan 03, 2024
18402030 SYSTEMS AND METHODS FOR GENERATING A METAVERSE ASSET BASED ON SECURING A PHYSICAL OBJECT CASTILHO, EDUARDO D 3600 §103 Non-Final OA — Pending Jan 02, 2024
18401687 SYSTEMS AND METHODS FOR REAL TIME CREDIT EXTENSION AND BILL PAY CONFIGURATION HAMILTON, SARA CHANDLER 3695 §101 Final Rejection 55d Pending Jan 01, 2024
18395920 SYSTEMS AND METHODS FOR CUSTOMIZING PERSONALIZATION SETTINGS FOR A USER SYROWIK, MATHEW RICHARD 3621 §101§103 Non-Final OA 45d overdue Pending Dec 26, 2023
18392951 COMPUTING SYSTEM TO PROACTIVELY GENERATE REFINANCE OFFERS SHARON, AYAL I 3695 §101 Final Rejection 14d Pending Dec 21, 2023
18545484 SYSTEMS AND METHODS FOR PROVIDING A DYNAMIC DEVICE TRUST DASHBOARD KIM, STEVEN S 3698 §101 Final Rejection 93d overdue Pending Dec 19, 2023
18543491 CONFIGURATION OF TARGET APPLICATION ENVIRONMENT MHEIR, ZUHEIR 2198 §103 Non-Final OA — Pending Dec 18, 2023
18541521 SYSTEMS AND METHODS FOR PERFORMANCE INDICATOR OPERATIONS UTILIZING MODELED ACTIVITIES OF USERS VETTER, DANIEL 3628 §101§103 Final Rejection — Pending Dec 15, 2023
18537141 SYSTEM AND METHOD FOR AUTHORIZATION CODE LOCATION VERIFICATION JACKSON, JENISE E 2499 §103 Non-Final OA — Pending Dec 12, 2023
18525667 SYSTEMS AND METHODS FOR VERIFICATION SERVICES CHAKRAVARTI, ARUNAVA 3692 §101 Final Rejection — Pending Nov 30, 2023
18524891 TEMPORAL QUANTUM FEATURE MAPS FOR KERNEL-BASED SEQUENTIAL DATA PREDICTION HALES, BRIAN J 2125 §103 Non-Final OA — Pending Nov 30, 2023
18516037 MOBILE WALLETS AND COMPANION SMART CARDS RACIC, MILENA 3627 §103 Non-Final OA 12d Pending Nov 21, 2023
18510898 TOKENIZED DEPOSIT WITH CHOICE FOR DEPOSITOR JIMENEZ, JUSTIN ABEL 3697 §103 Final Rejection 3d overdue Pending Nov 16, 2023
18506023 SYSTEM AND METHOD FOR RULE-BASED LOAN VALIDATION CRAWLEY, TALIA F 3627 §101§103 Final Rejection — Pending Nov 09, 2023
18387984 PROVIDING RESPONSES AMONG A PLURALITY OF USER INTERFACES BASED ON STRUCTURE OF USER INPUT ABOU EL SEOUD, MOHAMED 2148 §102§103 Final Rejection — Pending Nov 08, 2023
18502480 INFORMATION SHARING FOR CYBERATTACK RECOGNITION AND RESPONSE WORKU, SARON MATTHEWOS 2408 §103 Final Rejection — Pending Nov 06, 2023
18494566 SYSTEMS AND METHODS FOR USING AGGREGATED HOUSING DATA TO PROVIDE PERSONALIZED HOME IMPROVEMENT RECOMMENDATIONS WALSH, EMMETT K 3628 §101 Final Rejection — Pending Oct 25, 2023
18381283 SYSTEMS AND METHODS FOR SIMULATING ASSET DISTRIBUTION HILMANTEL, ADAM J 3691 §101 Final Rejection 27d Pending Oct 18, 2023
