Prosecution Insights
Prosecution Insights
86 pending office actions • 1 client • 70 examiners • 41 art units • 1 of 86 (1%) have an AI response strategy ready • 110 patents granted in the last 365 days
Based on the USPTO statutory response window for each pending office action. 85 of the docket's apps have a known mailing date; the rest are excluded from the tile counts.
Every pending office action with a known statutory deadline, placed on a days-until-due axis. Dots left of Today are overdue; the further right, the more runway. Cases that share a deadline window stack vertically. 85 of the docket's apps have a known mailing date.
Difficulty is derived from the rejection statutes on the most recent pending office action. §101-driven and multi-statute cases are graded Hard; §112-only and obviousness-type double-patenting cases are graded Easy; everything else is Medium. "Unknown" means we have not yet parsed a statute for that office action.
| Bucket | Cases |
|---|---|
| §101 only | 17 (20%) |
| §103 only | 44 (51%) |
| §102 only | 9 (10%) |
| No statute on record | 16 (19%) |
How the docket's pending cases split across USPTO tech-center bands.
Manual office-action response work runs about 10 hours per case. The time-saved bands below show what IP Author's prosecution pipeline typically delivers — a conservative 20% on the low end, 35% in the middle, 50% on the high end.
| Examiner | Apps on this docket | Allow rate | Interview lift |
|---|---|---|---|
| KORSAK, OLEG | 9 | 85.6% | +8.4% |
| KHATRI, NILESH B | 2 | 59.4% | +27.3% |
| KIM, AHSHIK | 2 | 88.1% | +10.3% |
| MAGUIRE, LINDSAY M | 2 | 51.3% | +32.1% |
| LEWIS, LISA C | 2 | 80.8% | +15.3% |
| KWONG, CHO YIU | 2 | 32.0% | +6.1% |
| LEE, CLAY C | 2 | 54.5% | +57.1% |
| HAMERSKI, BOLKO M | 2 | 58.0% | +25.4% |
| SAX, TIMOTHY PAUL | 2 | 50.6% | +45.2% |
| ST CYR, DANIEL | 1 | 81.3% | +13.3% |
Cases in front of an examiner with an allow rate of 80%+ where the difficulty is Easy or Medium. The top 4 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18670865 | SYSTEMS AND METHODS FOR CARD INFORMATION MANAGEMENT | KORSAK, OLEG | 31d overdue |
| 18794586 | SYSTEMS AND METHODS FOR SECURE TRANSACTION APPROVAL | KORSAK, OLEG | 30d overdue |
| 18968143 | SYSTEMS AND METHODS FOR SECURE ACCESS OF STORAGE | LEWIS, LISA C | 2d overdue |
| 18742425 | CRYPTOGRAPHIC AUTHENTICATION TO CONTROL ACCESS TO STORAGE DEVICES | LEWIS, LISA C | 46d |
Multi-statute / §101-driven matters, or cases in front of an examiner with an allow rate under 30%. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18400444 | TECHNIQUES TO PROCESS BIOMETRIC AND TRANSACTION DATA TO DETERMINE AN EMOTIONAL STATE OF A USER WHILE PERFORMING A TRANSACTION | PATEL, DIPEN M | 110d overdue |
| 17388919 | AUTOMATICALLY REDUCING MACHINE LEARNING MODEL INPUTS | MENGISTU, TEWODROS E | 37d overdue |
| 18492266 | PAYMENT ALERT SYSTEM AND TECHNIQUES BASED ON GEOGRAPHIC FOOTPRINT | MUSTAFA, MOHAMMED H | 17d overdue |
| 19064957 | AUTOMATED TELLER MACHINE AND MOBILE COMPUTING DEVICE WITH SYNCHRONIZED DISPLAYS | MAGUIRE, LINDSAY M | 10d overdue |
| 17984422 | METHODS AND ARRANGEMENTS TO DETERMINE QUIZ QUESTIONS | PATEL, AMIT HEMANTKUMAR | 4d overdue |
| 18406014 | TECHNIQUES FOR ONBOARDING AND VERIFICATION OF USERS TO A SERVICES PLATFORM | RANKINS, WILLIAM E | 2d overdue |
| 17974114 | SYSTEM AND METHOD FOR IDENTIFYING MEMBERS OF A DYNAMIC TARGET SEGMENT | KOLOSOWSKI-GAGER, KATHERINE | 7d |
| 16942237 | IDENTIFYING AND UTILIZING THE AVAILABILITY OF ENTERPRISE RESOURCES | HOLZMACHER, DERICK J | 12d |
Cases in front of an examiner whose interview lift is 10 percentage points or more — i.e. interviewed cases historically resolve more favorably than non-interviewed ones. The top 8 ordered by deadline are shown.