18482692 SYSTEMS AND METHODS FOR ESTABLISHING SHARED TRUST BETWEEN A PRIMARY AGENT USER AND RECIPIENT CLIENT USER HUANG, CHENG-FENG 2497 DP Non-Final OA 11d overdue Pending Oct 06, 2023
18478337 SYSTEMS AND METHODS FOR A MACHINE LEARNING ADAPTABLE USER INTERFACE TRAN, TAM T 2174 §103 Final Rejection 41d Pending Sep 29, 2023
18470889 SYSTEMS AND METHODS FOR DYNAMIC AND FLEXIBLE BENEFICIARY ANALYSIS NGUYEN, LIZ P 3696 §101 Final Rejection — Pending Sep 20, 2023
18370677 DATA ELEMENT ANALYSIS FOR FRAUD MITIGATION SHARVIN, DAVID P 3692 §101§102§103 Non-Final OA — Pending Sep 20, 2023
18469296 SYSTEMS AND METHODS FOR IDENTIFYING GAPS IN INSURANCE COVERAGE SHARVIN, DAVID P 3692 §101 Non-Final OA 9d overdue Pending Sep 18, 2023
18462817 SOFTWARE SECURITY MANAGEMENT CHOLLETI, RAGHAVENDER NMN 2492 §101§103 Final Rejection — Pending Sep 07, 2023
18240114 SYSTEMS AND METHODS FOR ACCOUNT-LINKED PIGGY BANK PATEL, DIVESH 3696 §103 Non-Final OA 85d overdue Pending Aug 30, 2023
18239908 SYSTEMS AND METHODS FOR SHARED ACCOUNT TRANSACTIONS ABDULLAEV, AMANULLA 3692 §101§103 Final Rejection 4d overdue Pending Aug 30, 2023
18456777 DATA MODEL DEVELOPMENT STANDARDIZATION WENG, PEI YONG 2141 §103 Non-Final OA — Pending Aug 28, 2023
18457111 SYSTEMS AND METHODS FOR GENERATING USER EVENT PREDICTIONS GUTMAN, JENNIFER MARIE 2194 §103 Non-Final OA — Pending Aug 28, 2023
18234257 QUANTUM COMPUTING-BASED REVERSIBLE POLYNOMIAL SERIES FOR CRYPTOGRAPHIC OPERATIONS TRUVAN, LEYNNA THANH 2435 §103 Final Rejection 75d Pending Aug 15, 2023
18229731 PUBLIC ITEMIZATION OF PKI NODES (PIPKIN) JOHNSON, CARLTON 2436 §103 Final Rejection 8d Pending Aug 03, 2023
18223499 SYSTEMS AND METHODS FOR PEER-TO-PEER FUNDS REQUESTS SMITH, SLADE E 3696 §101§102 Non-Final OA 50d Pending Jul 18, 2023
18351085 SYSTEM AND METHOD FOR NETWORK ENTITY RANKINGS AND EXCHANGES PATEL, DIVESH 3696 §101§103 Non-Final OA — Pending Jul 12, 2023
18213179 ELECTRONIC DISCLOSURE DELIVERY SYSTEMS AND METHODS EBERSMAN, BRUCE I 3693 §101§103 Final Rejection — Pending Jun 22, 2023
18336391 UNIFIED DATA CATALOG YOUNG, ASHLEY YA-SHEH 3625 §103 Non-Final OA — Pending Jun 16, 2023
18210502 SYSTEMS AND METHODS FOR GENERATING A GUI FOR RESCHEDULE OF PAYMENTS PUTTAIAH, ASHA 3691 §101 Final Rejection 34d Pending Jun 15, 2023
18334255 COMPOSITE EVENT SIGNATURE ANALYSIS SHERR, MARIA CRISTI OWEN 3697 §101§103 Non-Final OA 33d Pending Jun 13, 2023
18334178 TECHNIQUES FOR INSIGHT QUANTIZATION AND STATE CONTROL WALTON, CHESIREE A 3624 §101§103 Non-Final OA — Pending Jun 13, 2023