| App # | Title | Examiner | Due in |
|---|---|---|---|
| 18407995 | TECHNIQUES TO PROVIDE SECURE CRYPTOGRAPHIC AUTHENTICATION, VERIFICATION, FUNCTIONALITY ACCESS, AND PAYMENTS BETWEEN CONTACTLESS CARDS AND COMMUNICATION DEVICES | LEE, CLAY C | 49d overdue |
| 19203665 | DETERMINING SPECIFIC TERMS FOR CONTACTLESS CARD ACTIVATION | ST CYR, DANIEL | 17d overdue |
| 18207941 | SYSTEMS AND METHODS FOR TRANSACTION PROCESSING BASED ON USER AUTHENTICATION | SAX, TIMOTHY PAUL | 11d overdue |
| 19064957 | AUTOMATED TELLER MACHINE AND MOBILE COMPUTING DEVICE WITH SYNCHRONIZED DISPLAYS | MAGUIRE, LINDSAY M | 10d overdue |
| 19249431 | NFC MOBILE CURRENCY TRANSFER | KHATRI, NILESH B | 8d overdue |
| 19184179 | NFC ENABLED CARD FOR CONSUMER ACCESSIBILITY | KIM, AHSHIK | 5d overdue |
| 18968143 | SYSTEMS AND METHODS FOR SECURE ACCESS OF STORAGE | LEWIS, LISA C | 2d overdue |
| 19066317 | CONTACTLESS CARD PERSONAL IDENTIFICATION SYSTEM | KIM, AHSHIK | 5d |
| Client (Assignee) | Pending OAs |
|---|---|
| Capital One | 86 |
| Art Unit | Apps |
|---|---|
| 2492 | 10 |
| 3698 | 7 |
| 3699 | 6 |
| 3693 | 6 |
| 3694 | 6 |
| 2876 | 5 |
| 3697 | 5 |
| 3692 | 3 |
| 3619 | 2 |
| 2495 | 2 |
| App # | Title | Client | Examiner | Art Unit | Statutes | Status | Due in | AI | Filed |
|---|---|---|---|---|---|---|---|---|---|
| 19249431 | NFC MOBILE CURRENCY TRANSFER | Capital One Services, LLC | KHATRI, NILESH B | 3699 | §103 | Non-Final OA | 8d overdue | Pending | Jun 25, 2025 |
| 19203665 | DETERMINING SPECIFIC TERMS FOR CONTACTLESS CARD ACTIVATION | Capital One Services, LLC | ST CYR, DANIEL | 2876 | Other | Non-Final OA | 17d overdue | Pending | May 09, 2025 |
| 19204047 | MEDIUMS, METHODS, AND SYSTEMS FOR CLASSIFYING COLUMNS OF A DATA STORE BASED ON CHARACTER LEVEL LABELING | Capital One Services, LLC | BROMELL, ALEXANDRIA Y | 2167 | §102 | Non-Final OA | 71d | Pending | May 09, 2025 |
| 19184179 | NFC ENABLED CARD FOR CONSUMER ACCESSIBILITY | Capital One Services, LLC | KIM, AHSHIK | 2876 | Other | Non-Final OA | 5d overdue | Pending | Apr 21, 2025 |
| 19074031 | SYSTEMS AND METHODS OF SECURE MERCHANT PAYMENT OVER MESSAGING PLATFORM USING A CONTACTLESS CARD | Capital One Services, LLC | NIGH, JAMES D | 3699 | §102 | Non-Final OA | 28d | Pending | Mar 07, 2025 |
| 19066317 | CONTACTLESS CARD PERSONAL IDENTIFICATION SYSTEM | Capital One Services, LLC | KIM, AHSHIK | 2876 | Other | Non-Final OA | 5d | Pending | Feb 28, 2025 |
| 19065297 | CONTACTLESS CARD EMULATION SYSTEM AND METHOD | Capital One Services, LLC | KHATRI, NILESH B | 3699 | Other | Non-Final OA | 16d | Pending | Feb 27, 2025 |
| 19064957 | AUTOMATED TELLER MACHINE AND MOBILE COMPUTING DEVICE WITH SYNCHRONIZED DISPLAYS | Capital One Services, LLC | MAGUIRE, LINDSAY M | 3619 | §101 | Non-Final OA | 10d overdue | Pending | Feb 27, 2025 |
| 18968143 | SYSTEMS AND METHODS FOR SECURE ACCESS OF STORAGE | Capital One Services, LLC | LEWIS, LISA C | 2495 | §103 | Non-Final OA | 2d overdue | Pending | Dec 04, 2024 |
| 18959268 | APPLICATION-BASED POINT OF SALE SYSTEM IN MOBILE OPERATING SYSTEMS | Capital One Services, LLC | WONG, ERIC TAK WAI | 3693 | §103 | Non-Final OA | 29d | Pending | Nov 25, 2024 |
| 18918482 | SYSTEMS AND METHODS OF DISABLING A CONTACTLESS CARD FOR FRAUD PREVENTION | Capital One Services, LLC | ABDULLAEV, AMANULLA | 3692 | §103 | Non-Final OA | 27d | Pending | Oct 17, 2024 |
| 18918974 | SYSTEMS AND METHODS OF FRAUD PREVENTION FOR CROSS-BORDER TRANSACTIONS | Capital One Services, LLC | BUNKER, WILLIAM B | 3691 | §103 | Non-Final OA | 16d overdue | Pending | Oct 17, 2024 |
| 18917527 | SYSTEMS AND METHODS FOR RESTRICTING FIDO KEY DERIVATION IDENTITY BINDING | Capital One Services, LLC | KOBROSLI, SHADI HASSAN | 2492 | §103 | Non-Final OA | 4d overdue | AI Ready | Oct 16, 2024 |
| 18917248 | SYSTEMS AND METHODS FOR FRAUD REDUCTION THROUGH MULTI-BUSINESS AUTHENTICATION | Capital One Services, LLC | SHAH, BHAVIN D | 3694 | §103 | Non-Final OA | 38d overdue | Pending | Oct 16, 2024 |
| 18915515 | SYSTEMS AND METHODS FOR RISK SIGNAL COLLECTION AND SHIFTING FRAUD RESPONSIBILITY | Capital One Services, LLC | MAGUIRE, LINDSAY M | 3619 | §101 | Non-Final OA | 34d | Pending | Oct 15, 2024 |
| 18819771 | SYSTEMS AND METHODS FOR CRYPTOGRAPHIC AUTHENTICATION OF CONTACTLESS CARDS | Capital One Services, LLC | KORSAK, OLEG | 2492 | Other | Non-Final OA | 28d | Pending | Aug 29, 2024 |
| 18819810 | SYSTEMS AND METHODS FOR SIGNALING AN ATTACK ON CONTACTLESS CARDS | Capital One Services, LLC | KORSAK, OLEG | 2492 | Other | Non-Final OA | 28d | Pending | Aug 29, 2024 |
| 18814955 | TAP CARD TO SECURELY GENERATE CARD DATA TO COPY TO CLIPBOARD | Capital One Services, LLC | TC 3600, DOCKET | 3600 | Other | Non-Final OA | 86d overdue | Pending | Aug 26, 2024 |
| 18815172 | ARTICLE, DEVICE, AND TECHNIQUES FOR SERVERLESS STREAMING MESSAGE PROCESSING | Capital One Services, LLC | PHAN, RAYMOND NGAN | 2175 | Other | Non-Final OA | 29d overdue | Pending | Aug 26, 2024 |
| 18808227 | SYSTEMS AND METHODS FOR CRYPTOGRAPHIC AUTHENTICATION OF CONTACTLESS CARDS | Capital One Services, LLC | KORSAK, OLEG | 2492 | Other | Non-Final OA | 19d | Pending | Aug 19, 2024 |