18330886 GENERATIVE ARTIFICIAL INTELLIGENCE FOR GENERATING PREDICTED EFFECTS IN RESPONSE TO A SYNTHETIC STIMULUS KIM, HARRISON CHAN YOUNG 2145 §101 Final Rejection — Pending Jun 07, 2023
18315083 USER INTERFACES FOR NAVIGATION OF KNOWLEDGE GRAPH SOURCE DATA CHOI, DAVID E 2148 §102§103 Final Rejection 7d Pending May 10, 2023
18313711 SYSTEMS AND METHODS FOR SECURELY PRESENTING CONTEXT-AWARE USER NOTIFICATIONS SALEHI, HELAI 2433 §103 Final Rejection 19d overdue Pending May 08, 2023
18142530 SYSTEMS AND METHODS FOR EXPENSE ANALYSIS BASED GRAPHICAL USER INTERFACE ALERTS YU, ARIEL J 3627 §101§103 Final Rejection 29d Pending May 02, 2023
18142552 SYSTEMS AND METHODS FOR CONTACTLESS CARD ACTIVATION JUNG, HENRY H 3695 Other Final Rejection 9d overdue Pending May 02, 2023
18135246 QUANTUM PRIME NUMBER GENERATION (QPNG) DOAN, TRANG T 2431 §103 Final Rejection — Pending Apr 17, 2023
18300861 DIGITAL CUSTOMER CONSENT ENGINE EL-BATHY, MOHAMED N 3624 §101 Final Rejection — Pending Apr 14, 2023
18299913 SYSTEM AND METHOD FOR ARTIFICIAL INTELLIGENCE INVESTMENT AND ARTICLE RECOMMENDATIONS ROSEN, ELIZABETH H 3693 §101 Final Rejection — Pending Apr 13, 2023
18193367 SYSTEMS AND METHODS FOR INCORPORATING SUPPLEMENTAL SHAPE INFORMATION IN A LINEAR DISCRIMINANT ANALYSIS CADY, MATTHEW ALAN 2145 §103 Final Rejection 8d overdue Pending Mar 30, 2023
18192223 METHOD AND DEVICE FOR PROVIDING CONSUMER SENTIMENT ANALYSIS CHEN, BILL 3626 §101§102 Non-Final OA — Pending Mar 29, 2023
18190745 MACHINE LEARNING TECHNIQUES FOR PREDICTIVE MULTI-VARIATE TEMPORAL FEATURE IMPACT DETERMINATIONS SACKALOSKY, COREY MATTHEW 2128 §101 Final Rejection 25d overdue Pending Mar 27, 2023
18188283 SYSTEMS AND METHODS FOR FACILITATING BANKING ACTIVITIES VIA AN ANONYMOUS DIGITAL PROFILE FU, HAO 3695 §103 Final Rejection 9d Pending Mar 22, 2023
18184174 SYSTEMS AND METHODS FOR GENERATING PREDICTIVE OUTCOMES FOR SCENARIOS USING GENERATIVE ARTIFICIAL INTELLIGENCE SACKALOSKY, COREY MATTHEW 2128 §101 Final Rejection 92d overdue Pending Mar 15, 2023
18181848 IDENTIFICATION OF SIMILAR PROCESSES IN ENTERPRISE MISIASZEK, AMBER ALTSCHUL 3682 §101 Final Rejection 4d overdue Pending Mar 10, 2023
18180433 SYSTEMS AND METHODS FOR SIGNATURE AUTHENTICATION DHARIA, RUPAL 2400 §101 Final Rejection — Pending Mar 08, 2023
17936897 SOFTWARE APPLICATIONS FOR FINANCIAL EDUCATION GRANT, MICHAEL CHRISTOPHER 3715 §101 Final Rejection — Pending Sep 30, 2022

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