| 18800749 | USE OF A PAYMENT CARD TO UNLOCK A LOCK | Capital One Services, LLC | SYED, NABIL H | 2686 | §103 | Non-Final OA | 77d overdue | Pending | Aug 12, 2024 |
| 18794586 | SYSTEMS AND METHODS FOR SECURE TRANSACTION APPROVAL | Capital One Services, LLC | KORSAK, OLEG | 2492 | §102 | Non-Final OA | 30d overdue | Pending | Aug 05, 2024 |
| 18783919 | USING ON-DEMAND APPLICATIONS TO PROCESS ENCRYPTED DATA FROM A CONTACTLESS CARD | Capital One Services, LLC | GETACHEW, WODAJO | 3697 | §103 | Non-Final OA | 66d overdue | Pending | Jul 25, 2024 |
| 18776418 | TECHNIQUES TO PROVIDE STREAMING DATA RESILIENCY UTILIZING A DISTRIBUTED MESSAGE QUEUE SYSTEM | Capital One Services, LLC | WASEL, MOHAMED A | 2454 | §103 | Final Rejection | 8d overdue | Pending | Jul 18, 2024 |
| 18770956 | ROLLING BIOMETRIC KEY EXCHANGE | Capital One Services, LLC | POTRATZ, DANIEL B | 2491 | §103 | Final Rejection | — | Pending | Jul 12, 2024 |
| 18765791 | MULTI-TABLE DATA VALIDATION TOOL | Capital One Services, LLC | HTAY, LIN LIN M | 2153 | §103 | Non-Final OA | 15d overdue | Pending | Jul 08, 2024 |
| 18760766 | SYSTEMS AND METHODS FOR CRYPTOGRAPHIC AUTHENTICATION OF CONTACTLESS CARDS | Capital One Services, LLC | KORSAK, OLEG | 2492 | Other | Non-Final OA | 77d overdue | Pending | Jul 01, 2024 |
| 18742425 | CRYPTOGRAPHIC AUTHENTICATION TO CONTROL ACCESS TO STORAGE DEVICES | Capital One Services, LLC | LEWIS, LISA C | 2495 | §103 | Non-Final OA | 46d | Pending | Jun 13, 2024 |
| 18740811 | SYSTEMS AND METHODS FOR PEER-TO-PEER IDENTITY VERIFICATION | Capital One Services, LLC | KWONG, CHO YIU | 3693 | §101 | Final Rejection | 84d | Pending | Jun 12, 2024 |
| 18732832 | SYSTEMS AND METHODS FOR PHONE-BASED CARD ACTIVATION | Capital One Services, LLC | KORSAK, OLEG | 2492 | Other | Non-Final OA | 77d overdue | Pending | Jun 04, 2024 |
| 18670865 | SYSTEMS AND METHODS FOR CARD INFORMATION MANAGEMENT | Capital One Services, LLC | KORSAK, OLEG | 2492 | §102 | Non-Final OA | 31d overdue | Pending | May 22, 2024 |
| 18666280 | IDENTITY PROOFING OFFERING FOR CUSTOMERS AND NON-CUSTOMERS | Capital One Services, LLC | JIMENEZ, JUSTIN ABEL | 3697 | §103 | Non-Final OA | 12d | Pending | May 16, 2024 |
| 18655742 | MULTI-FACTOR AUTHENTICATION (MFA) ARRANGEMENTS FOR DYNAMIC VIRTUAL TRANSACTION TOKEN GENERATION VIA BROWSER EXTENSION | Capital One Services, LLC | WARDEN, MICHAEL J | 3694 | Other | Final Rejection | 21d | Pending | May 06, 2024 |
| 18632682 | SYSTEM AND METHOD FOR MULTI-ACCOUNT PROVISIONING | Capital One Services, LLC | SCHWARZENBERG, PAUL | 3695 | §102 | Non-Final OA | 27d | Pending | Apr 11, 2024 |
| 18631448 | MOBILE APPLICATION TO EXPEDITE ACTIVATION OF CONTACTLESS CARDS | Capital One Services, LLC | SHARVIN, DAVID P | 3692 | §102 | Non-Final OA | 35d overdue | Pending | Apr 10, 2024 |
| 18624687 | SYSTEMS AND METHODS FOR VALIDATING AND SECURING TRANSACTIONS | Capital One Services, LLC | ROSEN, ELIZABETH H | 3693 | §101 | Non-Final OA | 62d | Pending | Apr 02, 2024 |
| 18615686 | METHODS AND ARRANGEMENTS FOR SIMILARITY SEARCH BASED ON MULTI-LABEL TEXT CLASSIFICATION | Capital One Services, LLC | DWIVEDI, MAHESH H | 2168 | §103 | Final Rejection | 26d | Pending | Mar 25, 2024 |
| 18606895 | SYSTEMS AND METHODS FOR USER AUTHORIZATION AND ACCESS TO SERVICES USING CONTACTLESS CARDS | Capital One Services, LLC | KORSAK, OLEG | 2492 | Other | Non-Final OA | 121d overdue | Pending | Mar 15, 2024 |
| 18592071 | SYSTEMS AND METHODS FOR MONITORING EXTERNAL DATA SHARING | Capital One Services, LLC | ZAND, DAVOUD AMAN | 2445 | §102 | Non-Final OA | 41d | Pending | Feb 29, 2024 |
| 18586998 | SYSTEMS AND METHODS FOR MULTICOMPUTER DATA TRANSFERRING TO ACTIVATE CONTACTLESS COMMUNICATION | Capital One Services, LLC | KUO, CHENYUH | 3697 | §103 | Final Rejection | 29d | Pending | Feb 26, 2024 |
| 18415965 | SYSTEMS AND METHODS TO SHARE DATA WITH A 3RD PARTY WALLET THROUGH THE AUTHORIZATION MESSAGE | Capital One Services, LLC | WORJLOH, JALATEE | 3697 | §103 | Final Rejection | 56d | Pending | Jan 18, 2024 |
| 18414621 | SYSTEMS AND METHODS FOR FRAUD PREVENTION IN REAL-TIME PROCESSING OF ELECTRONIC TRANSACTIONS | Capital One Services, LLC | ALI, HATEM M | 3691 | §103 | Non-Final OA | 20d | Pending | Jan 17, 2024 |
| 18410871 | METHODS AND ARRANGEMENTS TO DISTRIBUTE A FRAUD DETECTION MODEL | Capital One Services, LLC | KWONG, CHO YIU | 3693 | §101 | Final Rejection | 28d | Pending | Jan 11, 2024 |
| 18410268 | SYSTEMS AND METHODS FOR FRAUD PREVENTION VIA ENHANCED TRANSACTION MESSAGES | Capital One Services, LLC | STEVENSON, CHRISTINA C | 3698 | §103 | Final Rejection | 25d overdue | Pending | Jan 11, 2024 |
| 18410191 | SYSTEMS AND METHODS OF PERSONALIZING CONTACTLESS CARD | Capital One Services, LLC | SKWIERAWSKI, PAUL J | 2439 | §102 | Non-Final OA | 56d overdue | Pending | Jan 11, 2024 |
| 18407995 | TECHNIQUES TO PROVIDE SECURE CRYPTOGRAPHIC AUTHENTICATION, VERIFICATION, FUNCTIONALITY ACCESS, AND PAYMENTS BETWEEN CONTACTLESS CARDS AND COMMUNICATION DEVICES | Capital One Services, LLC | LEE, CLAY C | 3699 | §103 | Final Rejection | 49d overdue | Pending | Jan 09, 2024 |
| 18406014 | TECHNIQUES FOR ONBOARDING AND VERIFICATION OF USERS TO A SERVICES PLATFORM | Capital One Services, LLC | RANKINS, WILLIAM E | 3694 | §101 | Final Rejection | 2d overdue | Pending | Jan 05, 2024 |
| 18400444 | TECHNIQUES TO PROCESS BIOMETRIC AND TRANSACTION DATA TO DETERMINE AN EMOTIONAL STATE OF A USER WHILE PERFORMING A TRANSACTION | Capital One Services, LLC | PATEL, DIPEN M | 3621 | §101 | Non-Final OA | 110d overdue | Pending | Dec 29, 2023 |
| 18542248 | TOKEN-BASED ENTITY RISK MANAGEMENT EXCHANGE | Capital One Services, LLC | HAMERSKI, BOLKO M | 3694 | §101 | Final Rejection | 57d | Pending | Dec 15, 2023 |
| 18526494 | TRANSMITTING ENCODED DATA ALONG TRANSMISSION MEDIUMS BASED ON COLORSPACE SCHEMES | Capital One Services, LLC | LI, MENG | 2437 | §103 | Non-Final OA | 28d overdue | Pending | Dec 01, 2023 |
| 18521990 | SYSTEM AND METHODS FOR SECURELY PROVISIONING AND STORING A CRYPTOCURRENCY WALLET | Capital One Services, LLC | SAX, TIMOTHY PAUL | 3698 | §103 | Final Rejection | 42d | Pending | Nov 28, 2023 |
| 18510796 | SYSTEMS AND METHODS FOR PERFORMING TRANSACTIONS WITH CONTACTLESS CARDS | Capital One Services, LLC | KORSAK, OLEG | 2492 | Other | Final Rejection | 5d | Pending | Nov 16, 2023 |
| 18492266 | PAYMENT ALERT SYSTEM AND TECHNIQUES BASED ON GEOGRAPHIC FOOTPRINT | Capital One Services, LLC | MUSTAFA, MOHAMMED H | 3693 | §101 | Non-Final OA | 17d overdue | Pending | Oct 23, 2023 |
| 18490307 | SYSTEMS AND METHODS FOR AUTOMATICALLY LOCKING A CONTACTLESS CARD | Capital One Services, LLC | MAI, THIEN T | 2876 | §103 | Non-Final OA | 25d overdue | Pending | Oct 19, 2023 |
| 18489430 | NEURAL EMBEDDINGS OF TRANSACTION DATA | Capital One Services, LLC | GONZALES, VINCENT | 2124 | §103 | Final Rejection | 22d overdue | Pending | Oct 18, 2023 |
| 18486965 | MULTI-CLOUD BI-DIRECTIONAL STORAGE REPLICATION SYSTEM AND TECHNIQUES | Capital One Services, LLC | PYZOCHA, MICHAEL J | 2409 | Other | Non-Final OA | 15d | Pending | Oct 13, 2023 |
| 18242405 | SYSTEM AND METHOD FOR DYNAMIC GENERATION OF URL BY SMART CARD | Capital One Services, LLC | RAHMAN, MAHFUZUR | 2498 | §103 | Final Rejection | 4d overdue | Pending | Sep 05, 2023 |
| 18232541 | SYSTEMS AND METHODS FOR INCREASING SECURITY FOR DIGITAL TRANSACTIONS WITH PREDETERMINED RISK FACTORS | Capital One Services, LLC | KIM, STEVEN S | 3698 | §103 | Non-Final OA | 3d overdue | Pending | Aug 10, 2023 |
| 18226083 | SYSTEMS AND METHODS FOR GENERATION OF SECURE SELF-SOVEREIGN IDENTIFICATION WITH A CONTACTLESS CARD | Capital One Services, LLC | HAMERSKI, BOLKO M | 3694 | §103 | Final Rejection | 14d | Pending | Jul 25, 2023 |
| 18225892 | SYSTEM AND METHOD FOR CARD PRESENT ACCOUNT PROVISIONING | Capital One Services, LLC | OUSSIR, EL MEHDI | 3699 | §101 | Final Rejection | 29d | Pending | Jul 25, 2023 |
| 18219005 | TAP TO AUTOFILL CARD DATA | Capital One Services, LLC | RAZA, ZEHRA | 3697 | §103 | Final Rejection | 46d | Pending | Jul 06, 2023 |
| 18218500 | SYSTEMS AND METHODS OF LOCATION-BASED CHECK-IN AND ASSISTANCE USING A CONTACTLESS CARD | Capital One Services, LLC | TURK, BROCK E | 3692 | §101 | Non-Final OA | 60d | Pending | Jul 05, 2023 |
| 18207941 | SYSTEMS AND METHODS FOR TRANSACTION PROCESSING BASED ON USER AUTHENTICATION | Capital One Services, LLC | SAX, TIMOTHY PAUL | 3698 | §103 | Non-Final OA | 11d overdue | Pending | Jun 09, 2023 |
| 18207831 | TECHNIQUES TO PROCESS CONTACTLESS CARD FUNCTIONS IN A MULTIPLE BANKING SYSTEM ENVIRONMENT | Capital One Services, LLC | LEE, CLAY C | 3699 | §103 | Non-Final OA | 42d | Pending | Jun 09, 2023 |
| 18133220 | RANDOM PASSWORD GENERATION AND UPDATE FOR DIGITAL SERVICE AUTHENTICATION | Capital One Services, LLC | CERVETTI, DAVID GARCIA | 2409 | §103 | Non-Final OA | 69d | Pending | Apr 11, 2023 |
| 18124050 | SECURE AUTHENTICATION BASED ON IDENTITY DATA STORED IN A CONTACTLESS CARD | Capital One Services, LLC | IDIAKE, VINCENT I | 3698 | §103 | Non-Final OA | 54d | Pending | Mar 21, 2023 |
| 18124516 | SYSTEM AND METHOD FOR WEB ACCESS WITH CONTACTLESS CARD | Capital One Services, LLC | BAYOU, YONAS A | 2499 | §102 | Non-Final OA | 28d | Pending | Mar 21, 2023 |
| 18122545 | SYSTEMS AND METHODS FOR RECORDING CONSUMER TRANSACTIONS | Capital One Services, LLC | PINSKY, DOUGLAS W | 3626 | §103 | Non-Final OA | 1d overdue | Pending | Mar 16, 2023 |
| 18100053 | MULTI-MODAL ACCESS TO AN ONLINE SERVICE USING HIERARCHICAL CRYPTOGRAPHIC KEYS FOR USER AUTHENTICATION OF ACCOUNTS AND SUBACCOUNTS | Capital One Services, LLC | PEARSON, DAVID J | 2407 | §103 | Non-Final OA | 28d overdue | Pending | Jan 23, 2023 |
| 17984422 | METHODS AND ARRANGEMENTS TO DETERMINE QUIZ QUESTIONS | Capital One Services, LLC | PATEL, AMIT HEMANTKUMAR | 3696 | §101 | Non-Final OA | 4d overdue | Pending | Nov 10, 2022 |
| 17974114 | SYSTEM AND METHOD FOR IDENTIFYING MEMBERS OF A DYNAMIC TARGET SEGMENT | Capital One Services, LLC | KOLOSOWSKI-GAGER, KATHERINE | 3687 | §101 | Final Rejection | 7d | Pending | Oct 26, 2022 |
| 17892392 | ONE-TAP PAYMENT USING A CONTACTLESS CARD | Capital One Services, LLC | FENSTERMACHER, JASON B | 3698 | §103 | Final Rejection | 6d | Pending | Aug 22, 2022 |
| 17889959 | TAP TO PAY CREDIT BILL | Capital One Services, LLC | DIROMA, SCOTT MICHAEL | 3698 | §103 | Final Rejection | 34d | Pending | Aug 17, 2022 |
| 17880419 | SYSTEMS AND METHODS FOR REVERSE CARD AUTHENTICATION WITH SINGLE-STEP VERIFICATION | Capital One Services, LLC | APPLE, KIRSTEN SACHWITZ | 3693 | §103 | Non-Final OA | 28d | Pending | Aug 03, 2022 |
| 17875099 | SYSTEMS AND METHODS FOR AUTHENTICATED PEER-TO-PEER DATA TRANSFER USING RESOURCE LOCATORS | Capital One Services, LLC | LANE, GREGORY A | 2438 | §103 | Non-Final OA | 1d overdue | Pending | Jul 27, 2022 |
| 17848728 | PROGRAMMATIC SELECTOR FOR CHOOSING A WELL-SUITED STACKED MACHINE LEARNING ENSEMBLE PIPELINE AND HYPERPARAMETER VALUES | Capital One Services, LLC | NILSSON, ERIC | 2151 | §103 | Non-Final OA | 17d overdue | Pending | Jun 24, 2022 |
| 17842662 | SYSTEM AND METHOD FOR SCALABLE, INTERACTIVE, COLLABORATIVE TOPIC IDENTIFICATION AND TRACKING | Capital One Services, LLC | SITIRICHE, LUIS A | 2126 | §103 | Final Rejection | 42d overdue | Pending | Jun 16, 2022 |
| 17724244 | PROCESSING OF CUSTOMER MESSAGES TO AVOID UNNECCESSARY FRAUD DISPUTES | Capital One Services, LLC | EDMONDS, DONALD J | 3629 | §101 | Final Rejection | 20d | Pending | Apr 19, 2022 |
| 17685800 | TAP TO COPY DATA TO CLIPBOARD VIA NFC | Capital One Services, LLC | WALSH, DANIEL I | 2876 | — | Non-Final OA | 171d overdue | Pending | Mar 03, 2022 |
| 17557466 | SYSTEMS AND METHODS FOR INCREASED EFFICIENCY AND RELIABILITY OF CONTACTLESS CARD TRANSACTIONS | Capital One Services, LLC | OYEBISI, OJO O | 3695 | §103 | Non-Final OA | 13d | Pending | Dec 21, 2021 |
| 17494373 | SYSTEM FOR VALUE LOADING ONTO IN-VEHICLE DEVICE | Capital One Services, LLC | PARK, YONG S | 3694 | §101 | Non-Final OA | 30d | Pending | Oct 05, 2021 |
| 17388919 | AUTOMATICALLY REDUCING MACHINE LEARNING MODEL INPUTS | Capital One Services, LLC | MENGISTU, TEWODROS E | 2127 | §101 | Final Rejection | 37d overdue | Pending | Jul 29, 2021 |
| 17173970 | CONTROL OF HYPERPARAMETER TUNING BASED ON MACHINE LEARNING | Capital One Services, LLC | TRIEU, EM N | 2128 | §103 | Final Rejection | 13d | Pending | Feb 11, 2021 |
| 17159803 | SYSTEMS AND METHODS FOR APPLICATION ACCESSIBILITY TESTING WITH ASSISTIVE LEARNING | Capital One Services, LLC | WEI, ZENGPU | 2197 | §103 | Non-Final OA | 3d overdue | Pending | Jan 27, 2021 |
| 16942237 | IDENTIFYING AND UTILIZING THE AVAILABILITY OF ENTERPRISE RESOURCES | Capital One Services, LLC | HOLZMACHER, DERICK J | 3625 | §101 | Final Rejection | 12d | Pending | Jul 29, 2020 |
| 16504822 | TOKENIZATION SYSTEM FOR CUSTOMER DATA IN AUDIO OR VIDEO | Capital One Services, LLC | SAVENKOV, VADIM | 2432 | §103 | Final Rejection | 5d | Pending | Jul 08, 2019 |
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